Civic Intelligence

Sage Financial Solutions Inc.

990 • Fiscal year 2020 • EIN 56-2591517

Jan 01, 2020 to Dec 31, 2020 • Filed on Sep 23, 2021

Organization Profilesagemoneytalks.wordpress.com
2101 Pear Street 6Pinole, CA 94564

(415) 413-7243

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.30x

Higher debt load relative to assets than 75% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Liabilities / Revenue

71st percentile

0.21x

Higher debt load relative to revenue than 71% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Net Margin

79th percentile

29%

Higher net margin than 79% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Top Officer Pay

93rd percentile

$134,000

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 14.4% of source-year revenue.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Asset Growth

95th percentile

209%

Faster asset growth than 95% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2019 to 2020

Revenue Growth

64th percentile

8.4%

Faster revenue growth than 64% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$658,091

Up $445,054 (+209%) from 2019

Net Assets

Up

$462,220

Up $282,275 (+157%) from 2019

Liabilities

Up

$195,871

Up $162,779 (+492%) from 2019

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin79th percentile

Revenue

Up

$930,161

Up $71,707 (+8.4%) from 2019

Expenses

Down

$662,313

Down $10,228 (-1.5%) from 2019

Net Income

Up

$267,848

Up $81,935 (+44%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0-$200KAssets 2017: $22,043Liabilities 2017: $54,869Net Assets 2017: -$32,8262017Assets 2018: $12,636Liabilities 2018: $47,809Net Assets 2018: -$35,1732018Assets 2019: $213,037Liabilities 2019: $33,092Net Assets 2019: $179,9452019Assets 2020: $658,091Liabilities 2020: $195,871Net Assets 2020: $462,2202020Assets 2021: $362,828Liabilities 2021: $180,657Net Assets 2021: $182,1712021Assets 2022: $432,926Liabilities 2022: $231,855Net Assets 2022: $201,0712022Assets 2023: $434,507Liabilities 2023: $209,531Net Assets 2023: $224,9762023Assets 2024: $254,220Liabilities 2024: $158,901Net Assets 2024: $95,3192024

Highlighted filing

2020

Assets$658,091
Liabilities$195,871
Net Assets$462,220
Open 2020 Filing

Operations Trend

Revenue Growth64th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2017: $300,716Expenses 2017: $374,689Net Income 2017: -$73,9732017Revenue 2018: $338,602Expenses 2018: $340,949Net Income 2018: -$2,3472018Revenue 2019: $858,454Expenses 2019: $672,541Net Income 2019: $185,9132019Revenue 2020: $930,161Expenses 2020: $662,313Net Income 2020: $267,8482020Revenue 2021: $393,641Expenses 2021: $673,690Net Income 2021: -$280,0492021Revenue 2022: $642,593Expenses 2022: $623,693Net Income 2022: $18,9002022Revenue 2023: $763,079Expenses 2023: $694,281Net Income 2023: $68,7982023Revenue 2024: $551,316Expenses 2024: $779,031Net Income 2024: -$227,7152024

Highlighted filing

2020

Revenue$930,161
Expenses$662,313
Net Income$267,848
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Sep 23, 2021
Return Version
2020v4.0
Gross Receipts
$930,161
Mission and Program Overview

Mission

Sage financial solutions bridges the gap between financial services professions and low-wealth communities by providing support to community based organizations (cbos) and financial life skills programs. We believe everyone deserves access to competent, ethical financial services

Sage financial solutions (sfs) bridges the gap between financial services professions and low-wealth communities. We believe that everyone needs and deserves access to competent, ethical financial services and so we provide support to community based organizations (cbos) and financial life skills programs for low-wealth individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$146,832$591,149▲ $444,317
Accounts Receivable$66,204$65,842▼ $362
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$213,037$658,091▲ $445,054
Other Assets Total$1$1,100▲ $1,099
Liabilities
Other Liabilities-$149,900-
Accounts Payable and Accrued Expenses$33,092$45,971▲ $12,879
Total Liabilities$33,092$195,871▲ $162,779
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$114,945$460,209▲ $345,264
Net Assets With Donor Restrictions$65,000$2,011▼ $62,989
Total Net Assets Fund Balance$179,945$462,220▲ $282,275
Total Liabilities and Net Assets / Fund Balance$213,037$658,091▲ $445,054
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Saundra D DavisCEOFT$134,000$134,000

