Civic Intelligence

Macon Fireman'S Credit Union

EIN 58-0689507 • 501(c)14 • Macon, GA

Profile

Provide financial services to the various members of the organization including loans and deposit accounts.

899 Oglethorpe StreetMacon, GA 31217

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.70x

Higher debt load relative to assets than 25% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

48th percentile

9.84x

Higher debt load relative to revenue than 48% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

64th percentile

6.1%

Higher net margin than 64% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

60th percentile

$58,952

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 16.6% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Asset Growth

75th percentile

-1.3%

Faster asset growth than 75% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

7.0%

Faster revenue growth than 77% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets25th percentile

Assets

Down

$4,956,465

Down $64,730 (-1.3%) from 2023

Liabilities

Down

$3,493,279

Down $81,016 (-2.3%) from 2023

Net Assets

Up

$1,463,186

Up $16,286 (+1.1%) from 2023

Operations
Liabilities / Revenue48th percentileNet Margin64th percentile

Revenue

Up

$354,843

Up $23,215 (+7.0%) from 2023

Expenses

Up

$333,053

Up $51,975 (+18%) from 2023

Net Income

Down

$21,790

Down $28,760 (-57%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $3,757,768Liabilities 2011: $2,866,623Net Assets 2011: $891,1452011Assets 2012: $4,456,829Liabilities 2012: $3,457,989Net Assets 2012: $998,8402012Assets 2013: $4,600,245Liabilities 2013: $3,561,373Net Assets 2013: $1,038,8722013Assets 2014: $4,665,710Liabilities 2014: $3,537,127Net Assets 2014: $1,128,5832014Assets 2015: $4,565,218Liabilities 2015: $3,346,350Net Assets 2015: $1,218,8682015Assets 2016: $4,669,494Liabilities 2016: $3,414,430Net Assets 2016: $1,255,0642016Assets 2017: $4,852,288Liabilities 2017: $3,556,992Net Assets 2017: $1,295,2962017Assets 2018: $4,927,055Liabilities 2018: $3,600,318Net Assets 2018: $1,326,7372018Assets 2019: $4,729,380Liabilities 2019: $3,385,065Net Assets 2019: $1,344,3152019Assets 2020: $4,776,289Liabilities 2020: $3,418,760Net Assets 2020: $1,357,5292020Assets 2021: $5,257,201Liabilities 2021: $3,884,971Net Assets 2021: $1,372,2302021Assets 2022: $5,419,779Liabilities 2022: $4,023,429Net Assets 2022: $1,396,3502022Assets 2023: $5,021,195Liabilities 2023: $3,574,295Net Assets 2023: $1,446,9002023Assets 2024: $4,956,465Liabilities 2024: $3,493,279Net Assets 2024: $1,463,1862024

Highlighted filing

2024

Assets$4,956,465
Liabilities$3,493,279
Net Assets$1,463,186
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2011: $217,9732011Expenses 2012: $201,0482012Revenue 2013: $297,916Expenses 2013: $254,728Net Income 2013: $43,1882013Revenue 2014: $295,008Expenses 2014: $205,297Net Income 2014: $89,7112014Revenue 2015: $299,244Expenses 2015: $208,959Net Income 2015: $90,2852015Revenue 2016: $264,737Expenses 2016: $242,120Net Income 2016: $22,6172016Revenue 2017: $256,135Expenses 2017: $215,903Net Income 2017: $40,2322017Revenue 2018: $535,981Expenses 2018: $248,843Net Income 2018: $287,1382018Revenue 2019: $294,082Expenses 2019: $276,504Net Income 2019: $17,5782019Revenue 2020: $279,364Expenses 2020: $266,150Net Income 2020: $13,2142020Revenue 2021: $249,646Expenses 2021: $234,945Net Income 2021: $14,7012021Revenue 2022: $277,427Expenses 2022: $253,307Net Income 2022: $24,1202022Revenue 2023: $331,628Expenses 2023: $281,078Net Income 2023: $50,5502023Revenue 2024: $354,843Expenses 2024: $333,053Net Income 2024: $21,7902024

