Civic Intelligence

Opportunity Inc.

990 • Fiscal year 2019 • EIN 61-1748401

Jan 01, 2019 to Dec 31, 2019 • Filed on Oct 20, 2020

550 W Van Buren Street Suite 200Chicago, IL 60607

(312) 487-5000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.95x

Higher debt load relative to assets than 93% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

90th percentile

0.89x

Higher debt load relative to revenue than 90% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Net Margin

62nd percentile

9.1%

Higher net margin than 62% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

97th percentile

$246,444

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 30.9% of source-year revenue.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Asset Growth

100th percentile

2071%

Faster asset growth than 100% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Revenue Growth

25th percentile

-9.5%

Faster revenue growth than 25% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Assets

Up

$745,480

Up $711,134 (+2071%) from 2018

Net Assets

Up

$36,710

Up $72,257 (+203%) from 2018

Liabilities

Up

$708,770

Up $638,877 (+914%) from 2018

Revenue

Down

$796,977

Down $83,633 (-9.5%) from 2018

Expenses

Down

$724,720

Down $190,566 (-21%) from 2018

Net Income

Up

$72,257

Up $106,933 (+308%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MAssets 2015: $107,899Liabilities 2015: $107,899Net Assets 2015: $02015Assets 2016: $96,661Liabilities 2016: $96,660Net Assets 2016: $12016Assets 2017: $3,818,563Liabilities 2017: $3,819,434Net Assets 2017: -$8712017Assets 2018: $34,346Liabilities 2018: $69,893Net Assets 2018: -$35,5472018Assets 2019: $745,480Liabilities 2019: $708,770Net Assets 2019: $36,7102019Assets 2020: $141,089Liabilities 2020: $10,211Net Assets 2020: $130,8782020Assets 2021: $99,632Liabilities 2021: $18,546Net Assets 2021: $81,0862021Assets 2022: $73,800Liabilities 2022: $8,513Net Assets 2022: $65,2872022Assets 2023: $124,614Liabilities 2023: $947Net Assets 2023: $123,6672023Assets 2024: $18,339Liabilities 2024: $11,946Net Assets 2024: $6,3932024

Highlighted filing

2019

Assets$745,480
Liabilities$708,770
Net Assets$36,710

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2015: $4,443,184Expenses 2015: $4,443,184Net Income 2015: $02015Revenue 2016: $3,560,261Expenses 2016: $3,560,260Net Income 2016: $12016Revenue 2017: $1,206,001Expenses 2017: $1,206,873Net Income 2017: -$8722017Revenue 2018: $880,610Expenses 2018: $915,286Net Income 2018: -$34,6762018Revenue 2019: $796,977Expenses 2019: $724,720Net Income 2019: $72,2572019Revenue 2020: $407,970Expenses 2020: $313,802Net Income 2020: $94,1682020Revenue 2021: $192,521Expenses 2021: $242,313Net Income 2021: -$49,7922021Revenue 2022: $312,112Expenses 2022: $327,911Net Income 2022: -$15,7992022Revenue 2023: $331,711Expenses 2023: $273,331Net Income 2023: $58,3802023Revenue 2024: $295,804Expenses 2024: $413,078Net Income 2024: -$117,2742024

Highlighted filing

2019

Revenue$796,977
Expenses$724,720
Net Income$72,257
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Oct 20, 2020
Return Version
2019v5.1
Gross Receipts
$796,977
Mission and Program Overview

Mission

Opportunity, inc. Is a tax-exempt, publicly supported corporation that empowers people living in poverty to transform their lives, their children's futures and their communities by providing financial solutions and training. Opportunity, inc. Supports local (see sch o) microfinance organizations which provide innovative financial solutions to empower people, create jobs and build vibrant communities.

