Civic Intelligence

St Thomas Credit Union

990 • Fiscal year 2021 • EIN 62-6047295

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 14, 2022

Organization ProfileWWW.STTHOMASCU.ORG

View Organization Page

4230 Harding Road Suite 103Nashville, TN 37205

(615) 292-7828

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.90x

Higher debt load relative to assets than 64% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Liabilities / Revenue

35th percentile

20.41x

Higher debt load relative to revenue than 35% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Net Margin

38th percentile

6.2%

Higher net margin than 38% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Top Officer Pay

81st percentile

$139,484

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 9.5% of source-year revenue.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Asset Growth

44th percentile

7.7%

Faster asset growth than 44% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2020 to 2021

Revenue Growth

39th percentile

-4.8%

Faster revenue growth than 39% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$33,409,683

Up $2,400,538 (+7.7%) from 2020

Net Assets

Up

$3,370,775

Up $91,926 (+2.8%) from 2020

Liabilities

Up

$30,038,908

Up $2,308,612 (+8.3%) from 2020

Revenue And Expenses
Liabilities / Revenue35th percentileNet Margin38th percentile

Revenue

Down

$1,471,887

Down $74,988 (-4.8%) from 2020

Expenses

Down

$1,380,086

Down $132,303 (-8.7%) from 2020

Net Income

Up

$91,801

Up $57,315 (+166%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $17,416,739Liabilities 2010: $15,412,570Net Assets 2010: $2,004,1692010Assets 2011: $23,031,668Liabilities 2011: $21,075,706Net Assets 2011: $1,955,9622011Assets 2012: $23,789,190Liabilities 2012: $21,881,543Net Assets 2012: $1,907,6472012Assets 2013: $24,217,051Liabilities 2013: $22,282,621Net Assets 2013: $1,934,4302013Assets 2014: $24,114,100Liabilities 2014: $22,178,437Net Assets 2014: $1,935,6632014Assets 2015: $25,514,673Liabilities 2015: $23,135,560Net Assets 2015: $2,379,1132015Assets 2016: $25,954,727Liabilities 2016: $23,435,000Net Assets 2016: $2,519,7272016Assets 2017: $26,182,574Liabilities 2017: $23,516,119Net Assets 2017: $2,666,4552017Assets 2018: $26,050,335Liabilities 2018: $22,917,416Net Assets 2018: $3,132,9192018Assets 2019: $27,345,203Liabilities 2019: $24,100,968Net Assets 2019: $3,244,2352019Assets 2020: $31,009,145Liabilities 2020: $27,730,296Net Assets 2020: $3,278,8492020Assets 2021: $33,409,683Liabilities 2021: $30,038,908Net Assets 2021: $3,370,7752021Assets 2022: $35,431,757Liabilities 2022: $31,874,067Net Assets 2022: $3,557,6902022Assets 2023: $36,326,618Liabilities 2023: $32,467,897Net Assets 2023: $3,858,7212023Assets 2024: $39,235,707Liabilities 2024: $34,968,868Net Assets 2024: $4,266,8392024

Highlighted filing

2021

Assets$33,409,683
Liabilities$30,038,908
Net Assets$3,370,775
Open 2021 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,296,7092010Revenue 2011: $1,196,456Expenses 2011: $1,244,681Net Income 2011: -$48,2252011Expenses 2012: $1,485,2032012Revenue 2013: $1,344,887Expenses 2013: $1,318,196Net Income 2013: $26,6912013Revenue 2014: $1,351,950Expenses 2014: $1,350,894Net Income 2014: $1,0562014Revenue 2015: $1,304,111Expenses 2015: $1,293,303Net Income 2015: $10,8082015Revenue 2016: $1,445,516Expenses 2016: $1,355,073Net Income 2016: $90,4432016Revenue 2017: $1,467,892Expenses 2017: $1,343,305Net Income 2017: $124,5872017Revenue 2018: $1,882,111Expenses 2018: $1,417,608Net Income 2018: $464,5032018Revenue 2019: $1,589,895Expenses 2019: $1,478,901Net Income 2019: $110,9942019Revenue 2020: $1,546,875Expenses 2020: $1,512,389Net Income 2020: $34,4862020Revenue 2021: $1,471,887Expenses 2021: $1,380,086Net Income 2021: $91,8012021Revenue 2022: $1,631,828Expenses 2022: $1,445,021Net Income 2022: $186,8072022Revenue 2023: $2,154,310Expenses 2023: $1,853,442Net Income 2023: $300,8682023Revenue 2024: $2,709,333Expenses 2024: $2,301,355Net Income 2024: $407,9782024

Highlighted filing

2021

Revenue$1,471,887
Expenses$1,380,086
Net Income$91,801
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 14, 2022
Return Version
2021v4.0
Gross Receipts
$1,471,887
Mission and Program Overview

Mission

Credit union providing financial service and education to membership base.

