Civic Intelligence

Membersfirst Credit Union

990 • Fiscal year 2014 • EIN 58-1489204

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 15, 2015

Organization ProfileWWW.MEMBERSFIRSTGA.COM
2050 Lawrenceville Hwy Ste C-40Decatur, GA 30033-0189

(404) 978-0080

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.89x

Higher debt load relative to assets than 47% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

33rd percentile

16.35x

Higher debt load relative to revenue than 33% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

42nd percentile

9.6%

Higher net margin than 42% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

39th percentile

$174,513

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

98th percentile

23%

Faster asset growth than 98% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

79th percentile

6.8%

Faster revenue growth than 79% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$140,416,406

Up $26,141,789 (+23%) from 2013

Net Assets

Up

$15,146,432

Up $4,126,977 (+37%) from 2013

Liabilities

Up

$125,269,974

Up $22,014,812 (+21%) from 2013

Revenue And Expenses
Liabilities / Revenue33rd percentileNet Margin42nd percentile

Revenue

Up

$7,659,595

Up $490,083 (+6.8%) from 2013

Expenses

Up

$6,922,983

Up $828,079 (+14%) from 2013

Net Income

Down

$736,612

Down $337,996 (-31%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth98th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $83,282,518Liabilities 2010: $74,173,367Net Assets 2010: $9,109,1512010Assets 2011: $97,726,966Liabilities 2011: $88,346,770Net Assets 2011: $9,380,1962011Assets 2012: $110,040,041Liabilities 2012: $99,762,654Net Assets 2012: $10,277,3872012Assets 2013: $114,274,617Liabilities 2013: $103,255,162Net Assets 2013: $11,019,4552013Assets 2014: $140,416,406Liabilities 2014: $125,269,974Net Assets 2014: $15,146,4322014Assets 2015: $173,448,167Liabilities 2015: $153,918,683Net Assets 2015: $19,529,4842015Assets 2016: $182,729,229Liabilities 2016: $162,716,248Net Assets 2016: $20,012,9812016Assets 2017: $192,173,435Liabilities 2017: $170,563,835Net Assets 2017: $21,609,6002017Assets 2018: $234,962,235Liabilities 2018: $206,978,837Net Assets 2018: $27,983,3982018Assets 2019: $243,776,744Liabilities 2019: $213,894,974Net Assets 2019: $29,881,7702019Assets 2020: $301,036,922Liabilities 2020: $269,878,980Net Assets 2020: $31,157,9422020Assets 2021: $348,729,006Liabilities 2021: $314,731,911Net Assets 2021: $33,997,0952021Assets 2022: $358,165,926Liabilities 2022: $320,040,842Net Assets 2022: $38,125,0842022Assets 2023: $394,800,116Liabilities 2023: $352,588,768Net Assets 2023: $42,211,3482023Assets 2024: $418,645,559Liabilities 2024: $373,061,771Net Assets 2024: $45,583,7882024

Highlighted filing

2014

Assets$140,416,406
Liabilities$125,269,974
Net Assets$15,146,432
Open 2014 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,737,8212010Expenses 2011: $6,074,8022011Revenue 2012: $6,822,077Expenses 2012: $5,924,886Net Income 2012: $897,1912012Revenue 2013: $7,169,512Expenses 2013: $6,094,904Net Income 2013: $1,074,6082013Revenue 2014: $7,659,595Expenses 2014: $6,922,983Net Income 2014: $736,6122014Revenue 2015: $8,819,195Expenses 2015: $8,238,600Net Income 2015: $580,5952015Revenue 2016: $10,616,606Expenses 2016: $10,094,643Net Income 2016: $521,9632016Revenue 2017: $11,639,955Expenses 2017: $10,043,335Net Income 2017: $1,596,6202017Revenue 2018: $14,066,943Expenses 2018: $12,490,056Net Income 2018: $1,576,8872018Revenue 2019: $15,597,660Expenses 2019: $13,682,066Net Income 2019: $1,915,5942019Revenue 2020: $14,221,720Expenses 2020: $12,945,548Net Income 2020: $1,276,1722020Revenue 2021: $15,204,020Expenses 2021: $12,364,867Net Income 2021: $2,839,1532021Revenue 2022: $17,444,196Expenses 2022: $13,316,207Net Income 2022: $4,127,9892022Revenue 2023: $20,930,076Expenses 2023: $17,402,991Net Income 2023: $3,527,0852023Revenue 2024: $24,599,650Expenses 2024: $21,227,210Net Income 2024: $3,372,4402024

