Civic Intelligence

Alabama Credit Union Administration

990 • Fiscal year 2018 • EIN 63-0337813

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 13, 2019

Organization Profile
P O Drawer 70Opp, AL 36467

(334) 493-6434

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.74x

Higher debt load relative to assets than 14% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

57th percentile

19.53x

Higher debt load relative to revenue than 57% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Net Margin

19th percentile

1.2%

Higher net margin than 19% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

80th percentile

$100,680

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 21.6% of source-year revenue.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Asset Growth

10th percentile

-6.2%

Faster asset growth than 10% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

34th percentile

6.0%

Faster revenue growth than 34% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets14th percentile

Assets

Down

$12,334,739

Down $815,862 (-6.2%) from 2017

Net Assets

Up

$3,231,108

Up $5,454 (+0.2%) from 2017

Liabilities

Down

$9,103,631

Down $821,316 (-8.3%) from 2017

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin19th percentile

Revenue

Up

$466,216

Up $26,447 (+6.0%) from 2017

Expenses

Up

$460,762

Up $5,770 (+1.3%) from 2017

Net Income

Up

$5,454

Up $20,677 (+136%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth10th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $12,415,915Liabilities 2010: $8,809,633Net Assets 2010: $3,606,2822010Assets 2011: $12,969,078Liabilities 2011: $9,462,052Net Assets 2011: $3,507,0262011Assets 2012: $13,193,415Liabilities 2012: $9,757,120Net Assets 2012: $3,436,2952012Assets 2013: $13,529,141Liabilities 2013: $10,182,791Net Assets 2013: $3,346,3502013Assets 2014: $13,885,338Liabilities 2014: $10,613,256Net Assets 2014: $3,272,0822014Assets 2015: $13,589,910Liabilities 2015: $10,351,735Net Assets 2015: $3,238,1752015Assets 2016: $13,106,087Liabilities 2016: $9,865,210Net Assets 2016: $3,240,8772016Assets 2017: $13,150,601Liabilities 2017: $9,924,947Net Assets 2017: $3,225,6542017Assets 2018: $12,334,739Liabilities 2018: $9,103,631Net Assets 2018: $3,231,1082018Assets 2019: $11,973,068Liabilities 2019: $8,741,504Net Assets 2019: $3,231,5642019Assets 2020: $12,248,492Liabilities 2020: $9,112,362Net Assets 2020: $3,136,1302020Assets 2021: $12,744,339Liabilities 2021: $9,820,250Net Assets 2021: $2,924,0892021Assets 2022: $12,497,129Liabilities 2022: $9,752,172Net Assets 2022: $2,744,9572022Assets 2023: $11,597,217Liabilities 2023: $8,841,653Net Assets 2023: $2,755,5642023Assets 2024: $10,883,206Liabilities 2024: $8,170,745Net Assets 2024: $2,712,4612024

Highlighted filing

2018

Assets$12,334,739
Liabilities$9,103,631
Net Assets$3,231,108
Open 2018 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $584,2842010Revenue 2011: $517,083Expenses 2011: $616,339Net Income 2011: -$99,2562011Expenses 2012: $568,9332012Revenue 2013: $457,103Expenses 2013: $547,048Net Income 2013: -$89,9452013Revenue 2014: $432,949Expenses 2014: $507,217Net Income 2014: -$74,2682014Revenue 2015: $462,710Expenses 2015: $496,617Net Income 2015: -$33,9072015Revenue 2016: $433,765Expenses 2016: $431,066Net Income 2016: $2,6992016Revenue 2017: $439,769Expenses 2017: $454,992Net Income 2017: -$15,2232017Revenue 2018: $466,216Expenses 2018: $460,762Net Income 2018: $5,4542018Revenue 2019: $477,678Expenses 2019: $477,222Net Income 2019: $4562019Revenue 2020: $395,666Expenses 2020: $491,097Net Income 2020: -$95,4312020Revenue 2021: $289,442Expenses 2021: $501,483Net Income 2021: -$212,0412021Revenue 2022: $323,153Expenses 2022: $502,285Net Income 2022: -$179,1322022Revenue 2023: $580,572Expenses 2023: $569,965Net Income 2023: $10,6072023Revenue 2024: $570,605Expenses 2024: $613,708Net Income 2024: -$43,1032024

Highlighted filing

2018

Revenue$466,216
Expenses$460,762
Net Income$5,454
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 13, 2019
Return Version
2018v3.0
Gross Receipts
$466,216
Mission and Program Overview

Mission

Promoting thrift among its members and providing a source of credit for them at legitimate interest rates.

