Civic Intelligence

Miami Chamber of Commerce

EIN 73-0353080 • 501(c)6 • Miami, OK

Profile

To take a leadership role on behalf of the Organizations members and the business community on matters of economic, educational, social, cultural, and government concerns. To develop, implement and review selective programs of action which identify issues, provide support and foster community pride.

11 S MainMiami, OK 74354

www.miamiokchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.05x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

0.04x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

40th percentile

-4.3%

Higher net margin than 40% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

36th percentile

-8.9%

Faster asset growth than 36% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

62nd percentile

8.0%

Faster revenue growth than 62% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$139,306

Down $13,587 (-8.9%) from 2023

Liabilities

Down

$6,977

Down $5,801 (-45%) from 2023

Net Assets

Down

$132,329

Down $7,786 (-5.6%) from 2023

Revenue

Up

$181,256

Up $13,392 (+8.0%) from 2023

Expenses

Up

$189,042

Up $7,801 (+4.3%) from 2023

Net Income

Up

-$7,786

Up $5,591 (+42%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2010: $93,078Liabilities 2010: $22,782Net Assets 2010: $70,2962010Assets 2011: $92,093Liabilities 2011: $26,694Net Assets 2011: $65,3992011Assets 2012: $87,435Liabilities 2012: $15,005Net Assets 2012: $72,4302012Assets 2013: $102,206Liabilities 2013: $16,718Net Assets 2013: $85,4882013Assets 2014: $114,145Liabilities 2014: $24,878Net Assets 2014: $89,2672014Assets 2015: $107,143Liabilities 2015: $20,016Net Assets 2015: $87,1272015Assets 2016: $99,949Liabilities 2016: $21,906Net Assets 2016: $78,0432016Assets 2017: $107,014Liabilities 2017: $18,153Net Assets 2017: $88,8612017Assets 2018: $76,779Liabilities 2018: $17,902Net Assets 2018: $58,8772018Assets 2019: $95,049Liabilities 2019: $62,883Net Assets 2019: $32,1662019Assets 2020: $138,093Liabilities 2020: $72,139Net Assets 2020: $65,9542020Assets 2021: $172,260Liabilities 2021: $10,022Net Assets 2021: $162,2382021Assets 2022: $164,881Liabilities 2022: $8,922Net Assets 2022: $155,9592022Assets 2023: $152,893Liabilities 2023: $12,778Net Assets 2023: $140,1152023Assets 2024: $139,306Liabilities 2024: $6,977Net Assets 2024: $132,3292024

Highlighted filing

2024

Assets$139,306
Liabilities$6,977
Net Assets$132,329

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2010: $130,382Expenses 2010: $131,751Net Income 2010: -$1,3692010Expenses 2011: $141,8422011Expenses 2012: $126,0862012Revenue 2013: $141,976Expenses 2013: $129,067Net Income 2013: $12,9092013Revenue 2014: $137,049Expenses 2014: $136,506Net Income 2014: $5432014Revenue 2015: $137,489Expenses 2015: $139,629Net Income 2015: -$2,1402015Revenue 2016: $142,486Expenses 2016: $151,239Net Income 2016: -$8,7532016Revenue 2017: $127,354Expenses 2017: $115,651Net Income 2017: $11,7032017Revenue 2018: $132,436Expenses 2018: $171,231Net Income 2018: -$38,7952018Revenue 2019: $124,868Expenses 2019: $142,857Net Income 2019: -$17,9892019Revenue 2020: $116,848Expenses 2020: $87,466Net Income 2020: $29,3822020Revenue 2021: $118,958Expenses 2021: $129,611Net Income 2021: -$10,6532021Revenue 2022: $155,534Expenses 2022: $161,813Net Income 2022: -$6,2792022Revenue 2023: $167,864Expenses 2023: $181,241Net Income 2023: -$13,3772023Revenue 2024: $181,256Expenses 2024: $189,042Net Income 2024: -$7,7862024

