Civic Intelligence

Ashland Credit Union

EIN 61-6024972 • 501(c)14 • Ashland, KY

View Organization Page

Profile

The primary function of the credit union is to provide loans to its members.

305 Martin Luther King Jr BlvdAshland, KY 41101

www.ashlandcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

38th percentile

0.89x

Higher debt load relative to assets than 38% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

33rd percentile

13.98x

Higher debt load relative to revenue than 33% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

22nd percentile

4.0%

Higher net margin than 22% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

82nd percentile

7.4%

Faster asset growth than 82% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

62nd percentile

18%

Faster revenue growth than 62% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets38th percentile

Assets

Up

$404,109,117

Up $27,718,849 (+7.4%) from 2023

Liabilities

Up

$361,078,528

Up $26,837,591 (+8.0%) from 2023

Net Assets

Up

$43,030,589

Up $881,258 (+2.1%) from 2023

Operations
Liabilities / Revenue33rd percentileNet Margin22nd percentile

Revenue

Up

$25,824,455

Up $3,938,081 (+18%) from 2023

Expenses

Up

$24,800,290

Up $5,381,760 (+28%) from 2023

Net Income

Down

$1,024,165

Down $1,443,679 (-58%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth82nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $174,228,580Liabilities 2010: $157,270,085Net Assets 2010: $16,958,4952010Assets 2011: $171,539,699Liabilities 2011: $152,391,371Net Assets 2011: $19,148,3282011Assets 2012: $172,912,101Liabilities 2012: $152,041,677Net Assets 2012: $20,870,4242012Assets 2013: $177,815,913Liabilities 2013: $156,718,961Net Assets 2013: $21,096,9522013Assets 2014: $182,520,339Liabilities 2014: $159,015,935Net Assets 2014: $23,504,4042014Assets 2015: $189,047,934Liabilities 2015: $163,880,668Net Assets 2015: $25,167,2662015Assets 2016: $207,322,968Liabilities 2016: $181,188,763Net Assets 2016: $26,134,2052016Assets 2017: $226,730,753Liabilities 2017: $199,027,131Net Assets 2017: $27,703,6222017Assets 2018: $252,307,411Liabilities 2018: $221,956,025Net Assets 2018: $30,351,3862018Assets 2019: $273,529,531Liabilities 2019: $239,685,179Net Assets 2019: $33,844,3522019Assets 2020: $309,526,856Liabilities 2020: $272,923,107Net Assets 2020: $36,603,7492020Assets 2021: $339,651,427Liabilities 2021: $299,277,832Net Assets 2021: $40,373,5952021Assets 2022: $351,968,150Liabilities 2022: $312,656,091Net Assets 2022: $39,312,0592022Assets 2023: $376,390,268Liabilities 2023: $334,240,937Net Assets 2023: $42,149,3312023Assets 2024: $404,109,117Liabilities 2024: $361,078,528Net Assets 2024: $43,030,5892024

Highlighted filing

2024

Assets$404,109,117
Liabilities$361,078,528
Net Assets$43,030,589
Open 2024 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,308,4332010Expenses 2011: $5,725,5182011Expenses 2012: $5,758,6222012Revenue 2013: $7,321,679Expenses 2013: $6,191,569Net Income 2013: $1,130,1102013Revenue 2014: $8,024,343Expenses 2014: $6,107,769Net Income 2014: $1,916,5742014Revenue 2015: $8,469,369Expenses 2015: $6,725,393Net Income 2015: $1,743,9762015Revenue 2016: $8,983,912Expenses 2016: $8,022,683Net Income 2016: $961,2292016Revenue 2017: $10,364,712Expenses 2017: $8,684,207Net Income 2017: $1,680,5052017Revenue 2018: $12,289,911Expenses 2018: $9,451,314Net Income 2018: $2,838,5972018Revenue 2019: $14,740,983Expenses 2019: $11,655,242Net Income 2019: $3,085,7412019Revenue 2020: $15,212,632Expenses 2020: $12,702,671Net Income 2020: $2,509,9612020Revenue 2021: $16,258,598Expenses 2021: $11,780,980Net Income 2021: $4,477,6182021Revenue 2022: $16,845,160Expenses 2022: $14,034,582Net Income 2022: $2,810,5782022Revenue 2023: $21,886,374Expenses 2023: $19,418,530Net Income 2023: $2,467,8442023Revenue 2024: $25,824,455Expenses 2024: $24,800,290Net Income 2024: $1,024,1652024

