Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Liabilities / Revenue
50th percentile
Higher debt load relative to revenue than 50% of similar nonprofits.
Net Margin
83rd percentile
Higher net margin than 83% of similar nonprofits.
Top Officer Pay
3rd percentile
Higher top officer pay than 3% of similar nonprofits.
Top officer pay equals 1.3% of source-year revenue.
Asset Growth
66th percentile
Faster asset growth than 66% of similar nonprofits.
Revenue Growth
91st percentile
Faster revenue growth than 91% of similar nonprofits.
Assets
Up$273,529,531
Up $21,222,120 (+8.4%) from 2018
Net Assets
Up$33,844,352
Up $3,492,966 (+12%) from 2018
Liabilities
Up$239,685,179
Up $17,729,154 (+8.0%) from 2018
Revenue
Up$14,740,983
Up $2,451,072 (+20%) from 2018
Expenses
Up$11,655,242
Up $2,203,928 (+23%) from 2018
Net Income
Up$3,085,741
Up $247,144 (+8.7%) from 2018
The primary function of the credit union is to provide loans to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $195,442,059 | $216,875,457 | ▲ $21,433,398 |
| Rtn Earn Endowment Incm Other Fnds | $30,351,386 | $33,844,352 | ▲ $3,492,966 |
| Cash and Non-Interest-Bearing Accounts | $19,020,484 | $28,922,943 | ▲ $9,902,459 |
| Investments Other Securities | $32,206,712 | $21,609,501 | ▼ $10,597,211 |
| Land, Buildings, and Equipment, Net | $1,996,967 | $2,218,092 | ▲ $221,125 |
| Total Assets | $252,307,411 | $273,529,531 | ▲ $21,222,120 |
| Other Assets Total | $3,641,189 | $3,903,538 | ▲ $262,349 |
| Liabilities | |||
| Other Liabilities | $220,818,662 | $237,890,879 | ▲ $17,072,217 |
| Accounts Payable and Accrued Expenses | $1,137,363 | $1,794,300 | ▲ $656,937 |
| Total Liabilities | $221,956,025 | $239,685,179 | ▲ $17,729,154 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $30,351,386 | $33,844,352 | ▲ $3,492,966 |
| Total Liabilities and Net Assets / Fund Balance | $252,307,411 | $273,529,531 | ▲ $21,222,120 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $6,567,571 | - | $6,567,571 |
| Other Securities | $4,486,000 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Larry J Lucas | President | FT | $197,884 | $197,884 |
| Name | Title |
|---|---|
| Marita H Werner | Chairman |
| Michael E Curry | Vice Chairma |
| Joseph F Hsu | Director |
| Josh R Mallonee | Director |
| Leslie a Noel | Director |
| Michael G Schifsky | Director |
| Michael a Garlinger | Director |
| Robert D Frisby | Director |
| Tom Dearing | Director |
| Rob Walters | Secretary |
| Matthew K Spence | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $7,848,187 |
| Salaries, Compensation, and Employee Benefits | $3,807,055 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $3,517,121 |
| Other Salaries and Wages | - | - | - | $3,061,766 |
| Other Employee Benefits | - | - | - | $546,423 |
| Other Expenses | - | - | - | $511,480 |
| Advertising | - | - | - | $277,570 |
| Depreciation Depletion | - | - | - | $257,227 |
| Payroll Taxes | - | - | - | $198,866 |
| Conferences and Meetings | - | - | - | $139,904 |
| All Other Expenses | - | - | - | $136,666 |
| Fees for Services Accounting | - | - | - | $57,617 |
| Occupancy | - | - | - | $56,265 |
| Insurance | - | - | - | $55,809 |
| Fees for Services Legal | - | - | - | $43,043 |
| Total Functional Expenses | $0 | $0 | $0 | $11,655,242 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $11,655,242 |
| Total Expenses per Audited Statements | $11,655,242 |
| Total Expenses per Form 990 | $11,655,242 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Share Certificate Accounts | $86,218,996 |
| Money Market | $81,490,437 |
| Regular Shares | $32,090,629 |
| Checking | $17,120,396 |
| IRA CD'S | $11,966,888 |
| Club Accounts | $5,452,661 |
| Health Savings | $1,469,208 |
| Ira Savings | $1,081,664 |
| Fhl Bank Advances | $1,000,000 |
“Credit union customers are in fact members”
“Membership elects 3-4 directors annually.”
“Reviewed by credit union officers.”
“Compensation is based upon a market index coupled with a performance rating received during annual reviews.”
“Compensation is based upon a market index coupled with a performance rating received during annual reviews.”
