Civic Intelligence

Jack Daniel Employees Credit Union

EIN 62-1014489 • 501(c)14 • Lynchburg, TN

Profile

To provide credit and financial services for approximately 2,800 members in the form of loan facilities and depository accounts including draft, savings, CD's, IRA's and other financial services.

PO Box 199Lynchburg, TN 37352

www.jdecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.89x

Higher debt load relative to assets than 59% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

33rd percentile

15.17x

Higher debt load relative to revenue than 33% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

80th percentile

21%

Higher net margin than 80% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

81st percentile

5.5%

Faster asset growth than 81% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

19%

Faster revenue growth than 75% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$51,342,510

Up $2,660,829 (+5.5%) from 2023

Liabilities

Up

$45,688,717

Up $1,950,893 (+4.5%) from 2023

Net Assets

Up

$5,653,793

Up $709,936 (+14%) from 2023

Operations
Liabilities / Revenue33rd percentileNet Margin80th percentile

Revenue

Up

$3,011,759

Up $490,370 (+19%) from 2023

Expenses

Up

$2,364,537

Up $232,499 (+11%) from 2023

Net Income

Up

$647,222

Up $257,871 (+66%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth81st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $17,246,497Liabilities 2010: $15,670,449Net Assets 2010: $1,576,0482010Assets 2011: $19,475,783Liabilities 2011: $17,819,940Net Assets 2011: $1,655,8432011Assets 2012: $22,142,887Liabilities 2012: $20,326,198Net Assets 2012: $1,816,6892012Assets 2013: $24,302,843Liabilities 2013: $22,298,254Net Assets 2013: $2,004,5892013Assets 2014: $26,528,962Liabilities 2014: $24,218,995Net Assets 2014: $2,309,9672014Assets 2015: $27,942,110Liabilities 2015: $25,307,359Net Assets 2015: $2,634,7512015Assets 2016: $30,242,425Liabilities 2016: $27,380,105Net Assets 2016: $2,862,3202016Assets 2017: $30,491,503Liabilities 2017: $27,349,850Net Assets 2017: $3,141,6532017Assets 2018: $31,206,257Liabilities 2018: $27,741,261Net Assets 2018: $3,464,9962018Assets 2019: $32,901,051Liabilities 2019: $29,129,487Net Assets 2019: $3,771,5642019Assets 2020: $37,474,839Liabilities 2020: $33,436,431Net Assets 2020: $4,038,4082020Assets 2021: $44,449,913Liabilities 2021: $40,022,888Net Assets 2021: $4,427,0252021Assets 2022: $45,817,005Liabilities 2022: $41,362,045Net Assets 2022: $4,454,9602022Assets 2023: $48,681,681Liabilities 2023: $43,737,824Net Assets 2023: $4,943,8572023Assets 2024: $51,342,510Liabilities 2024: $45,688,717Net Assets 2024: $5,653,7932024

Highlighted filing

2024

Assets$51,342,510
Liabilities$45,688,717
Net Assets$5,653,793
Open 2024 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $773,3132010Expenses 2011: $725,8582011Expenses 2012: $777,9492012Revenue 2013: $1,031,311Expenses 2013: $814,151Net Income 2013: $217,1602013Revenue 2014: $1,090,596Expenses 2014: $806,375Net Income 2014: $284,2212014Revenue 2015: $1,160,494Expenses 2015: $839,503Net Income 2015: $320,9912015Revenue 2016: $1,253,317Expenses 2016: $1,005,838Net Income 2016: $247,4792016Revenue 2017: $1,342,315Expenses 2017: $1,059,817Net Income 2017: $282,4982017Revenue 2018: $1,523,356Expenses 2018: $1,205,547Net Income 2018: $317,8092018Revenue 2019: $1,647,527Expenses 2019: $1,360,626Net Income 2019: $286,9012019Revenue 2020: $1,610,478Expenses 2020: $1,350,119Net Income 2020: $260,3592020Revenue 2021: $1,761,481Expenses 2021: $1,318,861Net Income 2021: $442,6202021Revenue 2022: $1,923,888Expenses 2022: $1,571,133Net Income 2022: $352,7552022Revenue 2023: $2,521,389Expenses 2023: $2,132,038Net Income 2023: $389,3512023Revenue 2024: $3,011,759Expenses 2024: $2,364,537Net Income 2024: $647,2222024