Highlighted filing

2024

Revenue$25,824,455
Expenses$24,800,290
Net Income$1,024,165
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$404,109,117
Liabilities
$361,078,528
Net assets
$43,030,589
Revenue
$25,824,455
Expenses
$24,800,290
Net income
$1,024,165
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$404$361$43.0$25.8$24.8$1.02
2023Detailed filing. Detailed filing data is available for this year.$376$334$42.1$21.9$19.4$2.47
2022Detailed filing. Detailed filing data is available for this year.$352$313$39.3$16.8$14.0$2.81
2021Detailed filing. Detailed filing data is available for this year.$340$299$40.4$16.3$11.8$4.48
2020Detailed filing. Detailed filing data is available for this year.$310$273$36.6$15.2$12.7$2.51
2019Detailed filing. Detailed filing data is available for this year.$274$240$33.8$14.7$11.7$3.09
2018Detailed filing. Detailed filing data is available for this year.$252$222$30.4$12.3$9.45$2.84
2017Detailed filing. Detailed filing data is available for this year.$227$199$27.7$10.4$8.68$1.68
2016Detailed filing. Detailed filing data is available for this year.$207$181$26.1$8.98$8.02$0.96
2015Detailed filing. Detailed filing data is available for this year.$189$164$25.2$8.47$6.73$1.74
2014Detailed filing. Detailed filing data is available for this year.$183$159$23.5$8.02$6.11$1.92
2013Detailed filing. Detailed filing data is available for this year.$178$157$21.1$7.32$6.19$1.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$173$152$20.9$5.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$172$152$19.1$5.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$174$157$17.0$7.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.0
Gross Receipts
$25,824,455
Mission and Program Overview

Mission

The primary function of the credit union is to provide loans to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$286,952,104$290,948,051▲ $3,995,947
Cash and Non-Interest-Bearing Accounts$40,380,189$51,620,077▲ $11,239,888
Rtn Earn Endowment Incm Other Fnds$42,149,331$43,030,589▲ $881,258
Land, Buildings, and Equipment, Net$21,815,624$29,271,955▲ $7,456,331
Investments Other Securities$22,021,197$26,216,617▲ $4,195,420
Total Assets$376,390,268$404,109,117▲ $27,718,849
Other Assets Total$5,221,154$6,052,417▲ $831,263
Liabilities
Other Liabilities$332,212,709$358,721,439▲ $26,508,730
Accounts Payable and Accrued Expenses$2,028,228$2,357,089▲ $328,861
Total Liabilities$334,240,937$361,078,528▲ $26,837,591
Net Assets / Fund Balance
Total Net Assets Fund Balance$42,149,331$43,030,589▲ $881,258
Total Liabilities and Net Assets / Fund Balance$376,390,268$404,109,117▲ $27,718,849

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$34,539,889-$34,539,889
Other Securities$7,248,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Larry J LucasPresidentFT$355,066$355,066

Board Members and Trustees

NameTitle
Marita H WernerChairman
Leslie a NoelVice Chairma
Joseph F HsuDirector
Kerry TagueDirector
Kirbie HunleyDirector
Michael G SchifskyDirector
Michael MorrisonDirector
Tom DearingDirector
Tony BurgeDirector
Michael a GarlingerSecretary
Matthew K SpenceTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$19,428,663
Investment Income
$3,281,782
Other Revenue
$3,114,010
Change in Net Assets
$1,024,165

