Civic Intelligence

United Housing Inc

EIN 62-1597364 • 501(c)3 • Memphis, TN

View Organization Page

Profile

To support sustainable homeownership throughout west tennessee by providing homebuyer education, foreclosure prevention counseling, affordable lending products, construction services, and leasing. And to offer affordable residential leasing to individuals or families, and others who are unable to obtain affordable rental options in west tennessee.

PO Box 41619Memphis, TN 38174

www.uhinc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.30x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

85th percentile

1.39x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

77th percentile

24%

Higher net margin than 77% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

27th percentile

$121,016

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

82nd percentile

20%

Faster asset growth than 82% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

17th percentile

-13%

Faster revenue growth than 17% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$16,410,555

Up $2,769,641 (+20%) from 2024

Liabilities

Up

$4,918,523

Up $1,923,042 (+64%) from 2024

Net Assets

Up

$11,492,032

Up $846,599 (+8.0%) from 2024

Operations
Liabilities / Revenue85th percentileNet Margin77th percentile

Revenue

Down

$3,543,015

Down $537,963 (-13%) from 2024

Expenses

Down

$2,696,416

Down $1,767,627 (-40%) from 2024

Net Income

Up

$846,599

Up $1,229,664 (+321%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth82nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $7,521,369Liabilities 2010: $4,492,487Net Assets 2010: $3,028,8822010Assets 2011: $8,940,483Liabilities 2011: $5,533,758Net Assets 2011: $3,406,7252011Assets 2012: $6,855,988Liabilities 2012: $3,539,130Net Assets 2012: $3,316,8582012Assets 2013: $9,726,760Liabilities 2013: $2,927,956Net Assets 2013: $6,798,8042013Assets 2014: $6,749,356Liabilities 2014: $1,242,966Net Assets 2014: $5,506,3902014Assets 2015: $7,968,906Liabilities 2015: $1,904,083Net Assets 2015: $6,064,8232015Assets 2016: $10,973,465Liabilities 2016: $3,250,394Net Assets 2016: $7,723,0712016Assets 2017: $10,151,575Liabilities 2017: $2,877,701Net Assets 2017: $7,273,8742017Assets 2018: $9,859,292Liabilities 2018: $2,672,609Net Assets 2018: $7,186,6832018Assets 2019: $11,743,998Liabilities 2019: $4,424,039Net Assets 2019: $7,319,9592019Assets 2020: $12,135,553Liabilities 2020: $3,843,823Net Assets 2020: $8,291,7302020Assets 2021: $14,562,633Liabilities 2021: $4,560,468Net Assets 2021: $10,002,1652021Assets 2022: $16,331,371Liabilities 2022: $6,666,645Net Assets 2022: $9,664,7262022Assets 2023: $15,348,471Liabilities 2023: $4,319,973Net Assets 2023: $11,028,4982023Assets 2024: $13,640,914Liabilities 2024: $2,995,481Net Assets 2024: $10,645,4332024Assets 2025: $16,410,555Liabilities 2025: $4,918,523Net Assets 2025: $11,492,0322025

Highlighted filing

2025

Assets$16,410,555
Liabilities$4,918,523
Net Assets$11,492,032
Open 2025 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $1,677,8072010Revenue 2011: $5,012,041Expenses 2011: $4,634,198Net Income 2011: $377,8432011Revenue 2012: $4,486,068Expenses 2012: $4,575,935Net Income 2012: -$89,8672012Expenses 2013: $6,903,3062013Revenue 2014: $4,739,628Expenses 2014: $6,032,041Net Income 2014: -$1,292,4132014Revenue 2015: $3,522,576Expenses 2015: $2,964,143Net Income 2015: $558,4332015Revenue 2016: $3,546,244Expenses 2016: $1,882,136Net Income 2016: $1,664,1082016Revenue 2017: $2,110,157Expenses 2017: $2,326,857Net Income 2017: -$216,7002017Revenue 2018: $2,166,316Expenses 2018: $2,253,507Net Income 2018: -$87,1912018Revenue 2019: $2,054,821Expenses 2019: $1,921,545Net Income 2019: $133,2762019Revenue 2020: $7,373,628Expenses 2020: $6,401,857Net Income 2020: $971,7712020Revenue 2021: $4,947,382Expenses 2021: $3,236,947Net Income 2021: $1,710,4352021Revenue 2022: $3,821,047Expenses 2022: $4,158,486Net Income 2022: -$337,4392022Revenue 2023: $8,634,919Expenses 2023: $7,271,147Net Income 2023: $1,363,7722023Revenue 2024: $4,080,978Expenses 2024: $4,464,043Net Income 2024: -$383,0652024Revenue 2025: $3,543,015Expenses 2025: $2,696,416Net Income 2025: $846,5992025