Highlighted filing

2024

Revenue$354,843
Expenses$333,053
Net Income$21,790
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,956,465
Liabilities
$3,493,279
Net assets
$1,463,186
Revenue
$354,843
Expenses
$333,053
Net income
$21,790
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$3.49$1.46$0.35$0.33$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.02$3.57$1.45$0.33$0.28$0.05
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.42$4.02$1.40$0.28$0.25$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.26$3.88$1.37$0.25$0.23$0.01
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.78$3.42$1.36$0.28$0.27$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.73$3.39$1.34$0.29$0.28$0.02
2018Summary only. Only limited summary data is available for this year.$4.93$3.60$1.33$0.54$0.25$0.29
2017Summary only. Only limited summary data is available for this year.$4.85$3.56$1.30$0.26$0.22$0.04
2016Summary only. Only limited summary data is available for this year.$4.67$3.41$1.26$0.26$0.24$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.57$3.35$1.22$0.30$0.21$0.09
2014Detailed filing. Detailed filing data is available for this year.$4.67$3.54$1.13$0.30$0.21$0.09
2013Detailed filing. Detailed filing data is available for this year.$4.60$3.56$1.04$0.30$0.25$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.46$3.46$1.00$0.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.76$2.87$0.89$0.22
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 20, 2025
Return Version
2024v5.1
Gross Receipts
$354,843
Mission and Program Overview

Mission

State chartered financial institution providing financial services to various members including loan and deposit accounts functioning as a state chartered member served credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,396,470$3,412,639▲ $16,169
Rtn Earn Endowment Incm Other Fnds$1,446,900$1,463,186▲ $16,286
Investments Program Related$1,320,396$1,328,743▲ $8,347
Savings and Temporary Cash Investments$249,090$170,633▼ $78,457
Land, Buildings, and Equipment, Net$42,536$31,141▼ $11,395
Prepaid Expenses and Deferred Charges$12,703$13,309▲ $606
Total Assets$5,021,195$4,956,465▼ $64,730
Other Assets Total$0--
Liabilities
Other Liabilities$3,560,099$3,484,571▼ $75,528
Accounts Payable and Accrued Expenses$14,196$8,708▼ $5,488
Total Liabilities$3,574,295$3,493,279▼ $81,016
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,446,900$1,463,186▲ $16,286
Total Liabilities and Net Assets / Fund Balance$5,021,195$4,956,465▼ $64,730

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$1,328,743--
Buildings$11,976$67,352-
Land$19,165-$0
Equipment$0$66,286-
Compensation and Service Providers
Top Officer Pay60th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Linda HarwickManagerFT$58,952$58,952
Pat SmithAssistant ManagerFT$30,676$30,676

Board Members and Trustees

NameTitle
Michael WilliamsonAudit Committee Chairman
Roby FullerPresident/chairman of Board
Maurice D DavidsonDirector/vice President
Brenda Clette-thomasDirector
Ferrell CromerDirector
Greg BeniDirector
Willie F WilliamsDirector/audit Committee
Tyrone GrantAudit Committee
Lisa Holmes-hughesAudit Committee Member
Shane EdwardsAudit Committee Member
Fernandito Laconico IiiSecretary/treasurer
James WindhomSupervisory Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$284,035
Investment Income
$51,858
Other Revenue
$18,950
Change in Net Assets
$21,790
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$223,532
Salaries, Compensation, and Employee Benefits$109,521
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$89,628$0$0$89,628
Interest$46,016$0$0$46,016
Office Expenses$43,535$0$0$43,535
Occupancy$22,966$0$0$22,966
Other Employee Benefits$19,893$0$0$19,893
Fees for Services Accounting$10,645$0$0$10,645
Travel$10,354$0$0$10,354
Fees for Services Legal$5,864$0$0$5,864
Other Expenses$4,767$0$0$4,767
Payments to Affiliates$4,642$0$0$4,642
Advertising$3,314$0$0$3,314
Total Functional Expenses$333,053$0$0$333,053
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$3,484,571
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
MACON FIREMAN'S CREDIT UNION
EIN
58-0689507
Phone
4787414006
Address
899 OGLETHORPE STREET, MACON, GA 31217

Signing Officer

Name
Linda Harwick
Title
Manager
Phone
4787414006
Signed
2025-05-20

Organization Details

Principal Officer
Linda Hardwick
Formed
1942
Legal Domicile
Ga
Voting Board Members
14
Independent Board Members
14
Employees
2
Volunteers
14

Preparer

Firm
Jax Tax Pro
Address
5011 GATE PARKWAY BUILDING 100 SUIT, JACKSONVILLE, FL 32256
Preparer
Stephen J Smith
Phone
9046166077
Supplemental Narrative

Additional Explanations

Pt VI, Line 7A

“Election of members and their rights.”

