Civic Intelligence

Happy Valley Credit Union

990 • Fiscal year 2016 • EIN 62-0225612

Jan 01, 2016 to Dec 31, 2016 • Filed on May 05, 2017

Organization ProfileWWW.HVCU-TN.COM

View Organization Page

P O Box 1838Elizabethton, TN 37644

(423) 542-6078

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

15th percentile

0.82x

Higher debt load relative to assets than 15% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

28th percentile

17.18x

Higher debt load relative to revenue than 28% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

80th percentile

14%

Higher net margin than 80% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

74th percentile

$116,368

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 8.1% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

11th percentile

-1.6%

Faster asset growth than 11% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

36th percentile

1.3%

Faster revenue growth than 36% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets15th percentile

Assets

Down

$29,997,925

Down $480,048 (-1.6%) from 2015

Net Assets

Up

$5,331,183

Up $204,081 (+4.0%) from 2015

Liabilities

Down

$24,666,742

Down $684,129 (-2.7%) from 2015

Revenue And Expenses
Liabilities / Revenue28th percentileNet Margin80th percentile

Revenue

Up

$1,435,512

Up $18,394 (+1.3%) from 2015

Expenses

Up

$1,231,429

Up $7,651 (+0.6%) from 2015

Net Income

Up

$204,083

Up $10,743 (+5.6%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth11th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $30,176,389Liabilities 2010: $25,172,875Net Assets 2010: $5,003,5142010Assets 2011: $32,274,851Liabilities 2011: $27,067,101Net Assets 2011: $5,207,7502011Assets 2012: $29,864,800Liabilities 2012: $25,301,283Net Assets 2012: $4,563,5172012Assets 2013: $28,951,329Liabilities 2013: $24,150,151Net Assets 2013: $4,801,1782013Assets 2014: $29,436,348Liabilities 2014: $24,502,588Net Assets 2014: $4,933,7602014Assets 2015: $30,477,973Liabilities 2015: $25,350,871Net Assets 2015: $5,127,1022015Assets 2016: $29,997,925Liabilities 2016: $24,666,742Net Assets 2016: $5,331,1832016Assets 2017: $29,669,193Liabilities 2017: $24,186,646Net Assets 2017: $5,482,5472017Assets 2018: $30,514,961Liabilities 2018: $24,880,901Net Assets 2018: $5,634,0602018Assets 2019: $33,373,919Liabilities 2019: $27,791,687Net Assets 2019: $5,582,2322019Assets 2020: $37,738,598Liabilities 2020: $32,211,028Net Assets 2020: $5,527,5702020Assets 2021: $41,101,031Liabilities 2021: $35,665,303Net Assets 2021: $5,435,7282021Assets 2022: $41,248,091Liabilities 2022: $35,709,393Net Assets 2022: $5,538,6982022Assets 2023: $37,259,890Liabilities 2023: $31,269,253Net Assets 2023: $5,990,6372023Assets 2024: $36,855,358Liabilities 2024: $30,474,932Net Assets 2024: $6,380,4262024

Highlighted filing

2016

Assets$29,997,925
Liabilities$24,666,742
Net Assets$5,331,183
Open 2016 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,814,9682010Expenses 2011: $1,804,2912011Expenses 2012: $1,455,9382012Revenue 2013: $1,548,254Expenses 2013: $1,310,593Net Income 2013: $237,6612013Revenue 2014: $1,362,353Expenses 2014: $1,229,771Net Income 2014: $132,5822014Revenue 2015: $1,417,118Expenses 2015: $1,223,778Net Income 2015: $193,3402015Revenue 2016: $1,435,512Expenses 2016: $1,231,429Net Income 2016: $204,0832016Revenue 2017: $1,421,177Expenses 2017: $1,269,811Net Income 2017: $151,3662017Revenue 2018: $1,481,906Expenses 2018: $1,330,395Net Income 2018: $151,5112018Revenue 2019: $1,472,516Expenses 2019: $1,359,245Net Income 2019: $113,2712019Revenue 2020: $1,263,594Expenses 2020: $1,318,255Net Income 2020: -$54,6612020Revenue 2021: $1,074,618Expenses 2021: $1,166,525Net Income 2021: -$91,9072021Revenue 2022: $1,193,368Expenses 2022: $1,090,448Net Income 2022: $102,9202022Revenue 2023: $1,555,507Expenses 2023: $1,103,603Net Income 2023: $451,9042023Revenue 2024: $1,696,827Expenses 2024: $1,307,037Net Income 2024: $389,7902024

Highlighted filing

2016

Revenue$1,435,512
Expenses$1,231,429
Net Income$204,083
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 5, 2017
Return Version
2016v3.0
Gross Receipts
$1,435,512
Mission and Program Overview

Mission

Credit Union- To provide services for approximately 3,228 members for loans deposits and other financial services.