Credit union providing financial service and education to its membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,131,610$22,784,430▲ $2,652,820
Investments Other Securities$6,551,479$9,354,479▲ $2,803,000
Rtn Earn Endowment Incm Other Fnds$3,278,849$3,370,775▲ $91,926
Cash and Non-Interest-Bearing Accounts$443,704$589,532▲ $145,828
Savings and Temporary Cash Investments$3,288,411$199,701▼ $3,088,710
Prepaid Expenses and Deferred Charges$204,924$183,978▼ $20,946
Land, Buildings, and Equipment, Net$96,976$77,389▼ $19,587
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Accounts Receivable$65,605$-41,186▼ $106,791
Total Assets$31,009,145$33,409,683▲ $2,400,538
Other Assets Total$226,436$261,360▲ $34,924
Liabilities
Other Liabilities$27,553,516$29,999,759▲ $2,446,243
Accounts Payable and Accrued Expenses$176,780$39,149▼ $137,631
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$27,730,296$30,038,908▲ $2,308,612
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,278,849$3,370,775▲ $91,926
Total Liabilities and Net Assets / Fund Balance$31,009,145$33,409,683▲ $2,400,538

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$31,080$187,577$218,657
Leasehold Improvements$46,309$14,350$60,659
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Other Securities$133,479--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Chloe NguyenVice PresidentFT$69,742$69,742$139,484
William DunnPresidentFT$64,527$64,527$129,054

Board Members and Trustees

NameTitle
John RaphaelBoard Of Directors-Chairperson
Robert PoteeteBoard of Directors-Vice Chair Person
Beth SmithBoard Member-Secretary
Christina O'ConnorBoard of Directors
Derrick CoxBoard of Directors
Wanda HooperBoard of Directors
Sherry WarrenBoard of Directors-Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,430,934
Investment Income
$40,953
Other Revenue
$0
Change in Net Assets
$91,801

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,471,887
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$1,471,887
Total Revenue per Form 990
$1,471,887
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$918,184
Salaries, Compensation, and Employee Benefits$461,902
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$364,168
Other Salaries and Wages---$231,008
Current Officers, Directors, Trustees, and Key Employees---$134,270
Occupancy---$133,827
Other Expenses---$122,600
Office Expenses---$98,389
Other Employee Benefits---$60,825
Information Technology---$37,543
Payroll Taxes---$29,250
Insurance---$21,670
Advertising---$18,740
Payments to Affiliates---$17,608
Depreciation Depletion---$14,383
Pension Plan Contributions---$6,549
Fees for Services Accounting---$5,340
Conferences and Meetings---$3,761
Interest---$155
Total Functional Expenses$0$0$0$1,380,086

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$1,380,086
Expenses per Audited Statements$1,257,486
Total Expenses per Audited Statements$1,257,486
Expenses Not Reported on Financial Statements$122,600
Other Expense Adjustments$122,600
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares Savings Depost$13,814,453
CDs$5,945,442
Share Drafts Checking$3,998,974
Money Market$3,796,754
Ira Cd$1,139,196
IRA Shares Savings$880,737
Vacation/Rainy Savings$275,644
Christmas Club Savings$90,478
Escrow Savings$44,086
HSA Accounts$13,995
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union is a membership co-operative. Our board of directors are volunteers who are also members voted by membership to serve a three (3) year term during annual election.”

Form 990, Part VI, Section A, Line 7A

“Annual meetings are held annually whereby members have an opportunity to vote for members running to serve as Board of Directors of the credit union. Elected Board of Directors serve a three-years term, and can serve for three consecutive terms.”

Form 990, Part VI, Section A, Line 7B

“Daily operations are managed be executive management, paid staff, who report directly to the Board of Directors. Any decisions which could significantly impact the credit union, for example, a merger, has to be approved by two-thirds of the membership based.”

Form 990, Part VI, Section B, Line 11B

“Noted in Board of Directors monthly meeting of filing and its availability for review.”

Form 990, Part VI, Section B, Line 12C

“Policy is reviewed annually, and all volunteers and staff are required to turn in a signed acknowledgement form kept at the credit union by the Compliance Officer.”

Form 990, Part VI, Section B, Line 15

“Salaries of management and staff are reviewed annually, and compared with other similar asset sized credit unions from an annual survey conducted and distributed to credit union by an independent party vendor.”

Form 990, Part VI, Section C, Line 19

“Conditions of financial statements are disclosed in the annual report to the membership during the annual meeting, and the annual report is uploaded onto the organization website. All other policies and related documents are provided upon written request.”