Highlighted filing

2014

Revenue$7,659,595
Expenses$6,922,983
Net Income$736,612
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 15, 2015
Return Version
2014v5.0
Gross Receipts
$7,659,595
Mission and Program Overview

Mission

To provide thrift savings and borrowings to members of an owned cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$78,468,160$93,139,872▲ $14,671,712
Investments in Publicly Traded Securities$20,462,021$22,055,381▲ $1,593,360
Rtn Earn Endowment Incm Other Fnds$11,019,455$15,146,432▲ $4,126,977
Savings and Temporary Cash Investments$4,161,109$12,810,199▲ $8,649,090
Land, Buildings, and Equipment, Net$3,047,781$3,284,943▲ $237,162
Cash and Non-Interest-Bearing Accounts$1,441,128$2,082,051▲ $640,923
Accounts Receivable$1,812,445$1,359,501▼ $452,944
Prepaid Expenses and Deferred Charges$667,096$1,064,777▲ $397,681
Total Assets$114,274,617$140,416,406▲ $26,141,789
Other Assets Total$4,214,877$4,619,682▲ $404,805
Liabilities
Other Liabilities$102,670,483$124,157,575▲ $21,487,092
Accounts Payable and Accrued Expenses$584,679$1,112,399▲ $527,720
Total Liabilities$103,255,162$125,269,974▲ $22,014,812
Net Assets / Fund Balance
Total Net Assets Fund Balance$11,019,455$15,146,432▲ $4,126,977
Total Liabilities and Net Assets / Fund Balance$114,274,617$140,416,406▲ $26,141,789

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$802,171$1,651,533$2,453,704
Leasehold Improvements$1,015,949$659,840$1,675,789
Land$1,266,430-$1,266,430
Buildings$200,393$87,671$288,064
Compensation and Service Providers
Top Officer Pay39th percentile

Employees

NameTitleBaseOtherTotal
Terry HardyCEO$153,028$42,970$174,513
James ColtraneVP/CFO$82,763$5,200$87,963

Board Members and Trustees

NameTitle
Billy ReidVice Chair
David MakkersBoard Member
Don NeunaberBoard Member
Don RemillardBoard Member
Donna LewellynBoard Member
Lloyd RuckerBoard Member
Loyd RuckerBoard Member
Nancy WardBoard Member
Willie DrainBoard Member
Lee UnderwoodAudit COM.
Jack HagueAudit Commit
Joe Van HornAudit Commit
Richard DalrympleBaord Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,480,373
Investment Income
$292,574
Other Revenue
$2,886,648
Change in Net Assets
$736,612
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,571,038
Salaries, Compensation, and Employee Benefits$2,913,923
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,379,747
Office Expenses---$1,155,994
Other Employee Benefits---$534,176
Benefits to Members---$438,022
Occupancy---$395,852
Advertising---$357,751
Depreciation Depletion---$192,941
Information Technology---$187,310
Fees for Services Other---$184,178
Payments to Affiliates---$63,912
Travel---$52,985
Other Expenses---$20,210
Fees for Services Legal---$15,811
Payment Travel Entrtnmnt Publicly Ofcl---$11,550
Fees for Services Accounting---$2,450
Interest---$1
All Other Expenses---$-9,932
Total Functional Expenses$0$0$0$6,922,983
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$123,622,634
Unapplied Data Processing Exceptions$398,230
Accrued Expenses$136,711
All Other Liabilities-
Dividends Payable-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Credit union is organized with members. The members have savings and loan accounts. Members elect credit union officials.”

Form 990, Page 6, Part VI, Line 7A

“Yes - the credit union's board of directors are elected by members after recomendation by a nomnating committee.”

Form 990, Page 6, Part VI, Line 7B

“Yes. Certain decisions are approved by the membership.”

Form 990, Page 6, Part VI, Line 10B

“Yes, there are procedures in place to govern branches.”

