Civic Intelligence

Opp-Micolas Credit Union

EIN 63-0337813 • 501(c)14 • Opp, AL

Profile

Promoting thrift among its members and providing a source of credit for them at legitimate interest rates.

P O Drawer 70Opp, AL 36467
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

16th percentile

0.75x

Higher debt load relative to assets than 16% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

32nd percentile

14.32x

Higher debt load relative to revenue than 32% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

20th percentile

-7.6%

Higher net margin than 20% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

63rd percentile

$115,988

Higher top officer pay than 63% of similar nonprofits.

Top officer pay equals 20.3% of source-year revenue.

$10M-$25M nonprofits • Source year 2024

Asset Growth

17th percentile

-6.2%

Faster asset growth than 17% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

22nd percentile

-1.7%

Faster revenue growth than 22% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Down

$10,883,206

Down $714,011 (-6.2%) from 2023

Liabilities

Down

$8,170,745

Down $670,908 (-7.6%) from 2023

Net Assets

Down

$2,712,461

Down $43,103 (-1.6%) from 2023

Revenue

Down

$570,605

Down $9,967 (-1.7%) from 2023

Expenses

Up

$613,708

Up $43,743 (+7.7%) from 2023

Net Income

Down

-$43,103

Down $53,710 (-506%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $12,415,915Liabilities 2010: $8,809,633Net Assets 2010: $3,606,2822010Assets 2011: $12,969,078Liabilities 2011: $9,462,052Net Assets 2011: $3,507,0262011Assets 2012: $13,193,415Liabilities 2012: $9,757,120Net Assets 2012: $3,436,2952012Assets 2013: $13,529,141Liabilities 2013: $10,182,791Net Assets 2013: $3,346,3502013Assets 2014: $13,885,338Liabilities 2014: $10,613,256Net Assets 2014: $3,272,0822014Assets 2015: $13,589,910Liabilities 2015: $10,351,735Net Assets 2015: $3,238,1752015Assets 2016: $13,106,087Liabilities 2016: $9,865,210Net Assets 2016: $3,240,8772016Assets 2017: $13,150,601Liabilities 2017: $9,924,947Net Assets 2017: $3,225,6542017Assets 2018: $12,334,739Liabilities 2018: $9,103,631Net Assets 2018: $3,231,1082018Assets 2019: $11,973,068Liabilities 2019: $8,741,504Net Assets 2019: $3,231,5642019Assets 2020: $12,248,492Liabilities 2020: $9,112,362Net Assets 2020: $3,136,1302020Assets 2021: $12,744,339Liabilities 2021: $9,820,250Net Assets 2021: $2,924,0892021Assets 2022: $12,497,129Liabilities 2022: $9,752,172Net Assets 2022: $2,744,9572022Assets 2023: $11,597,217Liabilities 2023: $8,841,653Net Assets 2023: $2,755,5642023Assets 2024: $10,883,206Liabilities 2024: $8,170,745Net Assets 2024: $2,712,4612024

Highlighted filing

2024

Assets$10,883,206
Liabilities$8,170,745
Net Assets$2,712,461

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $584,2842010Revenue 2011: $517,083Expenses 2011: $616,339Net Income 2011: -$99,2562011Expenses 2012: $568,9332012Revenue 2013: $457,103Expenses 2013: $547,048Net Income 2013: -$89,9452013Revenue 2014: $432,949Expenses 2014: $507,217Net Income 2014: -$74,2682014Revenue 2015: $462,710Expenses 2015: $496,617Net Income 2015: -$33,9072015Revenue 2016: $433,765Expenses 2016: $431,066Net Income 2016: $2,6992016Revenue 2017: $439,769Expenses 2017: $454,992Net Income 2017: -$15,2232017Revenue 2018: $466,216Expenses 2018: $460,762Net Income 2018: $5,4542018Revenue 2019: $477,678Expenses 2019: $477,222Net Income 2019: $4562019Revenue 2020: $395,666Expenses 2020: $491,097Net Income 2020: -$95,4312020Revenue 2021: $289,442Expenses 2021: $501,483Net Income 2021: -$212,0412021Revenue 2022: $323,153Expenses 2022: $502,285Net Income 2022: -$179,1322022Revenue 2023: $580,572Expenses 2023: $569,965Net Income 2023: $10,6072023Revenue 2024: $570,605Expenses 2024: $613,708Net Income 2024: -$43,1032024

