Civic Intelligence

Hockley County School Employees Credit Union

EIN 75-1076864 • 501(c)14 • Levelland, TX

Profile

Provide financial services to its Members

504 Clubview DriveLevelland, TX 79336

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.89x

Higher debt load relative to assets than 65% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

28th percentile

13.16x

Higher debt load relative to revenue than 28% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

23rd percentile

0.4%

Higher net margin than 23% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

59th percentile

$127,828

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

75th percentile

4.3%

Faster asset growth than 75% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

82nd percentile

20%

Faster revenue growth than 82% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$39,281,555

Up $1,628,943 (+4.3%) from 2023

Liabilities

Up

$34,938,793

Up $1,617,136 (+4.9%) from 2023

Net Assets

Up

$4,342,762

Up $11,807 (+0.3%) from 2023

Operations
Liabilities / Revenue28th percentileNet Margin23rd percentile

Revenue

Up

$2,654,469

Up $450,853 (+20%) from 2023

Expenses

Up

$2,642,662

Up $582,001 (+28%) from 2023

Net Income

Down

$11,807

Down $131,148 (-92%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2011: $23,786,524Liabilities 2011: $20,613,164Net Assets 2011: $3,173,3602011Assets 2012: $26,916,071Liabilities 2012: $23,523,841Net Assets 2012: $3,392,2302012Assets 2013: $29,317,989Liabilities 2013: $25,846,138Net Assets 2013: $3,471,8512013Assets 2014: $31,740,329Liabilities 2014: $28,203,347Net Assets 2014: $3,536,9822014Assets 2015: $32,086,153Liabilities 2015: $28,264,578Net Assets 2015: $3,821,5752015Assets 2016: $31,336,739Liabilities 2016: $27,542,185Net Assets 2016: $3,794,5542016Assets 2017: $31,257,635Liabilities 2017: $27,600,182Net Assets 2017: $3,657,4532017Assets 2018: $30,286,146Liabilities 2018: $26,577,139Net Assets 2018: $3,709,0072018Assets 2019: $30,357,138Liabilities 2019: $26,638,674Net Assets 2019: $3,718,4642019Assets 2020: $28,938,104Liabilities 2020: $25,076,659Net Assets 2020: $3,861,4452020Assets 2021: $33,266,830Liabilities 2021: $29,171,254Net Assets 2021: $4,095,5762021Assets 2022: $34,286,838Liabilities 2022: $29,955,619Net Assets 2022: $4,331,2192022Assets 2023: $37,652,612Liabilities 2023: $33,321,657Net Assets 2023: $4,330,9552023Assets 2024: $39,281,555Liabilities 2024: $34,938,793Net Assets 2024: $4,342,7622024

Highlighted filing

2024

Assets$39,281,555
Liabilities$34,938,793
Net Assets$4,342,762
Open 2024 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $1,118,3182011Expenses 2012: $1,253,1162012Revenue 2013: $1,572,829Expenses 2013: $1,487,503Net Income 2013: $85,3262013Revenue 2014: $1,578,451Expenses 2014: $1,411,363Net Income 2014: $167,0882014Revenue 2015: $1,770,381Expenses 2015: $1,396,509Net Income 2015: $373,8722015Revenue 2016: $1,551,720Expenses 2016: $1,578,741Net Income 2016: -$27,0212016Revenue 2017: $1,558,614Expenses 2017: $1,670,470Net Income 2017: -$111,8562017Revenue 2018: $1,608,712Expenses 2018: $1,557,158Net Income 2018: $51,5542018Revenue 2019: $1,623,163Expenses 2019: $1,613,706Net Income 2019: $9,4572019Revenue 2020: $1,527,569Expenses 2020: $1,384,588Net Income 2020: $142,9812020Revenue 2021: $1,465,689Expenses 2021: $1,231,558Net Income 2021: $234,1312021Revenue 2022: $1,654,936Expenses 2022: $1,419,293Net Income 2022: $235,6432022Revenue 2023: $2,203,616Expenses 2023: $2,060,661Net Income 2023: $142,9552023Revenue 2024: $2,654,469Expenses 2024: $2,642,662Net Income 2024: $11,8072024