Highlighted filing

2024

Revenue$3,011,759
Expenses$2,364,537
Net Income$647,222
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$51,342,510
Liabilities
$45,688,717
Net assets
$5,653,793
Revenue
$3,011,759
Expenses
$2,364,537
Net income
$647,222
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.3$45.7$5.65$3.01$2.36$0.65
2023Detailed filing. Detailed filing data is available for this year.$48.7$43.7$4.94$2.52$2.13$0.39
2022Detailed filing. Detailed filing data is available for this year.$45.8$41.4$4.45$1.92$1.57$0.35
2021Detailed filing. Detailed filing data is available for this year.$44.4$40.0$4.43$1.76$1.32$0.44
2020Detailed filing. Detailed filing data is available for this year.$37.5$33.4$4.04$1.61$1.35$0.26
2019Detailed filing. Detailed filing data is available for this year.$32.9$29.1$3.77$1.65$1.36$0.29
2018Detailed filing. Detailed filing data is available for this year.$31.2$27.7$3.46$1.52$1.21$0.32
2017Detailed filing. Detailed filing data is available for this year.$30.5$27.3$3.14$1.34$1.06$0.28
2016Detailed filing. Detailed filing data is available for this year.$30.2$27.4$2.86$1.25$1.01$0.25
2015Detailed filing. Detailed filing data is available for this year.$27.9$25.3$2.63$1.16$0.84$0.32
2014Detailed filing. Detailed filing data is available for this year.$26.5$24.2$2.31$1.09$0.81$0.28
2013Detailed filing. Detailed filing data is available for this year.$24.3$22.3$2.00$1.03$0.81$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.1$20.3$1.82$0.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.5$17.8$1.66$0.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.2$15.7$1.58$0.77
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 4, 2025
Return Version
2024v5.2
Gross Receipts
$3,011,759
Mission and Program Overview

Mission

Credit union - to provide services for approximately 1,961 members in the form of loans, savings, and other financial services.

Credit intermediary and financial services for membership

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,805,868$36,572,783▲ $2,766,915
Savings and Temporary Cash Investments$6,187,435$6,726,746▲ $539,311
Rtn Earn Endowment Incm Other Fnds$3,239,887$3,813,758▲ $573,871
Investments Other Securities$4,484,279$3,529,203▼ $955,076
Cash and Non-Interest-Bearing Accounts$2,410,640$2,652,863▲ $242,223
Cap Stk Tr Prin Current Funds$1,703,970$1,840,035▲ $136,065
Land, Buildings, and Equipment, Net$1,196,045$1,174,394▼ $21,651
Prepaid Expenses and Deferred Charges$533,389$574,664▲ $41,275
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$48,681,681$51,342,510▲ $2,660,829
Other Assets Total$64,025$111,857▲ $47,832
Liabilities
Other Liabilities$43,391,995$45,282,554▲ $1,890,559
Accounts Payable and Accrued Expenses$345,829$406,163▲ $60,334
Total Liabilities$43,737,824$45,688,717▲ $1,950,893
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,943,857$5,653,793▲ $709,936
Total Liabilities and Net Assets / Fund Balance$48,681,681$51,342,510▲ $2,660,829

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,040,196$318,623$1,358,819
Equipment$37,151$288,700$325,851
Land$92,999-$92,999
Leasehold Improvements$4,048$9,202$13,250
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Pam CaseCEOFT$116,237$116,237
Jessica HortonCompliance OffiFT$68,100$68,100
Sunya DangerfieldOperationsFT$68,100$68,100