Highlighted filing

2024

Revenue$570,605
Expenses$613,708
Net Income-$43,103

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$8.17$2.71$0.57$0.61$0.04
2023Summary only. Only limited summary data is available for this year.$11.6$8.84$2.76$0.58$0.57$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.5$9.75$2.74$0.32$0.50$0.18
2021Summary only. Only limited summary data is available for this year.$12.7$9.82$2.92$0.29$0.50$0.21
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.2$9.11$3.14$0.40$0.49$0.10
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.0$8.74$3.23$0.48$0.48$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.3$9.10$3.23$0.47$0.46$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.2$9.92$3.23$0.44$0.45$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.1$9.87$3.24$0.43$0.43$0.00
2015Summary only. Only limited summary data is available for this year.$13.6$10.4$3.24$0.46$0.50$0.03
2014Detailed filing. Detailed filing data is available for this year.$13.9$10.6$3.27$0.43$0.51$0.07
2013Detailed filing. Detailed filing data is available for this year.$13.5$10.2$3.35$0.46$0.55$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.2$9.76$3.44$0.57
2011Summary only. Only limited summary data is available for this year.$13.0$9.46$3.51$0.52$0.62$0.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.4$8.81$3.61$0.58
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.0
Gross Receipts
$570,605
Mission and Program Overview

Mission

Promoting thrift among its members and providing a source of credit for them at legitimate interest rates.

Code of alabama, sec. 5-17-1. A credit union is a cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$8,070,880$6,818,951▼ $1,251,929
Rtn Earn Endowment Incm Other Fnds$2,755,564$2,712,461▼ $43,103
Other Notes and Loans Receivable, Net$2,581,602$2,682,099▲ $100,497
Savings and Temporary Cash Investments$578,168$962,888▲ $384,720
Land, Buildings, and Equipment, Net$205,226$192,010▼ $13,216
Cash and Non-Interest-Bearing Accounts$123,068$189,294▲ $66,226
Prepaid Expenses and Deferred Charges$38,273$37,964▼ $309
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$11,597,217$10,883,206▼ $714,011
Liabilities
Other Liabilities$8,802,574$8,135,820▼ $666,754
Accounts Payable and Accrued Expenses$39,079$34,925▼ $4,154
Total Liabilities$8,841,653$8,170,745▼ $670,908
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,755,564$2,712,461▼ $43,103
Total Liabilities and Net Assets / Fund Balance$11,597,217$10,883,206▼ $714,011

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$145,038$0$0
Other Land Buildings$0$0$0
Land$28,512-$0
Equipment$18,460$9,723$0
Leasehold Improvements$0$0$0
Other Securities$9,382--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Deborah DeanAsst ManagerFT$115,988$115,988
Kyler FrazierManager/board TreasurerFT$75,165$75,165

Board Members and Trustees

NameTitle
Danny F FaulkBoard President
Chris LawrenceVice President
Nathan StoudmireBoard Member
Jeffery BoutwellSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$201,865
Investment Income
$354,335
Other Revenue
$14,405
Change in Net Assets
$-43,103
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$366,717
Other Expenses$149,388
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$279,690--$279,690
Benefits to Members$97,603--$97,603
Office Expenses$48,954--$48,954
Pension Plan Contributions$40,636--$40,636
Information Technology$33,249--$33,249
Other Employee Benefits$24,460--$24,460
Payroll Taxes$21,931--$21,931
Occupancy$16,866--$16,866
Insurance$14,859--$14,859
Depreciation Depletion$13,017--$13,017
Fees for Services Accounting$7,567--$7,567
Other Expenses$6,710$0$0$6,710
Advertising$5,472--$5,472
Travel$1,457--$1,457
Conferences and Meetings$1,237--$1,237
Total Functional Expenses$613,708$0$0$613,708
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$8,135,820
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

All persons eligible for membership who maintain a minimum share balance are members, stockholders of the credit union.

