Civic Intelligence

St Thomas Credit Union

990 • Fiscal year 2019 • EIN 62-6047295

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 13, 2020

Organization ProfileWWW.STTHOMASCU.ORG

View Organization Page

4230 Harding Road Suite 103Nashville, TN 37205

(615) 292-7828

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.88x

Higher debt load relative to assets than 62% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Liabilities / Revenue

29th percentile

15.16x

Higher debt load relative to revenue than 29% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Net Margin

30th percentile

7.0%

Higher net margin than 30% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Top Officer Pay

16th percentile

$69,733

Higher top officer pay than 16% of similar nonprofits.

Top officer pay equals 4.4% of source-year revenue.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2019

Asset Growth

73rd percentile

5.0%

Faster asset growth than 73% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Revenue Growth

1st percentile

-16%

Faster revenue growth than 1% of similar nonprofits.

2019 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Up

$27,345,203

Up $1,294,868 (+5.0%) from 2018

Net Assets

Up

$3,244,235

Up $111,316 (+3.6%) from 2018

Liabilities

Up

$24,100,968

Up $1,183,552 (+5.2%) from 2018

Revenue And Expenses
Liabilities / Revenue29th percentileNet Margin30th percentile

Revenue

Down

$1,589,895

Down $292,216 (-16%) from 2018

Expenses

Up

$1,478,901

Up $61,293 (+4.3%) from 2018

Net Income

Down

$110,994

Down $353,509 (-76%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $17,416,739Liabilities 2010: $15,412,570Net Assets 2010: $2,004,1692010Assets 2011: $23,031,668Liabilities 2011: $21,075,706Net Assets 2011: $1,955,9622011Assets 2012: $23,789,190Liabilities 2012: $21,881,543Net Assets 2012: $1,907,6472012Assets 2013: $24,217,051Liabilities 2013: $22,282,621Net Assets 2013: $1,934,4302013Assets 2014: $24,114,100Liabilities 2014: $22,178,437Net Assets 2014: $1,935,6632014Assets 2015: $25,514,673Liabilities 2015: $23,135,560Net Assets 2015: $2,379,1132015Assets 2016: $25,954,727Liabilities 2016: $23,435,000Net Assets 2016: $2,519,7272016Assets 2017: $26,182,574Liabilities 2017: $23,516,119Net Assets 2017: $2,666,4552017Assets 2018: $26,050,335Liabilities 2018: $22,917,416Net Assets 2018: $3,132,9192018Assets 2019: $27,345,203Liabilities 2019: $24,100,968Net Assets 2019: $3,244,2352019Assets 2020: $31,009,145Liabilities 2020: $27,730,296Net Assets 2020: $3,278,8492020Assets 2021: $33,409,683Liabilities 2021: $30,038,908Net Assets 2021: $3,370,7752021Assets 2022: $35,431,757Liabilities 2022: $31,874,067Net Assets 2022: $3,557,6902022Assets 2023: $36,326,618Liabilities 2023: $32,467,897Net Assets 2023: $3,858,7212023Assets 2024: $39,235,707Liabilities 2024: $34,968,868Net Assets 2024: $4,266,8392024

Highlighted filing

2019

Assets$27,345,203
Liabilities$24,100,968
Net Assets$3,244,235
Open 2019 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,296,7092010Revenue 2011: $1,196,456Expenses 2011: $1,244,681Net Income 2011: -$48,2252011Expenses 2012: $1,485,2032012Revenue 2013: $1,344,887Expenses 2013: $1,318,196Net Income 2013: $26,6912013Revenue 2014: $1,351,950Expenses 2014: $1,350,894Net Income 2014: $1,0562014Revenue 2015: $1,304,111Expenses 2015: $1,293,303Net Income 2015: $10,8082015Revenue 2016: $1,445,516Expenses 2016: $1,355,073Net Income 2016: $90,4432016Revenue 2017: $1,467,892Expenses 2017: $1,343,305Net Income 2017: $124,5872017Revenue 2018: $1,882,111Expenses 2018: $1,417,608Net Income 2018: $464,5032018Revenue 2019: $1,589,895Expenses 2019: $1,478,901Net Income 2019: $110,9942019Revenue 2020: $1,546,875Expenses 2020: $1,512,389Net Income 2020: $34,4862020Revenue 2021: $1,471,887Expenses 2021: $1,380,086Net Income 2021: $91,8012021Revenue 2022: $1,631,828Expenses 2022: $1,445,021Net Income 2022: $186,8072022Revenue 2023: $2,154,310Expenses 2023: $1,853,442Net Income 2023: $300,8682023Revenue 2024: $2,709,333Expenses 2024: $2,301,355Net Income 2024: $407,9782024

Highlighted filing

2019

Revenue$1,589,895
Expenses$1,478,901
Net Income$110,994
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 13, 2020
Return Version
2019v5.0
Gross Receipts
$1,589,895
Mission and Program Overview

Mission

Credit union providing financial service and education to membership base.

