Civic Intelligence

Macon Fireman'S Credit Union

990 • Fiscal year 2014 • EIN 58-0689507

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 06, 2015

Organization ProfileN/A
899 Oglethorpe StreetMacon, GA 31217

(478) 741-4006

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

27th percentile

0.76x

Higher debt load relative to assets than 27% of similar nonprofits.

2014 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2014

Liabilities / Revenue

26th percentile

11.99x

Higher debt load relative to revenue than 26% of similar nonprofits.

2014 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2014

Net Margin

95th percentile

30%

Higher net margin than 95% of similar nonprofits.

2014 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2014

Top Officer Pay

77th percentile

$47,362

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 16.1% of source-year revenue.

2014 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2014

Asset Growth

63rd percentile

1.4%

Faster asset growth than 63% of similar nonprofits.

2014 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Revenue Growth

53rd percentile

-1.0%

Faster revenue growth than 53% of similar nonprofits.

2014 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets27th percentile

Assets

Up

$4,665,710

Up $65,465 (+1.4%) from 2013

Net Assets

Up

$1,128,583

Up $89,711 (+8.6%) from 2013

Liabilities

Down

$3,537,127

Down $24,246 (-0.7%) from 2013

Revenue And Expenses
Liabilities / Revenue26th percentileNet Margin95th percentile

Revenue

Down

$295,008

Down $2,908 (-1.0%) from 2013

Expenses

Down

$205,297

Down $49,431 (-19%) from 2013

Net Income

Up

$89,711

Up $46,523 (+108%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $3,757,768Liabilities 2011: $2,866,623Net Assets 2011: $891,1452011Assets 2012: $4,456,829Liabilities 2012: $3,457,989Net Assets 2012: $998,8402012Assets 2013: $4,600,245Liabilities 2013: $3,561,373Net Assets 2013: $1,038,8722013Assets 2014: $4,665,710Liabilities 2014: $3,537,127Net Assets 2014: $1,128,5832014Assets 2015: $4,565,218Liabilities 2015: $3,346,350Net Assets 2015: $1,218,8682015Assets 2016: $4,669,494Liabilities 2016: $3,414,430Net Assets 2016: $1,255,0642016Assets 2017: $4,852,288Liabilities 2017: $3,556,992Net Assets 2017: $1,295,2962017Assets 2018: $4,927,055Liabilities 2018: $3,600,318Net Assets 2018: $1,326,7372018Assets 2019: $4,729,380Liabilities 2019: $3,385,065Net Assets 2019: $1,344,3152019Assets 2020: $4,776,289Liabilities 2020: $3,418,760Net Assets 2020: $1,357,5292020Assets 2021: $5,257,201Liabilities 2021: $3,884,971Net Assets 2021: $1,372,2302021Assets 2022: $5,419,779Liabilities 2022: $4,023,429Net Assets 2022: $1,396,3502022Assets 2023: $5,021,195Liabilities 2023: $3,574,295Net Assets 2023: $1,446,9002023Assets 2024: $4,956,465Liabilities 2024: $3,493,279Net Assets 2024: $1,463,1862024

Highlighted filing

2014

Assets$4,665,710
Liabilities$3,537,127
Net Assets$1,128,583
Open 2014 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0Expenses 2011: $217,9732011Expenses 2012: $201,0482012Revenue 2013: $297,916Expenses 2013: $254,728Net Income 2013: $43,1882013Revenue 2014: $295,008Expenses 2014: $205,297Net Income 2014: $89,7112014Revenue 2015: $299,244Expenses 2015: $208,959Net Income 2015: $90,2852015Revenue 2016: $264,737Expenses 2016: $242,120Net Income 2016: $22,6172016Revenue 2017: $256,135Expenses 2017: $215,903Net Income 2017: $40,2322017Revenue 2018: $535,981Expenses 2018: $248,843Net Income 2018: $287,1382018Revenue 2019: $294,082Expenses 2019: $276,504Net Income 2019: $17,5782019Revenue 2020: $279,364Expenses 2020: $266,150Net Income 2020: $13,2142020Revenue 2021: $249,646Expenses 2021: $234,945Net Income 2021: $14,7012021Revenue 2022: $277,427Expenses 2022: $253,307Net Income 2022: $24,1202022Revenue 2023: $331,628Expenses 2023: $281,078Net Income 2023: $50,5502023Revenue 2024: $354,843Expenses 2024: $333,053Net Income 2024: $21,7902024

Highlighted filing

2014

Revenue$295,008
Expenses$205,297
Net Income$89,711
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 6, 2015
Return Version
2014v5.0
Gross Receipts
$295,008
Mission and Program Overview

Mission

Provide financial services to the various members of the organization including loans and deposit accounts.