Code of alabama, sec. 5-17-1. A credit union is a cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$8,427,652$7,688,197▼ $739,455
Other Notes and Loans Receivable, Net$3,974,427$4,134,343▲ $159,916
Rtn Earn Endowment Incm Other Fnds$3,225,654$3,231,108▲ $5,454
Land, Buildings, and Equipment, Net$428,981$250,631▼ $178,350
Savings and Temporary Cash Investments$198,575$177,103▼ $21,472
Cash and Non-Interest-Bearing Accounts$96,403$59,018▼ $37,385
Prepaid Expenses and Deferred Charges$24,563$25,447▲ $884
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$13,150,601$12,334,739▼ $815,862
Liabilities
Other Liabilities$9,924,195$9,106,380▼ $817,815
Accounts Payable and Accrued Expenses$752$-2,749▼ $3,501
Total Liabilities$9,924,947$9,103,631▼ $821,316
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,225,654$3,231,108▲ $5,454
Total Liabilities and Net Assets / Fund Balance$13,150,601$12,334,739▼ $815,862

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$178,318$0$178,318
Equipment$36,428$0$36,428
Land$35,885-$35,885
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Other Securities$9,382--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Deborah DeanAsst ManagerFT$100,680$100,680
Kyler FrazierManager/board TreasurerFT$75,536$75,536

Board Members and Trustees

NameTitle
Danny F FaulkPresident
Bobbie MeyerVicepresident
Robert YoungBoard Member
Douglas WilsonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$296,407
Investment Income
$153,733
Other Revenue
$16,076
Change in Net Assets
$5,454
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$288,622
Other Expenses$147,585
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$247,594
Office Expenses---$42,955
Information Technology---$35,562
Benefits to Members---$24,555
Other Employee Benefits---$22,017
Payroll Taxes---$19,011
Depreciation Depletion---$13,890
Insurance---$13,042
Occupancy---$12,809
Fees for Services Accounting---$9,530
Other Expenses---$6,806
Advertising---$4,901
Conferences and Meetings---$3,722
Fees for Service Investment Mgmnt Fees---$3,391
Travel---$977
Total Functional Expenses$0$0$0$460,762
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Memer Deposits$9,106,380
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All persons eligible for membership who maintain a minimum share balance are members (stockholders) of the credit union.”

Form 990, Part VI, Section A, Line 7A

“All eligible members can attend the annual membership meeting of the credit union and vote for directors and committee people who are up for election.”

Form 990, Part VI, Section B, Line 11B

“Monthly meetings are where all business is documented.”

Form 990, Part VI, Section B, Line 12C

“All policies and reviewed and updated annually.”

Form 990, Part VI, Section C, Line 19

“Available upon request and at the annual membership meeting.”

Filing and Contact Details

Filer

Filer Name
Opp-micolas Credit Union
EIN
63-0337813
Phone
3344936434
Address
P O DRAWER 70, OPP, AL 36467

