Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
EIN 39-1081863 • 501(c)14 • Arcadia, WI
Profile
We strive to provide our members with quality service, low/no fees, and great rates.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Liabilities / Revenue
50th percentile
Higher debt load relative to revenue than 50% of similar nonprofits.
Net Margin
81st percentile
Higher net margin than 81% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 4.6% of source-year revenue.
Asset Growth
83rd percentile
Faster asset growth than 83% of similar nonprofits.
Revenue Growth
37th percentile
Faster revenue growth than 37% of similar nonprofits.
Using 2022 Form 990 data because the latest 2024 filing does not report standard financial totals.
Assets
Up$115,271,165
Up $5,620,531 (+5.1%) from 2021
Liabilities
Up$101,346,340
Up $4,636,562 (+4.8%) from 2021
Net Assets
Up$13,924,825
Up $983,969 (+7.6%) from 2021
Revenue
Up$4,580,474
Up $533,171 (+13%) from 2021
Expenses
Up$3,596,505
Up $394,235 (+12%) from 2021
Net Income
Up$983,969
Up $138,936 (+16%) from 2021
Most recent year
2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.
We strive to provide our members with quality service, low/no fees, and great rates.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $71,175,499 | $79,069,164 | ▲ $7,893,665 |
| Rtn Earn Endowment Incm Other Fnds | $12,095,823 | $12,940,856 | ▲ $845,033 |
| Savings and Temporary Cash Investments | $10,548,550 | $12,571,306 | ▲ $2,022,756 |
| Investments Other Securities | $5,499,959 | $8,497,959 | ▲ $2,998,000 |
| Land, Buildings, and Equipment, Net | $1,626,362 | $1,529,477 | ▼ $96,885 |
| Cash and Non-Interest-Bearing Accounts | $755,255 | $703,739 | ▼ $51,516 |
| Accounts Receivable | $93,090 | $84,236 | ▼ $8,854 |
| Prepaid Expenses and Deferred Charges | $81,526 | $60,743 | ▼ $20,783 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $96,545,820 | $109,650,634 | ▲ $13,104,814 |
| Other Assets Total | $6,765,579 | $7,134,010 | ▲ $368,431 |
| Liabilities | |||
| Other Liabilities | $83,529,338 | $95,711,237 | ▲ $12,181,899 |
| Accounts Payable and Accrued Expenses | $920,659 | $998,541 | ▲ $77,882 |
| Total Liabilities | $84,449,997 | $96,709,778 | ▲ $12,259,781 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $12,095,823 | $12,940,856 | ▲ $845,033 |
| Total Liabilities and Net Assets / Fund Balance | $96,545,820 | $109,650,634 | ▲ $13,104,814 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,142,844 | $547,585 | $1,690,429 |
| Equipment | $354,133 | $340,163 | $694,296 |
| Land | $32,500 | - | $32,500 |
| Other Land Buildings | $0 | $21,849 | $21,849 |
| Other Assets Org | $2,260 | - | - |
| Other Securities | $2,000,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Michele Roesler | President | FT | $140,000 | $127,214 | $267,214 |
| Ivan Pronschinske | Chairman | - | $3,118 | - | $3,118 |
| Robert Braun | Vice-chair | - | $3,018 | - | $3,018 |
| Carol Wineski | Secretary | - | $2,143 | - | $2,143 |
| John T Slaby | Treasurer | - | $1,918 | - | $1,918 |
| Bruce Schweisthal | Director | - | $1,518 | - | $1,518 |
| Joseph Haines | Director | - | $1,518 | - | $1,518 |
| Dale Howard | Director | - | $1,418 | - | $1,418 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,614,069 |
| Other Expenses | $1,588,201 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $865,760 |
| Other Employee Benefits | - | - | - | $292,751 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $281,865 |
| Office Expenses | - | - | - | $174,158 |
| Advertising | - | - | - | $151,495 |
| Information Technology | - | - | - | $139,080 |
| Depreciation Depletion | - | - | - | $118,802 |
| All Other Expenses | - | - | - | $117,066 |
| Pension Plan Contributions | - | - | - | $92,716 |
| Payroll Taxes | - | - | - | $80,977 |
| Other Expenses | - | - | - | $80,806 |
| Occupancy | - | - | - | $78,430 |
| Insurance | - | - | - | $42,235 |
| Conferences and Meetings | - | - | - | $42,197 |
| Fees for Services Other | - | - | - | $25,074 |
| Fees for Services Accounting | - | - | - | $21,878 |
| Interest | - | - | - | $1 |
| Total Functional Expenses | $0 | $0 | $0 | $3,202,270 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares and Deposits | $95,711,237 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”
“The board of directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by a regulatory agency (i.e. Ncua, wisconsin office of credit unions).”
