Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
990 • Fiscal year 2017 • EIN 62-0731807
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Liabilities / Revenue
47th percentile
Higher debt load relative to revenue than 47% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
20th percentile
Higher top officer pay than 20% of similar nonprofits.
Top officer pay equals 4.3% of source-year revenue.
Asset Growth
75th percentile
Faster asset growth than 75% of similar nonprofits.
Revenue Growth
88th percentile
Faster revenue growth than 88% of similar nonprofits.
Assets
Up$54,463,798
Up $2,784,856 (+5.4%) from 2016
Net Assets
Down$7,597,058
Down $72,730 (-0.9%) from 2016
Liabilities
Up$46,866,740
Up $2,857,586 (+6.5%) from 2016
Revenue
Up$2,518,458
Up $325,741 (+15%) from 2016
Expenses
Up$2,591,189
Up $615,791 (+31%) from 2016
Net Income
Down-$72,731
Down $290,050 (-133%) from 2016
Credit union - to provide services for approximately 4,020 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $27,632,009 | $30,394,730 | ▲ $2,762,721 |
| Cash and Non-Interest-Bearing Accounts | $7,145,143 | $7,384,573 | ▲ $239,430 |
| Investments Other Securities | $6,278,400 | $6,328,400 | ▲ $50,000 |
| Rtn Earn Endowment Incm Other Fnds | $4,606,090 | $4,533,360 | ▼ $72,730 |
| Prepaid Expenses and Deferred Charges | $4,166,838 | $4,437,234 | ▲ $270,396 |
| Land, Buildings, and Equipment, Net | $3,590,080 | $3,614,718 | ▲ $24,638 |
| Cap Stk Tr Prin Current Funds | $3,063,698 | $3,063,698 | → $0 |
| Savings and Temporary Cash Investments | $2,349,000 | $1,698,000 | ▼ $651,000 |
| Total Assets | $51,678,942 | $54,463,798 | ▲ $2,784,856 |
| Other Assets Total | $517,472 | $606,143 | ▲ $88,671 |
| Liabilities | |||
| Other Liabilities | $43,899,997 | $46,725,432 | ▲ $2,825,435 |
| Accounts Payable and Accrued Expenses | $109,157 | $141,308 | ▲ $32,151 |
| Total Liabilities | $44,009,154 | $46,866,740 | ▲ $2,857,586 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,669,788 | $7,597,058 | ▼ $72,730 |
| Total Liabilities and Net Assets / Fund Balance | $51,678,942 | $54,463,798 | ▲ $2,784,856 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,793,552 | $825,274 | $3,618,826 |
| Equipment | $278,458 | $552,265 | $830,723 |
| Land | $542,708 | - | $542,708 |
| Other Securities | $335,400 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sherry Allen | CEO/treasure | FT | $95,862 | $11,992 | $107,854 |
| Name | Title |
|---|---|
| Phyllis Haulsee | Chairperson |
| Lynice Broyles | Vice Chairpe |
| Lois Gail Kyker | Board Member |
| Danielle Brooks | Interim CEO |
| Jack Blevins | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,623,470 |
| Salaries, Compensation, and Employee Benefits | $967,719 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $755,685 | - | $755,685 |
| Office Expenses | - | $330,714 | - | $330,714 |
| Interest | - | $213,186 | - | $213,186 |
| Occupancy | - | $199,630 | - | $199,630 |
| Other Employee Benefits | - | $144,253 | - | $144,253 |
| Payroll Taxes | - | $51,800 | - | $51,800 |
| Conferences and Meetings | - | $27,363 | - | $27,363 |
| All Other Expenses | - | $21,843 | - | $21,843 |
| Other Expenses | - | $21,207 | - | $21,207 |
| Pension Plan Contributions | - | $15,981 | - | $15,981 |
| Total Functional Expenses | $0 | $2,591,189 | $0 | $2,591,189 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Other Shares | $21,542,881 |
| Regular Shares | $18,423,082 |
| Share Drafts | $6,759,469 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“Review qualifications, experience, review of compensation survey & local wage scales. Annual evaluation completed by personnel committee.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service related to duties of the board of directors without compensation.”