Highlighted filing

2025

Revenue$3,543,015
Expenses$2,696,416
Net Income$846,599
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,410,555
Liabilities
$4,918,523
Net assets
$11,492,032
Revenue
$3,543,015
Expenses
$2,696,416
Net income
$846,599
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$16.4$4.92$11.5$3.54$2.70$0.85
2024Detailed filing. Detailed filing data is available for this year.$13.6$3.00$10.6$4.08$4.46$0.38
2023Detailed filing. Detailed filing data is available for this year.$15.3$4.32$11.0$8.63$7.27$1.36
2022Detailed filing. Detailed filing data is available for this year.$16.3$6.67$9.66$3.82$4.16$0.34
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.6$4.56$10.0$4.95$3.24$1.71
2020Detailed filing. Detailed filing data is available for this year.$12.1$3.84$8.29$7.37$6.40$0.97
2019Detailed filing. Detailed filing data is available for this year.$11.7$4.42$7.32$2.05$1.92$0.13
2018Detailed filing. Detailed filing data is available for this year.$9.86$2.67$7.19$2.17$2.25$0.09
2017Detailed filing. Detailed filing data is available for this year.$10.2$2.88$7.27$2.11$2.33$0.22
2016Detailed filing. Detailed filing data is available for this year.$11.0$3.25$7.72$3.55$1.88$1.66
2015Detailed filing. Detailed filing data is available for this year.$7.97$1.90$6.06$3.52$2.96$0.56
2014Detailed filing. Detailed filing data is available for this year.$6.75$1.24$5.51$4.74$6.03$1.29
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.73$2.93$6.80$6.90
2012Summary only. Only limited summary data is available for this year.$6.86$3.54$3.32$4.49$4.58$0.09
2011Summary only. Only limited summary data is available for this year.$8.94$5.53$3.41$5.01$4.63$0.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.52$4.49$3.03$1.68
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 6, 2025
Return Version
2024v5.0
Gross Receipts
$4,027,580
Mission and Program Overview

Mission

To support sustainable homeownership throughout west tennessee by providing homebuyer education, foreclosure prevention counseling, affordable lending products, and construction services.

Our mission is to provide quality housing opportunities to mid-south residents through financial education, mortgage lending, home building and renovation, and creative partnerships with public, private, and nonprofit entities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,362,978$4,361,352▲ $998,374
Savings and Temporary Cash Investments$5,575,733$3,193,626▼ $2,382,107
Land, Buildings, and Equipment, Net$2,817,070$2,781,729▼ $35,341
Inventories for Sale or Use$628,093$2,754,886▲ $2,126,793
Pledges and Grants Receivable$316,979$1,119,749▲ $802,770
Cash and Non-Interest-Bearing Accounts-$551,756-
Prepaid Expenses and Deferred Charges$13,394$19,456▲ $6,062
Accounts Receivable$91,516$14,000▼ $77,516
Total Assets$13,640,914$16,410,555▲ $2,769,641
Other Assets Total$835,151$1,614,001▲ $778,850
Liabilities
Unsecured Notes Loans Payable$1,450,000$4,416,492▲ $2,966,492
Escrow Account Liability$891,865--
Accounts Payable and Accrued Expenses$578,934$449,637▼ $129,297
Deferred Revenue$74,682$52,394▼ $22,288
Total Liabilities$2,995,481$4,918,523▲ $1,923,042
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$9,526,937$10,439,427▲ $912,490
Net Assets With Donor Restrictions$1,118,496$1,052,605▼ $65,891
Total Net Assets Fund Balance$10,645,433$11,492,032▲ $846,599
Total Liabilities and Net Assets / Fund Balance$13,640,914$16,410,555▲ $2,769,641

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,198,718$937,945$3,136,663
Land$497,300-$497,300
Equipment$85,711$20,265$105,976
Other Assets Org$6,179--
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy SchaftleinExecutive DiPT$101,964$19,052$121,016

Board Members and Trustees

NameTitle
Jeff McevoyBoard Chair
Kate KananuraVice Chair
Andre JonesDirector
Andres GallegosDirector
Anita TateDirector
Cheryl HendesonDirector
Ed GentryDirector
Effie JohsonDirector
Kathy CowanDirector
Kimberly Jordan-flukerDirector
Rodney Tate JrDirector
Venita DoggettDirector
Sharon HydeSecretary
Tom SimpsonTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
B&b Home Construction LLCConstruction-$1,417,917
Coleman Contractors And Design LLCConstruction-$813,401
Viktorhall Construction LLCConstruction-$711,957
Revenue and Support