Highlighted filing

2024

Revenue$2,654,469
Expenses$2,642,662
Net Income$11,807
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$39,281,555
Liabilities
$34,938,793
Net assets
$4,342,762
Revenue
$2,654,469
Expenses
$2,642,662
Net income
$11,807
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$39.3$34.9$4.34$2.65$2.64$0.01
2023Detailed filing. Detailed filing data is available for this year.$37.7$33.3$4.33$2.20$2.06$0.14
2022Detailed filing. Detailed filing data is available for this year.$34.3$30.0$4.33$1.65$1.42$0.24
2021Detailed filing. Detailed filing data is available for this year.$33.3$29.2$4.10$1.47$1.23$0.23
2020Detailed filing. Detailed filing data is available for this year.$28.9$25.1$3.86$1.53$1.38$0.14
2019Detailed filing. Detailed filing data is available for this year.$30.4$26.6$3.72$1.62$1.61$0.01
2018Detailed filing. Detailed filing data is available for this year.$30.3$26.6$3.71$1.61$1.56$0.05
2017Detailed filing. Detailed filing data is available for this year.$31.3$27.6$3.66$1.56$1.67$0.11
2016Detailed filing. Detailed filing data is available for this year.$31.3$27.5$3.79$1.55$1.58$0.03
2015Detailed filing. Detailed filing data is available for this year.$32.1$28.3$3.82$1.77$1.40$0.37
2014Detailed filing. Detailed filing data is available for this year.$31.7$28.2$3.54$1.58$1.41$0.17
2013Detailed filing. Detailed filing data is available for this year.$29.3$25.8$3.47$1.57$1.49$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.9$23.5$3.39$1.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.8$20.6$3.17$1.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 30, 2025
Return Version
2024v5.1
Gross Receipts
$2,654,469
Mission and Program Overview

Mission

Provide financial services to its Members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$21,808,597$23,814,948▲ $2,006,351
Investments Other Securities$12,569,431$9,946,999▼ $2,622,432
Rtn Earn Endowment Incm Other Fnds$4,330,955$4,342,762▲ $11,807
Land, Buildings, and Equipment, Net$872,133$2,201,067▲ $1,328,934
Cash and Non-Interest-Bearing Accounts$838,662$1,313,810▲ $475,148
Savings and Temporary Cash Investments$880,000$1,305,000▲ $425,000
Prepaid Expenses and Deferred Charges$142,352$155,329▲ $12,977
Receivables From Officers Etc$130,844$99,688▼ $31,156
Total Assets$37,652,612$39,281,555▲ $1,628,943
Other Assets Total$410,593$444,714▲ $34,121
Liabilities
Other Liabilities$32,422,177$33,890,069▲ $1,467,892
Accounts Payable and Accrued Expenses$899,480$1,048,724▲ $149,244
Total Liabilities$33,321,657$34,938,793▲ $1,617,136
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,330,955$4,342,762▲ $11,807
Total Liabilities and Net Assets / Fund Balance$37,652,612$39,281,555▲ $1,628,943

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$386,828$348,480-
Other Land Buildings$1,343,859--
Land$413,470--
Equipment$56,910$133,181-
Other Securities$9,946,999--
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Russell VestTreasurer, CEOFT$127,828$127,828

Board Members and Trustees

NameTitle
Lyndon HardinChair
Billy RaceVice Chair
Abel Perez JrBoard
Melissa CavazosBoard
Royce BlackshearBoard
Donna PughSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,110,928
Investment Income
$517,351
Other Revenue
$26,190
Change in Net Assets
$11,807
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,870,228
Salaries, Compensation, and Employee Benefits$772,434
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$503,752$0$0$503,752
Advertising$165,034$0$0$165,034
Office Expenses$150,644$0$0$150,644
All Other Expenses$142,069$0$0$142,069
Fees for Services Other$138,078$0$0$138,078
Current Officers, Directors, Trustees, and Key Employees$127,828$0$0$127,828
Information Technology$106,441$0$0$106,441
Other Employee Benefits$81,762$0$0$81,762
Payroll Taxes$44,378$0$0$44,378
Depreciation Depletion$41,979$0$0$41,979
Conferences and Meetings$22,606$0$0$22,606
Fees for Services Legal$17,937$0$0$17,937
Pension Plan Contributions$14,714$0$0$14,714
Fees for Services Accounting$13,700$0$0$13,700
Occupancy$7,428$0$0$7,428
Other Expenses$6,255$0$0$6,255
Interest$993$0$0$993
Total Functional Expenses$2,642,662$0$0$2,642,662
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$130,844$99,688▼ $31,156
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$33,890,069
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Hockley County School Employees Credit Union
EIN
75-1076864
Phone
8068946204
Address
504 Clubview Drive, Levelland, TX 79336

Signing Officer

Name
Russell Vest
Title
CEO
Phone
8068946204
Signed
2025-04-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Russell Vest
Formed
1954
Legal Domicile
TX
Voting Board Members
6
Independent Board Members
6
Employees
15
Volunteers
0

Preparer

Firm
Greg R Schmidt CPA
Address
26 Cypress Pt, Amarillo, TX 79124
Preparer
Greg R Schmidt
Phone
8552759297
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“Form 990 is prepared by an independent CPA.”

