Civic Intelligence

Spc Cooperative Credit Union

990 • Fiscal year 2018 • EIN 57-6020340

Jan 01, 2018 to Dec 31, 2018 • Filed on May 06, 2019

Organization ProfileWWW.SPCCU.ORG

View Organization Page

PO Box 1355Hartsville, SC 29551

(843) 383-0090

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

0.92x

Higher debt load relative to assets than 95% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Liabilities / Revenue

24th percentile

14.27x

Higher debt load relative to revenue than 24% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Net Margin

49th percentile

13%

Higher net margin than 49% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Top Officer Pay

13th percentile

$139,717

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Asset Growth

33rd percentile

1.5%

Faster asset growth than 33% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2017 to 2018

Revenue Growth

47th percentile

10%

Faster revenue growth than 47% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets95th percentile

Assets

Up

$160,522,294

Up $2,387,351 (+1.5%) from 2017

Net Assets

Up

$12,172,899

Up $95,347 (+0.8%) from 2017

Liabilities

Up

$148,349,395

Up $2,292,004 (+1.6%) from 2017

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin49th percentile

Revenue

Up

$10,397,338

Up $963,300 (+10%) from 2017

Expenses

Up

$9,079,396

Up $287,579 (+3.3%) from 2017

Net Income

Up

$1,317,942

Up $675,721 (+105%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $108,676,738Liabilities 2010: $97,699,517Net Assets 2010: $10,977,2212010Assets 2011: $116,466,517Liabilities 2011: $105,112,028Net Assets 2011: $11,354,4892011Assets 2012: $121,793,977Liabilities 2012: $110,418,152Net Assets 2012: $11,375,8252012Assets 2013: $126,086,116Liabilities 2013: $114,633,990Net Assets 2013: $11,452,1262013Assets 2014: $133,607,014Liabilities 2014: $122,488,189Net Assets 2014: $11,118,8252014Assets 2015: $144,661,279Liabilities 2015: $133,812,425Net Assets 2015: $10,848,8542015Assets 2016: $151,079,504Liabilities 2016: $139,641,481Net Assets 2016: $11,438,0232016Assets 2017: $158,134,943Liabilities 2017: $146,057,391Net Assets 2017: $12,077,5522017Assets 2018: $160,522,294Liabilities 2018: $148,349,395Net Assets 2018: $12,172,8992018Assets 2019: $164,592,799Liabilities 2019: $150,629,286Net Assets 2019: $13,963,5132019Assets 2020: $207,674,821Liabilities 2020: $193,450,024Net Assets 2020: $14,224,7972020Assets 2021: $231,524,692Liabilities 2021: $215,850,625Net Assets 2021: $15,674,0672021Assets 2022: $243,239,953Liabilities 2022: $226,517,822Net Assets 2022: $16,722,1312022Assets 2023: $239,331,326Liabilities 2023: $221,525,105Net Assets 2023: $17,806,2212023Assets 2024: $240,682,854Liabilities 2024: $216,791,916Net Assets 2024: $23,890,9382024

Highlighted filing

2018

Assets$160,522,294
Liabilities$148,349,395
Net Assets$12,172,899
Open 2018 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $7,980,4362010Expenses 2011: $7,879,8042011Expenses 2012: $7,943,2582012Revenue 2013: $8,422,695Expenses 2013: $7,953,294Net Income 2013: $469,4012013Revenue 2014: $8,263,881Expenses 2014: $8,001,526Net Income 2014: $262,3552014Revenue 2015: $8,858,356Expenses 2015: $8,431,121Net Income 2015: $427,2352015Revenue 2016: $9,087,478Expenses 2016: $8,788,749Net Income 2016: $298,7292016Revenue 2017: $9,434,038Expenses 2017: $8,791,817Net Income 2017: $642,2212017Revenue 2018: $10,397,338Expenses 2018: $9,079,396Net Income 2018: $1,317,9422018Revenue 2019: $11,666,247Expenses 2019: $10,088,717Net Income 2019: $1,577,5302019Revenue 2020: $11,834,754Expenses 2020: $10,680,783Net Income 2020: $1,153,9712020Revenue 2021: $12,295,768Expenses 2021: $11,162,816Net Income 2021: $1,132,9522021Revenue 2022: $13,550,656Expenses 2022: $11,601,765Net Income 2022: $1,948,8912022Revenue 2023: $15,750,567Expenses 2023: $14,168,156Net Income 2023: $1,582,4112023Revenue 2024: $19,796,776Expenses 2024: $15,619,814Net Income 2024: $4,176,9622024