Financial Institution functioning as a state chartered, member served credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,653,157$2,861,482▲ $208,325
Savings and Temporary Cash Investments$1,715,455$1,560,001▼ $155,454
Rtn Earn Endowment Incm Other Fnds$914,092$1,003,803▲ $89,711
Pd in Cap Srpls Land Bldg Eqp Fund$124,780$124,780→ $0
Cash and Non-Interest-Bearing Accounts$118,938$113,893▼ $5,045
Land, Buildings, and Equipment, Net$66,288$73,047▲ $6,759
Prepaid Expenses and Deferred Charges$7,124$3,616▼ $3,508
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$4,600,245$4,665,710▲ $65,465
Other Assets Total$39,283$53,671▲ $14,388
Liabilities
Other Liabilities$3,558,564$3,534,577▼ $23,987
Accounts Payable and Accrued Expenses$2,809$2,550▼ $259
Total Liabilities$3,561,373$3,537,127▼ $24,246
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,038,872$1,128,583▲ $89,711
Total Liabilities and Net Assets / Fund Balance$4,600,245$4,665,710▲ $65,465

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$36,104$35,774$0
Other Land Buildings$7,077$373$0
Land$19,165-$0
Equipment$10,701$55,844$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Linda HardwickManagerFT$47,362$47,362
Pat SmithAssistant ManagerFT$20,786$20,786

Board Members and Trustees

NameTitle
Michael WilliamsonSupervisory Chair
Robert FullerPresident
Jeff SandersVice President
Charles PhillipDirector
Dewey DavisDirector
Ferrell CromerDirector
James BivinsDirector
Todd AlligoodDirector
Willie WilliamsDirector
Lisa Holmes-HughesSupervisory Committee Member
Walter Shane EdwardsSupervisory Committee Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$257,570
Investment Income
$9,084
Other Revenue
$28,354
Change in Net Assets
$89,711
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$123,397
Salaries, Compensation, and Employee Benefits$81,900
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$68,149
Office Expenses---$35,906
Occupancy---$20,518
Other Expenses---$17,435
All Other Expenses---$11,257
Other Employee Benefits---$8,537
Depreciation Depletion---$7,464
Travel---$7,386
Insurance---$6,666
Advertising---$6,047
Payroll Taxes---$5,214
Fees for Services Accounting---$3,658
Conferences and Meetings---$1,901
Total Functional Expenses$0$0$0$205,297
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Membership shares$3,534,577
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members”

Form 990, Part VI, Section A, Line 7A

“Members elect board”

Form 990, Part VI, Section A, Line 7B

“Mergers are approved by Board”

Form 990, Part VI, Section B, Line 11B

“Manager reviews on behalf of the Board”

Form 990, Part VI, Section B, Line 12C

“Periodic disclosures of relationship and other conflicts of interest”

Form 990, Part VI, Section B, Line 15

“Board sets salary based on education, experience, and industry standards.”

Form 990, Part VI, Section C, Line 19

“Upon request”

Filing and Contact Details

Filer

Filer Name
Macon Fireman's Credit Union
EIN
58-0689507
Phone
4787414006
Address
899 Oglethorpe Street, Macon, GA 31217

Signing Officer

Name
Linda Hardwick
Title
Manager
Phone
4787414006
Signed
2015-08-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Linda Hardwick
Formed
1942
Legal Domicile
Ga
Voting Board Members
11
Independent Board Members
11
Employees
2
Volunteers
11