Pt VI, Line 15A

“The CEOs salary is reviewed annually by the Board. The credit union also uses a salary survey for assistance in determining an appropriate salary.”

Pt VI, Line 15B

“Other key employee salaries are reviewed annually by the Board. The credit union also uses a salary survey for assistance in determining appropriate salaries.”

Pt XI

“CECL adjustment posted to Undivided Earnings”

Raw XML AppendixShowing 400 of 432 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Dividends Paid
IRS990/OtherExpensesGrp/Desc2Loan Loss Provision
IRS990/OtherExpensesGrp/Desc3Dues
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt013256
IRS990/OtherExpensesGrp/ProgramServicesAmt1929515
IRS990/OtherExpensesGrp/ProgramServicesAmt2114293
IRS990/OtherExpensesGrp/ProgramServicesAmt36255
IRS990/OtherExpensesGrp/TotalAmt013256
IRS990/OtherExpensesGrp/TotalAmt1929515
IRS990/OtherExpensesGrp/TotalAmt2114293
IRS990/OtherExpensesGrp/TotalAmt36255
IRS990/OtherLiabilitiesGrp/BOYAmt032422177
IRS990/OtherLiabilitiesGrp/EOYAmt033890069
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0Other Operating
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt026190
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt026190
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt026190
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0503752
IRS990/OtherSalariesAndWagesGrp/TotalAmt0503752
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt021808597
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt023814948
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt044378
IRS990/PayrollTaxesGrp/TotalAmt044378
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt014714
IRS990/PensionPlanContributionsGrp/TotalAmt014714
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0142352
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0155329
IRS990/PrincipalOfficerNm0Russell Vest
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Income from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees & Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02042724
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt168204
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt128555
IRS990/ProgSrvcAccomActy2Grp/Desc0Consumer Loans - Unsecured and secured loans of many types are offered to members.
IRS990/ProgSrvcAccomActy3Grp/Desc0Certificate of Deposit Accounts - Member CDs offer competitive rates and are available to all members, with a minimum balance of $1000.00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0408219
IRS990/PYOtherExpensesAmt01378139
IRS990/PYOtherRevenueAmt018945
IRS990/PYProgramServiceRevenueAmt01776452
IRS990/PYRevenuesLessExpensesAmt0142955
IRS990/PYSalariesCompEmpBnftPaidAmt0682522
IRS990/PYTotalExpensesAmt02060661
IRS990/PYTotalRevenueAmt02203616
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0130844
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt099688
IRS990/ReconcilationRevenueExpnssAmt011807
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04330955
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04342762
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0880000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01305000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0386828
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0348480
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0735308
IRS990ScheduleD/EquipmentGrp/BookValueAmt056910
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0133181
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0190091
IRS990ScheduleD/LandGrp/BookValueAmt0413470
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0413470
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01343859
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt01343859
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt033890069
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt09946999
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Purchased Investments
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02201067
IRS990ScheduleD/TotalBookValueSecuritiesAmt09946999
IRS990ScheduleD/TotalLiabilityAmt033890069
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt05184
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt154379
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt240125
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Motorcycle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Share Sec
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Share Secured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt038606
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt158966
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt241461
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Royce Blackshear
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Russell Vest
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Abel Perez Jr
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/TotalBalanceDueAmt099688
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990 is prepared by an independent CPA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The CEOs salary is reviewed annually by the Board. The credit union also uses a salary survey for assistance in determining an appropriate salary.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Other key employee salaries are reviewed annually by the Board. The credit union also uses a salary survey for assistance in determining appropriate salaries.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CECL adjustment posted to Undivided Earnings
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt XI
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TX
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt037652612
IRS990/TotalAssetsEOYAmt039281555
IRS990/TotalAssetsGrp/BOYAmt037652612
IRS990/TotalAssetsGrp/EOYAmt039281555
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02642662
IRS990/TotalFunctionalExpensesGrp/TotalAmt02642662
IRS990/TotalGrossUBIAmt028555
IRS990/TotalLiabilitiesBOYAmt033321657
IRS990/TotalLiabilitiesEOYAmt034938793
IRS990/TotalLiabilitiesGrp/BOYAmt033321657
IRS990/TotalLiabilitiesGrp/EOYAmt034938793
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04330955
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04342762
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt02110928
IRS990/TotalReportableCompFromOrgAmt0127828
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02625914
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02654469
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt028555
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt037652612
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt039281555
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/USAddress/AddressLine1Txt0504 Clubview Dr
IRS990/USAddress/CityNm0Levelland
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd079336

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