Board Members and Trustees

NameTitle
Holly Gillian-kendel Cfp CluDirector
Joe Canton PhdDirector
Sarita EvansDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$27,115
Program Service Revenue
$903,044
Investment Income
$2
Other Revenue
$0
All Other Contributions
$27,115
Change in Net Assets
$267,848
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$528,313
Salaries, Compensation, and Employee Benefits$134,000
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$80,400$53,600-$134,000
Fees for Services Accounting$9,258$13,887-$23,145
Occupancy$7,920$5,280-$13,200
Travel$7,892$5,261-$13,153
All Other Expenses$1,347$1,353-$2,700
Interest-$2,550-$2,550
Other Expenses$1,487$992-$2,479
Advertising$587$391-$978
Fees for Services Legal$377$252-$629
Insurance$50$34-$84
Total Functional Expenses$390,955$271,358$0$662,313
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Eidl Grant$149,900
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“No review was or will be conducted.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Sage Financial Solutions Inc
EIN
56-2591517
Phone
4154137243
Address
2101 PEAR STREET 6, PINOLE, CA 94564

Signing Officer

Name
Saundra D Davis
Title
CEO
Signed
2021-09-23
Discuss with paid preparer
Yes

Organization Details

Formed
2005
Legal Domicile
CA
Voting Board Members
4
Independent Board Members
0
Employees
0

