Civic Intelligence

Jack Daniel Employees Credit Union

990 • Fiscal year 2012 • EIN 62-1014489

Jan 01, 2012 to Dec 31, 2012 • Filed on May 13, 2013

Organization ProfileWWW.JDECU.ORG
488 Majors Blvd37352-0199
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.92x

Higher debt load relative to assets than 88% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

94th percentile

14%

Faster asset growth than 94% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$22,142,887

Up $2,667,104 (+14%) from 2011

Net Assets

Up

$1,816,689

Up $160,846 (+9.7%) from 2011

Liabilities

Up

$20,326,198

Up $2,506,258 (+14%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$777,949

Up $52,091 (+7.2%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth94th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $17,246,497Liabilities 2010: $15,670,449Net Assets 2010: $1,576,0482010Assets 2011: $19,475,783Liabilities 2011: $17,819,940Net Assets 2011: $1,655,8432011Assets 2012: $22,142,887Liabilities 2012: $20,326,198Net Assets 2012: $1,816,6892012Assets 2013: $24,302,843Liabilities 2013: $22,298,254Net Assets 2013: $2,004,5892013Assets 2014: $26,528,962Liabilities 2014: $24,218,995Net Assets 2014: $2,309,9672014Assets 2015: $27,942,110Liabilities 2015: $25,307,359Net Assets 2015: $2,634,7512015Assets 2016: $30,242,425Liabilities 2016: $27,380,105Net Assets 2016: $2,862,3202016Assets 2017: $30,491,503Liabilities 2017: $27,349,850Net Assets 2017: $3,141,6532017Assets 2018: $31,206,257Liabilities 2018: $27,741,261Net Assets 2018: $3,464,9962018Assets 2019: $32,901,051Liabilities 2019: $29,129,487Net Assets 2019: $3,771,5642019Assets 2020: $37,474,839Liabilities 2020: $33,436,431Net Assets 2020: $4,038,4082020Assets 2021: $44,449,913Liabilities 2021: $40,022,888Net Assets 2021: $4,427,0252021Assets 2022: $45,817,005Liabilities 2022: $41,362,045Net Assets 2022: $4,454,9602022Assets 2023: $48,681,681Liabilities 2023: $43,737,824Net Assets 2023: $4,943,8572023Assets 2024: $51,342,510Liabilities 2024: $45,688,717Net Assets 2024: $5,653,7932024

Highlighted filing

2012

Assets$22,142,887
Liabilities$20,326,198
Net Assets$1,816,689
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $773,3132010Expenses 2011: $725,8582011Expenses 2012: $777,9492012Revenue 2013: $1,031,311Expenses 2013: $814,151Net Income 2013: $217,1602013Revenue 2014: $1,090,596Expenses 2014: $806,375Net Income 2014: $284,2212014Revenue 2015: $1,160,494Expenses 2015: $839,503Net Income 2015: $320,9912015Revenue 2016: $1,253,317Expenses 2016: $1,005,838Net Income 2016: $247,4792016Revenue 2017: $1,342,315Expenses 2017: $1,059,817Net Income 2017: $282,4982017Revenue 2018: $1,523,356Expenses 2018: $1,205,547Net Income 2018: $317,8092018Revenue 2019: $1,647,527Expenses 2019: $1,360,626Net Income 2019: $286,9012019Revenue 2020: $1,610,478Expenses 2020: $1,350,119Net Income 2020: $260,3592020Revenue 2021: $1,761,481Expenses 2021: $1,318,861Net Income 2021: $442,6202021Revenue 2022: $1,923,888Expenses 2022: $1,571,133Net Income 2022: $352,7552022Revenue 2023: $2,521,389Expenses 2023: $2,132,038Net Income 2023: $389,3512023Revenue 2024: $3,011,759Expenses 2024: $2,364,537Net Income 2024: $647,2222024

Highlighted filing

2012

Revenue-
Expenses$777,949
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 13, 2013
Return Version
2012v2.2
Gross Receipts
$938,347
Mission and Program Overview

Mission

Credit union - to provide services for approximately 1,961 members in the form of loans, savings, and other financial services.

Filing and Contact Details

Filer

EIN
62-1014489
Raw XML Appendix372 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0Part VI section B Line 12 C The policies of the credit union are reviewed regularly in the monthly board meetings at least once a year. Part VI Section B Line 15 B The compensation for officers and key employees is set by the Board of Directors. Part VI Section A Line 6 The credit union is owned by the members. Part VI Section A Line 7 A The members elect the Board of Directors at the Annual Meeting every year. Part VI Sectin A Line 7B Some decisions made by the Board of Directors are affirmed by the members. Part VI Section C Line 19 Financial documents are posted in the credit union by the 15th of the subsequent month. Part VII Hours of service are related to duties of the Board of Directors, Supervisory Committee, and Credit Committee without compensation. Part XII Line C Annual Agreed Upon Procedures are performed by an independent auditor on behalf of the supervisory committee. Part VI Section A Line 1A The Board of Directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the Board of Directors. Part VI Section B Line 11B The Form 990 is available for review by the Board of Directors upon request. Part XI Line 5 Unrealized Gain/Loss on Available for Sale Securities $448
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Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$22,142,887
Liabilities
$20,326,198
Net assets
$1,816,689
Revenue
-
Expenses
$777,949
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.3$45.7$5.65$3.01$2.36$0.65
2023Detailed filing. Detailed filing data is available for this year.$48.7$43.7$4.94$2.52$2.13$0.39
2022Detailed filing. Detailed filing data is available for this year.$45.8$41.4$4.45$1.92$1.57$0.35
2021Detailed filing. Detailed filing data is available for this year.$44.4$40.0$4.43$1.76$1.32$0.44
2020Detailed filing. Detailed filing data is available for this year.$37.5$33.4$4.04$1.61$1.35$0.26
2019Detailed filing. Detailed filing data is available for this year.$32.9$29.1$3.77$1.65$1.36$0.29
2018Detailed filing. Detailed filing data is available for this year.$31.2$27.7$3.46$1.52$1.21$0.32
2017Detailed filing. Detailed filing data is available for this year.$30.5$27.3$3.14$1.34$1.06$0.28
2016Detailed filing. Detailed filing data is available for this year.$30.2$27.4$2.86$1.25$1.01$0.25
2015Detailed filing. Detailed filing data is available for this year.$27.9$25.3$2.63$1.16$0.84$0.32
2014Detailed filing. Detailed filing data is available for this year.$26.5$24.2$2.31$1.09$0.81$0.28
2013Detailed filing. Detailed filing data is available for this year.$24.3$22.3$2.00$1.03$0.81$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.1$20.3$1.82$0.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.5$17.8$1.66$0.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.2$15.7$1.58$0.77