Civic Intelligence

Tru Fi Credit Union

EIN 59-1283488 • 501(c)14 • Macclenny, FL

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Profile

Tru-fi is committed to delivering the personal trusted service you deserve and staying true to the credit union philosophy of "people helping people!"

602 S 6th StreetMacclenny, FL 32063-2608

www.truficu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.90x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

30th percentile

13.25x

Higher debt load relative to revenue than 30% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

76th percentile

19%

Higher net margin than 76% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

26th percentile

$185,101

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

69th percentile

4.9%

Faster asset growth than 69% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

50th percentile

13%

Faster revenue growth than 50% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$128,522,682

Up $5,955,039 (+4.9%) from 2023

Liabilities

Up

$115,232,939

Up $3,540,815 (+3.2%) from 2023

Net Assets

Up

$13,289,743

Up $2,414,224 (+22%) from 2023

Operations
Liabilities / Revenue30th percentileNet Margin76th percentile

Revenue

Up

$8,694,266

Up $1,029,118 (+13%) from 2023

Expenses

Up

$7,038,525

Up $1,142,692 (+19%) from 2023

Net Income

Down

$1,655,741

Down $113,574 (-6.4%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth69th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2019: $89,566,013Liabilities 2019: $80,261,528Net Assets 2019: $9,304,4852019Assets 2020: $110,035,709Liabilities 2020: $100,061,623Net Assets 2020: $9,974,0862020Assets 2021: $125,221,588Liabilities 2021: $114,794,281Net Assets 2021: $10,427,3072021Assets 2022: $127,715,709Liabilities 2022: $116,861,540Net Assets 2022: $10,854,1692022Assets 2023: $122,567,643Liabilities 2023: $111,692,124Net Assets 2023: $10,875,5192023Assets 2024: $128,522,682Liabilities 2024: $115,232,939Net Assets 2024: $13,289,7432024

Highlighted filing

2024

Assets$128,522,682
Liabilities$115,232,939
Net Assets$13,289,743
Open 2024 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Revenue 2019: $6,054,590Expenses 2019: $4,725,594Net Income 2019: $1,328,9962019Revenue 2020: $5,987,637Expenses 2020: $5,318,035Net Income 2020: $669,6022020Revenue 2021: $5,796,481Expenses 2021: $5,177,335Net Income 2021: $619,1462021Revenue 2022: $6,087,697Expenses 2022: $5,127,094Net Income 2022: $960,6032022Revenue 2023: $7,665,148Expenses 2023: $5,895,833Net Income 2023: $1,769,3152023Revenue 2024: $8,694,266Expenses 2024: $7,038,525Net Income 2024: $1,655,7412024

Highlighted filing

2024

Revenue$8,694,266
Expenses$7,038,525
Net Income$1,655,741
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$128,522,682
Liabilities
$115,232,939
Net assets
$13,289,743
Revenue
$8,694,266
Expenses
$7,038,525
Net income
$1,655,741
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$115$13.3$8.69$7.04$1.66
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$123$112$10.9$7.67$5.90$1.77
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$128$117$10.9$6.09$5.13$0.96
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$125$115$10.4$5.80$5.18$0.62
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$110$100$9.97$5.99$5.32$0.67
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$89.6$80.3$9.30$6.05$4.73$1.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$8,747,986
Mission and Program Overview

Mission

Tru-fi is committed to delivering the personal trusted service you deserve and staying true to the credit union philosophy of "people helping people!"

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$74,980,033$79,400,056▲ $4,420,023
Investments in Publicly Traded Securities$33,968,814$35,041,233▲ $1,072,419
Rtn Earn Endowment Incm Other Fnds$10,875,519$13,289,743▲ $2,414,224
Savings and Temporary Cash Investments$6,660,983$7,223,924▲ $562,941
Investments Other Securities$2,765,552$2,750,500▼ $15,052
Land, Buildings, and Equipment, Net$1,102,348$1,088,005▼ $14,343
Cash and Non-Interest-Bearing Accounts$1,192,350$1,008,921▼ $183,429
Prepaid Expenses and Deferred Charges$228,400$213,269▼ $15,131
Accounts Receivable$516,298$192,059▼ $324,239
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$122,567,643$128,522,682▲ $5,955,039
Other Assets Total$1,152,865$1,604,715▲ $451,850
Liabilities
Other Liabilities$110,656,101$114,050,312▲ $3,394,211
Accounts Payable and Accrued Expenses$980,398$1,016,018▲ $35,620
Unsecured Notes Loans Payable$55,625$166,609▲ $110,984
Total Liabilities$111,692,124$115,232,939▲ $3,540,815
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,875,519$13,289,743▲ $2,414,224
Total Liabilities and Net Assets / Fund Balance$122,567,643$128,522,682▲ $5,955,039

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$271,231$2,671,787$2,943,018
Buildings$261,465$1,195,700$1,457,165
Land$527,447-$527,447
Other Land Buildings$27,862$188,515$216,377
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anita CrewsCEOFT$150,749$34,352$185,101
Angela DruryCFOFT$108,104$10,975$119,079