Signing Officer

Name
Deborah Dean
Title
Asst Manager
Phone
3344936434
Signed
2019-11-13

Organization Details

Principal Officer
Deborah Dean
Formed
1954
Legal Domicile
Al
Voting Board Members
0
Independent Board Members
0
Employees
4
Volunteers
11
Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0752
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IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CODE OF ALABAMA, SEC. 5-17-1. A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST.
IRS990/AdvertisingGrp/TotalAmt04901
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0OPP-MICOLAS CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum03344936434
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
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IRS990/Form990PartVIISectionAGrp/PersonNm2KYLER FRAZIER
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICEPRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2MANAGER/BOARD TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5ASST MANAGER
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IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
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IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
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IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
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IRS990/InvestmentInJointVentureInd00
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IRS990/IRPDocumentCnt07
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IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
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IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0PROMOTING THRIFT AMONG ITS MEMBERS AND PROVIDING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE INTEREST RATES.
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IRS990/OrgDoesNotFollowSFAS117Ind0X
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IRS990/PartialLiquidationInd00
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IRS990/PoliticalCampaignActyInd00
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IRS990/RegularMonitoringEnfrcInd01
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IRS990/RentalIncomeOrLossGrp/RealAmt00
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IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
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IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
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IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0178318
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0178318
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt036428
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt036428
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/BookValueAmt035885
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt035885
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09106380
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMER DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt07580000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt198815
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt29382
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1DEPOSIT TO NCUSIF
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CORPORATE CU MEMBERSHIP CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0250631
IRS990ScheduleD/TotalBookValueSecuritiesAmt07688197
IRS990ScheduleD/TotalLiabilityAmt09106380
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL PERSONS ELIGIBLE FOR MEMBERSHIP WHO MAINTAIN A MINIMUM SHARE BALANCE ARE MEMBERS (STOCKHOLDERS) OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL ELIGIBLE MEMBERS CAN ATTEND THE ANNUAL MEMBERSHIP MEETING OF THE CREDIT UNION AND VOTE FOR DIRECTORS AND COMMITTEE PEOPLE WHO ARE UP FOR ELECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MONTHLY MEETINGS ARE WHERE ALL BUSINESS IS DOCUMENTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL POLICIES AND REVIEWED AND UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AVAILABLE UPON REQUEST AND AT THE ANNUAL MEMBERSHIP MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt013150601
IRS990/TotalAssetsEOYAmt012334739
IRS990/TotalAssetsGrp/BOYAmt013150601
IRS990/TotalAssetsGrp/EOYAmt012334739
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0460762
IRS990/TotalGrossUBIAmt048
IRS990/TotalLiabilitiesBOYAmt09924947
IRS990/TotalLiabilitiesEOYAmt09103631
IRS990/TotalLiabilitiesGrp/BOYAmt09924947
IRS990/TotalLiabilitiesGrp/EOYAmt09103631
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03225654
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03231108
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0460762
IRS990/TotalProgramServiceRevenueAmt0296407
IRS990/TotalReportableCompFromOrgAmt0176216
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0466168
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0466216
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt048
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt013150601
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt012334739
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0977
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O DRAWER 70
IRS990/USAddress/CityNm0OPP
IRS990/USAddress/StateAbbreviationCd0AL
IRS990/USAddress/ZIPCd036467
IRS990/VotingMembersGoverningBodyCnt00
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd00
ReasonableCauseExplanation/ExplanationTxt0WE FILED FORM 8868 AND RECEIVED AN EXTENSION OF TIME TO FILE.
ReturnHeader/BuildTS02020-04-17 16:48:07Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DEBORAH DEAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASST MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum03344936434
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OPP-MICOLAS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0OPP-
ReturnHeader/Filer/EIN0630337813
ReturnHeader/Filer/PhoneNum03344936434
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O DRAWER 70
ReturnHeader/Filer/USAddress/CityNm0OPP
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036467
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.112.47.177
ReturnHeader/ReturnTs02019-11-13T11:28:42-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$12,334,739
Liabilities
$9,103,631
Net assets
$3,231,108
Revenue
$466,216
Expenses
$460,762
Net income
$5,454
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$8.17$2.71$0.57$0.61$0.04
2023Summary only. Only limited summary data is available for this year.$11.6$8.84$2.76$0.58$0.57$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.5$9.75$2.74$0.32$0.50$0.18
2021Summary only. Only limited summary data is available for this year.$12.7$9.82$2.92$0.29$0.50$0.21
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.2$9.11$3.14$0.40$0.49$0.10
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.0$8.74$3.23$0.48$0.48$0.00
2018Detailed filing. Detailed filing data is available for this year.$12.3$9.10$3.23$0.47$0.46$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.2$9.92$3.23$0.44$0.45$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.1$9.87$3.24$0.43$0.43$0.00
2015Summary only. Only limited summary data is available for this year.$13.6$10.4$3.24$0.46$0.50$0.03
2014Detailed filing. Detailed filing data is available for this year.$13.9$10.6$3.27$0.43$0.51$0.07
2013Detailed filing. Detailed filing data is available for this year.$13.5$10.2$3.35$0.46$0.55$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.2$9.76$3.44$0.57
2011Summary only. Only limited summary data is available for this year.$13.0$9.46$3.51$0.52$0.62$0.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.4$8.81$3.61$0.58