Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
990 • Fiscal year 2014 • EIN 62-6081645
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
Liabilities / Revenue
62nd percentile
Higher debt load relative to revenue than 62% of similar nonprofits.
Net Margin
8th percentile
Higher net margin than 8% of similar nonprofits.
Top Officer Pay
38th percentile
Higher top officer pay than 38% of similar nonprofits.
Top officer pay equals 22.5% of source-year revenue.
Asset Growth
12th percentile
Faster asset growth than 12% of similar nonprofits.
Revenue Growth
18th percentile
Faster revenue growth than 18% of similar nonprofits.
Assets
Down$5,030,677
Down $286,421 (-5.4%) from 2013
Net Assets
Down$532,221
Down $52,943 (-9.0%) from 2013
Liabilities
Down$4,498,456
Down $233,478 (-4.9%) from 2013
Revenue
Down$200,594
Down $17,845 (-8.2%) from 2013
Expenses
Up$253,540
Up $35,674 (+16%) from 2013
Net Income
Down-$52,946
Down $53,519 (-9340%) from 2013
Credit union-to provide services for approximately 931 members in the form of loans, savings, and other financial services.
Credit union-to provide services for approximately 1,159 members in the form of loans, savings, and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $2,383,494 | $2,397,704 | ▲ $14,210 |
| Investments Other Securities | $38,785 | $1,534,165 | ▲ $1,495,380 |
| Savings and Temporary Cash Investments | $2,348,835 | $646,000 | ▼ $1,702,835 |
| Rtn Earn Endowment Incm Other Fnds | $404,411 | $348,928 | ▼ $55,483 |
| Cash and Non-Interest-Bearing Accounts | $300,371 | $191,663 | ▼ $108,708 |
| Land, Buildings, and Equipment, Net | $177,914 | $191,420 | ▲ $13,506 |
| Cap Stk Tr Prin Current Funds | $180,753 | $183,293 | ▲ $2,540 |
| Prepaid Expenses and Deferred Charges | $14,486 | $14,432 | ▼ $54 |
| Total Assets | $5,317,098 | $5,030,677 | ▼ $286,421 |
| Other Assets Total | $53,213 | $55,293 | ▲ $2,080 |
| Liabilities | |||
| Other Liabilities | $4,723,049 | $4,488,174 | ▼ $234,875 |
| Accounts Payable and Accrued Expenses | $8,885 | $10,282 | ▲ $1,397 |
| Total Liabilities | $4,731,934 | $4,498,456 | ▼ $233,478 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $585,164 | $532,221 | ▼ $52,943 |
| Total Liabilities and Net Assets / Fund Balance | $5,317,098 | $5,030,677 | ▼ $286,421 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Land | $102,284 | - | $102,284 |
| Buildings | $76,827 | $24,891 | $101,718 |
| Equipment | $12,309 | $67,585 | $79,894 |
| Other Securities | $38,785 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lynn Golden | Manager | FT | $41,611 | $3,547 | $45,158 |
| Name | Title |
|---|---|
| R Stephan Mccall | President |
| Judy Bolton | Board Member |
| Donna Hendren | Credit Comm |
| Helen Smith | Credit Comm |
| James Cossey | Credit Comm |
| Carissa Beasley | Secretary |
| Gene Browning | Supervisory |
| Hermilo Jasso | Supervisory |
| Mike Luithle | Supervisory |
| Joyce Mcglamery | Treasurer |
| Leto Zacharia | Vice Preside |
| Line Item | Amount |
|---|---|
| Other Expenses | $170,157 |
| Salaries, Compensation, and Employee Benefits | $83,383 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | $78,530 | - | $78,530 |
| Other Salaries and Wages | - | $73,258 | - | $73,258 |
| Interest | - | $16,239 | - | $16,239 |
| Occupancy | - | $14,173 | - | $14,173 |
| Payroll Taxes | - | $5,686 | - | $5,686 |
| Other Expenses | - | $4,322 | - | $4,322 |
| Conferences and Meetings | - | $3,486 | - | $3,486 |
| Other Employee Benefits | - | $2,458 | - | $2,458 |
| Pension Plan Contributions | - | $1,981 | - | $1,981 |
| All Other Expenses | - | $1,046 | - | $1,046 |
| Total Functional Expenses | $0 | $253,540 | $0 | $253,540 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $3,058,637 |
| All Other Shares | $1,144,802 |
| Share Drafts | $284,735 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The form 990 is reviewed by the manager. The form 990 is available for review by the board of directors upon request.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors and supervisory committee without compensation.”
