Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
990 • Fiscal year 2021 • EIN 62-6081645
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
18th percentile
Higher debt load relative to revenue than 18% of similar nonprofits.
Net Margin
14th percentile
Higher net margin than 14% of similar nonprofits.
Top Officer Pay
78th percentile
Higher top officer pay than 78% of similar nonprofits.
Top officer pay equals 16.2% of source-year revenue.
Asset Growth
30th percentile
Faster asset growth than 30% of similar nonprofits.
Revenue Growth
89th percentile
Faster revenue growth than 89% of similar nonprofits.
Assets
Up$6,625,671
Up $131,162 (+2.0%) from 2020
Net Assets
Down$406,066
Down $52,037 (-11%) from 2020
Liabilities
Up$6,219,605
Up $183,199 (+3.0%) from 2020
Revenue
Up$405,572
Up $37,854 (+10%) from 2020
Expenses
Up$448,272
Up $148,492 (+50%) from 2020
Net Income
Down-$42,700
Down $110,638 (-163%) from 2020
Credit union-to provide services for approximately 931 members in the form of loans, savings, and other financial services.
To provide financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $5,102,713 | $0 | ▼ $5,102,713 |
| Other Notes and Loans Receivable, Net | - | $4,708,741 | - |
| Savings and Temporary Cash Investments | - | $1,609,578 | - |
| Rtn Earn Endowment Incm Other Fnds | $458,103 | $406,066 | ▼ $52,037 |
| Land, Buildings, and Equipment, Net | $168,974 | $165,265 | ▼ $3,709 |
| Investments in Publicly Traded Securities | $388,785 | $38,785 | ▼ $350,000 |
| Cash and Non-Interest-Bearing Accounts | $761,779 | $32,003 | ▼ $729,776 |
| Prepaid Expenses and Deferred Charges | $10,438 | $8,945 | ▼ $1,493 |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $6,494,509 | $6,625,671 | ▲ $131,162 |
| Other Assets Total | $61,820 | $62,354 | ▲ $534 |
| Liabilities | |||
| Other Liabilities | $6,036,406 | $6,200,051 | ▲ $163,645 |
| Accounts Payable and Accrued Expenses | - | $19,554 | - |
| Total Liabilities | $6,036,406 | $6,219,605 | ▲ $183,199 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $458,103 | $406,066 | ▼ $52,037 |
| Total Liabilities and Net Assets / Fund Balance | $6,494,509 | $6,625,671 | ▲ $131,162 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $62,356 | $42,528 | $104,884 |
| Land | $102,284 | - | $102,284 |
| Equipment | $625 | $62,512 | $63,137 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Mark Rice | Manager/CEO | FT | $62,604 | $3,069 | $65,673 |
| Name | Title |
|---|---|
| Robert Mccall | Chairperson |
| Leto Zacharia | Vice Chair |
| Carrie Rice | Board Member |
| Duane Pace | Director |
| Michael Luithle | Director |
| Carissa Beasley | Secretary |
| Walter Browning | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $326,105 |
| Salaries, Compensation, and Employee Benefits | $122,167 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $65,673 |
| Other Salaries and Wages | - | - | - | $45,440 |
| Interest | - | - | - | $23,948 |
| Office Expenses | - | - | - | $23,611 |
| Occupancy | - | - | - | $21,787 |
| Information Technology | - | - | - | $21,479 |
| Fees for Services Other | - | - | - | $21,353 |
| Insurance | - | - | - | $9,258 |
| Payroll Taxes | - | - | - | $8,328 |
| Other Expenses | - | - | - | $5,000 |
| Depreciation Depletion | - | - | - | $4,016 |
| Pension Plan Contributions | - | - | - | $2,400 |
| Advertising | - | - | - | $1,737 |
| Conferences and Meetings | - | - | - | $425 |
| Other Employee Benefits | - | - | - | $326 |
| All Other Expenses | - | - | - | $89 |
| Total Functional Expenses | $0 | $0 | $0 | $448,272 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Shares - Drafts - Certificates | $6,200,050 |
| Rounding | $1 |
“Section 501c(14) credit union is composed of members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting and hold a three year term.”
“Some decicions made by the board of directors require affimation by the members.”
“Management reviews tax returns and forwards US Form 8879-TE to tax preparer. Board reviews filed tax returns at next scheduled meeting.”