Filing and Contact Details

Filer

Filer Name
St Thomas Credit Union
EIN
62-6047295
Phone
6152927828
Address
4230 HARDING ROAD SUITE 103, NASHVILLE, TN 37205

Signing Officer

Name
Chloe Nguyen
Title
Vice President
Phone
6152927828
Signed
2022-11-14

Organization Details

Principal Officer
William Dunn
Formed
1959
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
11
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Loans and outside vendors servicing expenses”

Form 990, Part IX, Line 24E

“Loan loss reserve and miscellaneous operations expenses.”

Form 990, Part XI, Line 9

“One time membership joining fee of $1 per account.”

Financial Statement Notes

Schedule D, Part XII, Line 4B

“dividend payments on share deposits.”

Raw XML AppendixShowing 400 of 797 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt037543
IRS990/InsuranceGrp/TotalAmt021670
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0155
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt040953
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt040953
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06551479
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt09354479
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0201927
IRS990/LandBldgEquipBasisNetGrp/BOYAmt096976
IRS990/LandBldgEquipBasisNetGrp/EOYAmt077389
IRS990/LandBldgEquipCostOrOtherBssAmt0279316
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Credit union providing financial service and education to membership base.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt03278849
IRS990/NetAssetsOrFundBalancesEOYAmt03370775
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0133827
IRS990/OfficeExpensesGrp/TotalAmt098389
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0226436
IRS990/OtherAssetsTotalGrp/EOYAmt0261360
IRS990/OtherChangesInNetAssetsAmt0125
IRS990/OtherEmployeeBenefitsGrp/TotalAmt060825
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss Reserve
IRS990/OtherExpensesGrp/Desc1Dividend Payment Expense
IRS990/OtherExpensesGrp/TotalAmt080000
IRS990/OtherExpensesGrp/TotalAmt1122600
IRS990/OtherLiabilitiesGrp/BOYAmt027553516
IRS990/OtherLiabilitiesGrp/EOYAmt029999759
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0231008
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020131610
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt022784430
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt017608
IRS990/PayrollTaxesGrp/TotalAmt029250
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt06549
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0204924
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0183978
IRS990/PrincipalOfficerNm0William Dunn
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0loan and other fee income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01430934
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01430934
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0102710
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01026653
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01444165
IRS990/PYRevenuesLessExpensesAmt034486
IRS990/PYSalariesCompEmpBnftPaidAmt0485736
IRS990/PYTotalExpensesAmt01512389
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01546875
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt091801
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01471887
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03278849
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03370775
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03288411
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0199701
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt031080
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0187577
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0218657
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0122600
IRS990ScheduleD/ExpensesSubtotalAmt01257486
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt046309
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt014350
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt060659
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt0122600
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt013814453
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1275644
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt244086
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt33998974
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt413995
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt590478
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt63796754
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt71139196
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt8880737
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt95945442
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares Savings Depost
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Vacation/Rainy Savings
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Escrow Savings
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Drafts Checking
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4HSA Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Christmas Club Savings
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6Money Market
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7IRA CD
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8IRA Shares Savings
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9CDs
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt09221000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1133479
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CDs Investment
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Membership Shares in Volunteer Corp CU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01471887
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0dividend payments on share deposits.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XII, Line 4b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt077389
IRS990ScheduleD/TotalBookValueSecuritiesAmt09354479
IRS990ScheduleD/TotalExpensesPerForm990Amt01380086
IRS990ScheduleD/TotalLiabilityAmt029999759
IRS990ScheduleD/TotalRevenuePerForm990Amt01471887
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01471887
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01257486
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt074517
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt150005
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt21882
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt394811
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt426997
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt514658
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt610579
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt759978

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$33,409,683
Liabilities
$30,038,908
Net assets
$3,370,775
Revenue
$1,471,887
Expenses
$1,380,086
Net income
$91,801
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.2$35.0$4.27$2.71$2.30$0.41
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.3$32.5$3.86$2.15$1.85$0.30
2022Detailed filing. Detailed filing data is available for this year.$35.4$31.9$3.56$1.63$1.45$0.19
2021Detailed filing. Detailed filing data is available for this year.$33.4$30.0$3.37$1.47$1.38$0.09
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.0$27.7$3.28$1.55$1.51$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.3$24.1$3.24$1.59$1.48$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.1$22.9$3.13$1.88$1.42$0.46
2017Detailed filing. Detailed filing data is available for this year.$26.2$23.5$2.67$1.47$1.34$0.12
2016Detailed filing. Detailed filing data is available for this year.$26.0$23.4$2.52$1.45$1.36$0.09
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.5$23.1$2.38$1.30$1.29$0.01
2014Detailed filing. Detailed filing data is available for this year.$24.1$22.2$1.94$1.35$1.35$0.00
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.2$22.3$1.93$1.34$1.32$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.8$21.9$1.91$1.49
2011Summary only. Only limited summary data is available for this year.$23.0$21.1$1.96$1.20$1.24$0.05
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.4$15.4$2.00$1.30
Peer Organizations

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