Highlighted filing

2018

Revenue$10,397,338
Expenses$9,079,396
Net Income$1,317,942
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 6, 2019
Return Version
2018v3.1
Gross Receipts
$10,397,338
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$94,611,165$100,492,738▲ $5,881,573
Investments in Publicly Traded Securities$19,030,076$17,670,948▼ $1,359,128
Savings and Temporary Cash Investments$19,009,361$14,914,526▼ $4,094,835
Rtn Earn Endowment Incm Other Fnds$12,077,552$12,172,899▲ $95,347
Cash and Non-Interest-Bearing Accounts$10,389,822$11,169,774▲ $779,952
Land, Buildings, and Equipment, Net$3,453,744$5,151,098▲ $1,697,354
Total Assets$158,134,943$160,522,294▲ $2,387,351
Other Assets Total$11,640,775$11,123,210▼ $517,565
Liabilities
Other Liabilities$143,012,490$145,604,696▲ $2,592,206
Accounts Payable and Accrued Expenses$2,878,445$2,568,498▼ $309,947
Escrow Account Liability$166,456$176,201▲ $9,745
Total Liabilities$146,057,391$148,349,395▲ $2,292,004
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,077,552$12,172,899▲ $95,347
Total Liabilities and Net Assets / Fund Balance$158,134,943$160,522,294▲ $2,387,351

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,048,885$6,480,348$9,529,233
Equipment$501,996$3,489,415$3,991,411
Land$1,600,217-$1,600,217
Other Assets Org$378,171--
Compensation and Service Providers
Top Officer Pay13th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Linda WeatherfordPresident/ceFT$139,717$139,717
Billy ByrdCFOFT$110,683$110,683

Board Members and Trustees

NameTitle
Travis WaltersChairman
Jerry CheathamVice Chairma
Helen SherrillBoard Member
Peggi DavisBoard Member
Richard CookBoard Member
Sylvester WilsonBoard Member
Jimmy ShelleySecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,728,809
Investment Income
$668,529
Other Revenue
$0
Change in Net Assets
$1,317,942

Audited Revenue Reconciliation

Revenue per Audited Statements
$10,397,338
Total Revenue per Audited Statements
$10,397,338
Total Revenue per Form 990
$10,397,338
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,207,134
Salaries, Compensation, and Employee Benefits$3,872,262
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,784,720$309,414-$3,094,134
Office Expenses$995,373--$995,373
Other Employee Benefits$376,370$41,819-$418,189
Interest$399,817--$399,817
Depreciation Depletion$352,104--$352,104
Occupancy$289,153$32,128-$321,281
Payroll Taxes$205,997$22,889-$228,886
Advertising$196,148--$196,148
Pension Plan Contributions$117,947$13,106-$131,053
Conferences and Meetings$52,405--$52,405
Fees for Services Accounting$51,195--$51,195
Other Expenses$40,120--$40,120
All Other Expenses$26,217--$26,217
Fees for Service Investment Mgmnt Fees$22,760--$22,760
Fees for Services Legal$17,053--$17,053
Fees for Services Other$14,588--$14,588
Total Functional Expenses$8,660,040$419,356$0$9,079,396

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$9,079,396
Total Expenses per Audited Statements$9,079,396
Total Expenses per Form 990$9,079,396
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$145,604,696
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Spc cooperative credit union's field of membership includes anyone who lives, works or attends school in darlington, florence or marlboro counties. Spc also serves employee groups in the hartsville, darlington and bennettsville area, as well as the employees of sonoco products company and its affiliates throughout the united states. In addition, any person related by blood or marriage to a current spc member, regardless of employment or residence, may join the credit union.”

Form 990, Page 6, Part VI, Line 7A

“At the credit union's annual meetings, the membership elects the board of directors.”