Opportunity, inc. Is a tax-exempt, publicly supported corporation that empowers (see sch o) people living in poverty to transform their lives, their children's futures and their communities by providing financial solutions and training. Opportunity, inc. Supports local microfinance organizations which provide innovative financial solutions to empower people, create jobs and build vibrant communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$0$745,480▲ $745,480
Prepaid Expenses and Deferred Charges$34,187$0▼ $34,187
Intangible Assets$159$0▼ $159
Total Assets$34,346$745,480▲ $711,134
Liabilities
Accounts Payable and Accrued Expenses$69,893$708,770▲ $638,877
Total Liabilities$69,893$708,770▲ $638,877
Net Assets / Fund Balance
Total Net Assets Fund Balance$-35,547$36,710▲ $72,257
Total Liabilities and Net Assets / Fund Balance$34,346$745,480▲ $711,134
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Shari LuteySecretary--$87,224$87,224
Ronald GraySecretaryPT$30,970$5,996$36,966

Board Members and Trustees

NameTitle
Clifford HamptionChair
Dale PattersonDirector
Dave TolmieDirector
Joanna WhiteDirector
Nils RitterhoffDirector
Robert DunnExecutive Director
Margaret TomasikTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$796,057
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$920
Change in Net Assets
$72,257

Audited Revenue Reconciliation

Revenue per Audited Statements
$796,977
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$796,977
Total Revenue per Form 990
$796,977
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$548,373
Other Expenses$176,347
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$502,656--$502,656
Other Employee Benefits$29,922--$29,922
Fees for Services Legal$24,070--$24,070
Travel$21,706--$21,706
Insurance$17,026--$17,026
Payroll Taxes$8,423--$8,423
Pension Plan Contributions$7,372--$7,372
Other Expenses$6,250--$6,250
Conferences and Meetings$3,017--$3,017
Fees for Services Accounting$2,100--$2,100
Information Technology$1,145--$1,145
Fees for Services Other$453--$453
All Other Expenses$244--$244
Depreciation Depletion$159--$159
Total Functional Expenses$724,720$0$0$724,720

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$724,720
Total Expenses per Audited Statements$724,720
Total Expenses per Form 990$724,720
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization's members are opportunity international, inc., opportunity international united kingdom, opportunity international australia limited, opportunity international canada, and opportunity international germany (see schedule r, part ii).

Form 990, Part VI, Section A, Line 7A

The organization's members may appoint up to ten of the board of directors.

Form 990, Part VI, Section B, Line 11B

Staff prepares detailed information from internal reports and financial statements and sends to baker tilly. The treasurer, and ceo of oi reviews the draft prepared by baker tilly and discuss, comments, and questions with baker tilly. After review is complete, the 990 is distributed to the oi board of directors and the return is signed and submitted to the irs.

FORM 990, PART VII, SECTION A:

Opportunity inc. Reports ron gray and christine koliopoulos have received reportable compensation. Compensation is being allocated on the books to opportunity inc for services provided by these individuals. All income is being paid through opportunity international u.s. On one check and reported on one form w-2. Opportunity inc. Does not issue form w-2.

Form 990, Part VI, Section B, Line 12C

It is an annual requirement for all employees and directors to sign the conflict of interest statements. Disclosures are to be made by employees to the chief executive officer. In the case of the ceo and other directors, conflicts of interest are reported to the board chair, or in the case of the board chair to the chair of the risk and audit committee. If a conflict of interest is determined, the responsible person(s) are recused/excluded from all discussions in connection with the proposed transaction finance department monitors related party transactions.

Form 990, Part VI, Section B, Line 15

Ceo compensation is approved by the global board and documented in employee file. Compensation decisions of other officers are determined in accordance with related party policies and approvals are documented in the employee files.

Form 990, Part VI, Section C, Line 19

Conflict of interest policy is not published. Financial statements are available upon request. Governing documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Opportunity Inc
EIN
61-1748401
Phone
3124875000
Address
550 W VAN BUREN STREET SUITE 200, CHICAGO, IL 60607

Signing Officer

Name
Margaret Tomasik
Title
Treasurer
Phone
8007939455
Signed
2020-10-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Margaret Tomasik
Formed
2014
Legal Domicile
Il
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
5

Preparer

Firm
Baker Tilly US Llp
Address
205 N MICHIGAN AVE 2800, CHICAGO, IL 60601-5927
Preparer
Mark Heroux
Phone
3127298000
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

The organization has not changed either its oversight process or selection process during the tax year.

Financial Statement Notes

PART X, LINE 2:

Opportunity, inc. Believes they have taken no significant uncertain tax positions as of december 31, 2019 or 2018.