Form 990, Page 6, Part VI, Line 11B

“Form 990 and 990t is reviewed by the ceo prior to filing. Board of directors will review the returns at a regularly scheduled meeting after filing.”

Form 990, Page 6, Part VI, Line 12C

“Conflicts of interst are part of the personel policy.”

Form 990, Page 6, Part VI, Line 15A

“Ceo compensation approved by the board of directors”

Form 990, Page 6, Part VI, Line 15B

“Salaries approved by the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Credit union governing documents are made available to members upon request. Documents are published on guidestar.org. Financial information is available to the general public through the national credit union administration.”

Form 990, Page 7, Part VII

“Parent organization has filed a consolidated return”

Filing and Contact Details

Filer

Filer Name
Membersfirst Credit Union
EIN
58-1489204
Phone
4049780080
Address
2050 LAWRENCEVILLE HWY STE C-40, DECATUR, GA 30033-0189

Signing Officer

Name
Mr Terry Hardy CEO
Title
CEO
Phone
4049780080
Signed
2015-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mr Terry Hardy Presidentceo
Formed
1953
Legal Domicile
Ga
Voting Board Members
12
Independent Board Members
12
Employees
74

Preparer

Firm
Cynthia L Coleman
Address
610 BRIDGEWATER DR, ATLANTA, GA 30328
Preparer
Cynthia L Coleman CPA
Phone
6784819034
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“To provide thrift savings and loan to members.”

Raw XML AppendixShowing 400 of 408 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3STATE EXAMINATION FEE
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IRS990/OtherExpensesGrp/TotalAmt1261883
IRS990/OtherExpensesGrp/TotalAmt2118142
IRS990/OtherExpensesGrp/TotalAmt320210
IRS990/OtherLiabilitiesGrp/BOYAmt0102670483
IRS990/OtherLiabilitiesGrp/EOYAmt0124157575
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0FEES AND CHARGES
IRS990/OtherRevenueMiscGrp/Desc1OTHER MISC INCOME
IRS990/OtherRevenueMiscGrp/Desc2NON-MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01701861
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt11154834
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01701861
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt11154834
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt229953
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt029953
IRS990/OtherRevenueTotalAmt02886648
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt078468160
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt093139872
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0667096
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01064777
IRS990/PrincipalOfficerNm0MR TERRY HARDY PRESIDENTCEO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04480373
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04480373
IRS990/ProgSrvcAccomActy2Grp/Desc0TO PROVIDE THRIFT SAVINGS AND LOANS TO MEMBERS.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO PROVIDE THRIFT SAVINGS AND LOAN TO MEMBERS.
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IRS990/PYBenefitsPaidToMembersAmt0507222
IRS990/PYInvestmentIncomeAmt0254384
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt011550
IRS990/PYOtherExpensesAmt03028614
IRS990/PYOtherRevenueAmt02665405
IRS990/PYProgramServiceRevenueAmt04249723
IRS990/PYRevenuesLessExpensesAmt01074608
IRS990/PYSalariesCompEmpBnftPaidAmt02559068
IRS990/PYTotalExpensesAmt06094904
IRS990/PYTotalRevenueAmt07169512
IRS990/ReconcilationRevenueExpnssAmt0736612
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011019455
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt015146432
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04161109
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012810199
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0200393
IRS990ScheduleD/BuildingsGrp/DepreciationAmt087671
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0288064
IRS990ScheduleD/EquipmentGrp/BookValueAmt0802171
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01651533
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02453704
IRS990ScheduleD/LandGrp/BookValueAmt01266430
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01266430
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01015949
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0659840
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01675789
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0123622634
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1398230
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2136711
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1UNAPPLIED DATA PROCESSING EXCEPTIONS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ACCRUED EXPENSES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3ALL OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4DIVIDENDS PAYABLE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03284943
IRS990ScheduleD/TotalLiabilityAmt0124157575
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0153028
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt042970
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TERRY HARDY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0174513
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE THRIFT SAVINGS AND LOAN TO MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION IS ORGANIZED WITH MEMBERS. THE MEMBERS HAVE SAVINGS AND LOAN ACCOUNTS. MEMBERS ELECT CREDIT UNION OFFICIALS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2YES - THE CREDIT UNION'S BOARD OF DIRECTORS ARE ELECTED BY MEMBERS AFTER RECOMENDATION BY A NOMNATING COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3YES. CERTAIN DECISIONS ARE APPROVED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4YES, THERE ARE PROCEDURES IN PLACE TO GOVERN BRANCHES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORM 990 AND 990T IS REVIEWED BY THE CEO PRIOR TO FILING. BOARD OF DIRECTORS WILL REVIEW THE RETURNS AT A REGULARLY SCHEDULED MEETING AFTER FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CONFLICTS OF INTERST ARE PART OF THE PERSONEL POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7CEO COMPENSATION APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8SALARIES APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9CREDIT UNION GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST. DOCUMENTS ARE PUBLISHED ON GUIDESTAR.ORG. FINANCIAL INFORMATION IS AVAILABLE TO THE GENERAL PUBLIC THROUGH THE NATIONAL CREDIT UNION ADMINISTRATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10PARENT ORGANIZATION HAS FILED A CONSOLIDATED RETURN
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 10B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PAGE 7, PART VII
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0114274617
IRS990/TotalAssetsEOYAmt0140416406
IRS990/TotalAssetsGrp/BOYAmt0114274617
IRS990/TotalAssetsGrp/EOYAmt0140416406
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt074
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt06922983
IRS990/TotalGrossUBIAmt029953
IRS990/TotalLiabilitiesBOYAmt0103255162
IRS990/TotalLiabilitiesEOYAmt0125269974
IRS990/TotalLiabilitiesGrp/BOYAmt0103255162
IRS990/TotalLiabilitiesGrp/EOYAmt0125269974
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt011019455
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt015146432
IRS990/TotalOtherCompensationAmt026685
IRS990/TotalProgramServiceRevenueAmt04480373
IRS990/TotalReportableCompFromOrgAmt0235791
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07629642
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07659595
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt029953
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0114274617
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0140416406
IRS990/TravelGrp/TotalAmt052985
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02050 LAWRENCEVILLE HWY SUITE C-40
IRS990/USAddress/CityNm0DECATUR
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030033
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.MEMBERSFIRSTGA.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MR TERRY HARDY CEO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04049780080
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEMBERSFIRST CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MEMB
ReturnHeader/Filer/EIN0581489204
ReturnHeader/Filer/PhoneNum04049780080
ReturnHeader/Filer/USAddress/AddressLine1Txt02050 LAWRENCEVILLE HWY STE C-40
ReturnHeader/Filer/USAddress/CityNm0DECATUR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0582169999
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CYNTHIA L COLEMAN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0610 BRIDGEWATER DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ATLANTA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030328

