Civic Intelligence

Naifa - Oklahoma Inc

990EZ • Fiscal year 2018 • EIN 73-0956313

Jul 01, 2017 to Jun 30, 2018 • Filed on Aug 23, 2018

Organization ProfileWWW.NAIFA-OKLAHOMA.ORG
4334 NW Expressway No 237Oklahoma City, OK 73116

(405) 881-9024

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Net Margin

31st percentile

-4.9%

Higher net margin than 31% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Top Officer Pay

76th percentile

$21,600

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 50.0% of source-year revenue.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Asset Growth

30th percentile

-7.9%

Faster asset growth than 30% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

29th percentile

-9.3%

Faster revenue growth than 29% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$22,505

Down $1,920 (-7.9%) from 2017

Net Assets

Down

$22,505

Down $1,920 (-7.9%) from 2017

Liabilities

Flat

$0

Flat from 2017

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin31st percentile

Revenue

Down

$43,236

Down $4,452 (-9.3%) from 2017

Expenses

Down

$45,364

Down $2,324 (-4.9%) from 2017

Net Income

Down

-$2,128

Down $2,128 from 2017

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $43,887Liabilities 2011: $6272011Assets 2012: $46,194Liabilities 2012: $6272012Assets 2013: $37,892Net Assets 2013: $37,8922013Assets 2014: $34,535Net Assets 2014: $34,5352014Assets 2015: $30,271Liabilities 2015: $0Net Assets 2015: $30,2712015Assets 2016: $24,425Liabilities 2016: $0Net Assets 2016: $24,4252016Assets 2017: $24,425Liabilities 2017: $0Net Assets 2017: $24,4252017Assets 2018: $22,505Liabilities 2018: $0Net Assets 2018: $22,5052018Assets 2019: $120,938Liabilities 2019: $0Net Assets 2019: $120,9382019Assets 2020: $92,553Liabilities 2020: $02020Assets 2021: $83,502Liabilities 2021: $0Net Assets 2021: $83,5022021Assets 2022: $74,479Liabilities 2022: $0Net Assets 2022: $74,4792022Assets 2023: $64,071Liabilities 2023: $02023Assets 2025: $62,211Liabilities 2025: $0Net Assets 2025: $62,2112025

Highlighted filing

2018

Assets$22,505
Liabilities$0
Net Assets$22,505
Open 2018 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2011: $66,300Expenses 2011: $64,945Net Income 2011: $1,3552011Revenue 2012: $72,953Expenses 2012: $70,646Net Income 2012: $2,3072012Revenue 2013: $61,425Expenses 2013: $69,100Net Income 2013: -$7,6752013Revenue 2014: $61,010Expenses 2014: $64,367Net Income 2014: -$3,3572014Revenue 2015: $59,546Expenses 2015: $63,810Net Income 2015: -$4,2642015Revenue 2016: $50,980Expenses 2016: $56,826Net Income 2016: -$5,8462016Revenue 2017: $47,688Expenses 2017: $47,688Net Income 2017: $02017Revenue 2018: $43,236Expenses 2018: $45,364Net Income 2018: -$2,1282018Revenue 2019: $78,346Expenses 2019: $81,826Net Income 2019: -$3,4802019Revenue 2020: $81,987Expenses 2020: $86,734Net Income 2020: -$4,7472020Revenue 2021: $77,796Expenses 2021: $86,847Net Income 2021: -$9,0512021Revenue 2022: $73,987Expenses 2022: $83,010Net Income 2022: -$9,0232022Revenue 2023: $69,124Expenses 2023: $79,532Net Income 2023: -$10,4082023Revenue 2025: $57,371Expenses 2025: $48,544Net Income 2025: $8,8272025

Highlighted filing

2018

Revenue$43,236
Expenses$45,364
Net Income-$2,128
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Aug 23, 2018
Return Version
2017v2.3
Gross Receipts
$43,236
Mission and Program Overview

Mission

Support and maintain the principles of legal reserve life and health insurance and to provide members services, advocacy, industry information, educational seminars and sponsored events.

Program Services

DescriptionGrantsExpenses
ANNUAL SALES CONGRESS & BANQUET, ANNUAL LEADERSHIP CONFERENCE, NATIONAL CONFERENCE, AND PRESIDENT'S CONFERENCE.$0$0
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARY P GARZA LUTCF CLU CHFCExecutive Vice President-$21,600-$21,600
BRIAN J EASLON CLU CHFC RICPPresident-$0--
SAMUEL V FIRMAN LUTCFPresident Elect-$0--
RICHARD SCHWAB CLTCLTCPVice President-$0--
ANDREW RITCHIESecretary/Treasurer-$0--
CHAD S TREDWAY LUTCFNational Committeeperson-$0--
GREGORY R HUFFMAN LUTCFImmediate Past President-$0--
Filing and Contact Details

Filer

Filer Name
Naifa - Oklahoma Inc
EIN
73-0956313
Phone
4058819024
Address
4334 NW EXPRESSWAY NO 237, OKLAHOMA CITY, OK 73116

Signing Officer

Name
Mary Garza
Title
Association Executive
Phone
4058819024
Signed
2018-08-23
Discuss with paid preparer
Yes

Preparer

Firm
Rsm US Llp
Address
210 PARK AVENUE SUITE 1725, OKLAHOMA CITY, OK 73102
Preparer
Mike Place
Phone
4052397961
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 86.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: errors & omissions. Amount: 600. Description: other income. Amount: 3,086. Total to form 990-ez, line 8: 3,686.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: conferences/meetings. Amount: 18,805. Description: equipment rental. Amount: 416. Description: postage & shipping. Amount: 1. Description: taxes. Amount: 54. Description: telephone. Amount: 252. Description: web host. Amount: 297. Description: insurance. Amount: 1,309. Description: software purchase. Amount: 35. Total to form 990-ez, line 16: 21,169.”

