Civic Intelligence

Workmen'S Circle Credit Union

990 • Fiscal year 2019 • EIN 58-6038163

Jan 01, 2019 to Dec 31, 2019 • Filed on Mar 13, 2020

Organization Profilewww.workmenscirclecu.com

View Organization Page

527 Stephenson Avenue Ste Suite 1Savannah, GA 31405

(912) 356-9225

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

9th percentile

0.76x

Higher debt load relative to assets than 9% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

64th percentile

18.22x

Higher debt load relative to revenue than 64% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

100th percentile

47%

Higher net margin than 100% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

49th percentile

$142,244

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

68th percentile

5.1%

Faster asset growth than 68% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

36th percentile

4.9%

Faster revenue growth than 36% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets9th percentile

Assets

Flat

$74,605,619

Flat from 2019

Net Assets

Flat

$17,790,844

Flat from 2019

Liabilities

Flat

$56,814,775

Flat from 2019

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin100th percentile

Revenue

Flat

$3,117,586

Flat from 2019

Expenses

Flat

$1,662,571

Flat from 2019

Net Income

Flat

$1,455,015

Flat from 2019

Historical Trend

Balance Sheet Trend

Asset Growth68th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $45,255,032Liabilities 2010: $40,339,604Net Assets 2010: $4,915,4282010Assets 2011: $48,777,652Liabilities 2011: $43,266,561Net Assets 2011: $5,511,0912011Assets 2012: $53,266,411Liabilities 2012: $46,865,518Net Assets 2012: $6,400,8932012Assets 2013: $58,022,618Liabilities 2013: $48,830,736Net Assets 2013: $9,191,8822013Assets 2014: $58,395,650Liabilities 2014: $47,712,371Net Assets 2014: $10,683,2792014Assets 2015: $61,820,821Liabilities 2015: $49,803,380Net Assets 2015: $12,017,4412015Assets 2016: $69,500,488Liabilities 2016: $56,122,945Net Assets 2016: $13,377,5432016Assets 2017: $68,805,974Liabilities 2017: $54,010,505Net Assets 2017: $14,795,4692017Assets 2018: $70,996,116Liabilities 2018: $54,660,287Net Assets 2018: $16,335,8292018Assets 2019: $74,605,619Liabilities 2019: $56,814,775Net Assets 2019: $17,790,8442019Assets 2019: $74,605,619Liabilities 2019: $56,814,775Net Assets 2019: $17,790,8442019Assets 2020: $93,807,894Liabilities 2020: $74,823,874Net Assets 2020: $18,984,0202020Assets 2021: $104,394,807Liabilities 2021: $83,944,971Net Assets 2021: $20,449,8362021Assets 2022: $110,795,129Liabilities 2022: $88,934,158Net Assets 2022: $21,860,9712022Assets 2023: $119,718,974Liabilities 2023: $96,994,821Net Assets 2023: $22,724,1532023

Highlighted filing

2019

Assets$74,605,619
Liabilities$56,814,775
Net Assets$17,790,844
Open 2019 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,527,5002010Expenses 2011: $1,621,6152011Expenses 2012: $1,467,1522012Revenue 2013: $2,297,553Expenses 2013: -$493,436Net Income 2013: $2,790,9892013Revenue 2014: $2,255,614Expenses 2014: $764,217Net Income 2014: $1,491,3972014Revenue 2015: $2,273,562Expenses 2015: $939,400Net Income 2015: $1,334,1622015Revenue 2016: $2,425,849Expenses 2016: $1,065,747Net Income 2016: $1,360,1022016Revenue 2017: $2,678,076Expenses 2017: $1,260,150Net Income 2017: $1,417,9262017Revenue 2018: $2,972,765Expenses 2018: $1,432,405Net Income 2018: $1,540,3602018Revenue 2019: $3,117,586Expenses 2019: $1,662,571Net Income 2019: $1,455,0152019Revenue 2019: $3,117,586Expenses 2019: $1,662,571Net Income 2019: $1,455,0152019Revenue 2020: $3,086,195Expenses 2020: $1,893,019Net Income 2020: $1,193,1762020Revenue 2021: $2,967,140Expenses 2021: $1,501,324Net Income 2021: $1,465,8162021Revenue 2022: $3,391,934Expenses 2022: $1,980,800Net Income 2022: $1,411,1342022Revenue 2023: $5,224,623Expenses 2023: $4,596,182Net Income 2023: $628,4412023

Highlighted filing

2019

Revenue$3,117,586
Expenses$1,662,571
Net Income$1,455,015
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Mar 13, 2020
Return Version
2019v5.0
Gross Receipts
$3,117,586
Mission and Program Overview

Mission

A credit union serving 1260 members who live or work in chatham county but do not have another occupational credit union that they may join.