Credit union providing financial service and education to its membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,301,259$20,551,816▲ $250,557
Investments Other Securities$4,578,479$5,073,311▲ $494,832
Rtn Earn Endowment Incm Other Fnds$3,132,919$3,244,235▲ $111,316
Savings and Temporary Cash Investments$148,896$726,452▲ $577,556
Cash and Non-Interest-Bearing Accounts$499,661$449,809▼ $49,852
Prepaid Expenses and Deferred Charges$123,663$135,483▲ $11,820
Accounts Receivable$126,829$113,911▼ $12,918
Land, Buildings, and Equipment, Net$48,614$60,762▲ $12,148
Inventories for Sale or Use$0$17,864▲ $17,864
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$26,050,335$27,345,203▲ $1,294,868
Other Assets Total$222,934$215,795▼ $7,139
Liabilities
Other Liabilities$22,652,072$23,949,834▲ $1,297,762
Accounts Payable and Accrued Expenses$265,344$151,134▼ $114,210
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$22,917,416$24,100,968▲ $1,183,552
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,132,919$3,244,235▲ $111,316
Total Liabilities and Net Assets / Fund Balance$26,050,335$27,345,203▲ $1,294,868

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$46,117$181,504$227,621
Leasehold Improvements$14,645$248$14,893
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Other Securities$5,073,311--
Compensation and Service Providers
Top Officer Pay16th percentile

Employees

NameTitleFull / Part TimeBaseTotal
William DunnPresidentFT$69,733$69,733
Chloe NguyenVice PresidentFT$68,615$68,615

Board Members and Trustees

NameTitle
Derrick CoxBoard of Directors- Chairperson
John RaphaelBoard Of Directors-Vice Chairperson
Beth SmithBoard Member-Secretary
Christina O'ConnorBoard oF Directors
Patricia HutchinsonBoard of Directors
Susan FussellBoard of Directors
Sherry WarrenBoard of Directors-Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,457,781
Investment Income
$132,114
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$110,994

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,589,895
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$1,589,895
Total Revenue per Form 990
$1,589,895
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$953,622
Salaries, Compensation, and Employee Benefits$525,279
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$295,084
Fees for Services Other---$250,639
Interest---$146,000
Current Officers, Directors, Trustees, and Key Employees---$119,652
Occupancy---$113,619
Office Expenses---$98,762
Other Employee Benefits---$67,960
Payroll Taxes---$34,283
Information Technology---$21,654
Depreciation Depletion---$21,288
Insurance---$20,975
Payments to Affiliates---$17,150
Advertising---$16,610
Other Expenses---$15,877
Conferences and Meetings---$10,839
Pension Plan Contributions---$8,300
Fees for Services Legal---$7,075
Travel---$4,154
Fees for Services Accounting---$1,957
Total Functional Expenses$0$0$0$1,478,901

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$1,478,901
Expenses per Audited Statements$1,332,949
Total Expenses per Audited Statements$1,332,949
Expenses Not Reported on Financial Statements$145,952
Other Expense Adjustments$145,952
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
shares deposits$23,949,834
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union is a membership cooperative. Our Board of Directors are volunteers are members and serve on a voluntarily basis.”

Form 990, Part VI, Section A, Line 7A

“Annual meetings are held annually whereby members have an opportunity to vote for the Board of Directors who are volunteers and members of the credit union. Elected Board of Directors serve a three years term, and can serve for three consecutive terms.”

Form 990, Part VI, Section A, Line 7B

“Daily operations are managed by paid employees who report directly to the Board of Directors. Any decisions which could significantly impact the credit union, for example, merger, has to be approved by two-thirds of the membership base.”

Form 990, Part VI, Section B, Line 11B

“Noted in Board of Directors monthly agenda/minutes of filing and its availability for review.”

Form 990, Part VI, Section B, Line 12C

“Policy is reviewed annually and all volunteers and employees are required to turn in a signed acknowledgement form kept at the credit union by the Compliance Officer.”

Form 990, Part VI, Section B, Line 15

“Salaries of key management and employees are reviewed annually, and compared with other similar asset sized credit unions from an annual survey conducted and distributed to credit union by an independent party.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the main lobby of the credit union. Annual reports are provided to membership and uploaded onto organization website. All other policies and related documents are provided upon written request.”