Board Members and Trustees

NameTitle
Scott ParksChairman
Josh HornadayVice Chairman
Dale StoneBoard Member
John TaylorBoard Member
Paul FletcherBoard Member
Tommy CaubleBoard Member
Lacey RayCredit COM
Norma MilliganCredit COM
W Parks NormanCredit COM
Anita CampSec/Treasurer
Andrew WhittSupervisory
Camilla SheltonSupervisory
Dusty HardinSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,152,760
Investment Income
$505,355
Other Revenue
$353,644
Change in Net Assets
$647,222
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,700,445
Salaries, Compensation, and Employee Benefits$664,092
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$896,440$99,604-$996,044
Current Officers, Directors, Trustees, and Key Employees-$313,949-$313,949
Other Salaries and Wages$254,300--$254,300
All Other Expenses$102,835$9,602-$112,437
Other Employee Benefits$86,259$9,584-$95,843
Office Expenses$67,253$7,472-$74,725
Depreciation Depletion$42,015$4,668-$46,683
Other Expenses$33,509$3,723-$37,232
Occupancy$20,894$2,322-$23,216
Conferences and Meetings$9,928$1,103-$11,031
Total Functional Expenses$1,891,525$473,012$0$2,364,537
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$18,738,046
Share Certificates$18,672,653
All Other Shares$5,021,918
Share Drafts$2,849,937
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union is owned by the members”

Form 990, Part VI, Section B, Line 11B

“The Form 990 is reviewed by the CEO. The Form 990 is available for review by the board of directors upon request.”

Form 990, Part VI, Section B, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15A

“Brown Forman reviews all compensation based on job descriptions and sets wage scale.”

Form 990, Part VI, Section C, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Jack Daniel Employees Credit Union
EIN
62-1014489
Phone
9317593300
Address
PO Box 199, Lynchburg, TN 37352

Signing Officer

Name
Pam Case
Title
CEO
Signed
2025-09-04
Discuss with paid preparer
Yes

Organization Details

Formed
1987
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
9
Volunteers
13

Preparer

Firm
Ray & Gregory PC
Address
142 Uptown Sq, Murfreesboro, TN 37129
Preparer
Stephen J Neal CPA
Phone
6158671099
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 6

“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”