Board Members and Trustees

NameTitle
Michael GriffisBod Chairperson
Michael StokesBod Vice Chairperson
Donald HaganBod Director
George KnabbBod Director
Joel BarberBod Director
Deanna DinkinsBod Director/ Supervisory Committee
Brian DopsonRetired Bod Director
Lance MccubbinBod Secretary/treasurer
Cynthia BarberRetired Supervisory Committee
Marie BellRetired Supervisory Committee
Anita JeffersonSupervisory Committee
Austin GibsonSupervisory Committee
Lynette HighsmithSupervisory Committee

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack HenryCore ProviderPO BOX 609, Monett, MO 65708$416,613
FiservDb/cr Card ProcessorPO BOX 934057, Atlanta, GA 31193$319,354
VisaDb/cr Card Processor1655 GRANT STREET, Concord, CA 94520$180,543
IventureNetwork ProviderPO BOX 749658, Atlanta, GA 30374$151,359
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,429,525
Investment Income
$1,201,675
Other Revenue
$63,066
Change in Net Assets
$1,655,741

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,694,266
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$8,694,266
Total Revenue per Form 990
$8,694,266
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,946,500
Salaries, Compensation, and Employee Benefits$2,077,025
Grants and Similar Amounts Paid$15,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$1,674,767
Other Salaries and Wages---$1,361,274
Fees for Services Other---$799,996
Office Expenses---$397,904
Current Officers, Directors, Trustees, and Key Employees---$304,180
Other Employee Benefits---$239,795
Advertising---$223,384
Depreciation Depletion---$189,979
Occupancy---$188,269
Payroll Taxes---$126,408
Insurance---$81,999
Conferences and Meetings---$70,269
Fees for Services Legal---$52,098
Pension Plan Contributions---$45,368
Fees for Services Accounting---$35,825
Other Expenses---$33,426
All Other Expenses---$23,253
Grants to Domestic Individuals---$15,000
Total Functional Expenses$0$0$0$7,038,525

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,038,525
Total Expenses per Audited Statements$7,038,525
Total Expenses per Form 990$7,038,525
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$114,050,312
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The credit union membership may participate in the election of officials. Each member has only one vote; it is not possible for a single member to elect a member to the governing body.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“Annual tax returns are reviewed by officers and board of directors.”

Form 990, Part VI, Section B, Line 12C

“The enforcement of conflicts of interest are carried out by the organization. Any conflicts of interest related to officers and directors are reported to state as part of annual regulatory audit. Policy is reviewed, completed and signed by each employee and volunteer annually.”

Form 990, Part VI, Section B, Line 15

“Compensation reviews of all officers and key executives are performed at least annually by human resources and reviewed by the executive committee made up of board members. The board of directors approves the ceo's compensation as well as the compensation of other officers and key employees whose compensation is set by the ceo. Employment compensation survey is applied based on asset size and products/services to determine compensation.”

Form 990, Part VI, Section C, Line 19

“Governing documents, bylaws and the conflict of interest policy are made available by request only. These documents are provided in copy format within reasonable time frames. The credit union's quarterly financial statements are available for viewing online via the call report on ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Tru Fi Credit Union
EIN
59-1283488
Phone
9046534426
Address
602 S 6TH STREET, MACCLENNY, FL 32063-2608

Signing Officer

Name
Angela Drury
Title
CEO
Phone
9046534426
Signed
2025-11-17

Organization Details

Principal Officer
Angela Drury
Formed
1967
Legal Domicile
Fl
Voting Board Members
7
Independent Board Members
7
Employees
42
Volunteers
13

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other outside and professional services 799,996.”

Form 990, Part IX, Line 24E

“ASSOCIATION DUES 23,253.”

Form 990, Part XII, Line 2C

“There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt from most federal, state, and local taxes under the provisions of the internal revenue code and state tax laws. However, the credit union is subject to unrelated business income tax. The income taxes topic of the fasb asc clarifies accounting for uncertainty in income taxes reported in the financial statements. The interpretation provides criteria for assessment of individual tax positions and a process for recognition and measurement of uncertain tax positions. Tax positions are evaluated on whether they meet the "more likely than not" standard for sustainability on examination by tax authorities. Management has determined there are no material uncertain tax positions.”

