Civic Intelligence

Workmen'S Circle Credit Union

990 • Fiscal year 2016 • EIN 58-6038163

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 22, 2017

Organization Profilewww.workmenscirclecu.com

View Organization Page

527 Stephenson Avenue Ste Suite 2Savannah, GA 31405

(912) 356-9225

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

12th percentile

0.81x

Higher debt load relative to assets than 12% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

76th percentile

23.14x

Higher debt load relative to revenue than 76% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

100th percentile

56%

Higher net margin than 100% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

42nd percentile

$126,924

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 5.2% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

94th percentile

12%

Faster asset growth than 94% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

66th percentile

6.7%

Faster revenue growth than 66% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets12th percentile

Assets

Up

$69,500,488

Up $7,679,667 (+12%) from 2015

Net Assets

Up

$13,377,543

Up $1,360,102 (+11%) from 2015

Liabilities

Up

$56,122,945

Up $6,319,565 (+13%) from 2015

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin100th percentile

Revenue

Up

$2,425,849

Up $152,287 (+6.7%) from 2015

Expenses

Up

$1,065,747

Up $126,347 (+13%) from 2015

Net Income

Up

$1,360,102

Up $25,940 (+1.9%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth94th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $45,255,032Liabilities 2010: $40,339,604Net Assets 2010: $4,915,4282010Assets 2011: $48,777,652Liabilities 2011: $43,266,561Net Assets 2011: $5,511,0912011Assets 2012: $53,266,411Liabilities 2012: $46,865,518Net Assets 2012: $6,400,8932012Assets 2013: $58,022,618Liabilities 2013: $48,830,736Net Assets 2013: $9,191,8822013Assets 2014: $58,395,650Liabilities 2014: $47,712,371Net Assets 2014: $10,683,2792014Assets 2015: $61,820,821Liabilities 2015: $49,803,380Net Assets 2015: $12,017,4412015Assets 2016: $69,500,488Liabilities 2016: $56,122,945Net Assets 2016: $13,377,5432016Assets 2017: $68,805,974Liabilities 2017: $54,010,505Net Assets 2017: $14,795,4692017Assets 2018: $70,996,116Liabilities 2018: $54,660,287Net Assets 2018: $16,335,8292018Assets 2019: $74,605,619Liabilities 2019: $56,814,775Net Assets 2019: $17,790,8442019Assets 2020: $93,807,894Liabilities 2020: $74,823,874Net Assets 2020: $18,984,0202020Assets 2021: $104,394,807Liabilities 2021: $83,944,971Net Assets 2021: $20,449,8362021Assets 2022: $110,795,129Liabilities 2022: $88,934,158Net Assets 2022: $21,860,9712022Assets 2023: $119,718,974Liabilities 2023: $96,994,821Net Assets 2023: $22,724,1532023

Highlighted filing

2016

Assets$69,500,488
Liabilities$56,122,945
Net Assets$13,377,543
Open 2016 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,527,5002010Expenses 2011: $1,621,6152011Expenses 2012: $1,467,1522012Revenue 2013: $2,297,553Expenses 2013: -$493,436Net Income 2013: $2,790,9892013Revenue 2014: $2,255,614Expenses 2014: $764,217Net Income 2014: $1,491,3972014Revenue 2015: $2,273,562Expenses 2015: $939,400Net Income 2015: $1,334,1622015Revenue 2016: $2,425,849Expenses 2016: $1,065,747Net Income 2016: $1,360,1022016Revenue 2017: $2,678,076Expenses 2017: $1,260,150Net Income 2017: $1,417,9262017Revenue 2018: $2,972,765Expenses 2018: $1,432,405Net Income 2018: $1,540,3602018Revenue 2019: $3,117,586Expenses 2019: $1,662,571Net Income 2019: $1,455,0152019Revenue 2020: $3,086,195Expenses 2020: $1,893,019Net Income 2020: $1,193,1762020Revenue 2021: $2,967,140Expenses 2021: $1,501,324Net Income 2021: $1,465,8162021Revenue 2022: $3,391,934Expenses 2022: $1,980,800Net Income 2022: $1,411,1342022Revenue 2023: $5,224,623Expenses 2023: $4,596,182Net Income 2023: $628,4412023

Highlighted filing

2016

Revenue$2,425,849
Expenses$1,065,747
Net Income$1,360,102
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 22, 2017
Return Version
2016v3.0
Gross Receipts
$2,425,849
Mission and Program Overview

Mission

A credit union serving 1260 members who live or work in chatham county but do not have another occupational credit union that they may join.

