Civic Intelligence

Membersfirst Credit Union

990 • Fiscal year 2016 • EIN 58-1489204

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 15, 2017

Organization ProfileWWW.MEMBERSFIRSTGA.COM
2050 Lawrenceville Hwy Ste C-40Decatur, GA 30033-0189

(404) 389-1239

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.89x

Higher debt load relative to assets than 45% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

25th percentile

15.33x

Higher debt load relative to revenue than 25% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

23rd percentile

4.9%

Higher net margin than 23% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

51st percentile

$204,106

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

59th percentile

5.4%

Faster asset growth than 59% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

94th percentile

20%

Faster revenue growth than 94% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets45th percentile

Assets

Up

$182,729,229

Up $9,281,062 (+5.4%) from 2015

Net Assets

Up

$20,012,981

Up $483,497 (+2.5%) from 2015

Liabilities

Up

$162,716,248

Up $8,797,565 (+5.7%) from 2015

Revenue And Expenses
Liabilities / Revenue25th percentileNet Margin23rd percentile

Revenue

Up

$10,616,606

Up $1,797,411 (+20%) from 2015

Expenses

Up

$10,094,643

Up $1,856,043 (+23%) from 2015

Net Income

Down

$521,963

Down $58,632 (-10%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $83,282,518Liabilities 2010: $74,173,367Net Assets 2010: $9,109,1512010Assets 2011: $97,726,966Liabilities 2011: $88,346,770Net Assets 2011: $9,380,1962011Assets 2012: $110,040,041Liabilities 2012: $99,762,654Net Assets 2012: $10,277,3872012Assets 2013: $114,274,617Liabilities 2013: $103,255,162Net Assets 2013: $11,019,4552013Assets 2014: $140,416,406Liabilities 2014: $125,269,974Net Assets 2014: $15,146,4322014Assets 2015: $173,448,167Liabilities 2015: $153,918,683Net Assets 2015: $19,529,4842015Assets 2016: $182,729,229Liabilities 2016: $162,716,248Net Assets 2016: $20,012,9812016Assets 2017: $192,173,435Liabilities 2017: $170,563,835Net Assets 2017: $21,609,6002017Assets 2018: $234,962,235Liabilities 2018: $206,978,837Net Assets 2018: $27,983,3982018Assets 2019: $243,776,744Liabilities 2019: $213,894,974Net Assets 2019: $29,881,7702019Assets 2020: $301,036,922Liabilities 2020: $269,878,980Net Assets 2020: $31,157,9422020Assets 2021: $348,729,006Liabilities 2021: $314,731,911Net Assets 2021: $33,997,0952021Assets 2022: $358,165,926Liabilities 2022: $320,040,842Net Assets 2022: $38,125,0842022Assets 2023: $394,800,116Liabilities 2023: $352,588,768Net Assets 2023: $42,211,3482023Assets 2024: $418,645,559Liabilities 2024: $373,061,771Net Assets 2024: $45,583,7882024

Highlighted filing

2016

Assets$182,729,229
Liabilities$162,716,248
Net Assets$20,012,981
Open 2016 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,737,8212010Expenses 2011: $6,074,8022011Revenue 2012: $6,822,077Expenses 2012: $5,924,886Net Income 2012: $897,1912012Revenue 2013: $7,169,512Expenses 2013: $6,094,904Net Income 2013: $1,074,6082013Revenue 2014: $7,659,595Expenses 2014: $6,922,983Net Income 2014: $736,6122014Revenue 2015: $8,819,195Expenses 2015: $8,238,600Net Income 2015: $580,5952015Revenue 2016: $10,616,606Expenses 2016: $10,094,643Net Income 2016: $521,9632016Revenue 2017: $11,639,955Expenses 2017: $10,043,335Net Income 2017: $1,596,6202017Revenue 2018: $14,066,943Expenses 2018: $12,490,056Net Income 2018: $1,576,8872018Revenue 2019: $15,597,660Expenses 2019: $13,682,066Net Income 2019: $1,915,5942019Revenue 2020: $14,221,720Expenses 2020: $12,945,548Net Income 2020: $1,276,1722020Revenue 2021: $15,204,020Expenses 2021: $12,364,867Net Income 2021: $2,839,1532021Revenue 2022: $17,444,196Expenses 2022: $13,316,207Net Income 2022: $4,127,9892022Revenue 2023: $20,930,076Expenses 2023: $17,402,991Net Income 2023: $3,527,0852023Revenue 2024: $24,599,650Expenses 2024: $21,227,210Net Income 2024: $3,372,4402024

