Civic Intelligence

United Housing Inc.

990 • Fiscal year 2016 • EIN 62-1597364

Jul 01, 2015 to Jun 30, 2016 • Filed on Mar 09, 2017

Organization ProfileWWW.UHINC.ORG

View Organization Page

2750 Colony Park DriveMemphis, TN 38118

(901) 272-1122

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.30x

Higher debt load relative to assets than 56% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

78th percentile

0.92x

Higher debt load relative to revenue than 78% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Net Margin

91st percentile

47%

Higher net margin than 91% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

36th percentile

$137,180

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 3.9% of source-year revenue.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Asset Growth

92nd percentile

38%

Faster asset growth than 92% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

42nd percentile

0.7%

Faster revenue growth than 42% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$10,973,465

Up $3,004,559 (+38%) from 2015

Net Assets

Up

$7,723,071

Up $1,658,248 (+27%) from 2015

Liabilities

Up

$3,250,394

Up $1,346,311 (+71%) from 2015

Revenue And Expenses
Liabilities / Revenue78th percentileNet Margin91st percentile

Revenue

Up

$3,546,244

Up $23,668 (+0.7%) from 2015

Expenses

Down

$1,882,136

Down $1,082,007 (-37%) from 2015

Net Income

Up

$1,664,108

Up $1,105,675 (+198%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth92nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $7,521,369Liabilities 2010: $4,492,487Net Assets 2010: $3,028,8822010Assets 2011: $8,940,483Liabilities 2011: $5,533,758Net Assets 2011: $3,406,7252011Assets 2012: $6,855,988Liabilities 2012: $3,539,130Net Assets 2012: $3,316,8582012Assets 2013: $9,726,760Liabilities 2013: $2,927,956Net Assets 2013: $6,798,8042013Assets 2014: $6,749,356Liabilities 2014: $1,242,966Net Assets 2014: $5,506,3902014Assets 2015: $7,968,906Liabilities 2015: $1,904,083Net Assets 2015: $6,064,8232015Assets 2016: $10,973,465Liabilities 2016: $3,250,394Net Assets 2016: $7,723,0712016Assets 2017: $10,151,575Liabilities 2017: $2,877,701Net Assets 2017: $7,273,8742017Assets 2018: $9,859,292Liabilities 2018: $2,672,609Net Assets 2018: $7,186,6832018Assets 2019: $11,743,998Liabilities 2019: $4,424,039Net Assets 2019: $7,319,9592019Assets 2020: $12,135,553Liabilities 2020: $3,843,823Net Assets 2020: $8,291,7302020Assets 2021: $14,562,633Liabilities 2021: $4,560,468Net Assets 2021: $10,002,1652021Assets 2022: $16,331,371Liabilities 2022: $6,666,645Net Assets 2022: $9,664,7262022Assets 2023: $15,348,471Liabilities 2023: $4,319,973Net Assets 2023: $11,028,4982023Assets 2024: $13,640,914Liabilities 2024: $2,995,481Net Assets 2024: $10,645,4332024Assets 2025: $16,410,555Liabilities 2025: $4,918,523Net Assets 2025: $11,492,0322025

Highlighted filing

2016

Assets$10,973,465
Liabilities$3,250,394
Net Assets$7,723,071
Open 2016 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $1,677,8072010Revenue 2011: $5,012,041Expenses 2011: $4,634,198Net Income 2011: $377,8432011Revenue 2012: $4,486,068Expenses 2012: $4,575,935Net Income 2012: -$89,8672012Expenses 2013: $6,903,3062013Revenue 2014: $4,739,628Expenses 2014: $6,032,041Net Income 2014: -$1,292,4132014Revenue 2015: $3,522,576Expenses 2015: $2,964,143Net Income 2015: $558,4332015Revenue 2016: $3,546,244Expenses 2016: $1,882,136Net Income 2016: $1,664,1082016Revenue 2017: $2,110,157Expenses 2017: $2,326,857Net Income 2017: -$216,7002017Revenue 2018: $2,166,316Expenses 2018: $2,253,507Net Income 2018: -$87,1912018Revenue 2019: $2,054,821Expenses 2019: $1,921,545Net Income 2019: $133,2762019Revenue 2020: $7,373,628Expenses 2020: $6,401,857Net Income 2020: $971,7712020Revenue 2021: $4,947,382Expenses 2021: $3,236,947Net Income 2021: $1,710,4352021Revenue 2022: $3,821,047Expenses 2022: $4,158,486Net Income 2022: -$337,4392022Revenue 2023: $8,634,919Expenses 2023: $7,271,147Net Income 2023: $1,363,7722023Revenue 2024: $4,080,978Expenses 2024: $4,464,043Net Income 2024: -$383,0652024Revenue 2025: $3,543,015Expenses 2025: $2,696,416Net Income 2025: $846,5992025