A credit union serving 1347 members who live or work in Chatham County but do not have another occupational credit union that they may join

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$42,319,344$45,361,615▲ $3,042,271
Savings and Temporary Cash Investments$17,621,376$22,241,435▲ $4,620,059
Rtn Earn Endowment Incm Other Fnds$11,462,592$12,822,694▲ $1,360,102
Investments Program Related$721,163$789,331▲ $68,168
Land, Buildings, and Equipment, Net$560,479$570,636▲ $10,157
Pd in Cap Srpls Land Bldg Eqp Fund$554,849$554,849→ $0
Receivables From Officers Etc$196,675$108,442▼ $88,233
Total Assets$61,820,821$69,500,488▲ $7,679,667
Other Assets Total$401,784$429,029▲ $27,245
Liabilities
Other Liabilities$49,761,939$56,096,691▲ $6,334,752
Accounts Payable and Accrued Expenses$41,441$26,254▼ $15,187
Total Liabilities$49,803,380$56,122,945▲ $6,319,565
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,017,441$13,377,543▲ $1,360,102
Total Liabilities and Net Assets / Fund Balance$61,820,821$69,500,488▲ $7,679,667

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$789,331--
Buildings$491,174$81,154-
Land$59,250--
Equipment$20,212$100,772-
Other Assets Org$429,029--
Compensation and Service Providers
Top Officer Pay42nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Chris a MiltiadesPresidentFT$126,924$126,924
Donna a SmithAssistant SecretaryFT$72,653$72,653
Jessica M NeeleyKey employeeFT$52,626$52,626

Board Members and Trustees

NameTitle
Leon Aronson DdsBoard Chairman
Frank Hoffman MdLoan Committee Chair
Lloyd Goodman MdSupervisory Chairman
Chris a MiltiadesDirector
Gale HirshDirector
Harold B YellinDirector
Michael KarpfDirector
Michael KoodenDirector
Paul Kulbersh DmdDirector
Stephen GreenbergDirector
Fred E Rabhan DpmSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,219,988
Investment Income
$198,853
Other Revenue
$7,008
Change in Net Assets
$1,360,102
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$663,940
Salaries, Compensation, and Employee Benefits$401,807
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses---$441,072
Current Officers, Directors, Trustees, and Key Employees---$252,203
Other Salaries and Wages---$81,614
Fees for Services Accounting---$36,510
Depreciation Depletion---$31,508
Office Expenses---$29,773
Information Technology---$28,122
Payroll Taxes---$27,069
All Other Expenses---$22,684
Other Employee Benefits---$22,566
Insurance---$22,413
Pension Plan Contributions---$18,355
Occupancy---$16,597
Advertising---$12,156
Travel---$10,651
Conferences and Meetings---$7,269
Fees for Services Legal---$4,500
Fees for Services Other---$685
Total Functional Expenses$0$0$0$1,065,747
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$196,675$108,442▼ $88,233
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares Deposits$56,096,691
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 6

“Each member of the credit union has a an equal $5 par share of the credit”

Part VI Line 6

“union.”

Part VI Line 7A

“Members elect the board of directors each year at the annual meeting. Each”

Part VI Line 7A

“member has one equal vote.”

Part VI Line 11B

“The Assistant Secretary prepares the Form 990; the President reviews for”

Part VI Line 11B

“accuracy and the Form is made available to directors upon request.”

Part VI Line 15A or B

“The President and officers as well as supporting staff are subject to”

Part VI Line 15A or B

“performance reviews on an annual basis.”

Part VI Line 19

“Financial statements are posted on a bulletin board in the lobby.”

Part VI Line 19

“Therefore, it can be reviewed by anyone visiting the credit union.”