Form 990, Page 6, Part VI, Line 11B

“The organization reviews the form 990 to ensure that there are no omissions or misstatements.”

Form 990, Page 6, Part VI, Line 12C

“The policy is reviewed and updated annually to ensure compliance.”

Form 990, Page 6, Part VI, Line 15A

“The compensation committee along with the board of directors approve the ceo's, vice president's and the cfo's salaries.”

Form 990, Page 6, Part VI, Line 15B

“Employees are given evaluations before they receive salary increases. These increases are approved by the compensation committee and the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are available to the public upon request. Persons may come into one of the credit union's branches and request a copy of any of our governing documents. Some documents are posted in the branch lobbies.”

Filing and Contact Details

Filer

Filer Name
Spc Credit Union
EIN
57-6020340
Phone
8433830090
Address
PO BOX 1355, HARTSVILLE, SC 29551

Signing Officer

Name
Linda Weatherford
Title
President/CEO
Phone
8433830090
Signed
2019-05-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Linda Weatherford
Formed
1941
Legal Domicile
Sc
Voting Board Members
7
Independent Board Members
7
Employees
75
Volunteers
7

Preparer

Firm
Cantey Tiller Pierce & Green Llp
Address
PO BOX 862, CAMDEN, SC 29021
Preparer
Janet M Pierce
Phone
8034321436
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“CHANGE IN OCI -1,222,595”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds escrow accounts for first mortgages (third party and in-house). The credit union pays for the service.”