“A copy of the 990 is reviewed and approved by the board of directors before it is filed by the irs.”
“No director, officer, committee member, agent or employee of this credit union shall in any manner, directly or indirectly, participate in the deliberation upon or the determination of any question affecting his or her pecuniary or personal interest or the pecuniary interest of any organization or association in which the person is directly or indirectly interested. In the event of disqualification of any director or member of the credit committee respecting any matter presented to the board or credit committee for deliberation or determination, such director or committee member shall withdraw from the deliberation or determination. If a director or credit committee member withdraws from any deliberation or determination, the remaining qualified directors or credit committee members present at the meeting may exercise all powers of the board or credit committee, provided the number of directors or credit committee members present, including the disqualified directors or members, constitutes a quorum.”
“The board of directors review and approve ceo compensation based on salary surveys.”
“The organization makes its governing documents available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 920659 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 998541 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 93090 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 84236 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | WE STRIVE TO PROVIDE OUR MEMBERS WITH QUALITY SERVICE, LOW/NO FEES, AND GREAT RATES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 151495 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 117066 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | MICHELE ROESLER PRESIDENT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6083232126 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 535 S DETTLOFF DR |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ARCADIA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54612 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 755255 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 703739 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 281865 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 42197 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 46042 |
| IRS990/CYOtherExpensesAmt | 0 | 1588201 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4001261 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 845033 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1614069 |
| IRS990/CYTotalExpensesAmt | 0 | 3202270 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4047303 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 118802 |
| IRS990/Desc | 0 | WE FUNDED 1,021 LOANS DURING 2021. AS OF 12/31/21, WE HAD 660 MORTGAGES/HOME EQUITY LINES, 1,301 CONSUMER LOANS, AND 101 MEMBER BUSINESS LOANS. WE ALSO HAD 792 CREDIT CARD ACCOUNTS WITH OUR MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 28 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 21878 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 25074 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 115857 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | IVAN PRONSCHINSKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT BRAUN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOHN T SLABY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CAROL WINESKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOSEPH HAINES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DALE HOWARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | BRUCE SCHWEISTHAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MICHELE ROESLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 3118 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 3018 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 1918 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 2143 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 1518 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1418 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1518 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 151357 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1963 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 4047303 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 139080 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 42235 |
| IRS990/InterestGrp/TotalAmt | 0 | 1 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 46042 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 46042 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 5499959 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 8497959 |
| IRS990/IRPDocumentCnt | 0 | 3417 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 909597 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1626362 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1529477 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2439074 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | WE STRIVE TO PROVIDE OUR MEMBERS WITH QUALITY SERVICE, LOW/NO FEES, AND GREAT RATES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12095823 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 12940856 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 78430 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 174158 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6765579 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7134010 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 292751 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON MEMBER SHA |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT CARD FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN & CLOSING COSTS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 326812 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 270167 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 80806 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 83529338 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 95711237 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 865760 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 71175499 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 79069164 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 80977 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 92716 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 81526 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 60743 |
| IRS990/PrincipalOfficerNm | 0 | MICHELE ROESLER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3568683 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 420176 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3568683 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 432578 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12402 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | WE HAVE DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 6,143 MEMBERS AT 12/31/21. DURING 2021, WE OPENED 1154 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 96102 |
| IRS990/PYOtherExpensesAmt | 0 | 1661143 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3839720 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 682212 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1592467 |
