Civic Intelligence

Sage Financial Solutions Inc

EIN 56-2591517 • 501(c)3 • Pinole, CA

Profile

Sage financial solutions (sfs) bridges the gap between financial services professions and low-wealth communities. We believe that everyone needs and deserves access to competent, ethical financial services and so we provide support to community based organizations (cbos) and financial life skills programs for low-wealth individuals.

2101 Pear Street Ste Unit 6Pinole, CA 94564

sagemoneytalks.wordpress.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.63x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

81st percentile

0.29x

Higher debt load relative to revenue than 81% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

9th percentile

-41%

Higher net margin than 9% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

6th percentile

-41%

Faster asset growth than 6% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-28%

Faster revenue growth than 12% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets88th percentile

Assets

Down

$254,220

Down $180,287 (-41%) from 2023

Liabilities

Down

$158,901

Down $50,630 (-24%) from 2023

Net Assets

Down

$95,319

Down $129,657 (-58%) from 2023

Operations
Liabilities / Revenue81st percentileNet Margin9th percentile

Revenue

Down

$551,316

Down $211,763 (-28%) from 2023

Expenses

Up

$779,031

Up $84,750 (+12%) from 2023

Net Income

Down

-$227,715

Down $296,513 (-431%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth6th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0-$200KAssets 2017: $22,043Liabilities 2017: $54,869Net Assets 2017: -$32,8262017Assets 2018: $12,636Liabilities 2018: $47,809Net Assets 2018: -$35,1732018Assets 2019: $213,037Liabilities 2019: $33,092Net Assets 2019: $179,9452019Assets 2020: $658,091Liabilities 2020: $195,871Net Assets 2020: $462,2202020Assets 2021: $362,828Liabilities 2021: $180,657Net Assets 2021: $182,1712021Assets 2022: $432,926Liabilities 2022: $231,855Net Assets 2022: $201,0712022Assets 2023: $434,507Liabilities 2023: $209,531Net Assets 2023: $224,9762023Assets 2024: $254,220Liabilities 2024: $158,901Net Assets 2024: $95,3192024

Highlighted filing

2024

Assets$254,220
Liabilities$158,901
Net Assets$95,319
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2017: $300,716Expenses 2017: $374,689Net Income 2017: -$73,9732017Revenue 2018: $338,602Expenses 2018: $340,949Net Income 2018: -$2,3472018Revenue 2019: $858,454Expenses 2019: $672,541Net Income 2019: $185,9132019Revenue 2020: $930,161Expenses 2020: $662,313Net Income 2020: $267,8482020Revenue 2021: $393,641Expenses 2021: $673,690Net Income 2021: -$280,0492021Revenue 2022: $642,593Expenses 2022: $623,693Net Income 2022: $18,9002022Revenue 2023: $763,079Expenses 2023: $694,281Net Income 2023: $68,7982023Revenue 2024: $551,316Expenses 2024: $779,031Net Income 2024: -$227,7152024

Highlighted filing

2024

Revenue$551,316
Expenses$779,031
Net Income-$227,715
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$254,220
Liabilities
$158,901
Net assets
$95,319
Revenue
$551,316
Expenses
$779,031
Net income
-$227,715
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.54$1.59$0.95$5.51$7.79$2.28
2023Detailed filing. Detailed filing data is available for this year.$4.35$2.10$2.25$7.63$6.94$0.69
2022Detailed filing. Detailed filing data is available for this year.$4.33$2.32$2.01$6.43$6.24$0.19
2021Detailed filing. Detailed filing data is available for this year.$3.63$1.81$1.82$3.94$6.74$2.80
2020Detailed filing. Detailed filing data is available for this year.$6.58$1.96$4.62$9.30$6.62$2.68
2019Detailed filing. Detailed filing data is available for this year.$2.13$0.33$1.80$8.58$6.73$1.86
2018Detailed filing. Detailed filing data is available for this year.$0.13$0.48$0.35$3.39$3.41$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.22$0.55$0.33$3.01$3.75$0.74
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 16, 2025
Return Version
2024v5.2
Gross Receipts
$551,316
Mission and Program Overview

Mission

Sage financial solutions bridges the gap between financial services professions and low-wealth communities by providing support to community based organizations (cbos) and financial life skills programs. We believe everyone deserves access to competent, ethical financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$381,498$253,120▼ $128,378
Accounts Receivable$51,909--
Prepaid Expenses and Deferred Charges-$1,100-
Total Assets$434,507$254,220▼ $180,287
Other Assets Total$1,100--
Liabilities
Unsecured Notes Loans Payable$138,633$148,418▲ $9,785
Accounts Payable and Accrued Expenses$70,898$10,483▼ $60,415
Total Liabilities$209,531$158,901▼ $50,630
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$224,976$95,319▼ $129,657
Total Net Assets Fund Balance$224,976$95,319▼ $129,657
Total Liabilities and Net Assets / Fund Balance$434,507$254,220▼ $180,287
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Saundra DavisCEOFT$278,000$278,000