Revenue Composition

Contributions and Grants
$2,818,075
Program Service Revenue
$711,665
Investment Income
$208,351
Other Revenue
$-195,076
All Other Contributions
$633,255
Change in Net Assets
$846,599

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,543,015
Revenue Not Reported on Form 990
$484,565
Total Revenue per Audited Statements
$4,027,580
Total Revenue per Form 990
$3,543,015
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,707,038
Salaries, Compensation, and Employee Benefits$989,378
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$576,981$113,234-$690,215
Fees for Services Other$41,765$140,739-$182,504
Current Officers, Directors, Trustees, and Key Employees$51,432$51,432-$102,864
Other Employee Benefits$69,149$29,001-$98,150
Payroll Taxes$69,149$29,000-$98,149
Office Expenses$47,956$34,766-$82,722
Occupancy$50,987$24,473-$75,460
Interest$65,109$5,738-$70,847
Advertising$11,438$20,391-$31,829
Travel$13,114$8,511-$21,625
Other Expenses$4,929$11,944-$16,873
Conferences and Meetings$1,140$6,194-$7,334
Depreciation Depletion-$3,495-$3,495
Total Functional Expenses$2,203,101$493,315$0$2,696,416

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,180,981
Expenses per Audited Statements$2,696,416
Total Expenses per Form 990$2,696,416
Expenses Not Reported on Form 990$484,565
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The board of directors are given an opportunity to review the return beofre it is filed.”

Form 990, Page 6, Part VI, Line 12C

“Conflict of interest policy is reviewed annually.”

Form 990, Page 6, Part VI, Line 15A

“Human resource committee reviews compensation of the executive director.”

Form 990, Page 6, Part VI, Line 15B

“Executive director reviews compensation of all other officers and eky employees. Documentation is maintained in each respective employee's file.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, conflict of interest policy, and financial statements are made available upon request.”

Filing and Contact Details

Filer

Filer Name
United Housing Inc
EIN
62-1597364
Phone
9012721122
Address
PO BOX 41619, MEMPHIS, TN 38174

Signing Officer

Name
Amy Schaftlein
Title
Executive Director
Phone
9012721122
Signed
2025-01-06

Organization Details

Principal Officer
Amy Schaftlein
Formed
1994
Legal Domicile
Tn
Voting Board Members
14
Independent Board Members
14
Employees
18
Volunteers
12

Preparer

Firm
Culver Pllc
Address
7041 HIGHWAY 64, OAKLAND, TN 38060-3209
Preparer
Matt Shorter
Phone
9014669797
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“To support sustainable homeownership throughout west tennessee by providing homebuyer education, foreclosure prevention counseling, affordable lending products, construction services, leasing, and to offer affordable residential leasing to individuals or families.”

Form 990, Part XI, Line 9

“Rental prop - classification difference 345,966 cogs - classification difference 138,599 rent prop - classification difference -345,966 cogs - classification difference -138,599”

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 2D

“Rental prop - classification difference 345,966 cogs - classification difference 138,599”

Schedule D, Page 4, Part XII, Line 2D

“Rent prop - classification difference 345,966 cogs - classification difference 138,599”