Highlighted filing

2016

Revenue$3,546,244
Expenses$1,882,136
Net Income$1,664,108
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Mar 9, 2017
Return Version
2015v3.0
Gross Receipts
$3,553,625
Mission and Program Overview

Mission

To support sustainable homeownership throughout west tennessee by providing homebuyer education, foreclosure prevention counseling, affordable lending products, construction services, leasing, and to offer affordable residential leasing to individuals or families.

To facilitate first-time home purchases for low to moderate-income individuals/families by administering funding for construction/rehab projects, second mortgages and homebuyer education.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,029,584$5,367,723▲ $1,338,139
Land, Buildings, and Equipment, Net$125,688$2,670,454▲ $2,544,766
Inventories for Sale or Use$2,809,773$1,787,924▼ $1,021,849
Other Notes and Loans Receivable, Net$473,597$637,877▲ $164,280
Pledges and Grants Receivable$266,268$448,195▲ $181,927
Accounts Receivable$261,429$60,792▼ $200,637
Prepaid Expenses and Deferred Charges$2,067$0▼ $2,067
Cash and Non-Interest-Bearing Accounts$500$500→ $0
Total Assets$7,968,906$10,973,465▲ $3,004,559
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,433,054$2,864,703▲ $1,431,649
Unsecured Notes Loans Payable$300,000$250,000▼ $50,000
Accounts Payable and Accrued Expenses$169,225$135,691▼ $33,534
Escrow Account Liability$1,804$0▼ $1,804
Total Liabilities$1,904,083$3,250,394▲ $1,346,311
Net Assets / Fund Balance
Unrestricted Net Assets$3,943,139$5,563,852▲ $1,620,713
Permanently Rstr Net Assets$1,432,201$1,432,201→ $0
Temporarily Rstr Net Assets$689,483$727,018▲ $37,535
Total Net Assets Fund Balance$6,064,823$7,723,071▲ $1,658,248
Total Liabilities and Net Assets / Fund Balance$7,968,906$10,973,465▲ $3,004,559

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,217,866$69,175$2,287,041
Land$426,800-$426,800
Equipment$22,986$68,027$91,013
Leasehold Improvements$2,802$30,273$33,075
Compensation and Service Providers
Top Officer Pay36th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timothy E BoldingExecutive DirectorFT$95,663$41,517$137,180

Board Members and Trustees

NameTitle
Venita WalkerChair
Alex MatlockDirector
Carol McconkeyDirector
Carrie HanlonDirector
Gilda WilliamsDirector
J Robert ColemanDirector
Jerome RubinDirector
Jimmie TuckerDirector
Keith TurbettDirector
Maggie ConwayDirector
Rev Leonard DawsonDirector
Sherman GreerDirector
Teresa Cheeks WilsonDirector
Dr Laura HarrisSecretary
Mike FearnleyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Eljay Builders LLCRehab Of Homes1529 WYNDHAM COVE, Memphis, TN 38120$356,410
Anderson ContractingRehab Of Homes3088 PARK AVENUE, Memphis, TN 38111$235,459
Revenue and Support

Revenue Composition

Contributions and Grants
$3,050,847
Program Service Revenue
$339,881
Investment Income
$25,268
Other Revenue
$130,248
All Other Contributions
$1,008,126
Change in Net Assets
$1,664,108

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Real Estate Residential10$454,000Opinion of Experts
Total Noncash Contributions10$454,000-

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,546,244
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$1,521
Total Revenue per Audited Statements
$3,547,765
Total Revenue per Form 990
$3,546,244
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,163,135
Salaries, Compensation, and Employee Benefits$719,001
Total Fundraising Expense$213,869
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$328,477$126,300$98,951$553,728
Depreciation Depletion$54,620$22,345-$76,965
Fees for Services Other$32,116$24,986$14,909$72,011
Other Employee Benefits$34,625$23,117$7,222$64,964
Advertising$19,366$4,876$36,998$61,240
Payroll Taxes$39,498$10,507$9,001$59,006
Office Expenses$32,315$9,249$11,748$53,312
Occupancy$23,199$3,836$15,224$42,259
Pension Plan Contributions$22,181$10,415$8,707$41,303
Information Technology$18,483$4,045$4,945$27,473
Fees for Services Accounting$17,315$9,323-$26,638
Interest$19,500$6,417-$25,917
Travel$8,073$3,842$1,579$13,494
Conferences and Meetings$5,057$2,664$4,473$12,194
Fees for Services Legal$4,868$2,621-$7,489
Other Expenses$413$900$112$112
Total Functional Expenses$1,402,824$265,443$213,869$1,882,136