Board Members and Trustees

NameTitle
Sarita EvansChairman
Lucia MattoxDirector
Holly Gillian-kendelcfp CluTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$551,306
Investment Income
$10
Other Revenue
$0
Change in Net Assets
$-227,715
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$479,134
Other Expenses$299,897
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$166,800$111,200-$278,000
Other Salaries and Wages$80,454$120,680-$201,134
Conferences and Meetings$99,009$42,432-$141,441
Fees for Services Other$52,496$24,163-$76,659
Advertising$10,062$6,708-$16,770
Travel$14,088$741-$14,829
Fees for Services Accounting$5,680$8,521-$14,201
Office Expenses$8,260$5,506-$13,766
Occupancy$7,920$5,280-$13,200
Interest$1,862$1,862-$3,724
Fees for Services Legal$2,450$1,050-$3,500
Insurance$1,085$722-$1,807
Total Functional Expenses$450,166$328,865$0$779,031
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“The annual form 990 is presented to the governing body for review after filing”

Governing documents etc available to public Part VI line 19

“Governing documents and annual form 990 are available to the public upon request”

Filing and Contact Details

Filer

Filer Name
Sage Financial Solutions Inc
EIN
56-2591517
In Care Of
% SAUNDRA DAVIS
Phone
4154137243
Address
2101 PEAR STREET STE UNIT 6, Pinole, CA 94564

Signing Officer

Name
Saundra Davis
Title
CEO
Phone
4154137243
Signed
2025-11-16
Discuss with paid preparer
No

Organization Details

Principal Officer
Saundra Davis
Formed
2005
Legal Domicile
CA
Voting Board Members
4
Independent Board Members
0
Employees
0

Preparer

Firm
Taxable Solutions Inc
Address
7381 La Tijera Blvd 452235, Los Angeles, CA 90045
Preparer
Trivia Thomas
Phone
3235955136
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Program revenues decreased by $211,000”