“No documents available to the public”
“The purpose of the credit union is to promote thrift, make interest bearing loans to its members, and to provide its members such other financial services in the best interest of the credit union and of its members.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1137363 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1794300 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 195442059 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 216875457 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE PRIMARY FUNCTION OF THE CREDIT UNION IS TO PROVIDE LOANS TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 277570 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 136666 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LARRY J LUCAS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6063295410 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1300 CENTRAL AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ASHLAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KY |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 41101 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 19020484 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 28922943 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 139904 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1137667 |
| IRS990/CYOtherExpensesAmt | 0 | 7848187 |
| IRS990/CYOtherRevenueAmt | 0 | 2391605 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 11211711 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 3085741 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3807055 |
| IRS990/CYTotalExpensesAmt | 0 | 11655242 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 14740983 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 257227 |
| IRS990/Desc | 0 | THE PURPOSE OF THE CREDIT UNION IS TO PROMOTE THRIFT, MAKE INTEREST BEARING LOANS TO ITS MEMBERS, AND TO PROVIDE ITS MEMBERS SUCH OTHER FINANCIAL SERVICES IN THE BEST INTEREST OF THE CREDIT UNION AND OF ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 57617 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 43043 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LARRY J LUCAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHAEL E CURRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TOM DEARING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROBERT D FRISBY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHAEL A GARLINGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOSEPH F HSU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOSH R MALLONEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LESLIE A NOEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MICHAEL G SCHIFSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MATTHEW K SPENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | ROB WALTERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MARITA H WERNER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 197884 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CHAIRMAN |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 35874 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 14740983 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 35874 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 55809 |
| IRS990/InterestGrp/TotalAmt | 0 | 3517121 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1137667 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1137667 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 32206712 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 21609501 |
| IRS990/IRPDocumentCnt | 0 | 8706 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 4349479 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1996967 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2218092 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6567571 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 233295 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 233295 |
| IRS990/MissionDesc | 0 | THE PRIMARY FUNCTION OF THE CREDIT UNION IS TO PROVIDE LOANS TO ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 30351386 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 33844352 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 407225 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 56265 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3641189 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 3903538 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 546423 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | OPERATING EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICE EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1046335 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1026490 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 722660 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 511480 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 220818662 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 237890879 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MEMBER SERVICES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | VISA SERVICE FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | OTHER REVENUE |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 923488 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 881087 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 353735 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 923488 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 881087 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 353735 |
| IRS990/OtherRevenueTotalAmt | 0 | 2391605 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 3061766 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 198866 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | LARRY J LUCAS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | ATM SURCHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11207975 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 11207975 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3736 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3736 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | THE PURPOSE OF THE CREDIT UNION IS TO PROMOTE THRIFT, MAKE INTEREST BEARING LOANS TO ITS MEMBERS, AND TO PROVIDE ITS MEMBERS SUCH OTHER FINANCIAL SERVICES IN THE BEST INTEREST OF THE CREDIT UNION AND OF ITS MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1099148 |
| IRS990/PYOtherExpensesAmt | 0 | 5902542 |
| IRS990/PYOtherRevenueAmt | 0 | 2241906 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 8948857 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2838597 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3548772 |
| IRS990/PYTotalExpensesAmt | 0 | 9451314 |
| IRS990/PYTotalRevenueAmt | 0 | 12289911 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 3085741 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 30351386 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 33844352 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 11655242 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 6567571 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 6567571 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 86218996 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 81490437 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 32090629 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 17120396 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 11966888 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 5452661 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 1469208 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 1081664 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 8 | 1000000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARE CERTIFICATE ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MONEY MARKET |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | CHECKING |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRA CD'S |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | CLUB ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | HEALTH SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | IRA SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 8 | FHL BANK ADVANCES |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 17123501 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 4486000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | OTHER CU INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | OTHER CU INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 14740983 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6567571 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 21609501 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 11655242 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 237890879 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 14740983 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 14740983 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 11655242 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 197884 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | LARRY J LUCAS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 197884 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE PURPOSE OF THE CREDIT UNION IS TO PROMOTE THRIFT, MAKE INTEREST BEARING LOANS TO ITS MEMBERS, AND TO PROVIDE ITS MEMBERS SUCH OTHER FINANCIAL SERVICES IN THE BEST INTEREST OF THE CREDIT UNION AND OF ITS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CREDIT UNION CUSTOMERS ARE IN FACT MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERSHIP ELECTS 3-4 DIRECTORS ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | REVIEWED BY CREDIT UNION OFFICERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | COMPENSATION IS BASED UPON A MARKET INDEX COUPLED WITH A PERFORMANCE RATING RECEIVED DURING ANNUAL REVIEWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION IS BASED UPON A MARKET INDEX COUPLED WITH A PERFORMANCE RATING RECEIVED DURING ANNUAL REVIEWS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 252307411 |
| IRS990/TotalAssetsEOYAmt | 0 | 273529531 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 252307411 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 273529531 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 11655242 |
| IRS990/TotalGrossUBIAmt | 0 | 3736 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 221956025 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 239685179 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 221956025 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 239685179 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 30351386 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 33844352 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 11211711 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 197884 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 14737247 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 14740983 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3736 |
| IRS990/TotalVolunteersCnt | 0 | 23 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 252307411 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 273529531 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1300 CENTRAL AVENUE |
| IRS990/USAddress/CityNm | 0 | ASHLAND |
| IRS990/USAddress/StateAbbreviationCd | 0 | KY |
| IRS990/USAddress/ZIPCd | 0 | 41101 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 35874 |
| IRS990/VotingMembersIndependentCnt | 0 | 35874 |
| IRS990/WebsiteAddressTxt | 0 | WWW.ASHLANDCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2022-01-07 14:23:13Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LARRY J LUCAS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6063255489 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-11-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ASHLAND CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ASHL |
| ReturnHeader/Filer/EIN | 0 | 616024972 |
| ReturnHeader/Filer/PhoneNum | 0 | 6063295489 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1300 CENTRAL AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ASHLAND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 411017550 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 0969A0982BBD610096A73F9809638F934A27ED21 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 1B1062AF5F585780B3B06C73FEADAEE721177D00 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 52.37.240.203 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-11-16 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 08:50:55 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 550634778 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | THE FYFFE JONES GROUP AC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2155 CARTER AVENUE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | ASHLAND |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 41101 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6063298604 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-11-16 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | WILLIAM NEIL PATTON |
| ReturnHeader/ReturnTs | 0 | 2020-11-16T08:50:55-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.