Credit union - to provide services for approximately 4,096 members in the form of loans, savings, and other financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$16,455,061$17,307,590▲ $852,529
Investments Other Securities$10,601,012$8,864,012▼ $1,737,000
Rtn Earn Endowment Incm Other Fnds$3,887,939$4,092,020▲ $204,081
Cash and Non-Interest-Bearing Accounts$2,241,539$2,198,716▼ $42,823
Cap Stk Tr Prin Current Funds$1,239,163$1,239,163→ $0
Savings and Temporary Cash Investments$231,256$620,342▲ $389,086
Land, Buildings, and Equipment, Net$554,948$536,258▼ $18,690
Prepaid Expenses and Deferred Charges$78,703$131,127▲ $52,424
Total Assets$30,477,973$29,997,925▼ $480,048
Other Assets Total$315,454$339,880▲ $24,426
Liabilities
Other Liabilities$25,169,753$24,524,708▼ $645,045
Accounts Payable and Accrued Expenses$181,118$142,034▼ $39,084
Total Liabilities$25,350,871$24,666,742▼ $684,129
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,127,102$5,331,183▲ $204,081
Total Liabilities and Net Assets / Fund Balance$30,477,973$29,997,925▼ $480,048

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$282,512$356,457$638,969
Equipment$24,368$244,695$269,063
Land$229,378-$229,378
Other Securities$219,012--
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christine BartzPresident/trFT$101,894$14,474$116,368
Tonya JeffersCFOFT$47,073$12,767$59,840
Barbara BallardVice PresideFT$46,911$12,739$59,650

Board Members and Trustees

NameTitle
Joe WilliamsBoard Chair/
Sonja CullerBoard Co-CHA
Sandra ClyneBoard Member
Teresa WoodsBoard Member
Terry MontgomeryBoard Member
Jacob TaylorCredit Commi
Harold DuggerSecretary
Richard VanhussSupervisor C
Judy ColeSupervisory
Tyler FlemingSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,194,782
Investment Income
$171,050
Other Revenue
$69,680
Change in Net Assets
$204,083
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$646,402
Other Expenses$585,027
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$445,337-$445,337
Other Employee Benefits-$152,780-$152,780
Office Expenses-$117,203-$117,203
Interest-$83,797-$83,797
Occupancy-$54,097-$54,097
Payroll Taxes-$36,725-$36,725
Other Expenses-$16,184-$16,184
Pension Plan Contributions-$11,560-$11,560
All Other Expenses-$6,262-$6,262
Conferences and Meetings-$929-$929
Total Functional Expenses$0$1,231,429$0$1,231,429
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$14,369,427
All Other Shares$8,011,849
Share Drafts$2,143,432
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

“Christine bartz richard vanhuss treasurer supervisory aunt/nephew”

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors use a comparison of credit union compensation.”

Form 990, Page 6, Part VI, Line 15B

“The board of directors use a comparison of credit union compensation.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Happy Valley Credit Union
EIN
62-0225612
Phone
4235426078
Address
P O BOX 1838, ELIZABETHTON, TN 37644

Signing Officer

Name
Christine Bartz
Title
President/treasurer
Phone
4235426078
Signed
2017-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christine Bartz
Formed
1933
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
11
Volunteers
11

Preparer

Firm
Leverage the Lscu Service Corporation
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Hiram H Hollifield
Phone
8505581102
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union did not have any unrelated business income.”