Form 990, Part VI, Section A, Line 7A

All eligile members can attend the annual membership meeting of the credit union and vote for directors and committee people who are up for election in a given year.

Form 990, Part VI, Section B, Line 11B

Monthly meetings are where all business is reviewed and documented.

Form 990, Part VI, Section B, Line 12C

All policies are reviewed and updated annually.

Form 990, Part VI, Section C, Line 19

Available upon request and at the annual membership meeting.

Filing and Contact Details

Filer

Filer Name
Opp-micolas Credit Union
EIN
63-0337813
Phone
3344936434
Address
P O DRAWER 70, OPP, AL 36467

Signing Officer

Name
Deborah Dean
Title
Asst Manager
Phone
3344936434
Signed
2025-05-12

Organization Details

Principal Officer
Deborah Dean
Formed
1954
Legal Domicile
Al
Voting Board Members
0
Independent Board Members
0
Employees
4
Volunteers
11
Raw XML Appendix390 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt040636
IRS990/PensionPlanContributionsGrp/TotalAmt040636
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt038273
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt037964
IRS990/PrincipalOfficerNm0DEBORAH DEAN
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0201865
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0201865
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt056048
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0276034
IRS990/PYOtherExpensesAmt0154143
IRS990/PYOtherRevenueAmt0110302
IRS990/PYProgramServiceRevenueAmt0194236
IRS990/PYRevenuesLessExpensesAmt010607
IRS990/PYSalariesCompEmpBnftPaidAmt0359774
IRS990/PYTotalExpensesAmt0569965
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0580572
IRS990/ReconcilationRevenueExpnssAmt0-43103
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0570605
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02755564
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02712461
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0578168
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0962888
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0145038
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0145038
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt018460
IRS990ScheduleD/EquipmentGrp/DepreciationAmt09723
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt028183
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt028512
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt028512
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08135820
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06722000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt187569
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt29382
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1DEPOSIT TO NCUSIF
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PCC II CAPITAL CACU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0192010
IRS990ScheduleD/TotalBookValueSecuritiesAmt06818951
IRS990ScheduleD/TotalLiabilityAmt08135820
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL PERSONS ELIGIBLE FOR MEMBERSHIP WHO MAINTAIN A MINIMUM SHARE BALANCE ARE MEMBERS, STOCKHOLDERS OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL ELIGILE MEMBERS CAN ATTEND THE ANNUAL MEMBERSHIP MEETING OF THE CREDIT UNION AND VOTE FOR DIRECTORS AND COMMITTEE PEOPLE WHO ARE UP FOR ELECTION IN A GIVEN YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MONTHLY MEETINGS ARE WHERE ALL BUSINESS IS REVIEWED AND DOCUMENTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL POLICIES ARE REVIEWED AND UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AVAILABLE UPON REQUEST AND AT THE ANNUAL MEMBERSHIP MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt011597217
IRS990/TotalAssetsEOYAmt010883206
IRS990/TotalAssetsGrp/BOYAmt011597217
IRS990/TotalAssetsGrp/EOYAmt010883206
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0613708
IRS990/TotalFunctionalExpensesGrp/TotalAmt0613708
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt08841653
IRS990/TotalLiabilitiesEOYAmt08170745
IRS990/TotalLiabilitiesGrp/BOYAmt08841653
IRS990/TotalLiabilitiesGrp/EOYAmt08170745
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02755564
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02712461
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0613708
IRS990/TotalProgramServiceRevenueAmt0201865
IRS990/TotalReportableCompFromOrgAmt0191153
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0570605
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0570605
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt011597217
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt010883206
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt01457
IRS990/TravelGrp/TotalAmt01457
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O BOX 70
IRS990/USAddress/CityNm0OPP
IRS990/USAddress/StateAbbreviationCd0AL
IRS990/USAddress/ZIPCd036467
IRS990/VotingMembersGoverningBodyCnt00
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DEBORAH DEAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASST MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum03344936434
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OPP-MICOLAS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0OPP-
ReturnHeader/Filer/EIN0630337813
ReturnHeader/Filer/PhoneNum03344936434
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O DRAWER 70
ReturnHeader/Filer/USAddress/CityNm0OPP
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036467
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-05-12T14:21:52-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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