Civic Intelligence

Naifa - Oklahoma Inc

990EZ • Fiscal year 2020 • EIN 73-0956313

Jan 01, 2020 to Dec 31, 2020 • Filed on Aug 25, 2021

Organization ProfileWWW.NAIFA-OKLAHOMA.ORG
4334 NW Expressway No 237Oklahoma City, OK 73116-1576

(405) 881-9024

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

45th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

35th percentile

-5.8%

Higher net margin than 35% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

85th percentile

$51,000

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 62.2% of source-year revenue.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

15th percentile

-23%

Faster asset growth than 15% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

82nd percentile

4.6%

Faster revenue growth than 82% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets45th percentile

Assets

Flat

$92,553

Flat from 2020

Net Assets

$92,553

No earlier filing loaded for comparison.

Liabilities

Flat

$0

Flat from 2020

Revenue And Expenses
Liabilities / Revenue45th percentileNet Margin35th percentile

Revenue

Flat

$81,987

Flat from 2020

Expenses

Flat

$86,734

Flat from 2020

Net Income

Flat

-$4,747

Flat from 2020

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $43,887Liabilities 2011: $6272011Assets 2012: $46,194Liabilities 2012: $6272012Assets 2013: $37,892Net Assets 2013: $37,8922013Assets 2014: $34,535Net Assets 2014: $34,5352014Assets 2015: $30,271Liabilities 2015: $0Net Assets 2015: $30,2712015Assets 2016: $24,425Liabilities 2016: $0Net Assets 2016: $24,4252016Assets 2017: $24,425Liabilities 2017: $0Net Assets 2017: $24,4252017Assets 2018: $22,505Liabilities 2018: $0Net Assets 2018: $22,5052018Assets 2019: $120,938Liabilities 2019: $0Net Assets 2019: $120,9382019Assets 2020: $92,553Liabilities 2020: $0Net Assets 2020: $92,5532020Assets 2020: $92,553Liabilities 2020: $02020Assets 2021: $83,502Liabilities 2021: $0Net Assets 2021: $83,5022021Assets 2022: $74,479Liabilities 2022: $0Net Assets 2022: $74,4792022Assets 2023: $64,071Liabilities 2023: $02023Assets 2025: $62,211Liabilities 2025: $0Net Assets 2025: $62,2112025

Highlighted filing

2020

Assets$92,553
Liabilities$0
Net Assets$92,553
Open 2020 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2011: $66,300Expenses 2011: $64,945Net Income 2011: $1,3552011Revenue 2012: $72,953Expenses 2012: $70,646Net Income 2012: $2,3072012Revenue 2013: $61,425Expenses 2013: $69,100Net Income 2013: -$7,6752013Revenue 2014: $61,010Expenses 2014: $64,367Net Income 2014: -$3,3572014Revenue 2015: $59,546Expenses 2015: $63,810Net Income 2015: -$4,2642015Revenue 2016: $50,980Expenses 2016: $56,826Net Income 2016: -$5,8462016Revenue 2017: $47,688Expenses 2017: $47,688Net Income 2017: $02017Revenue 2018: $43,236Expenses 2018: $45,364Net Income 2018: -$2,1282018Revenue 2019: $78,346Expenses 2019: $81,826Net Income 2019: -$3,4802019Revenue 2020: $81,987Expenses 2020: $86,734Net Income 2020: -$4,7472020Revenue 2020: $81,987Expenses 2020: $86,734Net Income 2020: -$4,7472020Revenue 2021: $77,796Expenses 2021: $86,847Net Income 2021: -$9,0512021Revenue 2022: $73,987Expenses 2022: $83,010Net Income 2022: -$9,0232022Revenue 2023: $69,124Expenses 2023: $79,532Net Income 2023: -$10,4082023Revenue 2025: $57,371Expenses 2025: $48,544Net Income 2025: $8,8272025

Highlighted filing

2020

Revenue$81,987
Expenses$86,734
Net Income-$4,747
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Aug 25, 2021
Return Version
2020v4.1
Gross Receipts
$81,987
Mission and Program Overview

Mission

Support and maintain the principles of legal reserve life and health insurance and to provide members services, advocacy, industry information, educational seminars and sponsored events.

Program Services

DescriptionGrantsExpenses
ANNUAL SALES CONGRESS & BANQUET, ANNUAL LEADERSHIP CONFERENCE, NATIONAL CONFERENCE, AND PRESIDENT'S CONFERENCE.$0$0
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARY P GARZA LUTCF CLU CHFCExecutive Vice PresidentPT$46,800$4,200$51,000
SAMUEL V FIRMAN LUTCFImmediate Past President-$0--
RICHARD SCHWAB CLTCLTCPPresident-$0--
ANDREW RITCHIEPresident - Elect-$0--
JOHN CARROLLCFACFPAPMACHFCCRPCSecretary-$0--
WHITNEY JESSEE LUTFCTreasurer-$0--
CHAD S TREDWAY LUTCFNational Committeeperson-$0--
Filing and Contact Details

Filer

Filer Name
Naifa - Oklahoma Inc
EIN
73-0956313
Phone
4058819024
Address
4334 NW EXPRESSWAY NO 237, OKLAHOMA CITY, OK 73116-1576

Signing Officer

Name
Mary Garza
Title
Executive Vice President
Phone
4058819024
Signed
2021-08-25
Discuss with paid preparer
Yes

Preparer

Firm
Rsm US Llp
Address
210 PARK AVE SUITE 1725, OKLAHOMA CITY, OK 73102
Preparer
Lauren Nowakowski
Phone
4052397961
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 150.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: registrations & sponorships. Amount: 3,664.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: conferences/meetings. Amount: 18,089. Description: equipment rental. Amount: 196. Description: postage & shipping. Amount: 55. Description: property taxes. Amount: 20. Description: telephone. Amount: 512. Description: web host. Amount: 1,093. Description: insurance. Amount: 1,716. Description: software purchase. Amount: 140. Description: bank service fees. Amount: 466. Description: affiliate board expenses. Amount: 486. Total to form 990-ez, line 16: 22,773.”