Preparer

Firm
Hca & Co CPA
Address
595 Market Street Suite 1180, San Francisco, CA 94105
Preparer
Hc Ahuruonye CPA
Phone
4152834490
Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt033092
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt045971
IRS990/AccountsReceivableGrp/BOYAmt066204
IRS990/AccountsReceivableGrp/EOYAmt065842
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0SAGE FINANCIAL SOLUTIONS (SFS) BRIDGES THE GAP BETWEEN FINANCIAL SERVICES PROFESSIONS AND LOW-WEALTH COMMUNITIES. WE BELIEVE THAT EVERYONE NEEDS AND DESERVES ACCESS TO COMPETENT, ETHICAL FINANCIAL SERVICES AND SO WE PROVIDE SUPPORT TO COMMUNITY BASED ORGANIZATIONS (CBOS) AND FINANCIAL LIFE SKILLS PROGRAMS FOR LOW-WEALTH INDIVIDUALS.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0391
IRS990/AdvertisingGrp/ProgramServicesAmt0587
IRS990/AdvertisingGrp/TotalAmt0978
IRS990/AllOtherContributionsAmt027115
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt01353
IRS990/AllOtherExpensesGrp/ProgramServicesAmt01347
IRS990/AllOtherExpensesGrp/TotalAmt02700
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0SAUNDRA D DAVIS
IRS990/BooksInCareOfDetail/PhoneNum04154137243
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02101 PEAR STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0PINOLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd094564
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0146832
IRS990/CashNonInterestBearingGrp/EOYAmt0591149
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt053600
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt080400
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0134000
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt027115
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt02
IRS990/CYOtherExpensesAmt0528313
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0903044
IRS990/CYRevenuesLessExpensesAmt0267848
IRS990/CYSalariesCompEmpBnftPaidAmt0134000
IRS990/CYTotalExpensesAmt0662313
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0930161
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0SAGE FINANCIAL SOLUTIONS (SFS) BRIDGES THE GAP BETWEEN FINANCIAL SERVICES PROFESSIONS AND LOW-WEALTH COMMUNITIES. WE BELIEVE THAT EVERYONE NEEDS AND DESERVES ACCESS TO COMPETENT, ETHICAL FINANCIAL SERVICES AND SO WE PROVIDE SUPPORT TO COMMUNITY BASED ORGANIZATIONS (CBOS) AND FINANCIAL LIFE SKILLS PROGRAMS FOR LOW-WEALTH INDIVIDUALS.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt065000
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt02011
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0390955
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt013887
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt09258
IRS990/FeesForServicesAccountingGrp/TotalAmt023145
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0252
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0377
IRS990/FeesForServicesLegalGrp/TotalAmt0629
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/PersonNm0SAUNDRA D DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm1SARITA EVANS
IRS990/Form990PartVIISectionAGrp/PersonNm2JOE CANTON PHD
IRS990/Form990PartVIISectionAGrp/PersonNm3HOLLY GILLIAN-KENDEL CFP CLU
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0134000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02005
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0930161
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt034
IRS990/InsuranceGrp/ProgramServicesAmt050
IRS990/InsuranceGrp/TotalAmt084
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt02550
IRS990/InterestGrp/TotalAmt02550
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt09
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0false
IRS990/MissionDesc0SAGE FINANCIAL SOLUTIONS (SFS) BRIDGES THE GAP BETWEEN FINANCIAL SERVICES PROFESSIONS AND LOW-WEALTH COMMUNITIES. WE BELIEVE THAT EVERYONE NEEDS AND DESERVES ACCESS TO COMPETENT, ETHICAL FINANCIAL SERVICES AND SO WE PROVIDE SUPPORT TO COMMUNITY BASED ORGANIZATIONS (CBOS) AND FINANCIAL LIFE SKILLS PROGRAMS FOR LOW-WEALTH INDIVIDUALS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0179945
IRS990/NetAssetsOrFundBalancesEOYAmt0462220
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0114945
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0460209
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt05280
IRS990/OccupancyGrp/ProgramServicesAmt07920
IRS990/OccupancyGrp/TotalAmt013200
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01
IRS990/OtherAssetsTotalGrp/EOYAmt01100
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL SERVICES
IRS990/OtherExpensesGrp/Desc1SUPPLIES
IRS990/OtherExpensesGrp/Desc2TELEPHONE
IRS990/OtherExpensesGrp/Desc3DUES AND MEMBERSHIP
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0180484
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt15994
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21280
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3992
IRS990/OtherExpensesGrp/ProgramServicesAmt0270725
IRS990/OtherExpensesGrp/ProgramServicesAmt18991
IRS990/OtherExpensesGrp/ProgramServicesAmt21921
IRS990/OtherExpensesGrp/ProgramServicesAmt31487
IRS990/OtherExpensesGrp/TotalAmt0451209
IRS990/OtherExpensesGrp/TotalAmt114985
IRS990/OtherExpensesGrp/TotalAmt23201
IRS990/OtherExpensesGrp/TotalAmt32479
IRS990/OtherLiabilitiesGrp/EOYAmt0149900
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PriorPeriodAdjustmentsAmt014427
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0541610
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0903044
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0903044
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0694066
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt05
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0481041
IRS990/PYProgramServiceRevenueAmt0164383
IRS990/PYRevenuesLessExpensesAmt0185913
IRS990/PYSalariesCompEmpBnftPaidAmt0191500
IRS990/PYTotalExpensesAmt0672541
IRS990/PYTotalRevenueAmt0858454
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0267848
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt027115
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0164383
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0338602
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0300713
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0198318
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01029131
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt02
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt07
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt01029131
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt027115
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0164383
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0338602
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0300713
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0198318
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01029131
IRS990ScheduleA/TotalSupportAmt01029138
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0149900
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0EIDL GRANT
IRS990ScheduleD/TotalLiabilityAmt0149900
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0213037
IRS990/TotalAssetsEOYAmt0658091
IRS990/TotalAssetsGrp/BOYAmt0213037
IRS990/TotalAssetsGrp/EOYAmt0658091
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt027115
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0271358
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0390955
IRS990/TotalFunctionalExpensesGrp/TotalAmt0662313
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt033092
IRS990/TotalLiabilitiesEOYAmt0195871
IRS990/TotalLiabilitiesGrp/BOYAmt033092
IRS990/TotalLiabilitiesGrp/EOYAmt0195871
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0179945
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0462220
IRS990/TotalProgramServiceExpensesAmt0390955
IRS990/TotalProgramServiceRevenueAmt0903044
IRS990/TotalReportableCompFromOrgAmt0134000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0903046
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0930161
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0213037
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0658091
IRS990/TravelGrp/ManagementAndGeneralAmt05261
IRS990/TravelGrp/ProgramServicesAmt07892
IRS990/TravelGrp/TotalAmt013153
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt02101 PEAR STREET 6
IRS990/USAddress/CityNm0PINOLE
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd094564
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0http://sagemoneytalks.wordpress.com/
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SAUNDRA D DAVIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-09-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SAGE FINANCIAL SOLUTIONS INC
ReturnHeader/Filer/BusinessNameControlTxt0SAGE
ReturnHeader/Filer/EIN0562591517
ReturnHeader/Filer/PhoneNum04154137243
ReturnHeader/Filer/USAddress/AddressLine1Txt02101 PEAR STREET 6
ReturnHeader/Filer/USAddress/CityNm0PINOLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd094564
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0943215027
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HCA & CO CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0595 Market Street Suite 1180
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Francisco
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd094105
ReturnHeader/PreparerPersonGrp/PhoneNum04152834490
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0HC AHURUONYE CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-09-23T14:36:13-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0SAUNDRA D
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0DAVIS
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$658,091
Liabilities
$195,871
Net assets
$462,220
Revenue
$930,161
Expenses
$662,313
Net income
$267,848
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.54$1.59$0.95$5.51$7.79$2.28
2023Detailed filing. Detailed filing data is available for this year.$4.35$2.10$2.25$7.63$6.94$0.69
2022Detailed filing. Detailed filing data is available for this year.$4.33$2.32$2.01$6.43$6.24$0.19
2021Detailed filing. Detailed filing data is available for this year.$3.63$1.81$1.82$3.94$6.74$2.80
2020Detailed filing. Detailed filing data is available for this year.$6.58$1.96$4.62$9.30$6.62$2.68
2019Detailed filing. Detailed filing data is available for this year.$2.13$0.33$1.80$8.58$6.73$1.86
2018Detailed filing. Detailed filing data is available for this year.$0.13$0.48$0.35$3.39$3.41$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.22$0.55$0.33$3.01$3.75$0.74