Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
EIN 56-1515386 • 501(c)14 • Catawba, NC
Profile
To provide financial services to its members with savings and checking deposit accounts, loans to members and electronic services to members to facilitate financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Liabilities / Revenue
44th percentile
Higher debt load relative to revenue than 44% of similar nonprofits.
Net Margin
52nd percentile
Higher net margin than 52% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
72nd percentile
Faster asset growth than 72% of similar nonprofits.
Revenue Growth
31st percentile
Faster revenue growth than 31% of similar nonprofits.
Assets
Up$30,851,240
Up $681,371 (+2.3%) from 2023
Liabilities
Up$26,325,823
Up $351,495 (+1.4%) from 2023
Net Assets
Up$4,525,417
Up $329,876 (+7.9%) from 2023
Revenue
Up$1,578,750
Up $42,225 (+2.7%) from 2023
Expenses
Up$1,409,701
Up $191,523 (+16%) from 2023
Net Income
Down$169,049
Down $149,298 (-47%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide financial services to its members with savings and checking deposit accounts, loans to members and electronic services to members to facilitate financial services.
Provide financial services to the members of the credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $14,112,973 | $15,309,627 | ▲ $1,196,654 |
| Investments Program Related | $13,001,463 | $11,303,654 | ▼ $1,697,809 |
| Rtn Earn Endowment Incm Other Fnds | $4,195,541 | $4,525,417 | ▲ $329,876 |
| Cash and Non-Interest-Bearing Accounts | $2,424,807 | $3,627,248 | ▲ $1,202,441 |
| Savings and Temporary Cash Investments | $175,081 | $175,081 | → $0 |
| Accounts Receivable | $82,804 | $81,209 | ▼ $1,595 |
| Land, Buildings, and Equipment, Net | $13,145 | $40,223 | ▲ $27,078 |
| Prepaid Expenses and Deferred Charges | $53,217 | $38,571 | ▼ $14,646 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $30,169,869 | $30,851,240 | ▲ $681,371 |
| Other Assets Total | $306,379 | $275,627 | ▼ $30,752 |
| Liabilities | |||
| Other Liabilities | $25,800,522 | $26,005,668 | ▲ $205,146 |
| Accounts Payable and Accrued Expenses | $173,806 | $320,155 | ▲ $146,349 |
| Total Liabilities | $25,974,328 | $26,325,823 | ▲ $351,495 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,195,541 | $4,525,417 | ▲ $329,876 |
| Total Liabilities and Net Assets / Fund Balance | $30,169,869 | $30,851,240 | ▲ $681,371 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,121 | $324,976 | $327,097 |
| Other Land Buildings | $3,665 | $288,952 | $292,617 |
| Equipment | $34,437 | $146,490 | $180,927 |
| Investment Program Related Org | $1,419,424 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Marc Jacobson | Managing Officer | FT | $124,954 | $8,346 | $133,300 |
| Name | Title |
|---|---|
| Dale Sherrill | Chairperson |
| Jean Gay | Vice-chairperson |
| Alexander Meyer | Director |
| Paul Dale Jr | Director |
| Robert Ferber | Director |
| William Drum Jr | Director |
| Steve Vaden | Manager/CEO |
| Rose Sipe | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $782,486 |
| Salaries, Compensation, and Employee Benefits | $627,215 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $383,715 |
| Interest | - | - | - | $296,484 |
| Fees for Services Other | - | - | - | $131,871 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $130,128 |
| All Other Expenses | - | - | - | $116,130 |
| Other Employee Benefits | - | - | - | $45,907 |
| Payroll Taxes | - | - | - | $39,157 |
| Fees for Services Accounting | - | - | - | $28,500 |
| Pension Plan Contributions | - | - | - | $28,308 |
| Information Technology | - | - | - | $21,925 |
| Other Expenses | - | - | - | $21,102 |
| Office Expenses | - | - | - | $19,394 |
| Depreciation Depletion | - | - | - | $16,708 |
| Travel | - | - | - | $10,800 |
| Advertising | - | - | - | $3,208 |
| Fees for Services Legal | - | - | - | $3,000 |
| Total Functional Expenses | $0 | $0 | $0 | $1,409,701 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,409,701 |
| Total Expenses per Audited Statements | $1,409,701 |
| Total Expenses per Form 990 | $1,409,701 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares/deposits | $26,005,668 |
“Cs credit union is a member-owned, non-profit cooperative organized under the laws of the state of north carolina.”
“Members are eligible to vote during board elections. All members of the governing body are elected by the membership with staggered 3 year terms once a year at the annual meeting.”