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,889,517
Expenses per Audited Statements$1,882,136
Total Expenses per Form 990$1,882,136
Expenses Not Reported on Form 990$7,381
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$7,381
Fundraising Gross Income$5,860
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Mike FearnleyBoard MemberMR. FEARNLEY'S LAW FIRM PERFORMS THE ENTITY'S REAL ESTATE CLOSINGS FOR A DISCOUNTED FEE. THE $5,927 REPRESENTS THE FEES PAID FOR THE CURRENT FISCAL YEAR.No$5,297
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“The board of directors is given an opportunity to review the return before it is filed.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest policy is reviewed annually.”

Form 990, Part VI, Section B, Line 15

“Human resource committee reviews compensation of executive director. Executive director reviews compensation of all other officers and key employees. Documentation is maintained in each respective employee's file.”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy, and financial statements are made available upon request.”

Filing and Contact Details

Filer

Filer Name
United Housing Inc
EIN
62-1597364
Phone
9012721122
Address
2750 COLONY PARK DRIVE, MEMPHIS, TN 38118

Signing Officer

Name
Tim Bolding
Title
Executive Director
Phone
9012721122
Signed
2017-03-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tim Bolding
Formed
1994
Legal Domicile
Tn
Voting Board Members
15
Independent Board Members
15
Employees
15
Volunteers
26

Preparer

Firm
Fouts & Morgan Cpas
Address
1715 AARON BRENNER DR STE 700, MEMPHIS, TN 38120-1471
Preparer
Gary D Purdy CPA
Phone
9017612110
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Fundraising expenses recorded on 990, part viii, line 8d -5,860.”

Financial Statement Notes

PART IV, LINE 2B:

“Escrow amounts on the balance sheet represent a mixture of deposits from homebuyers. For the year ended there were no deposits.”

PART X, LINE 2:

“Part x, line 2: the organization has adopted asc 740-10 as it relates to uncertain tax positions for the year ended june 30, 2016 and has evaluated its tax positions taken for all open tax years. The organization has filed returns with the interal revenue service and the 2012, 2013 and 2014 tax years are open and subject to examination. However, the organization is not currently under audit nor has the organization been contacted by this tax jurisdiction. Based on the evaluation of the organization's tax positions, management believes all positions taken would more likely than not be upheld under an examination. Therefore no provision for the effects of uncertain tax positions has been recorded for the year ended june 30, 2016.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising expenses recorded on 990, part viii, line 8d 1,521.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising expenses recorded on 990, part viii, line 8d 7,381.”