Highlighted filing

2024

Revenue$181,256
Expenses$189,042
Net Income-$7,786

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.39$0.07$1.32$1.81$1.89$0.08
2023Detailed filing. Detailed filing data is available for this year.$1.53$0.13$1.40$1.68$1.81$0.13
2022Detailed filing. Detailed filing data is available for this year.$1.65$0.09$1.56$1.56$1.62$0.06
2021Detailed filing. Detailed filing data is available for this year.$1.72$0.10$1.62$1.19$1.30$0.11
2020Detailed filing. Detailed filing data is available for this year.$1.38$0.72$0.66$1.17$0.87$0.29
2019Detailed filing. Detailed filing data is available for this year.$0.95$0.63$0.32$1.25$1.43$0.18
2018Detailed filing. Detailed filing data is available for this year.$0.77$0.18$0.59$1.32$1.71$0.39
2017Detailed filing. Detailed filing data is available for this year.$1.07$0.18$0.89$1.27$1.16$0.12
2016Detailed filing. Detailed filing data is available for this year.$1.00$0.22$0.78$1.42$1.51$0.09
2015Detailed filing. Detailed filing data is available for this year.$1.07$0.20$0.87$1.37$1.40$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.14$0.25$0.89$1.37$1.37$0.01
2013Detailed filing. Detailed filing data is available for this year.$1.02$0.17$0.85$1.42$1.29$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.87$0.15$0.72$1.26
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.92$0.27$0.65$1.42
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.93$0.23$0.70$1.30$1.32$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$422,311
Mission and Program Overview

Mission

To take a leadership role on behalf of the Organizations members and the business community on matters of economic, educational, social, cultural, and government concerns. To develop, implement and review selective programs of action which identify issues, provide support and foster community pride.

To take a leadership role on behalf of the organization's members and the business community on matters of economic, educational, social, cultural and government concerns. To develop, implement and review selective programs of action which identify issues, provide support and foster community pride.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$101,267$96,821▼ $4,446
Savings and Temporary Cash Investments$33,004$33,561▲ $557
Cash and Non-Interest-Bearing Accounts$16,920$7,222▼ $9,698
Land, Buildings, and Equipment, Net$1,077$1,077→ $0
Total Assets$152,893$139,306▼ $13,587
Other Assets Total$625$625→ $0
Liabilities
Accounts Payable and Accrued Expenses$6,983$4,027▼ $2,956
Deferred Revenue$5,795$2,950▼ $2,845
Total Liabilities$12,778$6,977▼ $5,801
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$140,115$132,329▼ $7,786
Total Net Assets Fund Balance$140,115$132,329▼ $7,786
Total Liabilities and Net Assets / Fund Balance$152,893$139,306▼ $13,587

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$1,077$7,787-
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$108,362
Program Service Revenue
$40,085
Investment Income
$780
Other Revenue
$32,029
All Other Contributions
$9,696
Change in Net Assets
$-7,786
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$132,774
Other Expenses$36,260
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$58,185--$58,185
Other Salaries and Wages$42,591$14,197-$56,788
Benefits to Members$20,008--$20,008
Occupancy$9,639$1,072-$10,711
Payroll Taxes$7,982$1,144-$9,126
Other Employee Benefits$5,394$56-$5,450
Office Expenses$4,793$294-$5,087
Fees for Services Accounting$3,666$407-$4,073
Information Technology$3,113$346-$3,459
Pension Plan Contributions$2,855$370-$3,225
Advertising$2,991--$2,991
Insurance$2,305$256-$2,561
Fees for Services Other$2,385--$2,385
Travel$1,954--$1,954
Other Expenses$975--$975
Total Functional Expenses$170,900$18,142$0$189,042
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$273,084
Fundraising Direct Expenses$241,055
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Premium Sale$198,806$198,806$199,451$-645
Clay Breaker Ch$12,885$12,885$190$12,695
Total Events$266,799$266,799$238,850$27,949
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Form 990 is reviewed at regularly schedule meetings.

Form 990, Page 6, Part VI, Line 15B

All compensation is reviewed and approved by the board on an annual basis.

Form 990, Page 6, Part VI, Line 19

Information returns are available upon request.

