Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
990 • Fiscal year 2013 • EIN 57-6020340
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
Liabilities / Revenue
18th percentile
Higher debt load relative to revenue than 18% of similar nonprofits.
Net Margin
28th percentile
Higher net margin than 28% of similar nonprofits.
Top Officer Pay
21st percentile
Higher top officer pay than 21% of similar nonprofits.
Top officer pay equals 1.7% of source-year revenue.
Asset Growth
59th percentile
Faster asset growth than 59% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$126,086,116
Up $4,292,139 (+3.5%) from 2012
Net Assets
Up$11,452,126
Up $76,301 (+0.7%) from 2012
Liabilities
Up$114,633,990
Up $4,215,838 (+3.8%) from 2012
Revenue
$8,422,695
No earlier filing loaded for comparison.
Expenses
Up$7,953,294
Up $10,036 (+0.1%) from 2012
Net Income
$469,401
No earlier filing loaded for comparison.
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $77,265,147 | $78,917,167 | ▲ $1,652,020 |
| Investments in Publicly Traded Securities | $22,268,628 | $21,775,670 | ▼ $492,958 |
| Rtn Earn Endowment Incm Other Fnds | $11,375,825 | $11,452,126 | ▲ $76,301 |
| Cash and Non-Interest-Bearing Accounts | $10,202,057 | $9,772,877 | ▼ $429,180 |
| Savings and Temporary Cash Investments | $6,297,541 | $6,928,125 | ▲ $630,584 |
| Land, Buildings, and Equipment, Net | $3,839,883 | $3,824,513 | ▼ $15,370 |
| Total Assets | $121,793,977 | $126,086,116 | ▲ $4,292,139 |
| Other Assets Total | $1,920,721 | $4,867,764 | ▲ $2,947,043 |
| Liabilities | |||
| Other Liabilities | $108,397,657 | $112,746,463 | ▲ $4,348,806 |
| Accounts Payable and Accrued Expenses | $1,857,462 | $1,724,373 | ▼ $133,089 |
| Escrow Account Liability | $163,033 | $163,154 | ▲ $121 |
| Total Liabilities | $110,418,152 | $114,633,990 | ▲ $4,215,838 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $11,375,825 | $11,452,126 | ▲ $76,301 |
| Total Liabilities and Net Assets / Fund Balance | $121,793,977 | $126,086,116 | ▲ $4,292,139 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,722,808 | $3,316,841 | $5,039,649 |
| Equipment | $753,122 | $3,460,295 | $4,213,417 |
| Land | $1,228,339 | - | $1,228,339 |
| Other Land Buildings | $120,244 | - | $120,244 |
| Name | Title | Base | Total |
|---|---|---|---|
| Bill Varn | President/ce | $142,328 | $142,328 |
| Name | Title |
|---|---|
| Travis Walters | Chairman |
| Frank Benson | Vice Chairma |
| Helen Sherrill | Board Member |
| Mark Burns | Board Member |
| Pansy Howell | Board Member |
| Sylvester Wilson | Board Member |
| Jimmy Shelly | Secretary/tr |
| Line Item | Amount |
|---|---|
| Other Expenses | $4,326,474 |
| Salaries, Compensation, and Employee Benefits | $3,626,820 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,577,783 |
| Office Expenses | - | - | - | $955,667 |
| Other Employee Benefits | - | - | - | $480,003 |
| Depreciation Depletion | - | - | - | $416,198 |
| Interest | - | - | - | $332,806 |
| Occupancy | - | - | - | $280,037 |
| Pension Plan Contributions | - | - | - | $224,807 |
| Payroll Taxes | - | - | - | $201,899 |
| Advertising | - | - | - | $175,661 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $142,328 |
| Conferences and Meetings | - | - | - | $111,161 |
| Insurance | - | - | - | $70,945 |
| Fees for Services Accounting | - | - | - | $68,884 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $22,707 |
| Fees for Services Legal | - | - | - | $15,977 |
| Other Expenses | - | - | - | $6,840 |
| Total Functional Expenses | $0 | $0 | $0 | $7,953,294 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $7,953,294 |
| Total Expenses per Audited Statements | $7,953,294 |
| Total Expenses per Form 990 | $7,953,294 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $112,746,463 |
“Spc cooperative credit union's field of membership includes anyone who lives, works or attends school in darlington, florence or marlboro counties. Spc also serves employee groups in the hartsville, darlington and bennettsville area, as well as the employees of sonoco products company and its affiliates throughout the united states. In addition, any person related by blood or marriage to a current spc member, regardless of employment or residence, may join the credit union.”
“At the credit union's annual meetings, the membership elects the board of directors.”
“The organization reviews the form 990 to ensure that there are no omissions or misstatements.”
“The policy is reviewed and updated annually to ensure compliance.”
“The compensation committee along with the board of directors approve the ceo's, vice president's and the cfo's salaries.”
“Employees are given evaluations before they receive salary increases. These increases are approved by the compensation committee and the board of directors.”
“Governing documents are available to the public upon request. Persons may come into one of the credit union's branches and request a copy of any of our governing documents. Some documents are posted in the branch lobbies.”
