Civic Intelligence

Texas Community Capital Inc

990 • Fiscal year 2017 • EIN 68-0488549

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 15, 2018

2200 E MlkAustin, TX 78702

(512) 916-0508

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.54x

Higher debt load relative to assets than 82% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

87th percentile

1.30x

Higher debt load relative to revenue than 87% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

96th percentile

74%

Higher net margin than 96% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

94th percentile

82%

Faster asset growth than 94% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

93rd percentile

101%

Faster revenue growth than 93% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Up

$1,342,521

Up $604,260 (+82%) from 2016

Net Assets

Up

$614,395

Up $413,161 (+205%) from 2016

Liabilities

Up

$728,126

Up $191,099 (+36%) from 2016

Revenue

Up

$560,465

Up $281,289 (+101%) from 2016

Expenses

Down

$147,304

Down $54,568 (-27%) from 2016

Net Income

Up

$413,161

Up $335,857 (+434%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2011: $53,380Net Assets 2011: $53,3802011Assets 2012: $55,790Net Assets 2012: $55,7902012Assets 2013: $373,147Liabilities 2013: $31,405Net Assets 2013: $341,7422013Assets 2014: $211,752Liabilities 2014: $43,172Net Assets 2014: $168,5802014Assets 2015: $552,279Liabilities 2015: $428,349Net Assets 2015: $123,9302015Assets 2016: $738,261Liabilities 2016: $537,027Net Assets 2016: $201,2342016Assets 2017: $1,342,521Liabilities 2017: $728,126Net Assets 2017: $614,3952017Assets 2018: $1,056,231Liabilities 2018: $477,064Net Assets 2018: $579,1672018Assets 2019: $1,106,883Liabilities 2019: $503,880Net Assets 2019: $603,0032019Assets 2020: $1,090,162Liabilities 2020: $539,802Net Assets 2020: $550,3602020Assets 2021: $703,722Liabilities 2021: $257,783Net Assets 2021: $445,9392021Assets 2022: $617,042Liabilities 2022: $196,115Net Assets 2022: $420,9272022Assets 2023: $563,494Liabilities 2023: $188,015Net Assets 2023: $375,4792023Assets 2024: $1,188,402Liabilities 2024: $821,973Net Assets 2024: $366,4292024

Highlighted filing

2017

Assets$1,342,521
Liabilities$728,126
Net Assets$614,395

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $9,298Expenses 2011: $19,496Net Income 2011: -$10,1982011Revenue 2012: $8,305Expenses 2012: $5,895Net Income 2012: $2,4102012Revenue 2013: $350,171Expenses 2013: $33,806Net Income 2013: $316,3652013Revenue 2014: $6,116Expenses 2014: $179,278Net Income 2014: -$173,1622014Revenue 2015: $106,058Expenses 2015: $150,708Net Income 2015: -$44,6502015Revenue 2016: $279,176Expenses 2016: $201,872Net Income 2016: $77,3042016Revenue 2017: $560,465Expenses 2017: $147,304Net Income 2017: $413,1612017Revenue 2018: $161,170Expenses 2018: $196,398Net Income 2018: -$35,2282018Revenue 2019: $329,790Expenses 2019: $305,954Net Income 2019: $23,8362019Revenue 2020: $101,673Expenses 2020: $154,316Net Income 2020: -$52,6432020Revenue 2021: $49,661Expenses 2021: $203,247Net Income 2021: -$153,5862021Revenue 2022: $83,457Expenses 2022: $108,469Net Income 2022: -$25,0122022Revenue 2023: $92,295Expenses 2023: $142,915Net Income 2023: -$50,6202023Revenue 2024: $185,197Expenses 2024: $194,247Net Income 2024: -$9,0502024

Highlighted filing

2017

Revenue$560,465
Expenses$147,304
Net Income$413,161
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 15, 2018
Return Version
2017v2.3
Gross Receipts
$589,372
Mission and Program Overview