Raw XML AppendixShowing 400 of 480 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm2Jessica Horton
IRS990/Form990PartVIISectionAGrp/PersonNm3Dale Stone
IRS990/Form990PartVIISectionAGrp/PersonNm4Josh Hornaday
IRS990/Form990PartVIISectionAGrp/PersonNm5Tommy Cauble
IRS990/Form990PartVIISectionAGrp/PersonNm6John Taylor
IRS990/Form990PartVIISectionAGrp/PersonNm7Paul Fletcher
IRS990/Form990PartVIISectionAGrp/PersonNm8Scott Parks
IRS990/Form990PartVIISectionAGrp/PersonNm9Dusty Hardin
IRS990/Form990PartVIISectionAGrp/PersonNm10Camilla Shelton
IRS990/Form990PartVIISectionAGrp/PersonNm11Andrew Whitt
IRS990/Form990PartVIISectionAGrp/PersonNm12Lacey Ray
IRS990/Form990PartVIISectionAGrp/PersonNm13W Parks Norman
IRS990/Form990PartVIISectionAGrp/PersonNm14Norma Milligan
IRS990/Form990PartVIISectionAGrp/PersonNm15Anita Camp
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Operations
IRS990/Form990PartVIISectionAGrp/TitleTxt2Compliance Offi
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt9Supervisory
IRS990/Form990PartVIISectionAGrp/TitleTxt10Supervisory
IRS990/Form990PartVIISectionAGrp/TitleTxt11Supervisory
IRS990/Form990PartVIISectionAGrp/TitleTxt12Credit Com
IRS990/Form990PartVIISectionAGrp/TitleTxt13Credit Com
IRS990/Form990PartVIISectionAGrp/TitleTxt14Credit Com
IRS990/Form990PartVIISectionAGrp/TitleTxt15Sec/Treasurer
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01987
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03011759
IRS990/GrossRentsGrp/RealAmt042802
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt099604
IRS990/InterestGrp/ProgramServicesAmt0896440
IRS990/InterestGrp/TotalAmt0996044
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0505355
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0505355
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt04484279
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03529203
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt0777
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0616525
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01196045
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01174394
IRS990/LandBldgEquipCostOrOtherBssAmt01790919
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To provide credit and financial services for approximately 2,800 members in the form of loan facilities and depository accounts including draft, savings, CD's, IRA's and other financial services.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04943857
IRS990/NetAssetsOrFundBalancesEOYAmt05653793
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt042802
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt042802
IRS990/NetUnrelatedBusTxblIncmAmt018974
IRS990/NetUnrlzdGainsLossesInvstAmt062714
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt02322
IRS990/OccupancyGrp/ProgramServicesAmt020894
IRS990/OccupancyGrp/TotalAmt023216
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt07472
IRS990/OfficeExpensesGrp/ProgramServicesAmt067253
IRS990/OfficeExpensesGrp/TotalAmt074725
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt064025
IRS990/OtherAssetsTotalGrp/EOYAmt0111857
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt09584
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt086259
IRS990/OtherEmployeeBenefitsGrp/TotalAmt095843
IRS990/OtherExpensesGrp/Desc0Debit Card Processing Expense
IRS990/OtherExpensesGrp/Desc1Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc2Professional Services
IRS990/OtherExpensesGrp/Desc3Operations- Other
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt012401
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt18584
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt23723
IRS990/OtherExpensesGrp/ProgramServicesAmt0189231
IRS990/OtherExpensesGrp/ProgramServicesAmt1111609
IRS990/OtherExpensesGrp/ProgramServicesAmt277252
IRS990/OtherExpensesGrp/ProgramServicesAmt333509
IRS990/OtherExpensesGrp/TotalAmt0189231
IRS990/OtherExpensesGrp/TotalAmt1124010
IRS990/OtherExpensesGrp/TotalAmt285836
IRS990/OtherExpensesGrp/TotalAmt337232
IRS990/OtherLiabilitiesGrp/BOYAmt043391995
IRS990/OtherLiabilitiesGrp/EOYAmt045282554
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0Other Operating Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0310842
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0310842
IRS990/OtherRevenueTotalAmt0310842
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0254300
IRS990/OtherSalariesAndWagesGrp/TotalAmt0254300
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt033805868
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt036572783
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0533389
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0574664
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/Desc0Fee Income
IRS990/ProgramServiceRevenueGrp/Desc1Loan Interest
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0145396
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12007364
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0145396
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12007364
IRS990/ProgSrvcAccomActy2Grp/Desc0The organization provides depository services in a variety of accounts including savings, draft, certificates and retirement accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0411128
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01542410
IRS990/PYOtherRevenueAmt0306536
IRS990/PYProgramServiceRevenueAmt01803725
IRS990/PYRevenuesLessExpensesAmt0389351
IRS990/PYSalariesCompEmpBnftPaidAmt0589628
IRS990/PYTotalExpensesAmt02132038
IRS990/PYTotalRevenueAmt02521389
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0647222
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt042802
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03239887
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03813758
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06187435
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06726746
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01040196
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0318623
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01358819
IRS990ScheduleD/EquipmentGrp/BookValueAmt037151
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0288700
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0325851
IRS990ScheduleD/LandGrp/BookValueAmt092999
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt092999
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt04048
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt09202
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt013250
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05021918
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt118738046
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt218672653
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt32849937
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0All Other Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Drafts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01174394
IRS990ScheduleD/TotalBookValueSecuritiesAmt03529203
IRS990ScheduleD/TotalLiabilityAmt045282554
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Credit union is owned by the members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Form 990 is reviewed by the CEO. The Form 990 is available for review by the board of directors upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The board of directors monitor and enforce the conflict of interest policy.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Brown Forman reviews all compensation based on job descriptions and sets wage scale.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Financial documents are posted in the credit union lobby by the 15th of the subsequent month.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.

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