A credit union serving 1448 members who live or work in Chatham Co but do not have another occupational credit union that they may join

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$51,121,552$49,150,338▼ $1,971,214
Savings and Temporary Cash Investments$18,024,057$23,506,547▲ $5,482,490
Rtn Earn Endowment Incm Other Fnds$15,780,980$17,235,995▲ $1,455,015
Investments Program Related$874,378$996,459▲ $122,081
Pd in Cap Srpls Land Bldg Eqp Fund$554,849$554,849→ $0
Land, Buildings, and Equipment, Net$532,220$519,248▼ $12,972
Receivables From Officers Etc$23,863$14,064▼ $9,799
Total Assets$70,996,116$74,605,619▲ $3,609,503
Other Assets Total$420,046$418,963▼ $1,083
Liabilities
Other Liabilities$53,632,192$56,255,586▲ $2,623,394
Accounts Payable and Accrued Expenses$1,028,095$559,189▼ $468,906
Total Liabilities$54,660,287$56,814,775▲ $2,154,488
Net Assets / Fund Balance
Total Net Assets Fund Balance$16,335,829$17,790,844▲ $1,455,015
Total Liabilities and Net Assets / Fund Balance$70,996,116$74,605,619▲ $3,609,503

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$996,459--
Buildings$447,874$139,654-
Land$59,250--
Equipment$12,124$135,145-
Other Assets Org$418,963--
Compensation and Service Providers
Top Officer Pay49th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Chris a MiltiadesPresidentFT$142,244$142,244
Donna a SmithAssistant SecretaryFT$79,235$79,235

Board Members and Trustees

NameTitle
Leon Aronson DdsBoard Chairman
Harold YellinCommittee Chairman
Lloyd Goodman MdCommittee Chairman
Frank Hoffman MdDirector
Gale HirshDirector
Michael KarpfDirector
Michael KoodenDirector
Paul Kulbersh DmdDirector
Stephen GreenbergDirector
Fred Rabhan DpmSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,654,358
Investment Income
$462,889
Other Revenue
$339
Change in Net Assets
$1,455,015
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,182,176
Salaries, Compensation, and Employee Benefits$480,395
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$221,479
Other Salaries and Wages---$173,590
Fees for Services Accounting---$40,623
Office Expenses---$39,971
All Other Expenses---$34,360
Advertising---$31,940
Payroll Taxes---$31,908
Depreciation Depletion---$27,969
Other Employee Benefits---$27,811
Information Technology---$26,158
Pension Plan Contributions---$25,607
Occupancy---$17,915
Conferences and Meetings---$10,601
Travel---$6,765
Insurance---$4,229
Total Functional Expenses$0$0$0$1,662,571
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$23,863$14,064▼ $9,799
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares Deposits$56,255,586
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 1A

“None”

Part VI Line 1A

“The Board of Directors does not delegate broad authority to the”

Part VI Line 1A

“Executive Committee. The Committee makes recommendations to the board.”

Part VI Line 6

“1,448 members with a $5 par share and equal voting rights.”

Part VI Line 7A

“1,448 members with a $5 par share and equal voting rights.”

Part VI Line 11B

“The form is completed by the Compliance Officer and is reviewed”

Part VI Line 11B

“by the credit union President before it is submitted.”

Part VI Line 15A or B

“The President, Officer and supporting staff are subject to performance”

Part VI Line 15A or B

“reviews on an annual basis. The last review was September 2019.”

Part VI Line 19

“Financial statements are posted on a bulletin board in the lobby of”

Part VI Line 19

“the credit union where it can be viewed by anyone entering the premises.”

