Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
EIN 63-0337813 • 501(c)14 • Opp, AL
Profile
Promoting thrift among its members and providing a source of credit for them at legitimate interest rates.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
16th percentile
Higher debt load relative to assets than 16% of similar nonprofits.
Liabilities / Revenue
32nd percentile
Higher debt load relative to revenue than 32% of similar nonprofits.
Net Margin
20th percentile
Higher net margin than 20% of similar nonprofits.
Top Officer Pay
63rd percentile
Higher top officer pay than 63% of similar nonprofits.
Top officer pay equals 20.3% of source-year revenue.
Asset Growth
17th percentile
Faster asset growth than 17% of similar nonprofits.
Revenue Growth
22nd percentile
Faster revenue growth than 22% of similar nonprofits.
Assets
Down$10,883,206
Down $714,011 (-6.2%) from 2023
Liabilities
Down$8,170,745
Down $670,908 (-7.6%) from 2023
Net Assets
Down$2,712,461
Down $43,103 (-1.6%) from 2023
Revenue
Down$570,605
Down $9,967 (-1.7%) from 2023
Expenses
Up$613,708
Up $43,743 (+7.7%) from 2023
Net Income
Down-$43,103
Down $53,710 (-506%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Promoting thrift among its members and providing a source of credit for them at legitimate interest rates.
Code of alabama, sec. 5-17-1. A credit union is a cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $8,070,880 | $6,818,951 | ▼ $1,251,929 |
| Rtn Earn Endowment Incm Other Fnds | $2,755,564 | $2,712,461 | ▼ $43,103 |
| Other Notes and Loans Receivable, Net | $2,581,602 | $2,682,099 | ▲ $100,497 |
| Savings and Temporary Cash Investments | $578,168 | $962,888 | ▲ $384,720 |
| Land, Buildings, and Equipment, Net | $205,226 | $192,010 | ▼ $13,216 |
| Cash and Non-Interest-Bearing Accounts | $123,068 | $189,294 | ▲ $66,226 |
| Prepaid Expenses and Deferred Charges | $38,273 | $37,964 | ▼ $309 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $11,597,217 | $10,883,206 | ▼ $714,011 |
| Liabilities | |||
| Other Liabilities | $8,802,574 | $8,135,820 | ▼ $666,754 |
| Accounts Payable and Accrued Expenses | $39,079 | $34,925 | ▼ $4,154 |
| Total Liabilities | $8,841,653 | $8,170,745 | ▼ $670,908 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,755,564 | $2,712,461 | ▼ $43,103 |
| Total Liabilities and Net Assets / Fund Balance | $11,597,217 | $10,883,206 | ▼ $714,011 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $145,038 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $28,512 | - | $0 |
| Equipment | $18,460 | $9,723 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Other Securities | $9,382 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Deborah Dean | Asst Manager | FT | $115,988 | $115,988 |
| Kyler Frazier | Manager/board Treasurer | FT | $75,165 | $75,165 |
| Name | Title |
|---|---|
| Danny F Faulk | Board President |
| Chris Lawrence | Vice President |
| Nathan Stoudmire | Board Member |
| Jeffery Boutwell | Secretary |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $366,717 |
| Other Expenses | $149,388 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $279,690 | - | - | $279,690 |
| Benefits to Members | $97,603 | - | - | $97,603 |
| Office Expenses | $48,954 | - | - | $48,954 |
| Pension Plan Contributions | $40,636 | - | - | $40,636 |
| Information Technology | $33,249 | - | - | $33,249 |
| Other Employee Benefits | $24,460 | - | - | $24,460 |
| Payroll Taxes | $21,931 | - | - | $21,931 |
| Occupancy | $16,866 | - | - | $16,866 |
| Insurance | $14,859 | - | - | $14,859 |
| Depreciation Depletion | $13,017 | - | - | $13,017 |
| Fees for Services Accounting | $7,567 | - | - | $7,567 |
| Other Expenses | $6,710 | $0 | $0 | $6,710 |
| Advertising | $5,472 | - | - | $5,472 |
| Travel | $1,457 | - | - | $1,457 |
| Conferences and Meetings | $1,237 | - | - | $1,237 |
| Total Functional Expenses | $613,708 | $0 | $0 | $613,708 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $8,135,820 |
“All persons eligible for membership who maintain a minimum share balance are members, stockholders of the credit union.”
“All eligile members can attend the annual membership meeting of the credit union and vote for directors and committee people who are up for election in a given year.”