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IRS990/PYTotalExpensesAmt0915286
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0880610
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt072257
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt0796057
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0796977
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0796057
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0880610
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01206001
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02732412
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt03407033
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt09022113
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt09022113
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0796057
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0880610
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01206001
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02732412
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt03407033
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt09022113
IRS990ScheduleA/TotalSupportAmt09022113
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0724720
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0796977
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0OPPORTUNITY, INC. BELIEVES THEY HAVE TAKEN NO SIGNIFICANT UNCERTAIN TAX POSITIONS AS OF DECEMBER 31, 2019 OR 2018.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt0724720
IRS990ScheduleD/TotalRevenuePerForm990Amt0796977
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0796977
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0724720
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt130970
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0171611
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1175498
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt2200103
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt116116
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt214118
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt15996
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt117864
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt29323
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROBERT DUNN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1RONALD GRAY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2MARGARET TOMASIK
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SECRETARY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2TREASURER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt136966
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0171611
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1209478
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt2223544
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION'S MEMBERS ARE OPPORTUNITY INTERNATIONAL, INC., OPPORTUNITY INTERNATIONAL UNITED KINGDOM, OPPORTUNITY INTERNATIONAL AUSTRALIA LIMITED, OPPORTUNITY INTERNATIONAL CANADA, AND OPPORTUNITY INTERNATIONAL GERMANY (SEE SCHEDULE R, PART II).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S MEMBERS MAY APPOINT UP TO TEN OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2STAFF PREPARES DETAILED INFORMATION FROM INTERNAL REPORTS AND FINANCIAL STATEMENTS AND SENDS TO BAKER TILLY. THE TREASURER, AND CEO OF OI REVIEWS THE DRAFT PREPARED BY BAKER TILLY AND DISCUSS, COMMENTS, AND QUESTIONS WITH BAKER TILLY. AFTER REVIEW IS COMPLETE, THE 990 IS DISTRIBUTED TO THE OI BOARD OF DIRECTORS AND THE RETURN IS SIGNED AND SUBMITTED TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OPPORTUNITY INC. REPORTS RON GRAY AND CHRISTINE KOLIOPOULOS HAVE RECEIVED REPORTABLE COMPENSATION. COMPENSATION IS BEING ALLOCATED ON THE BOOKS TO OPPORTUNITY INC FOR SERVICES PROVIDED BY THESE INDIVIDUALS. ALL INCOME IS BEING PAID THROUGH OPPORTUNITY INTERNATIONAL U.S. ON ONE CHECK AND REPORTED ON ONE FORM W-2. OPPORTUNITY INC. DOES NOT ISSUE FORM W-2.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4IT IS AN ANNUAL REQUIREMENT FOR ALL EMPLOYEES AND DIRECTORS TO SIGN THE CONFLICT OF INTEREST STATEMENTS. DISCLOSURES ARE TO BE MADE BY EMPLOYEES TO THE CHIEF EXECUTIVE OFFICER. IN THE CASE OF THE CEO AND OTHER DIRECTORS, CONFLICTS OF INTEREST ARE REPORTED TO THE BOARD CHAIR, OR IN THE CASE OF THE BOARD CHAIR TO THE CHAIR OF THE RISK AND AUDIT COMMITTEE. IF A CONFLICT OF INTEREST IS DETERMINED, THE RESPONSIBLE PERSON(S) ARE RECUSED/EXCLUDED FROM ALL DISCUSSIONS IN CONNECTION WITH THE PROPOSED TRANSACTION FINANCE DEPARTMENT MONITORS RELATED PARTY TRANSACTIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CEO COMPENSATION IS APPROVED BY THE GLOBAL BOARD AND DOCUMENTED IN EMPLOYEE FILE. COMPENSATION DECISIONS OF OTHER OFFICERS ARE DETERMINED IN ACCORDANCE WITH RELATED PARTY POLICIES AND APPROVALS ARE DOCUMENTED IN THE EMPLOYEE FILES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CONFLICT OF INTEREST POLICY IS NOT PUBLISHED. FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VII, SECTION A:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7PART XII, LINE 2C
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd01
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd01
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0148447
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt1393287
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt2114634
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt3102047
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt445000
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt537643
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt69808
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0FMV
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1FMV
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt2FMV
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt3FMV
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt4FMV

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