“After the 990 is prepared, it is reviewed by the manager and board of directors prior to filing. The board votes acceptance during the next regularly scheduled board meeting.”
“In the event of a conflict of interest during a board vote or discussion, the board member with the conflict recuses himself/herself from the vote or discussion.”
“Board of directors review the manager's overall job performance and measure performance against objectives to determine overall performance rating. Merit increase is determined by performance rating, and comparable industry data for the position, following established guidelines for salary grade level requirements.”
“All are available upon written request.”
“There were no reportable payments which would require compliance with the back up withholding rules.”
“Outside services fee 130,286. Nccul share draft fees 1,585.”
“The process for selection and oversight under part xii, line 2c, has not changed since the prior year.”
“The credit union has implemented the new accounting requirements associated with uncertainty in income taxes using the provisions of financial accounts standards board asc 740, income taxes. Using that guidance, tax positions initially need to be recognized in the financial statements when it is more-than-likely-than-not the positions will be sustained upon examination by the tax authorities. It also provides guidance for derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. As of the end of the current and prior year, the credit union has no uncertain tax positions that qualify for either recognition or disclosure in the financial statements.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 173806 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 320155 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 82804 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 81209 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICES TO THE MEMBERS OF THE CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 3208 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 116130 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | MARC JACOBSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8282416196 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6519 COMMSCOPE RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CATAWBA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 28609 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2424807 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3627248 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 130128 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 450918 |
| IRS990/CYOtherExpensesAmt | 0 | 782486 |
| IRS990/CYOtherRevenueAmt | 0 | 45455 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1082377 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 169049 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 627215 |
| IRS990/CYTotalExpensesAmt | 0 | 1409701 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1578750 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 16708 |
| IRS990/Desc | 0 | 2,843 MEMBERS PROVIDED WITH FINANCIAL ACCOUNTS TOTALING $26,005,668 IN DEPOSITS. 1,921 MEMBER LOANS TOTALING $15,497,009 IN OUTSTANDING LOANS.PROVIDED ELECTRONIC SERVICES TO THESE MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 28500 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3000 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 131871 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 8346 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ALEXANDER MEYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT FERBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | WILLIAM DRUM JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PAUL DALE JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ROSE SIPE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JEAN GAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DALE SHERRILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | STEVE VADEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MARC JACOBSON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 124954 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE-CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MANAGER/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | MANAGING OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1986 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1578750 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 21925 |
| IRS990/InterestGrp/TotalAmt | 0 | 296484 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 450918 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 450918 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 13001463 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 11303654 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 760418 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 13145 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 40223 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 800641 |
| IRS990/LegalDomicileStateCd | 0 | NC |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS WITH SAVINGS AND CHECKING DEPOSIT ACCOUNTS, LOANS TO MEMBERS AND ELECTRONIC SERVICES TO MEMBERS TO FACILITATE FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4195541 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4525417 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 160827 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 19394 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 306379 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 275627 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 45907 |
| IRS990/OtherExpensesGrp/Desc | 0 | CREDIT CARD EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | SURETY BOND |
| IRS990/OtherExpensesGrp/Desc | 3 | FURN/EQUIP MAINTENANCE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 54928 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 30000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 28436 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 21102 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25800522 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 26005668 |
| IRS990/OtherOrganizationDsc | 0 | MEMBER-OWNED COOPERATIVE |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS OPERATIN |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 45455 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 45455 |
| IRS990/OtherRevenueTotalAmt | 0 | 45455 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 383715 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14112973 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 15309627 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 39157 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 28308 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 53217 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 38571 |
| IRS990/PrincipalOfficerNm | 0 | DALE SHERRILL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST FROM LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 941489 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 140888 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 941489 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 140888 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 518953 |
| IRS990/PYOtherExpensesAmt | 0 | 603196 |
| IRS990/PYOtherRevenueAmt | 0 | 8228 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1009344 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 318347 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 614982 |