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$140,416,406
Liabilities
$125,269,974
Net assets
$15,146,432
Revenue
$7,659,595
Expenses
$6,922,983
Net income
$736,612
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$419$373$45.6$24.6$21.2$3.37
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$395$353$42.2$20.9$17.4$3.53
2022Detailed filing. Detailed filing data is available for this year.$358$320$38.1$17.4$13.3$4.13
2021Detailed filing. Detailed filing data is available for this year.$349$315$34.0$15.2$12.4$2.84
2020Detailed filing. Detailed filing data is available for this year.$301$270$31.2$14.2$12.9$1.28
2019Detailed filing. Detailed filing data is available for this year.$244$214$29.9$15.6$13.7$1.92
2018Detailed filing. Detailed filing data is available for this year.$235$207$28.0$14.1$12.5$1.58
2017Detailed filing. Detailed filing data is available for this year.$192$171$21.6$11.6$10.0$1.60
2016Detailed filing. Detailed filing data is available for this year.$183$163$20.0$10.6$10.1$0.52
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$173$154$19.5$8.82$8.24$0.58
2014Detailed filing. Detailed filing data is available for this year.$140$125$15.1$7.66$6.92$0.74
2013Detailed filing. Detailed filing data is available for this year.$114$103$11.0$7.17$6.09$1.07
2012Summary only. Only limited summary data is available for this year.$110$99.8$10.3$6.82$5.92$0.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.7$88.3$9.38$6.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.3$74.2$9.11$5.74