Highlighted filing

2016

Revenue$10,616,606
Expenses$10,094,643
Net Income$521,963
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 15, 2017
Return Version
2016v3.0
Gross Receipts
$10,616,606
Mission and Program Overview

Mission

To provide thrift savings and borrowings to members of an owned cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$116,324,218$125,849,506▲ $9,525,288
Savings and Temporary Cash Investments$5,429,310$40,543,128▲ $35,113,818
Investments in Publicly Traded Securities$35,333,561--
Rtn Earn Endowment Incm Other Fnds$19,529,484$20,012,981▲ $483,497
Land, Buildings, and Equipment, Net$4,630,586$5,320,095▲ $689,509
Cash and Non-Interest-Bearing Accounts$2,952,643$2,569,495▼ $383,148
Accounts Receivable$2,486,279$1,524,691▼ $961,588
Prepaid Expenses and Deferred Charges$1,245,017$1,243,638▼ $1,379
Total Assets$173,448,167$182,729,229▲ $9,281,062
Other Assets Total$5,046,553$5,678,676▲ $632,123
Liabilities
Other Liabilities$152,818,251$161,314,861▲ $8,496,610
Accounts Payable and Accrued Expenses$1,100,432$1,401,387▲ $300,955
Total Liabilities$153,918,683$162,716,248▲ $8,797,565
Net Assets / Fund Balance
Total Net Assets Fund Balance$19,529,484$20,012,981▲ $483,497
Total Liabilities and Net Assets / Fund Balance$173,448,167$182,729,229▲ $9,281,062

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,455,195$793,356$5,248,551
Equipment$864,900$2,101,263$2,966,163
Compensation and Service Providers
Top Officer Pay51st percentile

Employees

NameTitleBaseOtherTotal
Terry HardyCEO$204,106$25,253$204,106
Pam GoehnerVice Preside$102,801-$102,801
Pam GoehnerVice President/COO$102,801$8,444$102,801
James ColtraneVP/CFO$87,797-$87,797

Board Members and Trustees

NameTitle
Billy ReidVice Chair
David MakkersBoard Member
Don NeunaberBoard Member
Don RemillardBoard Member
Donna LewellynBoard Member
Nancy WardBoard Member
Willie DrainBoard Member
Lee UnderwoodAudit COM.
Jack HagueAudit Commit
Joe Van HornAudit Commit
Richard DalrympleBaord Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,769,156
Investment Income
$418,680
Other Revenue
$4,428,770
Change in Net Assets
$521,963
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,486,212
Salaries, Compensation, and Employee Benefits$4,158,303
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,344,309
Office Expenses---$1,779,960
Other Employee Benefits---$813,994
Occupancy---$592,109
Advertising---$554,096
Depreciation Depletion---$489,899
Information Technology---$455,248
Benefits to Members---$450,128
Fees for Services Other---$203,250
Conferences and Meetings---$107,741
Payments to Affiliates---$60,127
Other Expenses---$31,471
All Other Expenses---$26,921
Fees for Services Accounting---$8,637
Fees for Services Legal---$6,595
Interest---$28
Total Functional Expenses$0$0$0$10,094,643
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$159,948,652
Unapplied Data Processing Exceptions$1,058,344
All Other Liabilities$195,949
Unrealized Gain/(loss) on Investment$150,382
Other Liability$-38,466
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
Yes
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Credit union is organized with members. The members have savings and loan accounts. Members elect credit union officials.”

Form 990, Page 6, Part VI, Line 7A

“Yes - the credit union's board of directors are elected by members after recomendation by a nomnating committee.”

Form 990, Page 6, Part VI, Line 7B

“Yes. Certain decisions are approved by the membership.”