Raw XML AppendixShowing 400 of 498 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsReceivableGrp/EOYAmt0192059
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TRU-FI IS COMMITTED TO DELIVERING THE PERSONAL TRUSTED SERVICE YOU DESERVE AND STAYING TRUE TO THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPING PEOPLE!"
IRS990/AdvertisingGrp/TotalAmt0223384
IRS990/AllOtherExpensesGrp/TotalAmt023253
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum09046534424
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0602 S 6TH STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0MACCLENNY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032063
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01192350
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IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt04
IRS990/CollectionsOfArtInd00
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IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
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IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3PO BOX 749658
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1ATLANTA
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1GA
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd330374
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IRS990/ContractorCompensationGrp/ServicesDesc1DB/CR CARD PROCESSOR
IRS990/ContractorCompensationGrp/ServicesDesc2DB/CR CARD PROCESSOR
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IRS990/CreditCounselingInd00
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IRS990/CYTotalExpensesAmt07038525
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt08694266
IRS990/DecisionsSubjectToApprovaInd01
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IRS990/Desc0INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.
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IRS990/DonorAdvisedFundInd00
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IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt042
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
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IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/PersonNm12MARIE BELL
IRS990/Form990PartVIISectionAGrp/PersonNm13ANITA CREWS
IRS990/Form990PartVIISectionAGrp/PersonNm14ANGELA DRURY
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14108104
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOD CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOD VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOD SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOD DIRECTOR/ SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10RETIRED BOD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11RETIRED SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt12RETIRED SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt13CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt14CFO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01967
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-22905
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt015000
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt030815
IRS990/GrossReceiptsAmt08747986
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt081999
IRS990/InterestGrp/TotalAmt01674767
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01224580
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01224580
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02765552
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02750500
IRS990/InvestmentsPubTradedSecGrp/BOYAmt033968814
IRS990/InvestmentsPubTradedSecGrp/EOYAmt035041233
IRS990/IRPDocumentCnt06421
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04056002
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01102348
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01088005
IRS990/LandBldgEquipCostOrOtherBssAmt05144007
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt053720
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TRU-FI IS COMMITTED TO DELIVERING THE PERSONAL TRUSTED SERVICE YOU DESERVE AND STAYING TRUE TO THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPING PEOPLE!"
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt010875519
IRS990/NetAssetsOrFundBalancesEOYAmt013289743
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-22905
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-22905
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0758483
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0188269
IRS990/OfficeExpensesGrp/TotalAmt0397904
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01152865
IRS990/OtherAssetsTotalGrp/EOYAmt01604715
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0239795
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MISC EXPENSE
IRS990/OtherExpensesGrp/Desc3OPERATING FEE
IRS990/OtherExpensesGrp/TotalAmt0873850
IRS990/OtherExpensesGrp/TotalAmt1257752
IRS990/OtherExpensesGrp/TotalAmt243729
IRS990/OtherExpensesGrp/TotalAmt333426
IRS990/OtherLiabilitiesGrp/BOYAmt0110656101
IRS990/OtherLiabilitiesGrp/EOYAmt0114050312
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER NON-OPERATING IN
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt056490
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt16576
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt056490
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt16576
IRS990/OtherRevenueTotalAmt063066
IRS990/OtherSalariesAndWagesGrp/TotalAmt01361274
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt074980033
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt079400056
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0126408
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt045368
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0228400
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0213269
IRS990/PrincipalOfficerNm0ANGELA DRURY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE AND INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05533157
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11861843
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05533157
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11861843
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt234525
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt034525
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0900771
IRS990/PYOtherExpensesAmt03904378
IRS990/PYOtherRevenueAmt01891625
IRS990/PYProgramServiceRevenueAmt04872752
IRS990/PYRevenuesLessExpensesAmt01769315
IRS990/PYSalariesCompEmpBnftPaidAmt01991455
IRS990/PYTotalExpensesAmt05895833
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07665148
IRS990/ReconcilationRevenueExpnssAmt01655741
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010875519
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013289743
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06660983
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07223924
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0261465
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01195700
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01457165
IRS990ScheduleD/EquipmentGrp/BookValueAmt0271231
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02671787
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02943018
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt07038525
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0527447
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0527447
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt027862
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0188515
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0216377
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0114050312
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt08694266
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE, AND LOCAL TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE AND STATE TAX LAWS. HOWEVER, THE CREDIT UNION IS SUBJECT TO UNRELATED BUSINESS INCOME TAX. THE INCOME TAXES TOPIC OF THE FASB ASC CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE "MORE LIKELY THAN NOT" STANDARD FOR SUSTAINABILITY ON EXAMINATION BY TAX AUTHORITIES. MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01088005
IRS990ScheduleD/TotalExpensesPerForm990Amt07038525
IRS990ScheduleD/TotalLiabilityAmt0114050312
IRS990ScheduleD/TotalRevenuePerForm990Amt08694266
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt08694266
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt07038525
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt015000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt015
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0STUDENTS WITH TRU-SAVERS KIDS CLUD SAVINGS ACCOUNTS ARE ELIGIBLE FOR THE TRUFI SCHOLARSHIP UPON HIGH SCHOOL COMPLETION. DURING 2024, THE CREDIT UNION GIFTED $1,000 SCHOLARSHIPS TO 15 HIGH SCHOOL GRADUATES.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, SCH I, PART I
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0150749
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount07701
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt03951
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt06859
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt015841
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANITA CREWS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0185101
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00

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