Raw XML Appendix138 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MARY P GARZA
IRS990EZ/BooksInCareOfDetail/PhoneNum04058819024
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04334 NW EXPRESSWAY 237
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0OKLAHOMA CITY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OK
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd073116
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt097300
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt092553
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-4747
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt012961
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt097300
IRS990EZ/Form990TotalAssetsGrp/EOYAmt092553
IRS990EZ/GrossReceiptsAmt081987
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt0150
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt078173
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt097300
IRS990EZ/NetAssetsOrFundBalancesEOYAmt092553
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt097300
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt092553
IRS990EZ/OccupancyRentUtltsAndMaintAmt04200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt620.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt646800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt64200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SAMUEL V FIRMAN LUTCF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RICHARD SCHWAB CLTCLTCP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ANDREW RITCHIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOHN CARROLLCFACFPAPMACHFCCRPC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4WHITNEY JESSEE LUTFC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CHAD S TREDWAY LUTCF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MARY P GARZA LUTCF CLU CHFC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0IMMEDIATE PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT - ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5NATIONAL COMMITTEEPERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6EXECUTIVE VICE PRESIDENT
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt022773
IRS990EZ/OtherRevenueTotalAmt03664
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0SUPPORT AND MAINTAIN THE PRINCIPLES OF LEGAL RESERVE LIFE AND HEALTH INSURANCE AND TO PROVIDE MEMBERS SERVICES, ADVOCACY, INDUSTRY INFORMATION, EDUCATIONAL SEMINARS AND SPONSORED EVENTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ANNUAL SALES CONGRESS & BANQUET, ANNUAL LEADERSHIP CONFERENCE, NATIONAL CONFERENCE, AND PRESIDENT'S CONFERENCE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt046800
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OK
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt086734
IRS990EZ/TotalRevenueAmt081987
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.NAIFA-OKLAHOMA.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 150.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: REGISTRATIONS & SPONORSHIPS. AMOUNT: 3,664.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: CONFERENCES/MEETINGS. AMOUNT: 18,089. DESCRIPTION: EQUIPMENT RENTAL. AMOUNT: 196. DESCRIPTION: POSTAGE & SHIPPING. AMOUNT: 55. DESCRIPTION: PROPERTY TAXES. AMOUNT: 20. DESCRIPTION: TELEPHONE. AMOUNT: 512. DESCRIPTION: WEB HOST. AMOUNT: 1,093. DESCRIPTION: INSURANCE. AMOUNT: 1,716. DESCRIPTION: SOFTWARE PURCHASE. AMOUNT: 140. DESCRIPTION: BANK SERVICE FEES. AMOUNT: 466. DESCRIPTION: AFFILIATE BOARD EXPENSES. AMOUNT: 486. TOTAL TO FORM 990-EZ, LINE 16: 22,773.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MARY GARZA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04058819024
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-08-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA - OKLAHOMA INC
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0730956313
ReturnHeader/Filer/PhoneNum04058819024
ReturnHeader/Filer/USAddress/AddressLine1Txt04334 NW EXPRESSWAY NO 237
ReturnHeader/Filer/USAddress/CityNm0OKLAHOMA CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OK
ReturnHeader/Filer/USAddress/ZIPCd0731161576
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0420714325
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RSM US LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0210 PARK AVE SUITE 1725
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OKLAHOMA CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd073102
ReturnHeader/PreparerPersonGrp/PhoneNum04052397961
ReturnHeader/PreparerPersonGrp/PreparationDt02021-08-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LAUREN NOWAKOWSKI
ReturnHeader/ReturnTs02021-08-25T15:00:34-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MARY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0GARZA
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$92,553
Liabilities
$0
Net assets
$92,553
Revenue
$81,987
Expenses
$86,734
Net income
-$4,747
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.62$0.00$0.62$0.57$0.49$0.09
2023Summary only. Only limited summary data is available for this year.$0.64$0.00$0.69$0.80$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.74$0.00$0.74$0.74$0.83$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.84$0.00$0.84$0.78$0.87$0.09
2020Detailed filing. Detailed filing data is available for this year.$0.93$0.00$0.93$0.82$0.87$0.05
2020Summary only. Only limited summary data is available for this year.$0.93$0.00$0.82$0.87$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$0.00$1.21$0.78$0.82$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.23$0.00$0.23$0.43$0.45$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.24$0.00$0.24$0.48$0.48$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.24$0.00$0.24$0.51$0.57$0.06
2015Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$0.60$0.64$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.35$0.35$0.61$0.64$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$0.38$0.61$0.69$0.08
2012Summary only. Only limited summary data is available for this year.$0.46$0.01$0.73$0.71$0.02
2011Summary only. Only limited summary data is available for this year.$0.44$0.01$0.66$0.65$0.01