Filing and Contact Details

Filer

Filer Name
Workmen's Circle Credit Union
EIN
58-6038163
In Care Of
% Chris A Miltiades
Phone
9123569225
Address
527 Stephenson Avenue Ste Suite 2, Savannah, GA 31405

Signing Officer

Name
Chris a Miltiades
Title
President
Phone
9123569225
Signed
2017-03-22

Organization Details

Principal Officer
Chris a Miltiades
Formed
1950
Legal Domicile
Ga
Voting Board Members
11
Independent Board Members
0
Employees
6
Supplemental Narrative

Additional Explanations

Part IX Line 11G

“Other Professional Fees Total expenses - $685.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00”

Part IX Line 24E

“Loan Provisions Total expenses - $0.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00”

Part IX Line 24E

“Loan expenses Total expenses - $22684.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00”

Raw XML AppendixShowing 400 of 491 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueTotalAmt07008
IRS990/OtherSalariesAndWagesGrp/TotalAmt081614
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt027069
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0554849
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0554849
IRS990/PensionPlanContributionsGrp/TotalAmt018355
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IRS990/PrincipalOfficerNm0CHRIS A MILTIADES
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522299
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Other Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02100186
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1119802
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02100186
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1119802
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt086370
IRS990/PYOtherExpensesAmt0635962
IRS990/PYOtherRevenueAmt08668
IRS990/PYProgramServiceRevenueAmt02178524
IRS990/PYRevenuesLessExpensesAmt01334162
IRS990/PYSalariesCompEmpBnftPaidAmt0303438
IRS990/PYTotalExpensesAmt0939400
IRS990/PYTotalRevenueAmt02273562
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0196675
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0108442
IRS990/ReconcilationRevenueExpnssAmt01360102
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt02425849
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011462592
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012822694
IRS990/SavingsAndTempCashInvstGrp/BOYAmt017621376
IRS990/SavingsAndTempCashInvstGrp/EOYAmt022241435
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0491174
IRS990ScheduleD/BuildingsGrp/DepreciationAmt081154
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0572328
IRS990ScheduleD/DisclosedForCharitablePrpsInd0false
IRS990ScheduleD/DisclosedOrgLegCtrlInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt020212
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0100772
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0120984
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0789331
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Accruals Prepaids
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt059250
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt059250
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0429029
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUA Insurance
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt056096691
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares Deposits
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0570636
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0429029
IRS990ScheduleD/TotalBookValueProgramRltdAmt0789331
IRS990ScheduleD/TotalLiabilityAmt056096691
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd1false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd2false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd3false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd4false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd5false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd6false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd7false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd8false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd9false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd0false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd1false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd2false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd3false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd4false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt040311
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt116100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt224858
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt316640
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt410533
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Share Sec
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1New Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3New Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Used Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt084025
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt116925
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2170000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt328000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt418087
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt549900
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt650000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt7250000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0FRED RABHAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1FRED RABHAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2FRED RABHAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3PAUL KULBERSH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4PAUL KULBERSH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5PAUL KULBERSH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6S GREENBERG
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7C MILTIADES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7President
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd9false
IRS990ScheduleL/TotalBalanceDueAmt0108442
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Each member of the credit union has a an equal $5 par share of the credit
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members elect the board of directors each year at the annual meeting. Each
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3member has one equal vote.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Assistant Secretary prepares the Form 990; the President reviews for

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$69,500,488
Liabilities
$56,122,945
Net assets
$13,377,543
Revenue
$2,425,849
Expenses
$1,065,747
Net income
$1,360,102
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$120$97.0$22.7$5.22$4.60$0.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$111$88.9$21.9$3.39$1.98$1.41
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$104$83.9$20.4$2.97$1.50$1.47
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.8$74.8$19.0$3.09$1.89$1.19
2019Summary only. Only limited summary data is available for this year.$74.6$56.8$17.8$3.12$1.66$1.46
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.0$54.7$16.3$2.97$1.43$1.54
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.8$54.0$14.8$2.68$1.26$1.42
2016Detailed filing. Detailed filing data is available for this year.$69.5$56.1$13.4$2.43$1.07$1.36
2015Detailed filing. Detailed filing data is available for this year.$61.8$49.8$12.0$2.27$0.94$1.33
2014Detailed filing. Detailed filing data is available for this year.$58.4$47.7$10.7$2.26$0.76$1.49
2013Detailed filing. Detailed filing data is available for this year.$58.0$48.8$9.19$2.30$0.49$2.79
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.3$46.9$6.40$1.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.8$43.3$5.51$1.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.3$40.3$4.92$1.53