Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
990 • Fiscal year 2014 • EIN 62-0731807
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
12th percentile
Higher top officer pay than 12% of similar nonprofits.
Top officer pay equals 4.7% of source-year revenue.
Asset Growth
20th percentile
Faster asset growth than 20% of similar nonprofits.
Revenue Growth
29th percentile
Faster revenue growth than 29% of similar nonprofits.
Assets
Down$50,244,953
Down $223,882 (-0.4%) from 2013
Net Assets
Down$7,266,576
Down $20,670 (-0.3%) from 2013
Liabilities
Down$42,978,377
Down $203,212 (-0.5%) from 2013
Revenue
Down$1,940,935
Down $61,112 (-3.1%) from 2013
Expenses
Up$1,961,605
Up $33,890 (+1.8%) from 2013
Net Income
Down-$20,670
Down $95,002 (-128%) from 2013
Credit union - to provide services for approximately 4,020 members in the form of loans, savings, and other financial services.
Credit union - to provide services for approximately 4,477 members in the form of loans, savings, and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $25,718,737 | $25,658,380 | ▼ $60,357 |
| Cash and Non-Interest-Bearing Accounts | $6,710,481 | $7,571,062 | ▲ $860,581 |
| Savings and Temporary Cash Investments | $5,053,000 | $6,157,000 | ▲ $1,104,000 |
| Rtn Earn Endowment Incm Other Fnds | $4,223,547 | $4,202,878 | ▼ $20,669 |
| Land, Buildings, and Equipment, Net | $3,721,183 | $3,605,581 | ▼ $115,602 |
| Prepaid Expenses and Deferred Charges | $439,994 | $3,577,833 | ▲ $3,137,839 |
| Investments Other Securities | $8,235,400 | $3,173,400 | ▼ $5,062,000 |
| Cap Stk Tr Prin Current Funds | $3,063,699 | $3,063,698 | ▼ $1 |
| Total Assets | $50,468,835 | $50,244,953 | ▼ $223,882 |
| Other Assets Total | $590,040 | $501,697 | ▼ $88,343 |
| Liabilities | |||
| Other Liabilities | $43,127,116 | $42,880,574 | ▼ $246,542 |
| Accounts Payable and Accrued Expenses | $54,473 | $97,803 | ▲ $43,330 |
| Total Liabilities | $43,181,589 | $42,978,377 | ▼ $203,212 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,287,246 | $7,266,576 | ▼ $20,670 |
| Total Liabilities and Net Assets / Fund Balance | $50,468,835 | $50,244,953 | ▼ $223,882 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,636,260 | $726,098 | $3,362,358 |
| Equipment | $368,613 | $545,878 | $914,491 |
| Land | $600,708 | - | $600,708 |
| Other Securities | $335,400 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sherry Allen | CEO/treasure | FT | $79,759 | $10,656 | $90,415 |
| Name | Title |
|---|---|
| Phyllis Haulsee | Board Chairp |
| Lois Gail Kyker | Board Member |
| Lynice Broyles | Board Vice C |
| Jack Blevins | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,142,679 |
| Salaries, Compensation, and Employee Benefits | $818,926 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $655,317 | - | $655,317 |
| Office Expenses | - | $348,240 | - | $348,240 |
| Interest | - | $199,944 | - | $199,944 |
| Occupancy | - | $154,923 | - | $154,923 |
| Other Employee Benefits | - | $101,068 | - | $101,068 |
| Payroll Taxes | - | $47,904 | - | $47,904 |
| All Other Expenses | - | $28,373 | - | $28,373 |
| Other Expenses | - | $21,685 | - | $21,685 |
| Conferences and Meetings | - | $16,876 | - | $16,876 |
| Pension Plan Contributions | - | $14,637 | - | $14,637 |
| Total Functional Expenses | $0 | $1,961,605 | $0 | $1,961,605 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Other Shares | $19,983,232 |
| Regular Shares | $16,306,980 |
| Share Drafts | $6,590,362 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“Review qualifications, experience, review of compensation survey & local wage scales.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service related to duties of the board of directors without compensation.”