Pt VI, Line 7B

“Decisions subject to approval of members”

Pt VI, Line 11B

“The manager and the audit committee chairman review these forms for accuracy.”

Pt VI, Line 19

“Documents supporting the financial well being of the state of ga.”

Pt XII, Line 2C

“Documents posted on a montnly basis.”

Pt VI, Line 6

“The organization is comprised of members.”

Pt VI, Line 12C

“COMMITTE REVIEWS.”

Pt VI, Line 15A

“The credit union has a committe who researchs.”

Pt VI, Line 15B

“The credit union has a committe who researchs.”

Raw XML AppendixShowing 400 of 425 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt014196
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt08708
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0STATE CHARTERED FINANCIAL INSTITUTION PROVIDING FINANCIAL SERVICES TO VARIOUS MEMBERS INCLUDING LOAN AND DEPOSIT ACCOUNTS FUNCTIONING AS A STATE CHARTERED MEMBER SERVED CREDIT UNION.
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt03314
IRS990/AdvertisingGrp/TotalAmt03314
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0LINDA HARWICK
IRS990/BooksInCareOfDetail/PhoneNum04787414006
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0899 OGLETHORPE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0MACON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd031201
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt089628
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt089628
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt051858
IRS990/CYOtherExpensesAmt0223532
IRS990/CYOtherRevenueAmt018950
IRS990/CYProgramServiceRevenueAmt0284035
IRS990/CYRevenuesLessExpensesAmt021790
IRS990/CYSalariesCompEmpBnftPaidAmt0109521
IRS990/CYTotalExpensesAmt0333053
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0354843
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0TO PROVIDE LOAN AND DEPOSIT FUNCTION TO MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt010645
IRS990/FeesForServicesAccountingGrp/TotalAmt010645
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt05864
IRS990/FeesForServicesLegalGrp/TotalAmt05864
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIE F WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm1BRENDA CLETTE-THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm2MAURICE D DAVIDSON
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHAEL WILLIAMSON
IRS990/Form990PartVIISectionAGrp/PersonNm4GREG BENI
IRS990/Form990PartVIISectionAGrp/PersonNm5ROBY FULLER
IRS990/Form990PartVIISectionAGrp/PersonNm6FERRELL CROMER
IRS990/Form990PartVIISectionAGrp/PersonNm7FERNANDITO LACONICO III
IRS990/Form990PartVIISectionAGrp/PersonNm8JAMES WINDHOM
IRS990/Form990PartVIISectionAGrp/PersonNm9SHANE EDWARDS
IRS990/Form990PartVIISectionAGrp/PersonNm10LISA HOLMES-HUGHES
IRS990/Form990PartVIISectionAGrp/PersonNm11LINDA HARWICK
IRS990/Form990PartVIISectionAGrp/PersonNm12PAT SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm13TYRONE GRANT
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1158952
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1230676
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR/AUDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR/VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3AUDIT COMMITTEE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT/CHAIRMAN OF BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9AUDIT COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10AUDIT COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt12ASSISTANT MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt13AUDIT COMMITTEE
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01942
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0354843
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt014
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt046016
IRS990/InterestGrp/TotalAmt046016
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt051858
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt01320396
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01328743
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0133638
IRS990/LandBldgEquipBasisNetGrp/BOYAmt042536
IRS990/LandBldgEquipBasisNetGrp/EOYAmt031141
IRS990/LandBldgEquipCostOrOtherBssAmt0164779
IRS990/LegalDomicileStateCd0GA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0STATE CHARTERED FINANCIAL INSTITUTION PROVIDING FINANCIAL SERVICES TO VARIOUS MEMBERS INCLUDING LOAN AND DEPOSIT ACCOUNTS FUNCTIONING AS A STATE CHARTERED MEMBER SERVED CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01446900
IRS990/NetAssetsOrFundBalancesEOYAmt01463186
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt022966
IRS990/OccupancyGrp/TotalAmt022966
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt043535
IRS990/OfficeExpensesGrp/TotalAmt043535
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt019893
IRS990/OtherEmployeeBenefitsGrp/TotalAmt019893
IRS990/OtherExpensesGrp/Desc0REGULATORY FEES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MISC
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt03429
IRS990/OtherExpensesGrp/ProgramServicesAmt168000