Raw XML AppendixShowing 400 of 401 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherSalariesAndWagesGrp/TotalAmt03094134
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt094611165
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0100492738
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt022889
IRS990/PayrollTaxesGrp/ProgramServicesAmt0205997
IRS990/PayrollTaxesGrp/TotalAmt0228886
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt013106
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0117947
IRS990/PensionPlanContributionsGrp/TotalAmt0131053
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0LINDA WEATHERFORD
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND SERVICE CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05625659
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12405529
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21697621
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05625659
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12405529
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21697621
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0460022
IRS990/PYOtherExpensesAmt05058298
IRS990/PYProgramServiceRevenueAmt08974016
IRS990/PYRevenuesLessExpensesAmt0642221
IRS990/PYSalariesCompEmpBnftPaidAmt03733519
IRS990/PYTotalExpensesAmt08791817
IRS990/PYTotalRevenueAmt09434038
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt01317942
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012077552
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012172899
IRS990/SavingsAndTempCashInvstGrp/BOYAmt019009361
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014914526
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03048885
IRS990ScheduleD/BuildingsGrp/DepreciationAmt06480348
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09529233
IRS990ScheduleD/EquipmentGrp/BookValueAmt0501996
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03489415
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03991411
IRS990ScheduleD/ExpensesSubtotalAmt09079396
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt01600217
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01600217
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt010745039
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1378171
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0OTHER ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ACCRUED INTEREST
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0145604696
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/RevenueSubtotalAmt010397338
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS ESCROW ACCOUNTS FOR FIRST MORTGAGES (THIRD PARTY AND IN-HOUSE). THE CREDIT UNION PAYS FOR THE SERVICE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05151098
IRS990ScheduleD/TotalBookValueOtherAssetsAmt011123210
IRS990ScheduleD/TotalExpensesPerForm990Amt09079396
IRS990ScheduleD/TotalLiabilityAmt0145604696
IRS990ScheduleD/TotalRevenuePerForm990Amt010397338
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt010397338
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt09079396
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SPC COOPERATIVE CREDIT UNION'S FIELD OF MEMBERSHIP INCLUDES ANYONE WHO LIVES, WORKS OR ATTENDS SCHOOL IN DARLINGTON, FLORENCE OR MARLBORO COUNTIES. SPC ALSO SERVES EMPLOYEE GROUPS IN THE HARTSVILLE, DARLINGTON AND BENNETTSVILLE AREA, AS WELL AS THE EMPLOYEES OF SONOCO PRODUCTS COMPANY AND ITS AFFILIATES THROUGHOUT THE UNITED STATES. IN ADDITION, ANY PERSON RELATED BY BLOOD OR MARRIAGE TO A CURRENT SPC MEMBER, REGARDLESS OF EMPLOYMENT OR RESIDENCE, MAY JOIN THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE POLICY IS REVIEWED AND UPDATED ANNUALLY TO ENSURE COMPLIANCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE COMPENSATION COMMITTEE ALONG WITH THE BOARD OF DIRECTORS APPROVE THE CEO'S, VICE PRESIDENT'S AND THE CFO'S SALARIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EMPLOYEES ARE GIVEN EVALUATIONS BEFORE THEY RECEIVE SALARY INCREASES. THESE INCREASES ARE APPROVED BY THE COMPENSATION COMMITTEE AND THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ONE OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7CHANGE IN OCI -1,222,595
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0158134943
IRS990/TotalAssetsEOYAmt0160522294
IRS990/TotalAssetsGrp/BOYAmt0158134943
IRS990/TotalAssetsGrp/EOYAmt0160522294
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt075
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0419356
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt08660040
IRS990/TotalFunctionalExpensesGrp/TotalAmt09079396
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0146057391
IRS990/TotalLiabilitiesEOYAmt0148349395
IRS990/TotalLiabilitiesGrp/BOYAmt0146057391
IRS990/TotalLiabilitiesGrp/EOYAmt0148349395
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt012077552
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt012172899
IRS990/TotalProgramServiceExpensesAmt08660040
IRS990/TotalProgramServiceRevenueAmt09728809
IRS990/TotalReportableCompFromOrgAmt0250400
IRS990/TotalRevenueGrp/ExclusionAmt0463109
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt09934229
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt010397338
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0158134943
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0160522294
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1355
IRS990/USAddress/CityNm0HARTSVILLE
IRS990/USAddress/StateAbbreviationCd0SC
IRS990/USAddress/ZIPCd029551
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SPCCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA WEATHERFORD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08433830090
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SPC CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SPCC
ReturnHeader/Filer/EIN0576020340
ReturnHeader/Filer/PhoneNum08433830090
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1355
ReturnHeader/Filer/USAddress/CityNm0HARTSVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029551
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId04D587545033F8B02F9485842328B8A11230D0B4E
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0AE30496A62B46D8576CB2DA285076149EB93452B
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0206.74.13.32
ReturnHeader/FilingSecurityInformation/IPDt02019-05-08
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm012:07:27
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0570568919
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CANTEY TILLER PIERCE & GREEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 862
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CAMDEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029021
ReturnHeader/PreparerPersonGrp/PhoneNum08034321436
ReturnHeader/PreparerPersonGrp/PreparationDt02019-05-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JANET M PIERCE
ReturnHeader/ReturnTs02019-05-08T12:07:27-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$160,522,294
Liabilities
$148,349,395
Net assets
$12,172,899
Revenue
$10,397,338
Expenses
$9,079,396
Net income
$1,317,942
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$241$217$23.9$19.8$15.6$4.18
2023Detailed filing. Detailed filing data is available for this year.$239$222$17.8$15.8$14.2$1.58
2022Detailed filing. Detailed filing data is available for this year.$243$227$16.7$13.6$11.6$1.95
2021Detailed filing. Detailed filing data is available for this year.$232$216$15.7$12.3$11.2$1.13
2020Detailed filing. Detailed filing data is available for this year.$208$193$14.2$11.8$10.7$1.15
2019Detailed filing. Detailed filing data is available for this year.$165$151$14.0$11.7$10.1$1.58
2018Detailed filing. Detailed filing data is available for this year.$161$148$12.2$10.4$9.08$1.32
2017Detailed filing. Detailed filing data is available for this year.$158$146$12.1$9.43$8.79$0.64
2016Detailed filing. Detailed filing data is available for this year.$151$140$11.4$9.09$8.79$0.30
2015Detailed filing. Detailed filing data is available for this year.$145$134$10.8$8.86$8.43$0.43
2014Detailed filing. Detailed filing data is available for this year.$134$122$11.1$8.26$8.00$0.26
2013Detailed filing. Detailed filing data is available for this year.$126$115$11.5$8.42$7.95$0.47
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$122$110$11.4$7.94
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$105$11.4$7.88
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$97.7$11.0$7.98