“The credit union does not have any unrelated business income.”
“DUE TO ROUNDING 0”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 54473 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 97803 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 25718737 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 25658380 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 4,477 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 28373 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 28373 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SHERRY ALLEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4232834300 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2110 MOUNTCASTLE DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JOHNSON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37604 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 3063699 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 3063698 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 6710481 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 7571062 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 16876 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 16876 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 169249 |
| IRS990/CYOtherExpensesAmt | 0 | 1142679 |
| IRS990/CYOtherRevenueAmt | 0 | 193314 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1578372 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -20670 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 818926 |
| IRS990/CYTotalExpensesAmt | 0 | 1961605 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1940935 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 19 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1761661 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 10656 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SHERRY ALLEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | PHYLLIS HAULSEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LYNICE BROYLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JACK BLEVINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LOIS GAIL KYKER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 79759 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/TREASURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD CHAIRP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD VICE C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1940935 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 199944 |
| IRS990/InterestGrp/TotalAmt | 0 | 199944 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 169249 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 169249 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 8235400 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 3173400 |
| IRS990/IRPDocumentCnt | 0 | 973 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1271976 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3721183 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3605581 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4877557 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 4,477 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7287246 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7266576 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 154923 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 154923 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 348240 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 348240 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 590040 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 501697 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 101068 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 101068 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | MISC EXP |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 204321 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 95936 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 72381 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 21685 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 204321 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 95936 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 72381 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 21685 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 43127116 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 42880574 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | LOSS ON DISP OF FIXED ASSETS |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 193580 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | -266 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 193580 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | -266 |
| IRS990/OtherRevenueTotalAmt | 0 | 193314 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 655317 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 655317 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 47904 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 47904 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 14637 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 14637 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 439994 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 3577833 |
| IRS990/PrincipalOfficerNm | 0 | SHERRY ALLEN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1220379 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 357993 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1220379 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 357993 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 199944 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 194863 |
| IRS990/PYOtherExpensesAmt | 0 | 1075788 |
| IRS990/PYOtherRevenueAmt | 0 | 192854 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1614330 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 74332 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 851927 |
| IRS990/PYTotalExpensesAmt | 0 | 1927715 |
| IRS990/PYTotalRevenueAmt | 0 | 2002047 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -20670 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4223547 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4202878 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5053000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6157000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2636260 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 726098 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3362358 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 368613 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 545878 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 914491 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 600708 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 600708 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 19983232 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 16306980 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 6590362 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 2838000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 335400 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | VCCU-PAID IN CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3605581 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 3173400 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 42880574 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | REVIEW QUALIFICATIONS, EXPERIENCE, REVIEW OF COMPENSATION SURVEY & LOCAL WAGE SCALES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | DUE TO ROUNDING 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 50468835 |
| IRS990/TotalAssetsEOYAmt | 0 | 50244953 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 50468835 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 50244953 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 19 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 1961605 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1961605 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 43181589 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 42978377 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 43181589 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 42978377 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7287246 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7266576 |
| IRS990/TotalOtherCompensationAmt | 0 | 10656 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1961605 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1578372 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 79759 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1940935 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1940935 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 50468835 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 50244953 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2110 MOUNTCASTLE DRIVE |
| IRS990/USAddress/CityNm | 0 | JOHNSON CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 37604 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.GREATEREASTERN.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SHERRY ALLEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4232834300 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-04-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GREATER EASTERN CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GREA |
| ReturnHeader/Filer/EIN | 0 | 620731807 |
| ReturnHeader/Filer/PhoneNum | 0 | 4232834300 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2110 MOUNTCASTLE DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | JOHNSON CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37604 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 591086132 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEVERAGE THE LSCU SERVICE CORPORATION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8505581102 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-04-24 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KEITH T MCMURTRIE |
| ReturnHeader/ReturnTs | 0 | 2015-04-24T14:35:11-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.