Mission

Community development loan fund

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$336,874$583,783▲ $246,909
Other Notes and Loans Receivable, Net$250,000$450,000▲ $200,000
Accounts Receivable$88,412$286,600▲ $198,188
Savings and Temporary Cash Investments$57,320$21,388▼ $35,932
Prepaid Expenses and Deferred Charges$5,623$750▼ $4,873
Total Assets$738,261$1,342,521▲ $604,260
Other Assets Total$32--
Liabilities
Unsecured Notes Loans Payable$500,000$700,000▲ $200,000
Accounts Payable and Accrued Expenses$37,027$27,314▼ $9,713
Deferred Revenue-$812-
Total Liabilities$537,027$728,126▲ $191,099
Net Assets / Fund Balance
Temporarily Rstr Net Assets$125,000$336,600▲ $211,600
Unrestricted Net Assets$76,234$277,795▲ $201,561
Total Net Assets Fund Balance$201,234$614,395▲ $413,161
Total Liabilities and Net Assets / Fund Balance$738,261$1,342,521▲ $604,260
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tom WilkinsonChair
Gerald CarltonDirector
John GarvinDirector
Cynthia LeonSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$525,000
Program Service Revenue
$26,052
Investment Income
$9,113
Other Revenue
$300
All Other Contributions
$525,000
Change in Net Assets
$413,161

Audited Revenue Reconciliation

Revenue per Audited Statements
$560,465
Revenue Not Reported on Form 990
$36,450
Total Revenue per Audited Statements
$596,915
Total Revenue per Form 990
$560,465
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$75,931
Salaries, Compensation, and Employee Benefits$71,373
Total Fundraising Expense$6,389
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$59,879-$5,225$65,104
Fees for Services Other$32,288$1,036$1,061$34,385
Interest$14,625$1,500-$16,125
Occupancy$9,450--$9,450
Insurance$6,478--$6,478
Other Employee Benefits$6,269--$6,269
Travel$3,766$20$103$3,889
Fees for Services Management$1,806--$1,806
Information Technology$664--$664
Office Expenses$623--$623
Fees for Services Legal$219--$219
Conferences and Meetings$139--$139
Advertising$40--$40
Other Expenses$21--$21
Total Functional Expenses$138,359$2,556$6,389$147,304

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$183,754
Expenses per Audited Statements$147,304
Total Expenses per Form 990$147,304
Expenses Not Reported on Form 990$36,450
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

Texas association of community development corporations appoints at least 40% of the board of directors for the organization.

Form 990, Page 6, Part VI, Line 11B

The organization's staff presents the 990 to the board either via email or in person for review and approval prior to the 990 being filed with the irs.

Form 990, Page 6, Part VI, Line 19

The organization's governing documents, conflict of interest policy, and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Texas Community Capital Inc
EIN
68-0488549
Phone
5129160508
Address
2200 E MLK, AUSTIN, TX 78702

Signing Officer

Name
Tom Wilkinson
Title
Chair
Phone
5129160508
Signed
2018-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tom Wilkinson
Formed
2002
Legal Domicile
TX
Voting Board Members
4
Independent Board Members
4
Employees
0

Preparer

Firm
Gindler Chappell Morrison & Co Pc
Address
100 E ANDERSON LANE STE 250, AUSTIN, TX 78752
Preparer
Derek Kirby
Phone
5128339600
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Supplies 503 100 20 filing and registration fees 275 0 0 contract services 31,510 936 1,041 total 32,288 1,036 1,061