| IRS990/PYTotalExpensesAmt | 0 | 1218178 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1536525 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 169049 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4195541 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4525417 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 175081 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 175081 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2121 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 324976 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 327097 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 34437 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 146490 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 180927 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1409701 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 4472950 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 5411280 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 1419424 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | FEDERAL NATIONAL MORTGAGE ASSOCIATION SECURITIES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | U.S. GOVERNMENT BONDS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | F |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | -160827 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 3665 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 288952 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 292617 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 26005668 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES/DEPOSITS |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | -160827 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1578750 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HAS IMPLEMENTED THE NEW ACCOUNTING REQUIREMENTS ASSOCIATED WITH UNCERTAINTY IN INCOME TAXES USING THE PROVISIONS OF FINANCIAL ACCOUNTS STANDARDS BOARD ASC 740, INCOME TAXES. USING THAT GUIDANCE, TAX POSITIONS INITIALLY NEED TO BE RECOGNIZED IN THE FINANCIAL STATEMENTS WHEN IT IS MORE-THAN-LIKELY-THAN-NOT THE POSITIONS WILL BE SUSTAINED UPON EXAMINATION BY THE TAX AUTHORITIES. IT ALSO PROVIDES GUIDANCE FOR DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION. AS OF THE END OF THE CURRENT AND PRIOR YEAR, THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 40223 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 11303654 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1409701 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 26005668 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1578750 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1417923 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1409701 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THERE WERE NO REPORTABLE PAYMENTS WHICH WOULD REQUIRE COMPLIANCE WITH THE BACK UP WITHHOLDING RULES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CS CREDIT UNION IS A MEMBER-OWNED, NON-PROFIT COOPERATIVE ORGANIZED UNDER THE LAWS OF THE STATE OF NORTH CAROLINA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS ARE ELIGIBLE TO VOTE DURING BOARD ELECTIONS. ALL MEMBERS OF THE GOVERNING BODY ARE ELECTED BY THE MEMBERSHIP WITH STAGGERED 3 YEAR TERMS ONCE A YEAR AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | AFTER THE 990 IS PREPARED, IT IS REVIEWED BY THE MANAGER AND BOARD OF DIRECTORS PRIOR TO FILING. THE BOARD VOTES ACCEPTANCE DURING THE NEXT REGULARLY SCHEDULED BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | IN THE EVENT OF A CONFLICT OF INTEREST DURING A BOARD VOTE OR DISCUSSION, THE BOARD MEMBER WITH THE CONFLICT RECUSES HIMSELF/HERSELF FROM THE VOTE OR DISCUSSION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | BOARD OF DIRECTORS REVIEW THE MANAGER'S OVERALL JOB PERFORMANCE AND MEASURE PERFORMANCE AGAINST OBJECTIVES TO DETERMINE OVERALL PERFORMANCE RATING. MERIT INCREASE IS DETERMINED BY PERFORMANCE RATING, AND COMPARABLE INDUSTRY DATA FOR THE POSITION, FOLLOWING ESTABLISHED GUIDELINES FOR SALARY GRADE LEVEL REQUIREMENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ALL ARE AVAILABLE UPON WRITTEN REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OUTSIDE SERVICES FEE 130,286. NCCUL SHARE DRAFT FEES 1,585. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE PROCESS FOR SELECTION AND OVERSIGHT UNDER PART XII, LINE 2C, HAS NOT CHANGED SINCE THE PRIOR YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART V, LINE 1C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII, LINE 2C |
| IRS990ScheduleR/AssetExchangeInd | 0 | 0 |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 0 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 1 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd | 1 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt | 0 | C |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt | 1 | C |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd | 0 | NC |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd | 1 | DE |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt | 0 | MANUFACTURING OF CABLE FOR ELECTRICAL & OPTICAL SYSTEMS |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt | 1 | MANUFACTURING OF SATELLITE COMMUNCATIONS, ANTENNA SYSTEMS, AND RADIO PRODUCT |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt | 0 | COMMSCOPE INC |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt | 1 | CPI SATCOM & ANTENNA TECHNOLOGIES |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt | 0 | 1100 COMMSCOPE PLACE SE |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt | 1 | 1700 CABLE DRIVE NE |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm | 0 | HICKORY |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm | 1 | CONOVER |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd | 1 | NC |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd | 0 | 28602 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd | 1 | 28613 |
| IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/PaidEmployeesSharingInd | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesByOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesForOthOrgInd | 0 | 0 |
| IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd | 0 | 0 |
| IRS990ScheduleR/ReimbursementPaidByOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/ReimbursementPaidToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd | 0 | 0 |
| IRS990ScheduleR/RentalOfFcltsFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/SharingOfFacilitiesInd | 0 | 0 |
| IRS990ScheduleR/TransferFromOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/TransferToOtherOrgInd | 0 | 0 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | NC |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 30169869 |
| IRS990/TotalAssetsEOYAmt | 0 | 30851240 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 30169869 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 30851240 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1409701 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 25974328 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 26325823 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25974328 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 26325823 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4195541 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4525417 |
| IRS990/TotalOtherCompensationAmt | 0 | 8346 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1082377 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 124954 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 450918 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1127832 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1578750 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 12 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 30169869 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 30851240 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 10800 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
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