Filing and Contact Details

Filer

Filer Name
Workmen's Circle Credit Union
EIN
58-6038163
In Care Of
% Chris A Miltiades
Phone
9123569225
Address
527 Stephenson Avenue Ste Suite 1, Savannah, GA 31405

Signing Officer

Name
Chris a Miltiades
Title
President
Phone
9123569225
Signed
2020-03-13

Organization Details

Principal Officer
Chris a Miltiades
Formed
1950
Legal Domicile
Ga
Voting Board Members
11
Independent Board Members
0
Employees
8
Supplemental Narrative

Additional Explanations

Part V Line 3A

“The credit union does not engage in the sale of insurance”

Part V Line 3A

“products nor does it charge transaction fees to non-”

Part V Line 3A

“members therefore there is no unrelated business income.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1113344
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02541014
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1113344
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0319103
IRS990/PYOtherExpensesAmt0968357
IRS990/PYOtherRevenueAmt01029
IRS990/PYProgramServiceRevenueAmt02652633
IRS990/PYRevenuesLessExpensesAmt01540360
IRS990/PYSalariesCompEmpBnftPaidAmt0464048
IRS990/PYTotalExpensesAmt01432405
IRS990/PYTotalRevenueAmt02972765
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt023863
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt014064
IRS990/ReconcilationRevenueExpnssAmt01455015
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt03117586
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt015780980
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt017235995
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018024057
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023506547
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0447874
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0139654
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0587528
IRS990ScheduleD/DisclosedForCharitablePrpsInd0false
IRS990ScheduleD/DisclosedOrgLegCtrlInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt012124
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0135145
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0147269
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0996459
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Accruals Prepaids
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt059250
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt059250
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0418963
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUA Insurance
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt056255586
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares Deposits
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0519248
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0418963
IRS990ScheduleD/TotalBookValueProgramRltdAmt0996459
IRS990ScheduleD/TotalLiabilityAmt056255586
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd1false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd2false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd3false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd4false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd5false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd6false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd7false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd8false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd9false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd0false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd1false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd2false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd3false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd4false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt08166
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15898
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1New Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Used Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0170000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt128000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt218087
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt350000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt4250000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0FRED RABHAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1PAUL KULBERSH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2PAUL KULBERSH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3S GREENBERG
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4C MILTIADES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4President
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd9false
IRS990ScheduleL/TotalBalanceDueAmt014064
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0None
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors does not delegate broad authority to the
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Executive Committee. The Committee makes recommendations to the board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt31,448 members with a $5 par share and equal voting rights.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt41,448 members with a $5 par share and equal voting rights.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The form is completed by the Compliance Officer and is reviewed
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6by the credit union President before it is submitted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7The President, Officer and supporting staff are subject to performance
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8reviews on an annual basis. The last review was September 2019.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Financial statements are posted on a bulletin board in the lobby of
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10the credit union where it can be viewed by anyone entering the premises.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11The credit union does not engage in the sale of insurance
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12products nor does it charge transaction fees to non-
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13members therefore there is no unrelated business income.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Line 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Line 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part VI Line 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part VI Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Part VI Line 15a or b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Part V Line 3a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Part V Line 3a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Part V Line 3a
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToExcsTaxNetInvstIncInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$74,605,619
Liabilities
$56,814,775
Net assets
$17,790,844
Revenue
$3,117,586
Expenses
$1,662,571
Net income
$1,455,015
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$120$97.0$22.7$5.22$4.60$0.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$111$88.9$21.9$3.39$1.98$1.41
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$104$83.9$20.4$2.97$1.50$1.47
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.8$74.8$19.0$3.09$1.89$1.19
2019Detailed filing. Detailed filing data is available for this year.$74.6$56.8$17.8$3.12$1.66$1.46
2019Summary only. Only limited summary data is available for this year.$74.6$56.8$17.8$3.12$1.66$1.46
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.0$54.7$16.3$2.97$1.43$1.54
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.8$54.0$14.8$2.68$1.26$1.42
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$69.5$56.1$13.4$2.43$1.07$1.36
2015Detailed filing. Detailed filing data is available for this year.$61.8$49.8$12.0$2.27$0.94$1.33
2014Detailed filing. Detailed filing data is available for this year.$58.4$47.7$10.7$2.26$0.76$1.49
2013Detailed filing. Detailed filing data is available for this year.$58.0$48.8$9.19$2.30$0.49$2.79
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.3$46.9$6.40$1.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.8$43.3$5.51$1.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.3$40.3$4.92$1.53