Audited Revenue Reconciliation

Revenue per Audited Statements
$25,824,455
Total Revenue per Audited Statements
$25,824,455
Total Revenue per Form 990
$25,824,455
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$18,208,603
Salaries, Compensation, and Employee Benefits$6,591,687
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$10,724,336
Other Salaries and Wages---$5,069,543
Other Employee Benefits---$1,167,927
Depreciation Depletion---$970,165
Other Expenses---$965,510
All Other Expenses---$397,401
Advertising---$362,267
Payroll Taxes---$354,217
Conferences and Meetings---$159,386
Occupancy---$141,070
Insurance---$129,870
Fees for Services Accounting---$99,732
Fees for Services Legal---$79,100
Total Functional Expenses$0$0$0$24,800,290

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$24,800,290
Total Expenses per Audited Statements$24,800,290
Total Expenses per Form 990$24,800,290
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Certificate Accounts$162,795,582
Money Market$102,717,232
Checking$28,007,729
Regular Shares$23,222,156
IRA CD'S$22,969,384
Fhl Bank Advances$9,698,093
Club Accounts$6,633,291
Ira Savings$1,466,979
Health Savings$1,210,993
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Credit union customers are in fact members”

Form 990, Page 6, Part VI, Line 7A

“Membership elects 3-4 directors annually.”

Form 990, Page 6, Part VI, Line 11B

“Reviewed by credit union officers.”

Form 990, Page 6, Part VI, Line 15A

“Compensation is based upon a market index coupled with a performance rating received during annual reviews.”

Form 990, Page 6, Part VI, Line 15B

“Compensation is based upon a market index coupled with a performance rating received during annual reviews.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Ashland Credit Union
EIN
61-6024972
Phone
6063295489
Address
305 MARTIN LUTHER KING JR BLVD, ASHLAND, KY 41101

Signing Officer

Name
Larry J Lucas
Title
President
Phone
6063295452
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Larry J Lucas
Voting Board Members
44,555
Independent Board Members
44,555
Employees
109
Volunteers
24

Preparer

Firm
The Fyffe Jones Group Ac
Address
2155 CARTER AVENUE, ASHLAND, KY 41101
Preparer
William Neil Patton
Phone
6063298604
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“The purpose of the credit union is to promote thrift, make interest bearing loans to its members, and to provide its members such other financial services in the best interest of the credit union and of its members.”