Form 990, Part XI, Line 9

“DUE TO ROUNDING -2”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt05127102
IRS990/NetAssetsOrFundBalancesEOYAmt05331183
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt054097
IRS990/OccupancyGrp/TotalAmt054097
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0117203
IRS990/OfficeExpensesGrp/TotalAmt0117203
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0315454
IRS990/OtherAssetsTotalGrp/EOYAmt0339880
IRS990/OtherChangesInNetAssetsAmt0-2
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0152780
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0152780
IRS990/OtherExpensesGrp/Desc0PROF & OUTSIDE SERVICES
IRS990/OtherExpensesGrp/Desc1MISC OPERATING EXP
IRS990/OtherExpensesGrp/Desc2EDUCATIONAL & PROMO EXP
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXP
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0252924
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt127012
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt226619
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt316184
IRS990/OtherExpensesGrp/TotalAmt0252924
IRS990/OtherExpensesGrp/TotalAmt127012
IRS990/OtherExpensesGrp/TotalAmt226619
IRS990/OtherExpensesGrp/TotalAmt316184
IRS990/OtherLiabilitiesGrp/BOYAmt025169753
IRS990/OtherLiabilitiesGrp/EOYAmt024524708
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt069680
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt069680
IRS990/OtherRevenueTotalAmt069680
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0445337
IRS990/OtherSalariesAndWagesGrp/TotalAmt0445337
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt036725
IRS990/PayrollTaxesGrp/TotalAmt036725
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt011560
IRS990/PensionPlanContributionsGrp/TotalAmt011560
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt078703
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0131127
IRS990/PrincipalOfficerNm0CHRISTINE BARTZ
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0908926
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1285856
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0908926
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1285856
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt083797
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0173145
IRS990/PYOtherExpensesAmt0565492
IRS990/PYProgramServiceRevenueAmt01243973
IRS990/PYRevenuesLessExpensesAmt0193340
IRS990/PYSalariesCompEmpBnftPaidAmt0658286
IRS990/PYTotalExpensesAmt01223778
IRS990/PYTotalRevenueAmt01417118
IRS990/ReconcilationRevenueExpnssAmt0204083
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03887939
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04092020
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0231256
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0620342
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0282512
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0356457
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0638969
IRS990ScheduleD/EquipmentGrp/BookValueAmt024368
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0244695
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0269063
IRS990ScheduleD/LandGrp/BookValueAmt0229378
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0229378
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014369427
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt18011849
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22143432
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt08645000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1219012
IRS990ScheduleD/OtherSecuritiesGrp/Desc0ALL OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MEMBERSHIP CAPITAL - VCCU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0536258
IRS990ScheduleD/TotalBookValueSecuritiesAmt08864012
IRS990ScheduleD/TotalLiabilityAmt024524708
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DID NOT HAVE ANY UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CHRISTINE BARTZ RICHARD VANHUSS TREASURER SUPERVISORY AUNT/NEPHEW
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11DUE TO ROUNDING -2
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12FORM 990, PART XII
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt030477973
IRS990/TotalAssetsEOYAmt029997925
IRS990/TotalAssetsGrp/BOYAmt030477973
IRS990/TotalAssetsGrp/EOYAmt029997925
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01231429
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01231429
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt025350871
IRS990/TotalLiabilitiesEOYAmt024666742
IRS990/TotalLiabilitiesGrp/BOYAmt025350871
IRS990/TotalLiabilitiesGrp/EOYAmt024666742
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05127102
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05331183
IRS990/TotalOtherCompensationAmt039980
IRS990/TotalProgramServiceExpensesAmt01231429
IRS990/TotalProgramServiceRevenueAmt01194782
IRS990/TotalReportableCompFromOrgAmt0195878
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01435512
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01435512
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt030477973
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt029997925
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O BOX 1838
IRS990/USAddress/CityNm0ELIZABETHTON
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd0376441838
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.HVCU-TN.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHRISTINE BARTZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04235426078
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HAPPY VALLEY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HAPP

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$29,997,925
Liabilities
$24,666,742
Net assets
$5,331,183
Revenue
$1,435,512
Expenses
$1,231,429
Net income
$204,083
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$36.9$30.5$6.38$1.70$1.31$0.39
2023Detailed filing. Detailed filing data is available for this year.$37.3$31.3$5.99$1.56$1.10$0.45
2022Detailed filing. Detailed filing data is available for this year.$41.2$35.7$5.54$1.19$1.09$0.10
2021Detailed filing. Detailed filing data is available for this year.$41.1$35.7$5.44$1.07$1.17$0.09
2020Detailed filing. Detailed filing data is available for this year.$37.7$32.2$5.53$1.26$1.32$0.05
2019Detailed filing. Detailed filing data is available for this year.$33.4$27.8$5.58$1.47$1.36$0.11
2018Detailed filing. Detailed filing data is available for this year.$30.5$24.9$5.63$1.48$1.33$0.15
2017Detailed filing. Detailed filing data is available for this year.$29.7$24.2$5.48$1.42$1.27$0.15
2016Detailed filing. Detailed filing data is available for this year.$30.0$24.7$5.33$1.44$1.23$0.20
2015Detailed filing. Detailed filing data is available for this year.$30.5$25.4$5.13$1.42$1.22$0.19
2014Detailed filing. Detailed filing data is available for this year.$29.4$24.5$4.93$1.36$1.23$0.13
2013Detailed filing. Detailed filing data is available for this year.$29.0$24.2$4.80$1.55$1.31$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.9$25.3$4.56$1.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.3$27.1$5.21$1.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.2$25.2$5.00$1.81