IRS990/OtherExpensesGrp/ProgramServicesAmt24767
IRS990/OtherExpensesGrp/TotalAmt03429
IRS990/OtherExpensesGrp/TotalAmt168000
IRS990/OtherExpensesGrp/TotalAmt24767
IRS990/OtherLiabilitiesGrp/BOYAmt03560099
IRS990/OtherLiabilitiesGrp/EOYAmt03484571
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0FEES AND CHARGES FROM SERVICES
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt018950
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt018950
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt018950
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03396470
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03412639
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt04642
IRS990/PaymentsToAffiliatesGrp/TotalAmt04642
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt012703
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt013309
IRS990/PrincipalOfficerNm0LINDA HARDWICK
IRS990/PriorPeriodAdjustmentsAmt0-5504
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST AND LOANS TO MEMBERS
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0284035
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0TO PROVIDE LOAN AND DEPOSIT FUNCTION TO MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt034782
IRS990/PYOtherExpensesAmt0163594
IRS990/PYOtherRevenueAmt020530
IRS990/PYProgramServiceRevenueAmt0276316
IRS990/PYRevenuesLessExpensesAmt050550
IRS990/PYSalariesCompEmpBnftPaidAmt0117484
IRS990/PYTotalExpensesAmt0281078
IRS990/PYTotalRevenueAmt0331628
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt021790
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01446900
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01463186
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0249090
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0170633
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt011976
IRS990ScheduleD/BuildingsGrp/DepreciationAmt067352
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt079328
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt066286
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt066286
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01328743
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0OTHER INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt019165
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt019165
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03484571
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt031141
IRS990ScheduleD/TotalBookValueProgramRltdAmt01328743
IRS990ScheduleD/TotalLiabilityAmt03484571
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ELECTION OF MEMBERS AND THEIR RIGHTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DECISIONS SUBJECT TO APPROVAL OF MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MANAGER AND THE AUDIT COMMITTEE CHAIRMAN REVIEW THESE FORMS FOR ACCURACY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DOCUMENTS SUPPORTING THE FINANCIAL WELL BEING OF THE STATE OF GA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DOCUMENTS POSTED ON A MONTNLY BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION IS COMPRISED OF MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMMITTE REVIEWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE CREDIT UNION HAS A COMMITTE WHO RESEARCHS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE CREDIT UNION HAS A COMMITTE WHO RESEARCHS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XII, Line 2c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 15b
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt05021195
IRS990/TotalAssetsEOYAmt04956465
IRS990/TotalAssetsGrp/BOYAmt05021195
IRS990/TotalAssetsGrp/EOYAmt04956465
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0333053
IRS990/TotalFunctionalExpensesGrp/TotalAmt0333053
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03574295
IRS990/TotalLiabilitiesEOYAmt03493279
IRS990/TotalLiabilitiesGrp/BOYAmt03574295
IRS990/TotalLiabilitiesGrp/EOYAmt03493279
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01446900
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01463186
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0284035
IRS990/TotalReportableCompFromOrgAmt089628
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0354843
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0354843
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt05021195
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04956465
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/FundraisingAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt00
IRS990/TravelGrp/ProgramServicesAmt010354
IRS990/TravelGrp/TotalAmt010354
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0899 N OGLETHORPE STREET
IRS990/USAddress/CityNm0MACON
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd031217
IRS990/VotingMembersGoverningBodyCnt014
IRS990/VotingMembersIndependentCnt014
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA HARWICK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER

Document Assets

No mirrored PDF or thumbnail assets are attached yet.