Form 990, Page 6, Part VI, Line 10B

“Yes, there are procedures in place to govern branches.”

Form 990, Page 6, Part VI, Line 11B

“Form 990 and 990t is reviewed by the ceo prior to filing. Board of directors will review the returns at a regularly scheduled meeting after filing.”

Form 990, Page 6, Part VI, Line 12C

“Conflicts of interst are part of the personel policy.”

Form 990, Page 6, Part VI, Line 15A

“Ceo compensation approved by the board of directors”

Form 990, Page 6, Part VI, Line 15B

“Salaries approved by the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Credit union governing documents are made available to members upon request. Documents are published on guidestar.org. Financial information is available to the general public through the national credit union administration.”

Filing and Contact Details

Filer

Filer Name
Membersfirst Credit Union
EIN
58-1489204
Phone
4043891239
Address
2050 LAWRENCEVILLE HWY STE C-40, DECATUR, GA 30033-0189

Signing Officer

Name
Terry Hardy
Title
CEO
Phone
4049780080
Signed
2017-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Terry Hardy
Formed
1953
Legal Domicile
Ga
Voting Board Members
11
Independent Board Members
11
Employees
92

Preparer

Firm
Cynthia L Coleman
Address
610 BRIDGEWATER DR, ATLANTA, GA 30328
Preparer
Cynthia L Coleman
Phone
6784819034
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“To provide thrift savings and loan to members.”

Form 990, Part XI, Line 9

“MERGER EQUITY 0”

Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/Desc2NON-MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02781598
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt11598064
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02781598
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt11598064
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt249108
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt049108
IRS990/OtherRevenueTotalAmt04428770
IRS990/OtherSalariesAndWagesGrp/TotalAmt03344309
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0116324218
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0125849506
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt060127
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01245017
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01243638
IRS990/PrincipalOfficerNm0TERRY HARDY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05769156
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05769156
IRS990/ProgSrvcAccomActy2Grp/Desc0TO PROVIDE THRIFT SAVINGS AND LOANS TO MEMBERS.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO PROVIDE THRIFT SAVINGS AND LOAN TO MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0441785
IRS990/PYInvestmentIncomeAmt0350726
IRS990/PYOtherExpensesAmt04325334
IRS990/PYOtherRevenueAmt03465416
IRS990/PYProgramServiceRevenueAmt05003053
IRS990/PYRevenuesLessExpensesAmt0580595
IRS990/PYSalariesCompEmpBnftPaidAmt03471481
IRS990/PYTotalExpensesAmt08238600
IRS990/PYTotalRevenueAmt08819195
IRS990/ReconcilationRevenueExpnssAmt0521963
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt019529484
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt020012981
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05429310
IRS990/SavingsAndTempCashInvstGrp/EOYAmt040543128
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt04455195
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0793356
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05248551
IRS990ScheduleD/EquipmentGrp/BookValueAmt0864900
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02101263
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02966163
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0159948652
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11058344
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2195949
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3150382
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4-38466
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1UNAPPLIED DATA PROCESSING EXCEPTIONS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ALL OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3UNREALIZED GAIN/(LOSS) ON INVESTMENT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05320095
IRS990ScheduleD/TotalLiabilityAmt0161314861
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0204106
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1102801
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt025253
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt18444
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TERRY HARDY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1PAM GOEHNER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VICE PRESIDENT/COO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0204106
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1102801
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE THRIFT SAVINGS AND LOAN TO MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION IS ORGANIZED WITH MEMBERS. THE MEMBERS HAVE SAVINGS AND LOAN ACCOUNTS. MEMBERS ELECT CREDIT UNION OFFICIALS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2YES - THE CREDIT UNION'S BOARD OF DIRECTORS ARE ELECTED BY MEMBERS AFTER RECOMENDATION BY A NOMNATING COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3YES. CERTAIN DECISIONS ARE APPROVED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4YES, THERE ARE PROCEDURES IN PLACE TO GOVERN BRANCHES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORM 990 AND 990T IS REVIEWED BY THE CEO PRIOR TO FILING. BOARD OF DIRECTORS WILL REVIEW THE RETURNS AT A REGULARLY SCHEDULED MEETING AFTER FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CONFLICTS OF INTERST ARE PART OF THE PERSONEL POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7CEO COMPENSATION APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8SALARIES APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9CREDIT UNION GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST. DOCUMENTS ARE PUBLISHED ON GUIDESTAR.ORG. FINANCIAL INFORMATION IS AVAILABLE TO THE GENERAL PUBLIC THROUGH THE NATIONAL CREDIT UNION ADMINISTRATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10MERGER EQUITY 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 10B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0173448167
IRS990/TotalAssetsEOYAmt0182729229
IRS990/TotalAssetsGrp/BOYAmt0173448167
IRS990/TotalAssetsGrp/EOYAmt0182729229
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt092
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt010094643
IRS990/TotalGrossUBIAmt049108
IRS990/TotalLiabilitiesBOYAmt0153918683
IRS990/TotalLiabilitiesEOYAmt0162716248
IRS990/TotalLiabilitiesGrp/BOYAmt0153918683
IRS990/TotalLiabilitiesGrp/EOYAmt0162716248
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt019529484
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt020012981
IRS990/TotalProgramServiceRevenueAmt05769156
IRS990/TotalReportableCompFromOrgAmt0394704
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt010567498
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt010616606
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt049108
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0173448167
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0182729229
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02050 LAWRENCEVILLE HWY STE C-40
IRS990/USAddress/CityNm0DECATUR
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030033
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.MEMBERSFIRSTGA.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TERRY HARDY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04049780080
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEMBERSFIRST CREDIT UNION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt02050 LAWRENCEVILLE HWY STE C-40
ReturnHeader/Filer/BusinessNameControlTxt0MEMB
ReturnHeader/Filer/EIN0581489204
ReturnHeader/Filer/PhoneNum04043891239
ReturnHeader/Filer/USAddress/AddressLine1Txt02050 LAWRENCEVILLE HWY STE C-40
ReturnHeader/Filer/USAddress/CityNm0DECATUR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd0300330189
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0F69EAB79527EDB0E1FC2C14F71466BFB45610874
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId00C7EE8FCEF1FB6884FF8C9019C3EDF7264B806C2
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0582169999
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CYNTHIA L COLEMAN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0610 BRIDGEWATER DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ATLANTA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030328
ReturnHeader/PreparerPersonGrp/PhoneNum06784819034
ReturnHeader/PreparerPersonGrp/PreparationDt02017-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CYNTHIA L COLEMAN
ReturnHeader/ReturnTs02017-11-15T14:04:42-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$182,729,229
Liabilities
$162,716,248
Net assets
$20,012,981
Revenue
$10,616,606
Expenses
$10,094,643
Net income
$521,963
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$419$373$45.6$24.6$21.2$3.37
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$395$353$42.2$20.9$17.4$3.53
2022Detailed filing. Detailed filing data is available for this year.$358$320$38.1$17.4$13.3$4.13
2021Detailed filing. Detailed filing data is available for this year.$349$315$34.0$15.2$12.4$2.84
2020Detailed filing. Detailed filing data is available for this year.$301$270$31.2$14.2$12.9$1.28
2019Detailed filing. Detailed filing data is available for this year.$244$214$29.9$15.6$13.7$1.92
2018Detailed filing. Detailed filing data is available for this year.$235$207$28.0$14.1$12.5$1.58
2017Detailed filing. Detailed filing data is available for this year.$192$171$21.6$11.6$10.0$1.60
2016Detailed filing. Detailed filing data is available for this year.$183$163$20.0$10.6$10.1$0.52
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$173$154$19.5$8.82$8.24$0.58
2014Detailed filing. Detailed filing data is available for this year.$140$125$15.1$7.66$6.92$0.74
2013Detailed filing. Detailed filing data is available for this year.$114$103$11.0$7.17$6.09$1.07
2012Summary only. Only limited summary data is available for this year.$110$99.8$10.3$6.82$5.92$0.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.7$88.3$9.38$6.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.3$74.2$9.11$5.74