Preparer

Firm
JBarrett Consulting LLC
Address
PO Box 704, Fairmount, GA 30139
Preparer
Jason Barrett
Phone
7707220725
Raw XML AppendixShowing 400 of 432 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02809
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02550
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Financial Institution functioning as a state chartered, member served credit union.
IRS990/AdvertisingGrp/TotalAmt06047
IRS990/AllOtherExpensesGrp/TotalAmt011257
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Linda Hardwick
IRS990/BooksInCareOfDetail/PhoneNum04787414006
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0899 Oglethorpe Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Macon
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd031217
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0118938
IRS990/CashNonInterestBearingGrp/EOYAmt0113893
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt068149
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt01901
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt09084
IRS990/CYOtherExpensesAmt0123397
IRS990/CYOtherRevenueAmt028354
IRS990/CYProgramServiceRevenueAmt0257570
IRS990/CYRevenuesLessExpensesAmt089711
IRS990/CYSalariesCompEmpBnftPaidAmt081900
IRS990/CYTotalExpensesAmt0205297
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0295008
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt07464
IRS990/Desc0Loans to Members
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt03658
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/PersonNm0Todd Alligood
IRS990/Form990PartVIISectionAGrp/PersonNm1James Bivins
IRS990/Form990PartVIISectionAGrp/PersonNm2Ferrell Cromer
IRS990/Form990PartVIISectionAGrp/PersonNm3Dewey Davis
IRS990/Form990PartVIISectionAGrp/PersonNm4Robert Fuller
IRS990/Form990PartVIISectionAGrp/PersonNm5Charles Phillip
IRS990/Form990PartVIISectionAGrp/PersonNm6Jeff Sanders
IRS990/Form990PartVIISectionAGrp/PersonNm7Michael Williamson
IRS990/Form990PartVIISectionAGrp/PersonNm8Willie Williams
IRS990/Form990PartVIISectionAGrp/PersonNm9Lisa Holmes-Hughes
IRS990/Form990PartVIISectionAGrp/PersonNm10Walter Shane Edwards
IRS990/Form990PartVIISectionAGrp/PersonNm11Linda Hardwick
IRS990/Form990PartVIISectionAGrp/PersonNm12Pat Smith
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1147362
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1220786
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4President
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt7Supervisory Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Supervisory Committee Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt12Assistant Manager
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01942
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0295008
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt06666
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt09084
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt09084
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt091991
IRS990/LandBldgEquipBasisNetGrp/BOYAmt066288
IRS990/LandBldgEquipBasisNetGrp/EOYAmt073047
IRS990/LandBldgEquipCostOrOtherBssAmt0165038
IRS990/LegalDomicileStateCd0GA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt07421
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt07421
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Provide financial services to the various members of the organization including loans and deposit accounts.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01038872
IRS990/NetAssetsOrFundBalancesEOYAmt01128583
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt020518
IRS990/OfficeExpensesGrp/TotalAmt035906
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt039283
IRS990/OtherAssetsTotalGrp/EOYAmt053671
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt08537
IRS990/OtherExpensesGrp/Desc0Dividends
IRS990/OtherExpensesGrp/Desc1Provision for loan loss
IRS990/OtherExpensesGrp/TotalAmt05159
IRS990/OtherExpensesGrp/TotalAmt117435
IRS990/OtherLiabilitiesGrp/BOYAmt03558564
IRS990/OtherLiabilitiesGrp/EOYAmt03534577
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Fees
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt020933
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt020933
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt028354
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02653157
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02861482
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt05214
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0124780
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0124780
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07124
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03616
IRS990/PrincipalOfficerNm0Linda Hardwick
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0257570
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0257570
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt06608
IRS990/PYOtherExpensesAmt0176277
IRS990/PYOtherRevenueAmt030224
IRS990/PYProgramServiceRevenueAmt0261084
IRS990/PYRevenuesLessExpensesAmt043188
IRS990/PYSalariesCompEmpBnftPaidAmt078451
IRS990/PYTotalExpensesAmt0254728
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0297916
IRS990/ReconcilationRevenueExpnssAmt089711
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0914092
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01003803
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01715455
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01560001
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt036104
IRS990ScheduleD/BuildingsGrp/DepreciationAmt035774
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt071878
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt010701
IRS990ScheduleD/EquipmentGrp/DepreciationAmt055844
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt066545
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt019165
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt019165
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt07077
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0373
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt07450
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03534577
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Membership shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt073047
IRS990ScheduleD/TotalLiabilityAmt03534577
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members elect board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Mergers are approved by Board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Manager reviews on behalf of the Board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Periodic disclosures of relationship and other conflicts of interest
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Board sets salary based on education, experience, and industry standards.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt04600245
IRS990/TotalAssetsEOYAmt04665710
IRS990/TotalAssetsGrp/BOYAmt04600245
IRS990/TotalAssetsGrp/EOYAmt04665710
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0205297
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03561373
IRS990/TotalLiabilitiesEOYAmt03537127
IRS990/TotalLiabilitiesGrp/BOYAmt03561373
IRS990/TotalLiabilitiesGrp/EOYAmt03537127
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01038872
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01128583
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0257570
IRS990/TotalReportableCompFromOrgAmt068148
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0295008
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0295008
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04600245
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04665710
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt07386
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0899 Oglethorpe Stret
IRS990/USAddress/CityNm0Macon
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd031201

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,665,710
Liabilities
$3,537,127
Net assets
$1,128,583
Revenue
$295,008
Expenses
$205,297
Net income
$89,711
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$3.49$1.46$0.35$0.33$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.02$3.57$1.45$0.33$0.28$0.05
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.42$4.02$1.40$0.28$0.25$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.26$3.88$1.37$0.25$0.23$0.01
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.78$3.42$1.36$0.28$0.27$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.73$3.39$1.34$0.29$0.28$0.02
2018Summary only. Only limited summary data is available for this year.$4.93$3.60$1.33$0.54$0.25$0.29
2017Summary only. Only limited summary data is available for this year.$4.85$3.56$1.30$0.26$0.22$0.04
2016Summary only. Only limited summary data is available for this year.$4.67$3.41$1.26$0.26$0.24$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.57$3.35$1.22$0.30$0.21$0.09
2014Detailed filing. Detailed filing data is available for this year.$4.67$3.54$1.13$0.30$0.21$0.09
2013Detailed filing. Detailed filing data is available for this year.$4.60$3.56$1.04$0.30$0.25$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.46$3.46$1.00$0.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.76$2.87$0.89$0.22