Raw XML AppendixShowing 400 of 580 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0578934
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0449637
IRS990/AccountsReceivableGrp/BOYAmt091516
IRS990/AccountsReceivableGrp/EOYAmt014000
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0OUR MISSION IS TO PROVIDE QUALITY HOUSING OPPORTUNITIES TO MID-SOUTH RESIDENTS THROUGH FINANCIAL EDUCATION, MORTGAGE LENDING, HOME BUILDING AND RENOVATION, AND CREATIVE PARTNERSHIPS WITH PUBLIC, PRIVATE, AND NONPROFIT ENTITIES.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt020391
IRS990/AdvertisingGrp/ProgramServicesAmt011438
IRS990/AdvertisingGrp/TotalAmt031829
IRS990/AllOtherContributionsAmt0633255
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0AMY SCHAFTLEIN
IRS990/BooksInCareOfDetail/PhoneNum09012721122
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 41619
IRS990/BooksInCareOfDetail/USAddress/CityNm0MEMPHIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd038174
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/EOYAmt0551756
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt051432
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt051432
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0102864
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt06194
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01140
IRS990/ConferencesMeetingsGrp/TotalAmt07334
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/ContractorCompensationGrp/CompensationAmt01417917
IRS990/ContractorCompensationGrp/CompensationAmt1813401
IRS990/ContractorCompensationGrp/CompensationAmt2711957
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0B&B HOME CONSTRUCTION LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1COLEMAN CONTRACTORS AND DESIGN LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2VIKTORHALL CONSTRUCTION LLC
IRS990/ContractorCompensationGrp/ServicesDesc0CONSTRUCTION
IRS990/ContractorCompensationGrp/ServicesDesc1CONSTRUCTION
IRS990/ContractorCompensationGrp/ServicesDesc2CONSTRUCTION
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt02818075
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0208351
IRS990/CYOtherExpensesAmt01707038
IRS990/CYOtherRevenueAmt0-195076
IRS990/CYProgramServiceRevenueAmt0711665
IRS990/CYRevenuesLessExpensesAmt0846599
IRS990/CYSalariesCompEmpBnftPaidAmt0989378
IRS990/CYTotalExpensesAmt02696416
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03543015
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt074682
IRS990/DeferredRevenueGrp/EOYAmt052394
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt03495
IRS990/DepreciationDepletionGrp/TotalAmt03495
IRS990/Desc0DEVELOPED AND SOLD SEVERAL HOMES TO FIRST TIME, LOW TO MODERATE INCOME HOMEBUYERS; MADE SECOND MORTGAGE LOANS AT ZERO TO FIVE PERCENT TO LOW TO MODERATE INCOME HOMEBUYERS; PROVIDED HOMEBUYER EDUCATION TO FIRST TIME HOMEBUYERS; PROVIDED FORECLOSURE PREVENTION SERVICES; PROVIDED AFFORDABLE RESIDENTIAL LEASING TO INDIVIDUALS OR FAMILIES AND OTHERS WHO ARE UNABLE TO OBTAIN AFFORDABLE RENTAL OPTIONS IN WEST TENNESSEE.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt01118496
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt01052605
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt018
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountLiabilityGrp/BOYAmt0891865
IRS990/ExpenseAmt02203101
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0140739
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt041765
IRS990/FeesForServicesOtherGrp/TotalAmt0182504
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt06.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt034.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/PersonNm0AMY SCHAFTLEIN
IRS990/Form990PartVIISectionAGrp/PersonNm1KATHY COWAN
IRS990/Form990PartVIISectionAGrp/PersonNm2VENITA DOGGETT
IRS990/Form990PartVIISectionAGrp/PersonNm3ANDRES GALLEGOS
IRS990/Form990PartVIISectionAGrp/PersonNm4ED GENTRY
IRS990/Form990PartVIISectionAGrp/PersonNm5CHERYL HENDESON
IRS990/Form990PartVIISectionAGrp/PersonNm6SHARON HYDE
IRS990/Form990PartVIISectionAGrp/PersonNm7EFFIE JOHSON
IRS990/Form990PartVIISectionAGrp/PersonNm8ANDRE JONES
IRS990/Form990PartVIISectionAGrp/PersonNm9KIMBERLY JORDAN-FLUKER
IRS990/Form990PartVIISectionAGrp/PersonNm10RODNEY TATE JR
IRS990/Form990PartVIISectionAGrp/PersonNm11KATE KANANURA
IRS990/Form990PartVIISectionAGrp/PersonNm12JEFF MCEVOY
IRS990/Form990PartVIISectionAGrp/PersonNm13TOM SIMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm14ANITA TATE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0101964
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt019052
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt13TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0-15599
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GovernmentGrantsAmt02184820
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0123000
IRS990/GrossReceiptsAmt04027580
IRS990/GrossRentsGrp/RealAmt0150890
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt014
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/ManagementAndGeneralAmt05738
IRS990/InterestGrp/ProgramServicesAmt065109
IRS990/InterestGrp/TotalAmt070847
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0628093
IRS990/InventoriesForSaleOrUseGrp/EOYAmt02754886
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0223950
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0223950
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt035
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0958210
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02817070
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02781729
IRS990/LandBldgEquipCostOrOtherBssAmt03739939
IRS990/LegalDomicileStateCd0TN
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0138599
IRS990/LessRentalExpensesGrp/RealAmt0345966
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO SUPPORT SUSTAINABLE HOMEOWNERSHIP THROUGHOUT WEST TENNESSEE BY PROVIDING HOMEBUYER EDUCATION, FORECLOSURE PREVENTION COUNSELING, AFFORDABLE LENDING PRODUCTS, CONSTRUCTION SERVICES, LEASING, AND TO OFFER AFFORDABLE RESIDENTIAL LEASING TO INDIVIDUALS OR FAMILIES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt010645433
IRS990/NetAssetsOrFundBalancesEOYAmt011492032
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-15599
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-15599