Filing and Contact Details

Filer

Filer Name
Miami Chamber of Commerce
EIN
73-0353080
Phone
9185424481
Address
11 S MAIN, MIAMI, OK 74354

Signing Officer

Name
Cindy Morris
Title
President
Phone
9185424481
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindy Morris
Formed
1980
Legal Domicile
Ok
Voting Board Members
11
Independent Board Members
11
Employees
3

Preparer

Firm
Ober & Littlefield Cpas
Address
124 S MAIN ST, MIAMI, OK 74354
Preparer
John D Ober
Phone
9185424401
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To take a leadership role on behalf of the organization's members and the business community on matters of economic, educational, social, cultural and government concerns. To develop, implement and review selective programs of action which identify issues, provide support and foster community pride.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0812900
IRS990/ProgramServiceRevenueGrp/BusinessCd1541800
IRS990/ProgramServiceRevenueGrp/Desc0SERVICES AND PROGRAMS
IRS990/ProgramServiceRevenueGrp/Desc1ADVERTISING AND PROMOTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt037585
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt037585
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12500
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt037623
IRS990/PYContributionsGrantsAmt082069
IRS990/PYInvestmentIncomeAmt0402
IRS990/PYOtherExpensesAmt037120
IRS990/PYOtherRevenueAmt024337
IRS990/PYProgramServiceRevenueAmt061056
IRS990/PYRevenuesLessExpensesAmt0-13377
IRS990/PYSalariesCompEmpBnftPaidAmt0106498
IRS990/PYTotalExpensesAmt0181241
IRS990/PYTotalRevenueAmt0167864
IRS990/ReconcilationRevenueExpnssAmt0-7786
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt033004
IRS990/SavingsAndTempCashInvstGrp/EOYAmt033561
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01077
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt07787
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt08864
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01077
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent2Amt01500
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt01500
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt0238850
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent2Amt04915
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt0950
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt05865
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0PREMIUM SALE
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0CLAY BREAKER CH
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt026212
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt026212
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0198806
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt012885
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt055108
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0266799
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0198806
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt012885
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt055108
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0266799
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt027949
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesOtherEventsAmt0558
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt0558
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt04098
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0203739
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0199451
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt0190
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt02
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt0976
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt0976
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO TAKE A LEADERSHIP ROLE ON BEHALF OF THE ORGANIZATION'S MEMBERS AND THE BUSINESS COMMUNITY ON MATTERS OF ECONOMIC, EDUCATIONAL, SOCIAL, CULTURAL AND GOVERNMENT CONCERNS. TO DEVELOP, IMPLEMENT AND REVIEW SELECTIVE PROGRAMS OF ACTION WHICH IDENTIFY ISSUES, PROVIDE SUPPORT AND FOSTER COMMUNITY PRIDE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED AT REGULARLY SCHEDULE MEETINGS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INFORMATION RETURNS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OK
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0152893
IRS990/TotalAssetsEOYAmt0139306
IRS990/TotalAssetsGrp/BOYAmt0152893
IRS990/TotalAssetsGrp/EOYAmt0139306
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0108362
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt018142
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0170900
IRS990/TotalFunctionalExpensesGrp/TotalAmt0189042
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt012778
IRS990/TotalLiabilitiesEOYAmt06977
IRS990/TotalLiabilitiesGrp/BOYAmt012778
IRS990/TotalLiabilitiesGrp/EOYAmt06977
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0140115
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0132329
IRS990/TotalProgramServiceExpensesAmt0170900
IRS990/TotalProgramServiceRevenueAmt040085
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt040865
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0181256
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0152893
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0139306
IRS990/TravelGrp/ProgramServicesAmt01954
IRS990/TravelGrp/TotalAmt01954
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt011 SOUTH MAIN
IRS990/USAddress/CityNm0MIAMI
IRS990/USAddress/StateAbbreviationCd0OK
IRS990/USAddress/ZIPCd074354
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.MIAMIOKCHAMBER.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CINDY MORRIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09185424481
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MIAMI CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0MIAM
ReturnHeader/Filer/EIN0730353080
ReturnHeader/Filer/PhoneNum09185424481
ReturnHeader/Filer/USAddress/AddressLine1Txt011 S MAIN
ReturnHeader/Filer/USAddress/CityNm0MIAMI
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OK
ReturnHeader/Filer/USAddress/ZIPCd074354
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0474648903
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0OBER & LITTLEFIELD CPAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0124 S MAIN ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MIAMI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd074354
ReturnHeader/PreparerPersonGrp/PhoneNum09185424401
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOHN D OBER
ReturnHeader/ReturnTs02025-11-17T13:51:16-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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