Raw XML Appendix324 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt070898
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt010483
IRS990/AccountsReceivableGrp/BOYAmt051909
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0SAGE FINANCIAL SOLUTIONS BRIDGES THE GAP BETWEEN FINANCIAL SERVICES PROFESSIONS AND LOW-WEALTH COMMUNITIES BY PROVIDING SUPPORT TO COMMUNITY BASED ORGANIZATIONS (CBOS) AND FINANCIAL LIFE SKILLS PROGRAMS. WE BELIEVE EVERYONE DESERVES ACCESS TO COMPETENT, ETHICAL FINANCIAL SERVICES
IRS990/AdvertisingGrp/ManagementAndGeneralAmt06708
IRS990/AdvertisingGrp/ProgramServicesAmt010062
IRS990/AdvertisingGrp/TotalAmt016770
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0SAUNDRA DAVIS
IRS990/BooksInCareOfDetail/PhoneNum04154137243
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02101 PEAR STREET Ste UNIT 6
IRS990/BooksInCareOfDetail/USAddress/CityNm0Pinole
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd094564
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0381498
IRS990/CashNonInterestBearingGrp/EOYAmt0253120
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0111200
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0166800
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0278000
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt042432
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt099009
IRS990/ConferencesMeetingsGrp/TotalAmt0141441
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt010
IRS990/CYOtherExpensesAmt0299897
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0551306
IRS990/CYRevenuesLessExpensesAmt0-227715
IRS990/CYSalariesCompEmpBnftPaidAmt0479134
IRS990/CYTotalExpensesAmt0779031
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0551316
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0COMPLETED TRAINING FOR 180 COMMUNITY BASED STAFF WHO SERVE MODERATE INCOME CLIENTS. 175 OF THESE INDIVUDUALS WERE CERTIFIED. PROVIDED MORE THAN 300 HOURS DIRECT COACHING FOR BLACK ECONOMIC EQUITY MOVEMENT (BEEM), PROVIDED PROFESSIONAL DEVELOPMENT FOR 200 COMMUNITY MANAGERS FOR A MAJOR BANKING INSTITUTION FOR OUTREACH TO UNDER SERVED COMMUNITIES.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0450166
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt08521
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt05680
IRS990/FeesForServicesAccountingGrp/TotalAmt014201
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt01050
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt02450
IRS990/FeesForServicesLegalGrp/TotalAmt03500
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt024163
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt052496
IRS990/FeesForServicesOtherGrp/TotalAmt076659
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/PersonNm0SAUNDRA DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm1SARITA EVANS
IRS990/Form990PartVIISectionAGrp/PersonNm2HOLLY GILLIAN-KENDELCFP CLU
IRS990/Form990PartVIISectionAGrp/PersonNm3LUCIA MATTOX
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0278000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02005
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GrantAmt0200000
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0551316
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt0722
IRS990/InsuranceGrp/ProgramServicesAmt01085
IRS990/InsuranceGrp/TotalAmt01807
IRS990/InterestGrp/ManagementAndGeneralAmt01862
IRS990/InterestGrp/ProgramServicesAmt01862
IRS990/InterestGrp/TotalAmt03724
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt010
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt010
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt026
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0SAGE FINANCIAL SOLUTIONS BRIDGES THE GAP BETWEEN FINANCIAL SERVICES PROFESSIONS AND LOW-WEALTH COMMUNITIES BY PROVIDING SUPPORT TO COMMUNITY BASED ORGANIZATIONS (CBOS) AND FINANCIAL LIFE SKILLS PROGRAMS. WE BELIEVE EVERYONE DESERVES ACCESS TO COMPETENT, ETHICAL FINANCIAL SERVICES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0224976
IRS990/NetAssetsOrFundBalancesEOYAmt095319
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0224976
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt095319
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt05280
IRS990/OccupancyGrp/ProgramServicesAmt07920
IRS990/OccupancyGrp/TotalAmt013200
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt05506
IRS990/OfficeExpensesGrp/ProgramServicesAmt08260
IRS990/OfficeExpensesGrp/TotalAmt013766
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01100
IRS990/OtherChangesInNetAssetsAmt098058
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0120680
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt080454
IRS990/OtherSalariesAndWagesGrp/TotalAmt0201134
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01100
IRS990/PrincipalOfficerNm0SAUNDRA DAVIS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0541610
IRS990/ProgramServiceRevenueGrp/Desc0Program Services
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0551306
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0551306
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt016
IRS990/PYOtherExpensesAmt0523078
IRS990/PYProgramServiceRevenueAmt0763063
IRS990/PYRevenuesLessExpensesAmt068798
IRS990/PYSalariesCompEmpBnftPaidAmt0171203
IRS990/PYTotalExpensesAmt0694281
IRS990/PYTotalRevenueAmt0763079
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-227715
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0351306
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0200000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt013300
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0132000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt027115
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0372415
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt0372415
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0200000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt013300
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0132000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt027115
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0372415
IRS990ScheduleA/TotalSupportAmt0372415
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0278000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SAUNDRA DAVIS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0278000
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ANNUAL FORM 990 IS PRESENTED TO THE GOVERNING BODY FOR REVIEW AFTER FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1GOVERNING DOCUMENTS AND ANNUAL FORM 990 ARE AVAILABLE TO THE PUBLIC UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Program revenues decreased by $211,000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Explanation of other changes in net assets or fund balances Part XI line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0434507
IRS990/TotalAssetsEOYAmt0254220
IRS990/TotalAssetsGrp/BOYAmt0434507
IRS990/TotalAssetsGrp/EOYAmt0254220
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0328865
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0450166
IRS990/TotalFunctionalExpensesGrp/TotalAmt0779031
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0209531
IRS990/TotalLiabilitiesEOYAmt0158901
IRS990/TotalLiabilitiesGrp/BOYAmt0209531
IRS990/TotalLiabilitiesGrp/EOYAmt0158901
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0224976
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt095319
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0450166
IRS990/TotalProgramServiceRevenueAmt0551306
IRS990/TotalReportableCompFromOrgAmt0278000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0551316
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0551316
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0434507
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0254220
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt0741
IRS990/TravelGrp/ProgramServicesAmt014088
IRS990/TravelGrp/TotalAmt014829
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0138633
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0148418
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02101 PEAR STREET Ste UNIT 6
IRS990/USAddress/CityNm0Pinole
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd094564
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0https://www.sagefinancialsolutions.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0SAUNDRA DAVIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04154137243
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SAGE FINANCIAL SOLUTIONS INC
ReturnHeader/Filer/BusinessNameControlTxt0SAGE
ReturnHeader/Filer/EIN0562591517
ReturnHeader/Filer/InCareOfNm0% SAUNDRA DAVIS
ReturnHeader/Filer/PhoneNum04154137243
ReturnHeader/Filer/USAddress/AddressLine1Txt02101 PEAR STREET STE UNIT 6
ReturnHeader/Filer/USAddress/CityNm0Pinole
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd094564
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Taxable Solutions Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07381 La Tijera Blvd 452235
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Los Angeles
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd090045
ReturnHeader/PreparerPersonGrp/PhoneNum03235955136
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TRIVIA THOMAS
ReturnHeader/ReturnTs02025-11-17T20:19:03-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.