“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”
“the board of directors uses comparability data and a national survey in determining executive compensation.”
“Executive salaries are Board reviewed and approved. Board of Directors are not compensated.”
“Credit union bylaws and policies are available upon request at the credit union's office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call Reports) are also available at www.ncua.gov for all federally insured credit unions.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 19554 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 5102713 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To provide financial services to its members. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1737 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 89 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MARK RICE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4234792168 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 2035 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CLEVELAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37311 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 761779 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 32003 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 65673 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 425 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 17977 |
| IRS990/CYOtherExpensesAmt | 0 | 326105 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 387595 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -42700 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 122167 |
| IRS990/CYTotalExpensesAmt | 0 | 448272 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 405572 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4016 |
| IRS990/Desc | 0 | The Credit Union provides several deposit account types to members including savings, checking certificate and other. The total number of members as of 12/31/2021 was 890. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 21353 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 3069 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARK RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT MCCALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CARISSA BEASLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Leto Zacharia |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Walter Browning |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Michael Luithle |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CARRIE RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DUANE PACE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 62604 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 405572 |
| IRS990/GroupExemptionNum | 0 | 1182 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 21479 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 9258 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 23948 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 17977 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 17977 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 388785 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 38785 |
| IRS990/IRPDocumentCnt | 0 | 229 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 105040 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 168974 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 165265 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 270305 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To provide financial services to its members. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 458103 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 406066 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -9337 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 21787 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 23611 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 61820 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 62354 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 326 |
| IRS990/OtherExpensesGrp/Desc | 0 | Allowance for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing and Processing |
| IRS990/OtherExpensesGrp/Desc | 2 | ATM Expense |
| IRS990/OtherExpensesGrp/Desc | 3 | Examination Fee |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 132343 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 42024 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 19035 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 5000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 6036406 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6200051 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 45440 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4708741 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 8328 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 2400 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 10438 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 8945 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Misc Operating Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 19601 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 349977 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 18017 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 19601 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 349977 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 18017 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | The Credit Union provides a variety of loans to members. The total number of loans outstanding at 12/31/2021 was 12,434. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 14405 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 195485 |
| IRS990/PYOtherRevenueAmt | 0 | 8688 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 344625 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 67938 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 104295 |
| IRS990/PYTotalExpensesAmt | 0 | 299780 |
| IRS990/PYTotalRevenueAmt | 0 | 367718 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -42700 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 458103 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 406066 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1609578 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 62356 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 42528 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 104884 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 625 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 62512 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 63137 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 102284 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 102284 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 1 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 6200050 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Rounding |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Shares - Drafts - Certificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 165265 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6200051 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Section 501c(14) credit union is composed of members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting and hold a three year term. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Some decicions made by the board of directors require affimation by the members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Management reviews tax returns and forwards US Form 8879-TE to tax preparer. Board reviews filed tax returns at next scheduled meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | the board of directors uses comparability data and a national survey in determining executive compensation. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Executive salaries are Board reviewed and approved. Board of Directors are not compensated. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Credit union bylaws and policies are available upon request at the credit union's office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call Reports) are also available at www.ncua.gov for all federally insured credit unions. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 6494509 |
| IRS990/TotalAssetsEOYAmt | 0 | 6625671 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 6494509 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 6625671 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 448272 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 6036406 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6219605 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 6036406 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6219605 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 458103 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 406066 |
| IRS990/TotalOtherCompensationAmt | 0 | 3069 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 387595 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 62604 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 405572 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 405572 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 6494509 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 6625671 |
| IRS990/TravelGrp/TotalAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2751 RALPH BUCKNER BLVD |
| IRS990/USAddress/CityNm | 0 | CLEVELAND |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 37311 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.PATHWAYCREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd | 0 | FAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MARK RICE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER / CEO |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-05-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PATHWAY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PATH |
| ReturnHeader/Filer/EIN | 0 | 626081645 |
| ReturnHeader/Filer/PhoneNum | 0 | 4234792168 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2751 RALPH BUCKNER BLVD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CLEVELAND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37311 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 650152722 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | FINANCIAL STANDARDS GROUP INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 6447 W HIGHWAY 146 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CRESTWOOD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 40014 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8005225820 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Patrick Haughey |
| ReturnHeader/ReturnTs | 0 | 2022-05-13T05:06:46-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | MARK |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | RICE |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
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Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.
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