Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
Liabilities / Revenue
60th percentile
Higher debt load relative to revenue than 60% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
78th percentile
Higher top officer pay than 78% of similar nonprofits.
Top officer pay equals 20.9% of source-year revenue.
Asset Growth
13th percentile
Faster asset growth than 13% of similar nonprofits.
Revenue Growth
81st percentile
Faster revenue growth than 81% of similar nonprofits.
Assets
Flat$13,589,910
Flat from 2015
Net Assets
Flat$3,238,175
Flat from 2015
Liabilities
Flat$10,351,735
Flat from 2015
Revenue
Flat$462,710
Flat from 2015
Expenses
Flat$496,617
Flat from 2015
Net Income
Flat-$33,907
Flat from 2015
Promoting thrift among its members and providing a source of credit for them at legitimate interest rates.
Code of alabama, sec. 5-17-1. A credit union is a cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $8,586,281 | $8,290,300 | ▼ $295,981 |
| Other Notes and Loans Receivable, Net | $4,427,089 | $4,165,525 | ▼ $261,564 |
| Rtn Earn Endowment Incm Other Fnds | $3,272,082 | $3,238,175 | ▼ $33,907 |
| Cash and Non-Interest-Bearing Accounts | $57,857 | $430,291 | ▲ $372,434 |
| Savings and Temporary Cash Investments | $487,705 | $395,332 | ▼ $92,373 |
| Land, Buildings, and Equipment, Net | $295,035 | $280,386 | ▼ $14,649 |
| Prepaid Expenses and Deferred Charges | $31,371 | $28,076 | ▼ $3,295 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $13,885,338 | $13,589,910 | ▼ $295,428 |
| Liabilities | |||
| Other Liabilities | $10,609,228 | $10,348,133 | ▼ $261,095 |
| Accounts Payable and Accrued Expenses | $4,028 | $3,602 | ▼ $426 |
| Total Liabilities | $10,613,256 | $10,351,735 | ▼ $261,521 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,272,082 | $3,238,175 | ▼ $33,907 |
| Total Liabilities and Net Assets / Fund Balance | $13,885,338 | $13,589,910 | ▼ $295,428 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $197,336 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $28,513 | - | $0 |
| Equipment | $54,537 | $0 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Other Securities | $9,382 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Deborah Dean | Asst Manager | FT | $96,721 | $96,721 |
| Kyler Frazier | Manager | FT | $75,927 | $75,927 |
| Name | Title |
|---|---|
| Danny F Faulk | President |
| Williams O Stewart | Vice President |
| Rinkey Stanley | Director |
| Douglas Wilson | Secretary |
| Bobby Ray Owens | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $307,050 |
| Other Expenses | $163,676 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $246,460 |
| Office Expenses | - | - | - | $40,305 |
| Information Technology | - | - | - | $38,979 |
| Occupancy | - | - | - | $26,172 |
| Benefits to Members | - | - | - | $25,891 |
| Pension Plan Contributions | - | - | - | $24,646 |
| Payroll Taxes | - | - | - | $19,436 |
| Other Employee Benefits | - | - | - | $16,508 |
| Depreciation Depletion | - | - | - | $15,875 |
| Insurance | - | - | - | $13,791 |
| Advertising | - | - | - | $9,721 |
| Fees for Services Accounting | - | - | - | $7,499 |
| Other Expenses | - | - | - | $6,497 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $2,282 |
| Travel | - | - | - | $1,469 |
| Conferences and Meetings | - | - | - | $1,086 |
| Total Functional Expenses | $0 | $0 | $0 | $496,617 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Deposits | $10,348,133 |
“All persons eligible for membership who maintain a minimum share balance are members (stockholders) of the credit union.”
“All eligible members can attend the annual membership meeting of the credit union and vote for directors and committee people who are up for election.”
“Monthly meetings are where all business is documented.”
“All policies are reviewed annually.”