Filing and Contact Details

Filer

Filer Name
St Thomas Credit Union
EIN
62-6047295
Phone
6152927828
Address
4230 HARDING ROAD SUITE 103, NASHVILLE, TN 37205

Signing Officer

Name
Chloe Nguyen
Title
Vice President
Phone
6152927828
Signed
2020-11-13

Organization Details

Principal Officer
William Dunn
Formed
1959
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
14
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Payments to vendors associated with loans and other services/products.”

Form 990, Part XI, Line 9

“membership joining fee”

Financial Statement Notes

Schedule D, Part XII, Line 4B

“dividend payments on share deposits”

Raw XML AppendixShowing 400 of 522 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0146000
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt017864
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0132114
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0132114
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt04578479
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt05073311
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0181752
IRS990/LandBldgEquipBasisNetGrp/BOYAmt048614
IRS990/LandBldgEquipBasisNetGrp/EOYAmt060762
IRS990/LandBldgEquipCostOrOtherBssAmt0242514
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CREDIT UNION PROVIDING FINANCIAL SERVICE AND EDUCATION TO MEMBERS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt03132919
IRS990/NetAssetsOrFundBalancesEOYAmt03244235
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0113619
IRS990/OfficeExpensesGrp/TotalAmt098762
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0222934
IRS990/OtherAssetsTotalGrp/EOYAmt0215795
IRS990/OtherChangesInNetAssetsAmt0322
IRS990/OtherEmployeeBenefitsGrp/TotalAmt067960
IRS990/OtherExpensesGrp/Desc0loan servicing expense
IRS990/OtherExpensesGrp/Desc1loan losses reserve
IRS990/OtherExpensesGrp/Desc2cash outage
IRS990/OtherExpensesGrp/Desc3misc office expenses
IRS990/OtherExpensesGrp/TotalAmt086749
IRS990/OtherExpensesGrp/TotalAmt1120000
IRS990/OtherExpensesGrp/TotalAmt2274
IRS990/OtherExpensesGrp/TotalAmt315877
IRS990/OtherLiabilitiesGrp/BOYAmt022652072
IRS990/OtherLiabilitiesGrp/EOYAmt023949834
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0295084
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020301259
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt020551816
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt017150
IRS990/PayrollTaxesGrp/TotalAmt034283
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt08300
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0123663
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0135483
IRS990/PrincipalOfficerNm0William Dunn
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0118234
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0847081
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01763877
IRS990/PYRevenuesLessExpensesAmt0464503
IRS990/PYSalariesCompEmpBnftPaidAmt0570527
IRS990/PYTotalExpensesAmt01417608
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01882111
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0110994
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01589895
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03132919
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03244235
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0148896
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0726452
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt046117
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0181504
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0227621
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0145952
IRS990ScheduleD/ExpensesSubtotalAmt01332949
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt014645
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0248
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt014893
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt0145952
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023949834
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0shares deposits
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt05073311
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Certificate of Deposits
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01589895
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0dividend payments on share deposits
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XII, Line 4b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt060762
IRS990ScheduleD/TotalBookValueSecuritiesAmt05073311
IRS990ScheduleD/TotalExpensesPerForm990Amt01478901
IRS990ScheduleD/TotalLiabilityAmt023949834
IRS990ScheduleD/TotalRevenuePerForm990Amt01589895
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01589895
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01332949
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt039059
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1111737
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt235603
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt322299
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt48074
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt078000

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$27,345,203
Liabilities
$24,100,968
Net assets
$3,244,235
Revenue
$1,589,895
Expenses
$1,478,901
Net income
$110,994
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.2$35.0$4.27$2.71$2.30$0.41
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.3$32.5$3.86$2.15$1.85$0.30
2022Detailed filing. Detailed filing data is available for this year.$35.4$31.9$3.56$1.63$1.45$0.19
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.4$30.0$3.37$1.47$1.38$0.09
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.0$27.7$3.28$1.55$1.51$0.03
2019Detailed filing. Detailed filing data is available for this year.$27.3$24.1$3.24$1.59$1.48$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.1$22.9$3.13$1.88$1.42$0.46
2017Detailed filing. Detailed filing data is available for this year.$26.2$23.5$2.67$1.47$1.34$0.12
2016Detailed filing. Detailed filing data is available for this year.$26.0$23.4$2.52$1.45$1.36$0.09
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.5$23.1$2.38$1.30$1.29$0.01
2014Detailed filing. Detailed filing data is available for this year.$24.1$22.2$1.94$1.35$1.35$0.00
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.2$22.3$1.93$1.34$1.32$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.8$21.9$1.91$1.49
2011Summary only. Only limited summary data is available for this year.$23.0$21.1$1.96$1.20$1.24$0.05
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.4$15.4$2.00$1.30