“The credi union does not have any unrelated business income.”
“DUE TO ROUNDING 1”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 109157 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 141308 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 27632009 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 30394730 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AddressChangeInd | 0 | X |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 21843 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 21843 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DANIELLE BROOKS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4232834300 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | P O BOX 5130 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JOHNSON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37602 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 3063698 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 3063698 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 7145143 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 7384573 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 27363 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 27363 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 186652 |
| IRS990/CYOtherExpensesAmt | 0 | 1623470 |
| IRS990/CYOtherRevenueAmt | 0 | 304997 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2026809 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -72731 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 967719 |
| IRS990/CYTotalExpensesAmt | 0 | 2591189 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2518458 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 20 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 2378003 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 11992 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SHERRY ALLEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DANIELLE BROOKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PHYLLIS HAULSEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LYNICE BROYLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JACK BLEVINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LOIS GAIL KYKER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 95862 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/TREASURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | INTERIM CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2518458 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 213186 |
| IRS990/InterestGrp/TotalAmt | 0 | 213186 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 186652 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 186652 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 6278400 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 6328400 |
| IRS990/IRPDocumentCnt | 0 | 992 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1377539 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3590080 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3614718 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4992257 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 4,390 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7669788 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7597058 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 199630 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 199630 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 330714 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 330714 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 517472 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 606143 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 144253 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 144253 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | MISC EXP |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 455784 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 259854 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 93889 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 21207 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 455784 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 259854 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 93889 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 21207 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 43899997 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 46725432 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 304997 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 304997 |
| IRS990/OtherRevenueTotalAmt | 0 | 304997 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 755685 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 755685 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 51800 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 51800 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 15981 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 15981 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 4166838 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 4437234 |
| IRS990/PrincipalOfficerNm | 0 | DANIELLE BROOKS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1562843 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 463966 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1562843 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 463966 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 213186 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 139262 |
| IRS990/PYOtherExpensesAmt | 0 | 1098158 |
| IRS990/PYOtherRevenueAmt | 0 | 287888 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1765567 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 217319 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 877240 |
| IRS990/PYTotalExpensesAmt | 0 | 1975398 |
| IRS990/PYTotalRevenueAmt | 0 | 2192717 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -72731 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4606090 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4533360 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2349000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1698000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2793552 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 825274 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3618826 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 278458 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 552265 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 830723 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 542708 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 542708 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 21542881 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 18423082 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 6759469 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 5993000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 335400 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | VCCU-PAID IN CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3614718 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 6328400 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 46725432 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDI UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | REVIEW QUALIFICATIONS, EXPERIENCE, REVIEW OF COMPENSATION SURVEY & LOCAL WAGE SCALES. ANNUAL EVALUATION COMPLETED BY PERSONNEL COMMITTEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | DUE TO ROUNDING 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XII |
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| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 54463798 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 51678942 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 54463798 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 20 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 2591189 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2591189 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 44009154 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 46866740 |
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| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 46866740 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7669788 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7597058 |
| IRS990/TotalOtherCompensationAmt | 0 | 11992 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2591189 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2026809 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 95862 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2518458 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2518458 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 51678942 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 54463798 |
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| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | P O BOX 5130 |
| IRS990/USAddress/CityNm | 0 | JOHNSON CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 37602 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.GREATEREASTERN.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DANIELLE BROOKS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | INTERIM CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4232834300 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-05-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GREATER EASTERN CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GREA |
| ReturnHeader/Filer/EIN | 0 | 620731807 |
| ReturnHeader/Filer/PhoneNum | 0 | 4232834300 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | P O BOX 5130 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | JOHNSON CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37602 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 6225844A9469B874AA6651EF4D5340F9A9EB90C8 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 7647DFCA2A6E3834CC375D817C9B2B27B515C483 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 74.205.135.252 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-05-14 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 17:25:46 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 591086132 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEVERAGE THE LSCU SERVICE CORPORATION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372133 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-05-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | HIRAM H HOLLIFIELD |
| ReturnHeader/ReturnTs | 0 | 2018-05-14T18:25:46-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.