Raw XML Appendix384 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2DATA PROCESSING
IRS990/OtherExpensesGrp/Desc3LOAN SERVICE EXPENSES
IRS990/OtherExpensesGrp/TotalAmt01517635
IRS990/OtherExpensesGrp/TotalAmt11469883
IRS990/OtherExpensesGrp/TotalAmt21192248
IRS990/OtherExpensesGrp/TotalAmt3965510
IRS990/OtherLiabilitiesGrp/BOYAmt0332212709
IRS990/OtherLiabilitiesGrp/EOYAmt0358721439
IRS990/OtherRevenueMiscGrp/Desc0VISA SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc1MEMBER SERVICES
IRS990/OtherRevenueMiscGrp/Desc2OTHER REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01459705
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt11138615
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2272305
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01459705
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt11138615
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2272305
IRS990/OtherRevenueTotalAmt03114010
IRS990/OtherSalariesAndWagesGrp/TotalAmt05069543
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0354217
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0LARRY J LUCAS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1ATM SURCHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt019423234
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt019423234
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15429
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt05429
IRS990/ProgSrvcAccomActyOtherGrp/Desc0THE PURPOSE OF THE CREDIT UNION IS TO PROMOTE THRIFT, MAKE INTEREST BEARING LOANS TO ITS MEMBERS, AND TO PROVIDE ITS MEMBERS SUCH OTHER FINANCIAL SERVICES IN THE BEST INTEREST OF THE CREDIT UNION AND OF ITS MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt02485952
IRS990/PYOtherExpensesAmt013183000
IRS990/PYOtherRevenueAmt02895285
IRS990/PYProgramServiceRevenueAmt016505137
IRS990/PYRevenuesLessExpensesAmt02467844
IRS990/PYSalariesCompEmpBnftPaidAmt06235530
IRS990/PYTotalExpensesAmt019418530
IRS990/PYTotalRevenueAmt021886374
IRS990/ReconcilationRevenueExpnssAmt01024165
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt042149331
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt043030589
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt024800290
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt034539889
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt034539889
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0162795582
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1102717232
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt228007729
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt323222156
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt422969384
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt59698093
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt66633291
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt71466979
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt81210993
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE CERTIFICATE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CHECKING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA CD'S
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5FHL BANK ADVANCES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6CLUB ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7IRA SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8HEALTH SAVINGS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt018968617
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt17248000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0OTHER CU INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER CU INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/RevenueSubtotalAmt025824455
IRS990ScheduleD/TotalBookValueLandBuildingsAmt034539889
IRS990ScheduleD/TotalBookValueSecuritiesAmt026216617
IRS990ScheduleD/TotalExpensesPerForm990Amt024800290
IRS990ScheduleD/TotalLiabilityAmt0358721439
IRS990ScheduleD/TotalRevenuePerForm990Amt025824455
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt025824455
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt024800290
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0355066
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LARRY J LUCAS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0355066
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PURPOSE OF THE CREDIT UNION IS TO PROMOTE THRIFT, MAKE INTEREST BEARING LOANS TO ITS MEMBERS, AND TO PROVIDE ITS MEMBERS SUCH OTHER FINANCIAL SERVICES IN THE BEST INTEREST OF THE CREDIT UNION AND OF ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION CUSTOMERS ARE IN FACT MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERSHIP ELECTS 3-4 DIRECTORS ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3REVIEWED BY CREDIT UNION OFFICERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION IS BASED UPON A MARKET INDEX COUPLED WITH A PERFORMANCE RATING RECEIVED DURING ANNUAL REVIEWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION IS BASED UPON A MARKET INDEX COUPLED WITH A PERFORMANCE RATING RECEIVED DURING ANNUAL REVIEWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0376390268
IRS990/TotalAssetsEOYAmt0404109117
IRS990/TotalAssetsGrp/BOYAmt0376390268
IRS990/TotalAssetsGrp/EOYAmt0404109117
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt0109
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt024800290
IRS990/TotalGrossUBIAmt05429
IRS990/TotalLiabilitiesBOYAmt0334240937
IRS990/TotalLiabilitiesEOYAmt0361078528
IRS990/TotalLiabilitiesGrp/BOYAmt0334240937
IRS990/TotalLiabilitiesGrp/EOYAmt0361078528
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt042149331
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt043030589
IRS990/TotalProgramServiceRevenueAmt019428663
IRS990/TotalReportableCompFromOrgAmt0355066
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt025819026
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt025824455
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt05429
IRS990/TotalVolunteersCnt024
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0376390268
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0404109117
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0305 MARTIN LUTHER KING JR BLVD
IRS990/USAddress/CityNm0ASHLAND
IRS990/USAddress/StateAbbreviationCd0KY
IRS990/USAddress/ZIPCd041101
IRS990/VotingMembersGoverningBodyCnt044555
IRS990/VotingMembersIndependentCnt044555
IRS990/WebsiteAddressTxt0WWW.ASHLANDCU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LARRY J LUCAS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06063295452
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ASHLAND CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ASHL
ReturnHeader/Filer/EIN0616024972
ReturnHeader/Filer/PhoneNum06063295489
ReturnHeader/Filer/USAddress/AddressLine1Txt0305 MARTIN LUTHER KING JR BLVD
ReturnHeader/Filer/USAddress/CityNm0ASHLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd041101
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0550634778
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE FYFFE JONES GROUP AC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02155 CARTER AVENUE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ASHLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd041101
ReturnHeader/PreparerPersonGrp/PhoneNum06063298604
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM NEIL PATTON
ReturnHeader/ReturnTs02025-11-10T10:48:30-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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