“Other comprehensive income 774,769 change in gain (loss) in pension plan 1,167,869”
“The credit union holds escrow accounts for first mortgages (third party and in-house). The credit union pays for the service.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1857462 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1724373 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 175661 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BILLY BYRD |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8433830090 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 204 N FIFTH STREET |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | HARTSVILLE |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | SC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 29550 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 10202057 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 9772877 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 142328 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 111161 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 311310 |
| IRS990/CYOtherExpensesAmt | 0 | 4326474 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 8111385 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 469401 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3626820 |
| IRS990/CYTotalExpensesAmt | 0 | 7953294 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 8422695 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 416198 |
| IRS990/Desc | 0 | DURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 71 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 163033 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 163154 |
| IRS990/ExcessBusinessHoldingsInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 7953294 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 68884 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 15977 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 22707 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TRAVIS WALTERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | FRANK BENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JIMMY SHELLY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARK BURNS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SYLVESTER WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | PANSY HOWELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | HELEN SHERRILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BILL VARN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 142328 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1961 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 8422695 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 70945 |
| IRS990/InterestGrp/TotalAmt | 0 | 332806 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 311310 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 311310 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 22268628 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 21775670 |
| IRS990/IRPDocumentCnt | 0 | 16 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 6777136 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3839883 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3824513 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 10601649 |
| IRS990/LegalDomicileStateCd | 0 | SC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 11375825 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 11452126 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 280037 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 955667 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1920721 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4867764 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -393100 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 480003 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER OPERATING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | LOSS ON IMPAIRMENT OF INV |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1511313 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 278026 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 80252 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 6840 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 108397657 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 112746463 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2577783 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 77265147 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 78917167 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 201899 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 224807 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | BILLY BYRD |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND SERVICE CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4928595 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2193836 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 988954 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 4928595 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2193836 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 988954 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 331176 |
| IRS990/PYOtherExpensesAmt | 0 | 4273240 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 8154090 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 542008 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3670018 |
| IRS990/PYTotalExpensesAmt | 0 | 7943258 |
| IRS990/PYTotalRevenueAmt | 0 | 8485266 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 469401 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 11375825 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 11452126 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6297541 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6928125 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1722808 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3316841 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5039649 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 753122 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 3460295 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 4213417 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 7953294 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1228339 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1228339 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 120244 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 120244 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 112746463 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 8422695 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS ESCROW ACCOUNTS FOR FIRST MORTGAGES (THIRD PARTY AND IN-HOUSE). THE CREDIT UNION PAYS FOR THE SERVICE. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3824513 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 7953294 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 112746463 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 8422695 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 8422695 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 7953294 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SPC COOPERATIVE CREDIT UNION'S FIELD OF MEMBERSHIP INCLUDES ANYONE WHO LIVES, WORKS OR ATTENDS SCHOOL IN DARLINGTON, FLORENCE OR MARLBORO COUNTIES. SPC ALSO SERVES EMPLOYEE GROUPS IN THE HARTSVILLE, DARLINGTON AND BENNETTSVILLE AREA, AS WELL AS THE EMPLOYEES OF SONOCO PRODUCTS COMPANY AND ITS AFFILIATES THROUGHOUT THE UNITED STATES. IN ADDITION, ANY PERSON RELATED BY BLOOD OR MARRIAGE TO A CURRENT SPC MEMBER, REGARDLESS OF EMPLOYMENT OR RESIDENCE, MAY JOIN THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE POLICY IS REVIEWED AND UPDATED ANNUALLY TO ENSURE COMPLIANCE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE COMPENSATION COMMITTEE ALONG WITH THE BOARD OF DIRECTORS APPROVE THE CEO'S, VICE PRESIDENT'S AND THE CFO'S SALARIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | EMPLOYEES ARE GIVEN EVALUATIONS BEFORE THEY RECEIVE SALARY INCREASES. THESE INCREASES ARE APPROVED BY THE COMPENSATION COMMITTEE AND THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ONE OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OTHER COMPREHENSIVE INCOME 774,769 CHANGE IN GAIN (LOSS) IN PENSION PLAN 1,167,869 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 121793977 |
| IRS990/TotalAssetsEOYAmt | 0 | 126086116 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 121793977 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 126086116 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 71 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 7953294 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 110418152 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 114633990 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 110418152 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 114633990 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 11375825 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 11452126 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 7953294 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 8111385 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 142328 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 311310 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 8111385 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 8422695 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 121793977 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 126086116 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | PO BOX 1355 |
| IRS990/USAddress/City | 0 | HARTSVILLE |
| IRS990/USAddress/State | 0 | SC |
| IRS990/USAddress/ZIPCode | 0 | 29551 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.SPCCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BILLY BYRD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CFO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8433830090 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-07-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | SPC COOPERATIVE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SPCC |
| ReturnHeader/Filer/EIN | 0 | 576020340 |
| ReturnHeader/Filer/PhoneNum | 0 | 8433830090 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 1355 |
| ReturnHeader/Filer/USAddress/City | 0 | HARTSVILLE |
| ReturnHeader/Filer/USAddress/State | 0 | SC |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 29551 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | CANTEY TILLER PIERCE & GREEN LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | PO BOX 862 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | CAMDEN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 29021 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8034321436 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-08-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JANET M PIERCE |
| ReturnHeader/ReturnTs | 0 | 2014-08-15T09:24:58-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
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