“UPON REQUEST”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4028 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 3602 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CODE OF ALABAMA, SEC. 5-17-1. A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 9721 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 25891 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | OPP-MICOLAS CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3344936434 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | P O DRAWER 70 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OPP |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 36467 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 57857 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 430291 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1086 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 25891 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 94229 |
| IRS990/CYOtherExpensesAmt | 0 | 163676 |
| IRS990/CYOtherRevenueAmt | 0 | 18732 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 349749 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -33907 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 307050 |
| IRS990/CYTotalExpensesAmt | 0 | 496617 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 462710 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 15875 |
| IRS990/Desc | 0 | CODE OF ALABAMA, SEC. 5-17-1, A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 496618 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7499 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 2282 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40 |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | WILLIAMS O STEWART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DANNY F FAULK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DOUGLAS WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BOBBY RAY OWENS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RINKEY STANLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KYLER FRAZIER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DEBORAH DEAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 75927 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 96721 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | ASST MANAGER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 462710 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 38979 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13791 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 94229 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 94229 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 8586281 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 8290300 |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 295035 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 280386 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 280386 |
| IRS990/LegalDomicileStateCd | 0 | AL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | PROMOTING THRIFT AMONG ITS MEMBERS AND PROVIDING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE INTEREST RATES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3272082 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3238175 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 82 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 26172 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 40305 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 16508 |
| IRS990/OtherExpensesGrp/Desc | 0 | LEAGUE DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 6497 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 10609228 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10348133 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 18650 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 18732 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 82 |
| IRS990/OtherRevenueTotalAmt | 0 | 18732 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 246460 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 4427089 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4165525 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 19436 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 24646 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 31371 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 28076 |
| IRS990/PrincipalOfficerNm | 0 | DANNY F FAULK |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 349749 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 349749 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 27060 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 80965 |
| IRS990/PYOtherExpensesAmt | 0 | 169060 |
| IRS990/PYOtherRevenueAmt | 0 | 17389 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 334595 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -74268 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 311097 |
| IRS990/PYTotalExpensesAmt | 0 | 507217 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 432949 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -33907 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 462711 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3272082 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3238175 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 487705 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 395332 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 197336 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 197336 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 54537 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 54537 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 28513 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 28513 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10348133 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 8176000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 104918 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 9382 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | DEPOSIT TO NUCSIF |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | CORPORATE CU MEMBERSHIP CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 280386 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 8290300 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10348133 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ALL PERSONS ELIGIBLE FOR MEMBERSHIP WHO MAINTAIN A MINIMUM SHARE BALANCE ARE MEMBERS (STOCKHOLDERS) OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL ELIGIBLE MEMBERS CAN ATTEND THE ANNUAL MEMBERSHIP MEETING OF THE CREDIT UNION AND VOTE FOR DIRECTORS AND COMMITTEE PEOPLE WHO ARE UP FOR ELECTION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MONTHLY MEETINGS ARE WHERE ALL BUSINESS IS DOCUMENTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL POLICIES ARE REVIEWED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 13885338 |
| IRS990/TotalAssetsEOYAmt | 0 | 13589910 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 13885338 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 13589910 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 496617 |
| IRS990/TotalGrossUBIAmt | 0 | 82 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 10613256 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10351735 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 10613256 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10351735 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3272082 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3238175 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 496618 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 349749 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 172648 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 462628 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 462710 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 82 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 13885338 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 13589910 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1469 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | P O DRAWER 70 |
| IRS990/USAddress/CityNm | 0 | OPP |
| IRS990/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/USAddress/ZIPCd | 0 | 36467 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 0 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReasonableCauseExplanation/ExplanationTxt | 0 | FILED AN EXTENSION REQUEST MAY 11, 2016. |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DEBORAH DEAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | ASST MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3344936434 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-06-02 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OPP-MICOLAS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OPP- |
| ReturnHeader/Filer/EIN | 0 | 630337813 |
| ReturnHeader/Filer/PhoneNum | 0 | 3344936434 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | P O DRAWER 70 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OPP |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 36467 |
| ReturnHeader/ReturnTs | 0 | 2016-06-02T18:45:09-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.