Liabilities / Assets
82nd percentile
Higher debt load relative to assets than 82% of similar nonprofits.
Texas Community Capital Inc
990EZ • Fiscal year 2014 • EIN 68-0488549
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.20x
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
1st percentile
Higher net margin than 1% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
10th percentile
Faster asset growth than 10% of similar nonprofits.
Revenue Growth
1st percentile
Faster revenue growth than 1% of similar nonprofits.
Balance Sheet
Assets
Down$211,752
Down $161,395 (-43%) from 2013
Net Assets
Down$168,580
Down $173,162 (-51%) from 2013
Liabilities
Up$43,172
Up $11,767 (+37%) from 2013
Revenue And Expenses
Revenue
Down$6,116
Down $344,055 (-98%) from 2013
Expenses
Up$179,278
Up $145,472 (+430%) from 2013
Net Income
Down-$173,162
Down $489,527 (-155%) from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Dec 31, 2014
- Signed
- Aug 6, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $6,116
Mission and Program Overview
Mission
Community development loan fund
Program Services
| Description | Grants | Expenses |
|---|---|---|
| ADMINISTRATION OF A PRE-DEVELOPMENT LOAN FUND TO PROMOTE AFFORDABLE HOUSING IN TEXAS. | - | $158,877 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOHN GARVIN | Director | - | $0 | - | - |
| TOM WILKINSON | Chair | - | $0 | - | - |
| JERRY ROMERO | Vice Chair | - | $0 | - | - |
| CYNTHIA LEON | Secretary/Tr | - | $0 | - | - |
| GERALD CARLTON | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Texas Community Capital Inc
- EIN
- 68-0488549
- Phone
- 5129160508
- Address
- 2200 E MLK, AUSTIN, TX 78702
Signing Officer
- Name
- Tom Wilkinson
- Title
- Chair
- Phone
- 5129160508
- Signed
- 2015-08-06
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Gindler Chappell Morrison & Co Pc
- Address
- 100 E ANDERSON LANE STE 250, AUSTIN, TX 78752
- Preparer
- E E Chappell Jr
- Phone
- 5128339600
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses clc marketing expenses 395 small dollar loan postage 5 small dollar loan printing 46 computer/software purchase 45 clc web services 259 operations 581 small dollar loan travel 5,037 small dollar loan meals/lodge 987 travel and meetings 821 small dollar loan meeting exp 107 clc seminars, conferences 200 insurance-liability, d and o 11,354 clc licensing fees 62,608 memberships and dues 250 total 82,695”
Form 990-ez, Part II, Line 24
“Pledges receivable 0 2,298 prepaid expenses and deferred charges 7,607 0 total 7,607 2,298”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 992 43,172 grants payable 30,413 0”
Raw XML Appendix156 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | MATTHEW HULL |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5129160508 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2200 E MLK |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | AUSTIN |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 78702 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 365540 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 209454 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 5676 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -173162 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 86983 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 373147 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 211752 |
| IRS990EZ/GrossReceiptsAmt | 0 | 6116 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 302 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 341742 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 168580 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 341742 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 168580 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 9600 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOHN GARVIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | TOM WILKINSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | JERRY ROMERO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | CYNTHIA LEON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | GERALD CARLTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | VICE CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY/TR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 7607 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 2298 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 82695 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | COMMUNITY DEVELOPMENT LOAN FUND |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 138 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | ADMINISTRATION OF A PRE-DEVELOPMENT LOAN FUND TO PROMOTE AFFORDABLE HOUSING IN TEXAS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 158877 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 31405 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 43172 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 179278 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 158877 |
| IRS990EZ/TotalRevenueAmt | 0 | 6116 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.TCCAPITAL.ORG |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 5676 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 345000 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 350676 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 302 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 351 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 305 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 98 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 64 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 1120 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 138 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 4820 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 8000 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 9200 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 12750 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 34908 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 302 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 351 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 305 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 98 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 64 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 1120 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.99710 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.99770 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 385584 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 5814 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 349820 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 8000 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 9200 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 12750 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 385584 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 6116 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 350171 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 8305 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 9298 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 12814 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 386704 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES CLC MARKETING EXPENSES 395 SMALL DOLLAR LOAN POSTAGE 5 SMALL DOLLAR LOAN PRINTING 46 COMPUTER/SOFTWARE PURCHASE 45 CLC WEB SERVICES 259 OPERATIONS 581 SMALL DOLLAR LOAN TRAVEL 5,037 SMALL DOLLAR LOAN MEALS/LODGE 987 TRAVEL AND MEETINGS 821 SMALL DOLLAR LOAN MEETING EXP 107 CLC SEMINARS, CONFERENCES 200 INSURANCE-LIABILITY, D AND O 11,354 CLC LICENSING FEES 62,608 MEMBERSHIPS AND DUES 250 TOTAL 82,695 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PLEDGES RECEIVABLE 0 2,298 PREPAID EXPENSES AND DEFERRED CHARGES 7,607 0 TOTAL 7,607 2,298 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 992 43,172 GRANTS PAYABLE 30,413 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| ReturnHeader/BuildTS | 0 | 2016-04-25 22:37:26Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TOM WILKINSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5129160508 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-08-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TEXAS COMMUNITY CAPITAL INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TEXA |
| ReturnHeader/Filer/EIN | 0 | 680488549 |
| ReturnHeader/Filer/PhoneNum | 0 | 5129160508 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2200 E MLK |
| ReturnHeader/Filer/USAddress/CityNm | 0 | AUSTIN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 78702 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 742532710 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GINDLER CHAPPELL MORRISON & CO PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 100 E ANDERSON LANE STE 250 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | AUSTIN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 78752 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5128339600 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-09-01 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | E E CHAPPELL JR |
| ReturnHeader/ReturnTs | 0 | 2015-09-01T09:46:14-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $211,752
- Liabilities
- $43,172
- Net assets
- $168,580
- Revenue
- $6,116
- Expenses
- $179,278
- Net income
- -$173,162