“Monthly meetings are where all business is reviewed and documented.”
“All policies are reviewed and updated annually.”
“Available upon request and at the annual membership meeting.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 39079 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 34925 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CODE OF ALABAMA, SEC. 5-17-1. A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 5472 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 5472 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 97603 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 97603 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | OPP-MICOLAS CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3344936434 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | P O DRAWER 70 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OPP |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 36467 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 123068 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 189294 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 1237 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1237 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 97603 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 354335 |
| IRS990/CYOtherExpensesAmt | 0 | 149388 |
| IRS990/CYOtherRevenueAmt | 0 | 14405 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 201865 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -43103 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 366717 |
| IRS990/CYTotalExpensesAmt | 0 | 613708 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 570605 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 13017 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 13017 |
| IRS990/Desc | 0 | CODE OF ALABAMA, SEC. 5-17-1, A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 613708 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 7567 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7567 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DEBORAH DEAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KYLER FRAZIER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DANNY F FAULK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CHRIS LAWRENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JEFFERY BOUTWELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | NATHAN STOUDMIRE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 115988 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 75165 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | ASST MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | MANAGER/BOARD TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 0 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 570605 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 33249 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 33249 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 14859 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14859 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 354335 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 354335 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 8070880 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 6818951 |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 9723 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 205226 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 192010 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 201733 |
| IRS990/LegalDomicileStateCd | 0 | AL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | PROMOTING THRIFT AMONG ITS MEMBERS AND PROVIDING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE INTEREST RATES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2755564 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2712461 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 16866 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 16866 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 48954 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 48954 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
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| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 24460 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 24460 |
| IRS990/OtherExpensesGrp/Desc | 0 | LEAGUE DUES |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 6710 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 6710 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 8802574 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 8135820 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 14405 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 14405 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 14405 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 279690 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 279690 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 2581602 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 2682099 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 21931 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 21931 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 40636 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 40636 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 38273 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 37964 |
| IRS990/PrincipalOfficerNm | 0 | DEBORAH DEAN |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 201865 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 201865 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 56048 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 276034 |
| IRS990/PYOtherExpensesAmt | 0 | 154143 |
| IRS990/PYOtherRevenueAmt | 0 | 110302 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 194236 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 10607 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 359774 |
| IRS990/PYTotalExpensesAmt | 0 | 569965 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 580572 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -43103 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 570605 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2755564 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2712461 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 578168 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 962888 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 145038 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 145038 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 18460 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 9723 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 28183 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 28512 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 28512 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 8135820 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
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| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 87569 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 9382 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | DEPOSIT TO NCUSIF |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | PCC II CAPITAL CACU |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
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| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 6818951 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 8135820 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ALL PERSONS ELIGIBLE FOR MEMBERSHIP WHO MAINTAIN A MINIMUM SHARE BALANCE ARE MEMBERS, STOCKHOLDERS OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL ELIGILE MEMBERS CAN ATTEND THE ANNUAL MEMBERSHIP MEETING OF THE CREDIT UNION AND VOTE FOR DIRECTORS AND COMMITTEE PEOPLE WHO ARE UP FOR ELECTION IN A GIVEN YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MONTHLY MEETINGS ARE WHERE ALL BUSINESS IS REVIEWED AND DOCUMENTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL POLICIES ARE REVIEWED AND UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | AVAILABLE UPON REQUEST AND AT THE ANNUAL MEMBERSHIP MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 10883206 |
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| IRS990/TotalContributionsAmt | 0 | 0 |
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| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 613708 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 613708 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 8170745 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 8841653 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 8170745 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2712461 |
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| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
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| IRS990/TotalProgramServiceRevenueAmt | 0 | 201865 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 191153 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 570605 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 570605 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 11597217 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 10883206 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 1457 |
| IRS990/TravelGrp/TotalAmt | 0 | 1457 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | P O BOX 70 |
| IRS990/USAddress/CityNm | 0 | OPP |
| IRS990/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/USAddress/ZIPCd | 0 | 36467 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 0 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DEBORAH DEAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | ASST MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3344936434 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OPP-MICOLAS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OPP- |
| ReturnHeader/Filer/EIN | 0 | 630337813 |
| ReturnHeader/Filer/PhoneNum | 0 | 3344936434 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | P O DRAWER 70 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OPP |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 36467 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/ReturnTs | 0 | 2025-05-12T14:21:52-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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