Raw XML Appendix381 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/DonatedServicesAndUseFcltsAmt036450
IRS990ScheduleD/DonatedServicesUseFcltsAmt036450
IRS990ScheduleD/ExpensesNotReportedAmt036450
IRS990ScheduleD/ExpensesSubtotalAmt0147304
IRS990ScheduleD/RevenueNotReportedAmt036450
IRS990ScheduleD/RevenueSubtotalAmt0560465
IRS990ScheduleD/TotalExpensesPerForm990Amt0147304
IRS990ScheduleD/TotalRevenuePerForm990Amt0560465
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0596915
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0183754
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TEXAS ASSOCIATION OF COMMUNITY DEVELOPMENT CORPORATIONS APPOINTS AT LEAST 40% OF THE BOARD OF DIRECTORS FOR THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S STAFF PRESENTS THE 990 TO THE BOARD EITHER VIA EMAIL OR IN PERSON FOR REVIEW AND APPROVAL PRIOR TO THE 990 BEING FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SUPPLIES 503 100 20 FILING AND REGISTRATION FEES 275 0 0 CONTRACT SERVICES 31,510 936 1,041 TOTAL 32,288 1,036 1,061
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0125000
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt0336600
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0738261
IRS990/TotalAssetsEOYAmt01342521
IRS990/TotalAssetsGrp/BOYAmt0738261
IRS990/TotalAssetsGrp/EOYAmt01342521
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0525000
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt06389
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt02556
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0138359
IRS990/TotalFunctionalExpensesGrp/TotalAmt0147304
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0537027
IRS990/TotalLiabilitiesEOYAmt0728126
IRS990/TotalLiabilitiesGrp/BOYAmt0537027
IRS990/TotalLiabilitiesGrp/EOYAmt0728126
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0201234
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0614395
IRS990/TotalProgramServiceExpensesAmt0138359
IRS990/TotalProgramServiceRevenueAmt026052
IRS990/TotalRevenueGrp/ExclusionAmt0503
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt034962
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0560465
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0738261
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01342521
IRS990/TravelGrp/FundraisingAmt0103
IRS990/TravelGrp/ManagementAndGeneralAmt020
IRS990/TravelGrp/ProgramServicesAmt03766
IRS990/TravelGrp/TotalAmt03889
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt076234
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0277795
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0500000
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0700000
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02200 E MLK
IRS990/USAddress/CityNm0AUSTIN
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd078702
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0WWW.TCCAPITAL.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TOM WILKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum05129160508
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TEXAS COMMUNITY CAPITAL INC
ReturnHeader/Filer/BusinessNameControlTxt0TEXA
ReturnHeader/Filer/EIN0680488549
ReturnHeader/Filer/PhoneNum05129160508
ReturnHeader/Filer/USAddress/AddressLine1Txt02200 E MLK
ReturnHeader/Filer/USAddress/CityNm0AUSTIN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078702
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId008A1BF50683A799963920F06F549F356B1F0B847
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0DF7FF1F4C125DC1A6E5B5A2E0C559AAAE2D38684
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0216.82.197.186
ReturnHeader/FilingSecurityInformation/IPDt02018-11-15
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm023:53:23
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0742532710
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GINDLER CHAPPELL MORRISON & CO PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0100 E ANDERSON LANE STE 250
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0AUSTIN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd078752
ReturnHeader/PreparerPersonGrp/PhoneNum05128339600
ReturnHeader/PreparerPersonGrp/PreparationDt02018-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DEREK KIRBY
ReturnHeader/ReturnTs02018-11-15T23:53:23-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.19$0.82$0.37$0.19$0.19$0.01
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.19$0.38$0.09$0.14$0.05
2022Detailed filing. Detailed filing data is available for this year.$0.62$0.20$0.42$0.08$0.11$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.70$0.26$0.45$0.05$0.20$0.15
2020Detailed filing. Detailed filing data is available for this year.$1.09$0.54$0.55$0.10$0.15$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.11$0.50$0.60$0.33$0.31$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.06$0.48$0.58$0.16$0.20$0.04
2017Detailed filing. Detailed filing data is available for this year.$1.34$0.73$0.61$0.56$0.15$0.41
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.74$0.54$0.20$0.28$0.20$0.08
2015Detailed filing. Detailed filing data is available for this year.$0.55$0.43$0.12$0.11$0.15$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.21$0.04$0.17$0.01$0.18$0.17
2013Detailed filing. Detailed filing data is available for this year.$0.37$0.03$0.34$0.35$0.03$0.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.06$0.06$0.01$0.01$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.05$0.05$0.01$0.02$0.01