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

“Description: prior period adjustment. Amount: 208.”

Raw XML Appendix142 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ASSOCIATION
IRS990EZ/BooksInCareOfDetail/PhoneNum04058819024
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04334 N W EXPRESSWAY 237
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0OKLAHOMA CITY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OK
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd073116
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt024425
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt022505
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-2128
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0795
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt024425
IRS990EZ/Form990TotalAssetsGrp/EOYAmt022505
IRS990EZ/GrossReceiptsAmt043236
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt086
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt039464
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt024425
IRS990EZ/NetAssetsOrFundBalancesEOYAmt022505
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt024425
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt022505
IRS990EZ/OccupancyRentUtltsAndMaintAmt01800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt621600
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRIAN J EASLON CLU CHFC RICP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SAMUEL V FIRMAN LUTCF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RICHARD SCHWAB CLTCLTCP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ANDREW RITCHIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4CHAD S TREDWAY LUTCF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5GREGORY R HUFFMAN LUTCF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MARY P GARZA LUTCF CLU CHFC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4NATIONAL COMMITTEEPERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5IMMEDIATE PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6EXECUTIVE VICE PRESIDENT
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt0208
IRS990EZ/OtherExpensesTotalAmt021169
IRS990EZ/OtherRevenueTotalAmt03686
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0SUPPORT AND MAINTAIN THE PRINCIPLES OF LEGAL RESERVE LIFE AND HEALTH INSURANCE AND TO PROVIDE MEMBERS SERVICES, ADVOCACY, INDUSTRY INFORMATION, EDUCATIONAL SEMINARS AND SPONSORED EVENTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ANNUAL SALES CONGRESS & BANQUET, ANNUAL LEADERSHIP CONFERENCE, NATIONAL CONFERENCE, AND PRESIDENT'S CONFERENCE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt021600
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OK
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt045364
IRS990EZ/TotalRevenueAmt043236
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.NAIFA-OKLAHOMA.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 86.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: ERRORS & OMISSIONS. AMOUNT: 600. DESCRIPTION: OTHER INCOME. AMOUNT: 3,086. TOTAL TO FORM 990-EZ, LINE 8: 3,686.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: CONFERENCES/MEETINGS. AMOUNT: 18,805. DESCRIPTION: EQUIPMENT RENTAL. AMOUNT: 416. DESCRIPTION: POSTAGE & SHIPPING. AMOUNT: 1. DESCRIPTION: TAXES. AMOUNT: 54. DESCRIPTION: TELEPHONE. AMOUNT: 252. DESCRIPTION: WEB HOST. AMOUNT: 297. DESCRIPTION: INSURANCE. AMOUNT: 1,309. DESCRIPTION: SOFTWARE PURCHASE. AMOUNT: 35. TOTAL TO FORM 990-EZ, LINE 16: 21,169.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: PRIOR PERIOD ADJUSTMENT. AMOUNT: 208.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MARY GARZA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASSOCIATION EXECUTIVE
ReturnHeader/BusinessOfficerGrp/PhoneNum04058819024
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-08-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA - OKLAHOMA INC
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0730956313
ReturnHeader/Filer/PhoneNum04058819024
ReturnHeader/Filer/USAddress/AddressLine1Txt04334 NW EXPRESSWAY NO 237
ReturnHeader/Filer/USAddress/CityNm0OKLAHOMA CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OK
ReturnHeader/Filer/USAddress/ZIPCd073116
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId02F24DAA9715298A6C352C4639027B0003BC8641A
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId025881B042D8ACF39A2D945C727097523721A1E44
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt069.174.87.132
ReturnHeader/FilingSecurityInformation/IPDt02018-08-23
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm012:12:18
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0420714325
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RSM US LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0210 PARK AVENUE SUITE 1725
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OKLAHOMA CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd073102
ReturnHeader/PreparerPersonGrp/PhoneNum04052397961
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MIKE PLACE
ReturnHeader/ReturnTs02018-09-07T16:06:05-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-07-01
ReturnHeader/TaxPeriodEndDt02018-06-30
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$22,505
Liabilities
$0
Net assets
$22,505
Revenue
$43,236
Expenses
$45,364
Net income
-$2,128
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.62$0.00$0.62$0.57$0.49$0.09
2023Summary only. Only limited summary data is available for this year.$0.64$0.00$0.69$0.80$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.74$0.00$0.74$0.74$0.83$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.84$0.00$0.84$0.78$0.87$0.09
2020Summary only. Only limited summary data is available for this year.$0.93$0.00$0.82$0.87$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$0.00$1.21$0.78$0.82$0.03
2018Detailed filing. Detailed filing data is available for this year.$0.23$0.00$0.23$0.43$0.45$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.24$0.00$0.24$0.48$0.48$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.24$0.00$0.24$0.51$0.57$0.06
2015Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$0.60$0.64$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.35$0.35$0.61$0.64$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$0.38$0.61$0.69$0.08
2012Summary only. Only limited summary data is available for this year.$0.46$0.01$0.73$0.71$0.02
2011Summary only. Only limited summary data is available for this year.$0.44$0.01$0.66$0.65$0.01