“The credit union does not have any unrelated business income.”
“MEMBERSHIP FEES 3”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 8885 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 10282 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 2383494 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 2397704 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION-TO PROVIDE SERVICES FOR APPROXIMATELY 1,159 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 1046 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1046 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LYNN GOLDEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4234792168 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2751 COMMERCE DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CLEVELAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37320 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 180753 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 183293 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 300371 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 191663 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 3486 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3486 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 20910 |
| IRS990/CYOtherExpensesAmt | 0 | 170157 |
| IRS990/CYOtherRevenueAmt | 0 | 4313 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 175371 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -52946 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 83383 |
| IRS990/CYTotalExpensesAmt | 0 | 253540 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 200594 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 237301 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 3547 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | R STEPHAN MCCALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CARISSA BEASLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LETO ZACHARIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOYCE MCGLAMERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JUDY BOLTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LYNN GOLDEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | HERMILO JASSO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | GENE BROWNING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MIKE LUITHLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DONNA HENDREN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | HELEN SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | JAMES COSSEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 41611 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CREDIT COMM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CREDIT COMM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CREDIT COMM |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 200594 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 16239 |
| IRS990/InterestGrp/TotalAmt | 0 | 16239 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 20910 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 20910 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 38785 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1534165 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 92476 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 177914 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 191420 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 283896 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION-TO PROVIDE SERVICES FOR APPROXIMATELY 1,159 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 585164 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 532221 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 14173 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 14173 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 78530 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 78530 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 53213 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 55293 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 3 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 2458 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2458 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | EXAMINATION FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 39000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 7206 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 6155 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 4322 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 39000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 7206 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 6155 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4322 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 4723049 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 4488174 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4313 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 4313 |
| IRS990/OtherRevenueTotalAmt | 0 | 4313 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 73258 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 73258 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 5686 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 5686 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 1981 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 1981 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 14486 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 14432 |
| IRS990/PrincipalOfficerNm | 0 | LYNN GOLDEN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 145944 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 29427 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 145944 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 29427 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 16239 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 18439 |
| IRS990/PYOtherExpensesAmt | 0 | 131723 |
| IRS990/PYOtherRevenueAmt | 0 | 4960 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 195040 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 573 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 86143 |
| IRS990/PYTotalExpensesAmt | 0 | 217866 |
| IRS990/PYTotalRevenueAmt | 0 | 218439 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -52946 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 404411 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 348928 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2348835 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 646000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 76827 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 24891 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 101718 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 12309 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 67585 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 79894 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 102284 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 102284 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 3058637 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1144802 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 284735 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 1495380 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 38785 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | VCCU-PAID-IN CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 191420 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 1534165 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 4488174 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | MEMBERSHIP FEES 3 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 5317098 |
| IRS990/TotalAssetsEOYAmt | 0 | 5030677 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 5317098 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 5030677 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 253540 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 253540 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 4731934 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 4498456 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 4731934 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 4498456 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 585164 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 532221 |
| IRS990/TotalOtherCompensationAmt | 0 | 3547 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 253540 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 175371 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 41611 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 200594 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 200594 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 5317098 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 5030677 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2751 COMMERCE DRIVE |
| IRS990/USAddress/CityNm | 0 | CLEVELAND |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 37320 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.PATHWAYCREDIT.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LYNN GOLDEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4234792168 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-03-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PATHWAY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PATH |
| ReturnHeader/Filer/EIN | 0 | 626081645 |
| ReturnHeader/Filer/PhoneNum | 0 | 4234792168 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2751 COMMERCE DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CLEVELAND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37320 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 591086132 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEVERAGE THE LSCU SERVICE CORPORATION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8505581102 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-03-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KEITH T MCMURTRIE |
| ReturnHeader/ReturnTs | 0 | 2015-03-31T09:55:52-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
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