Raw XML AppendixShowing 400 of 629 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0169225
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0135691
IRS990/AccountsReceivableGrp/BOYAmt0261429
IRS990/AccountsReceivableGrp/EOYAmt060792
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO FACILITATE FIRST-TIME HOME PURCHASES FOR LOW TO MODERATE-INCOME INDIVIDUALS/FAMILIES BY ADMINISTERING FUNDING FOR CONSTRUCTION/REHAB PROJECTS, SECOND MORTGAGES AND HOMEBUYER EDUCATION.
IRS990/AdvertisingGrp/FundraisingAmt036998
IRS990/AdvertisingGrp/ManagementAndGeneralAmt04876
IRS990/AdvertisingGrp/ProgramServicesAmt019366
IRS990/AdvertisingGrp/TotalAmt061240
IRS990/AllOtherContributionsAmt01008126
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0ANNE MEADORS
IRS990/BooksInCareOfDetail/PhoneNum09012721122
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02750 COLONY PARK DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0MEMPHIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd038118
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd01
IRS990/CashNonInterestBearingGrp/BOYAmt0500
IRS990/CashNonInterestBearingGrp/EOYAmt0500
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt04473
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt02664
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt05057
IRS990/ConferencesMeetingsGrp/TotalAmt012194
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0356410
IRS990/ContractorCompensationGrp/CompensationAmt1235459
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt01529 WYNDHAM COVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt13088 PARK AVENUE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0MEMPHIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1MEMPHIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1TN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd038120
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd138111
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0ELJAY BUILDERS LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1ANDERSON CONTRACTING
IRS990/ContractorCompensationGrp/ServicesDesc0REHAB OF HOMES
IRS990/ContractorCompensationGrp/ServicesDesc1REHAB OF HOMES
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt03050847
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt025268
IRS990/CYOtherExpensesAmt01163135
IRS990/CYOtherRevenueAmt0130248
IRS990/CYProgramServiceRevenueAmt0339881
IRS990/CYRevenuesLessExpensesAmt01664108
IRS990/CYSalariesCompEmpBnftPaidAmt0719001
IRS990/CYTotalExpensesAmt01882136
IRS990/CYTotalFundraisingExpenseAmt0213869
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03546244
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd01
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt022345
IRS990/DepreciationDepletionGrp/ProgramServicesAmt054620
IRS990/DepreciationDepletionGrp/TotalAmt076965
IRS990/Desc0DEVELOPED AND SOLD SEVERAL HOMES TO FIRST TIME, LOW TO MODERATE INCOME CIENTS; MADE SECOND MORTGAGE LOANS AT ZERO TO FIVE PERCENT TO LOW TO MODERATE INCOME HOMEBUYERS; PROVIDED HOMEBUYER EDUCATION TO FIRST TIME HOMEBUYERS; PROVIDED FORECLOSURE PREVENTION SERVICES.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt015
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/EscrowAccountLiabilityGrp/BOYAmt01804
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt01402824
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt09323
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt017315
IRS990/FeesForServicesAccountingGrp/TotalAmt026638
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt02621
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt04868
IRS990/FeesForServicesLegalGrp/TotalAmt07489
IRS990/FeesForServicesOtherGrp/FundraisingAmt014909
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt024986
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt032116
IRS990/FeesForServicesOtherGrp/TotalAmt072011
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1537.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1541517
IRS990/Form990PartVIISectionAGrp/PersonNm0VENITA WALKER
IRS990/Form990PartVIISectionAGrp/PersonNm1MIKE FEARNLEY
IRS990/Form990PartVIISectionAGrp/PersonNm2DR LAURA HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm3J ROBERT COLEMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4MAGGIE CONWAY
IRS990/Form990PartVIISectionAGrp/PersonNm5JIMMIE TUCKER
IRS990/Form990PartVIISectionAGrp/PersonNm6REV LEONARD DAWSON
IRS990/Form990PartVIISectionAGrp/PersonNm7CAROL MCCONKEY
IRS990/Form990PartVIISectionAGrp/PersonNm8KEITH TURBETT
IRS990/Form990PartVIISectionAGrp/PersonNm9GILDA WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm10ALEX MATLOCK
IRS990/Form990PartVIISectionAGrp/PersonNm11JEROME RUBIN
IRS990/Form990PartVIISectionAGrp/PersonNm12TERESA CHEEKS WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm13SHERMAN GREER
IRS990/Form990PartVIISectionAGrp/PersonNm14CARRIE HANLON
IRS990/Form990PartVIISectionAGrp/PersonNm15TIMOTHY E BOLDING
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1595663
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt07381
IRS990/FundraisingGrossIncomeAmt05860
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GovernmentGrantsAmt02042721
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03553625
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt04945
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt04045
IRS990/InformationTechnologyGrp/ProgramServicesAmt018483
IRS990/InformationTechnologyGrp/TotalAmt027473
IRS990/InterestGrp/ManagementAndGeneralAmt06417
IRS990/InterestGrp/ProgramServicesAmt019500
IRS990/InterestGrp/TotalAmt025917
IRS990/InventoriesForSaleOrUseGrp/BOYAmt02809773
IRS990/InventoriesForSaleOrUseGrp/EOYAmt01787924
IRS990/InvestmentIncomeGrp/ExclusionAmt025268
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt025268
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt018
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0167475
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0125688
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02670454
IRS990/LandBldgEquipCostOrOtherBssAmt02837929
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO SUPPORT SUSTAINABLE HOMEOWNERSHIP THROUGHOUT WEST TENNESSEE BY PROVIDING HOMEBUYER EDUCATION, FORECLOSURE PREVENTION COUNSELING, AFFORDABLE LENDING PRODUCTS, AND CONSTRUCTION SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01433054
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt02864703
IRS990/NetAssetsOrFundBalancesBOYAmt06064823
IRS990/NetAssetsOrFundBalancesEOYAmt07723071
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0-1521
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-1521
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoncashContributionsAmt0454000
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt015224
IRS990/OccupancyGrp/ManagementAndGeneralAmt03836
IRS990/OccupancyGrp/ProgramServicesAmt023199
IRS990/OccupancyGrp/TotalAmt042259
IRS990/OfficeExpensesGrp/FundraisingAmt011748
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt09249
IRS990/OfficeExpensesGrp/ProgramServicesAmt032315
IRS990/OfficeExpensesGrp/TotalAmt053312
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt0-5860
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt07222
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt023117
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt034625
IRS990/OtherEmployeeBenefitsGrp/TotalAmt064964
IRS990/OtherExpensesGrp/Desc0PROJECT EXPENSE
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/FundraisingAmt0112
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0900
IRS990/OtherExpensesGrp/ProgramServicesAmt0742718
IRS990/OtherExpensesGrp/ProgramServicesAmt1413
IRS990/OtherExpensesGrp/TotalAmt0742718
IRS990/OtherExpensesGrp/TotalAmt1900
IRS990/OtherExpensesGrp/TotalAmt2413
IRS990/OtherExpensesGrp/TotalAmt3112
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0131769
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0131769
IRS990/OtherRevenueTotalAmt0131769
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt098951
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0126300
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0328477
IRS990/OtherSalariesAndWagesGrp/TotalAmt0553728
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0473597
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0637877
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt09001
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010507
IRS990/PayrollTaxesGrp/ProgramServicesAmt039498
IRS990/PayrollTaxesGrp/TotalAmt059006
IRS990/PensionPlanContributionsGrp/FundraisingAmt08707
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt010415
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt022181
IRS990/PensionPlanContributionsGrp/TotalAmt041303
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt01432201
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt01432201
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0266268
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0448195
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02067
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0TIM BOLDING
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531390
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3522292
IRS990/ProgramServiceRevenueGrp/BusinessCd4200000
IRS990/ProgramServiceRevenueGrp/Desc0SALES PROCEEDS REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1HOMEBUYER ED CLASS REV
IRS990/ProgramServiceRevenueGrp/Desc2FIRST MORTGAGE - INTER
IRS990/ProgramServiceRevenueGrp/Desc3HOPE PLUS INTEREST INC
IRS990/ProgramServiceRevenueGrp/Desc4DEVELOPMENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0257706
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt145522
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt212079
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt39478
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt47412
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0257706
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt145522
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt212079
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt39478
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt47412
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02322155
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt010133
IRS990/PYOtherExpensesAmt02291571
IRS990/PYOtherRevenueAmt083193
IRS990/PYProgramServiceRevenueAmt01107095
IRS990/PYRevenuesLessExpensesAmt0558433
IRS990/PYSalariesCompEmpBnftPaidAmt0672572
IRS990/PYTotalExpensesAmt02964143
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03522576
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt01664108
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0471650
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04029584
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05367723
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt03064088
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt02364763
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt02789550
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt07982737
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01985892
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt018187030
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt025268
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt010133
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt011667
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt07544
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt06754
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt061366
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt074763
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt068108
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt078048
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt070749