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0-195076
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-195076
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt09526937
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt010439427
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt024473
IRS990/OccupancyGrp/ProgramServicesAmt050987
IRS990/OccupancyGrp/TotalAmt075460
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt034766
IRS990/OfficeExpensesGrp/ProgramServicesAmt047956
IRS990/OfficeExpensesGrp/TotalAmt082722
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0835151
IRS990/OtherAssetsTotalGrp/EOYAmt01614001
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt029001
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt069149
IRS990/OtherEmployeeBenefitsGrp/TotalAmt098150
IRS990/OtherExpensesGrp/Desc0RENT & MORTG ASSISTANCE
IRS990/OtherExpensesGrp/Desc1PROJECT EXPENSES
IRS990/OtherExpensesGrp/Desc2BAD DEBT
IRS990/OtherExpensesGrp/Desc3MISC
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt014397
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt111944
IRS990/OtherExpensesGrp/ProgramServicesAmt0565258
IRS990/OtherExpensesGrp/ProgramServicesAmt1464850
IRS990/OtherExpensesGrp/ProgramServicesAmt2169844
IRS990/OtherExpensesGrp/ProgramServicesAmt34929
IRS990/OtherExpensesGrp/TotalAmt0565258
IRS990/OtherExpensesGrp/TotalAmt1479247
IRS990/OtherExpensesGrp/TotalAmt2169844
IRS990/OtherExpensesGrp/TotalAmt316873
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0113234
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0576981
IRS990/OtherSalariesAndWagesGrp/TotalAmt0690215
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03362978
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04361352
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt029000
IRS990/PayrollTaxesGrp/ProgramServicesAmt069149
IRS990/PayrollTaxesGrp/TotalAmt098149
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0316979
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt01119749
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt013394
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt019456
IRS990/PrincipalOfficerNm0AMY SCHAFTLEIN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0531390
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/BusinessCd2531390
IRS990/ProgramServiceRevenueGrp/BusinessCd3531390
IRS990/ProgramServiceRevenueGrp/BusinessCd4531390
IRS990/ProgramServiceRevenueGrp/Desc0DOWN PYMT ASSIST PROG
IRS990/ProgramServiceRevenueGrp/Desc1LOAN ORIG & SERVICE FEES
IRS990/ProgramServiceRevenueGrp/Desc2PROP MGMT FEES
IRS990/ProgramServiceRevenueGrp/Desc3HOMEBUYER EDUC COURSE FEES
IRS990/ProgramServiceRevenueGrp/Desc4OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0365000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1145924
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt281991
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt373876
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt444874
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0365000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1145924
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt281991
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt373876
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt444874
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt02318782
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0423145
IRS990/PYOtherExpensesAmt03328731
IRS990/PYOtherRevenueAmt0-173617
IRS990/PYProgramServiceRevenueAmt01512668
IRS990/PYRevenuesLessExpensesAmt0-383065
IRS990/PYSalariesCompEmpBnftPaidAmt01135312
IRS990/PYTotalExpensesAmt04464043
IRS990/PYTotalRevenueAmt04080978
IRS990/ReconcilationRevenueExpnssAmt0846599
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0-195076
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt03529740
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05575733
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03193626
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt02818075
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt02318782
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt05195649
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt02587312
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt04687437
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt017607255
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0384820
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0-5717
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0-24761
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt03973
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0358315
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01086505
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt01512668
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt03444987
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01258496
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0255972
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt07558628
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0384820
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0-5717
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0-24761
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt03973
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0358315
IRS990ScheduleA/InvestmentIncomeCYPct00.01000
IRS990ScheduleA/InvestmentIncomePYPct00.01000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.98600
IRS990ScheduleA/PublicSupportPY509Pct00.98360
IRS990ScheduleA/PublicSupportTotal509Amt025165883
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt03904580
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt03831450
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt08640636
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt03845808
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt04943409
IRS990ScheduleA/Total509Grp/TotalAmt025165883
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt03904580
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt04216270
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt08634919
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt03821047
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt04947382
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt025524198
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED

Document Assets

No mirrored PDF or thumbnail assets are attached yet.