| IRS990/PYTotalExpensesAmt | 0 | 3253610 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3935822 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 845033 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12095823 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 12940856 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 10548550 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 12571306 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1142844 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 547585 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1690429 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 354133 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 340163 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 694296 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 32500 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 32500 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 823177 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 6308573 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 2260 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | NCUA SHARE INSURANCE CAPITALIZATION DEPOSITS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NEW YORK LIFE INSURANCE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | ALL OTHER ASSETS |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 21849 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 21849 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 95711237 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 4723000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 1490000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 284959 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 2000000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | DEPOSITS IN COMMERCIAL BANKS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | LOANS TO AND INVESTMENTS IN NATURAL PERSON CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | PEREPETUAL CONTRIBUTED CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | ALL OTHER INVESTMENTS IN CORPORATE CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1529477 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 7134010 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 8497959 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 95711237 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 140000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 8168 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 100407 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 15450 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 3189 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MICHELE ROESLER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 267214 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | MICHELE ROESLER PARTICIPATES IN A 457(F) PLAN WITH THE CREDIT UNION. IN 2021, THERE WERE NO PAYMENTS FROM THE PLAN. DURING 2021, THE CREDIT UNION DEFERRED $85,254 TO THIS PLAN AND IS REFLECTED ON SCHEDULE J PART II COLUMN C. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 4B |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY A REGULATORY AGENCY (I.E. NCUA, WISCONSIN OFFICE OF CREDIT UNIONS). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF THE 990 IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS BEFORE IT IS FILED BY THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | NO DIRECTOR, OFFICER, COMMITTEE MEMBER, AGENT OR EMPLOYEE OF THIS CREDIT UNION SHALL IN ANY MANNER, DIRECTLY OR INDIRECTLY, PARTICIPATE IN THE DELIBERATION UPON OR THE DETERMINATION OF ANY QUESTION AFFECTING HIS OR HER PECUNIARY OR PERSONAL INTEREST OR THE PECUNIARY INTEREST OF ANY ORGANIZATION OR ASSOCIATION IN WHICH THE PERSON IS DIRECTLY OR INDIRECTLY INTERESTED. IN THE EVENT OF DISQUALIFICATION OF ANY DIRECTOR OR MEMBER OF THE CREDIT COMMITTEE RESPECTING ANY MATTER PRESENTED TO THE BOARD OR CREDIT COMMITTEE FOR DELIBERATION OR DETERMINATION, SUCH DIRECTOR OR COMMITTEE MEMBER SHALL WITHDRAW FROM THE DELIBERATION OR DETERMINATION. IF A DIRECTOR OR CREDIT COMMITTEE MEMBER WITHDRAWS FROM ANY DELIBERATION OR DETERMINATION, THE REMAINING QUALIFIED DIRECTORS OR CREDIT COMMITTEE MEMBERS PRESENT AT THE MEETING MAY EXERCISE ALL POWERS OF THE BOARD OR CREDIT COMMITTEE, PROVIDED THE NUMBER OF DIRECTORS OR CREDIT COMMITTEE MEMBERS PRESENT, INCLUDING THE DISQUALIFIED DIRECTORS OR MEMBERS, CONSTITUTES A QUORUM. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEW AND APPROVE CEO COMPENSATION BASED ON SALARY SURVEYS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 96545820 |
| IRS990/TotalAssetsEOYAmt | 0 | 109650634 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 96545820 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 109650634 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 28 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3202270 |
| IRS990/TotalGrossUBIAmt | 0 | 12402 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 84449997 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 96709778 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 84449997 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 96709778 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 12095823 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 12940856 |
| IRS990/TotalOtherCompensationAmt | 0 | 115857 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4001261 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 166008 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 46042 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3988859 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 4047303 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12402 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 96545820 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 109650634 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 187 |
| IRS990/USAddress/CityNm | 0 | ARCADIA |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54612 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.ARCADIACU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 3 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MICHELE ROESLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6083232126 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-05-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ARCADIA CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ARCA |
| ReturnHeader/Filer/EIN | 0 | 391081863 |
| ReturnHeader/Filer/PhoneNum | 0 | 6083232126 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 187 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ARCADIA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54612 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 390758449 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WIPFLI LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 8010 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WAUSAU |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 544028010 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7158453111 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-05-06 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MARY A COATES CPA |
| ReturnHeader/ReturnTs | 0 | 2022-05-10T08:10:29-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | MICHELE |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | ROESLER |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
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