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,973,465
Liabilities
$3,250,394
Net assets
$7,723,071
Revenue
$3,546,244
Expenses
$1,882,136
Net income
$1,664,108
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$16.4$4.92$11.5$3.54$2.70$0.85
2024Detailed filing. Detailed filing data is available for this year.$13.6$3.00$10.6$4.08$4.46$0.38
2023Detailed filing. Detailed filing data is available for this year.$15.3$4.32$11.0$8.63$7.27$1.36
2022Detailed filing. Detailed filing data is available for this year.$16.3$6.67$9.66$3.82$4.16$0.34
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.6$4.56$10.0$4.95$3.24$1.71
2020Detailed filing. Detailed filing data is available for this year.$12.1$3.84$8.29$7.37$6.40$0.97
2019Detailed filing. Detailed filing data is available for this year.$11.7$4.42$7.32$2.05$1.92$0.13
2018Detailed filing. Detailed filing data is available for this year.$9.86$2.67$7.19$2.17$2.25$0.09
2017Detailed filing. Detailed filing data is available for this year.$10.2$2.88$7.27$2.11$2.33$0.22
2016Detailed filing. Detailed filing data is available for this year.$11.0$3.25$7.72$3.55$1.88$1.66
2015Detailed filing. Detailed filing data is available for this year.$7.97$1.90$6.06$3.52$2.96$0.56
2014Detailed filing. Detailed filing data is available for this year.$6.75$1.24$5.51$4.74$6.03$1.29
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.73$2.93$6.80$6.90
2012Summary only. Only limited summary data is available for this year.$6.86$3.54$3.32$4.49$4.58$0.09
2011Summary only. Only limited summary data is available for this year.$8.94$5.53$3.41$5.01$4.63$0.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.52$4.49$3.03$1.68