Civic Intelligence

Erie County Employees Credit Union

EIN 16-0769914 • 501(c)14 • Buffalo, NY

View Organization Page

Profile

The organization is a state charterd credit union that provides loan savings and related financial services to members

95 Franklin Street Ste 111Buffalo, NY 14202

eriecountycreditunion.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

48th percentile

0.87x

Higher debt load relative to assets than 48% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

92nd percentile

25.62x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Net Margin

69th percentile

17%

Higher net margin than 69% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

54th percentile

$121,080

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 11.3% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Asset Growth

65th percentile

2.8%

Faster asset growth than 65% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

74th percentile

17%

Faster revenue growth than 74% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets48th percentile

Assets

Down

$30,867,766

Down $961,963 (-3.0%) from 2023

Liabilities

Down

$26,838,070

Down $1,116,436 (-4.0%) from 2023

Net Assets

Up

$4,029,696

Up $154,473 (+4.0%) from 2023

Operations
Liabilities / Revenue92nd percentileNet Margin69th percentile

Revenue

Up

$921,555

Up $60,794 (+7.1%) from 2023

Expenses

Up

$767,082

Up $39,166 (+5.4%) from 2023

Net Income

Up

$154,473

Up $21,628 (+16%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth65th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $18,560,205Liabilities 2010: $16,036,941Net Assets 2010: $2,523,2642010Assets 2011: $20,079,899Liabilities 2011: $17,397,299Net Assets 2011: $2,682,6002011Assets 2012: $20,681,013Liabilities 2012: $17,904,824Net Assets 2012: $2,776,1892012Assets 2013: $22,890,940Liabilities 2013: $19,985,523Net Assets 2013: $2,905,4172013Assets 2014: $23,640,821Liabilities 2014: $20,623,978Net Assets 2014: $3,016,8432014Assets 2015: $24,188,890Liabilities 2015: $21,133,324Net Assets 2015: $3,055,5662015Assets 2016: $26,076,515Liabilities 2016: $22,984,841Net Assets 2016: $3,091,6742016Assets 2017: $26,447,225Liabilities 2017: $23,316,369Net Assets 2017: $3,130,8562017Assets 2018: $26,344,731Liabilities 2018: $23,081,278Net Assets 2018: $3,263,4532018Assets 2019: $26,436,984Liabilities 2019: $23,080,435Net Assets 2019: $3,356,5492019Assets 2020: $29,343,576Liabilities 2020: $25,932,771Net Assets 2020: $3,410,8052020Assets 2021: $31,560,281Liabilities 2021: $27,939,491Net Assets 2021: $3,620,7902021Assets 2022: $31,939,315Liabilities 2022: $28,169,937Net Assets 2022: $3,769,3782022Assets 2023: $31,829,729Liabilities 2023: $27,954,506Net Assets 2023: $3,875,2232023Assets 2024: $30,867,766Liabilities 2024: $26,838,070Net Assets 2024: $4,029,6962024

Highlighted filing

2024

Assets$30,867,766
Liabilities$26,838,070
Net Assets$4,029,696
Open 2024 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $832,7722010Expenses 2011: $771,3242011Expenses 2012: $778,9542012Revenue 2013: $843,848Expenses 2013: $799,443Net Income 2013: $44,4052013Revenue 2014: $905,137Expenses 2014: $788,868Net Income 2014: $116,2692014Revenue 2015: $850,787Expenses 2015: $805,646Net Income 2015: $45,1412015Revenue 2016: $835,200Expenses 2016: $791,189Net Income 2016: $44,0112016Revenue 2017: $909,339Expenses 2017: $870,157Net Income 2017: $39,1822017Revenue 2018: $956,700Expenses 2018: $824,103Net Income 2018: $132,5972018Revenue 2019: $946,228Expenses 2019: $853,132Net Income 2019: $93,0962019Revenue 2020: $889,127Expenses 2020: $834,871Net Income 2020: $54,2562020Revenue 2021: $1,063,242Expenses 2021: $853,257Net Income 2021: $209,9852021Revenue 2022: $870,751Expenses 2022: $722,163Net Income 2022: $148,5882022Revenue 2023: $860,761Expenses 2023: $727,916Net Income 2023: $132,8452023Revenue 2024: $921,555Expenses 2024: $767,082Net Income 2024: $154,4732024

Highlighted filing

2024

Revenue$921,555
Expenses$767,082
Net Income$154,473
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$30,867,766
Liabilities
$26,838,070
Net assets
$4,029,696
Revenue
$921,555
Expenses
$767,082
Net income
$154,473
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.9$26.8$4.03$0.92$0.77$0.15
2023Summary only. Only limited summary data is available for this year.$31.8$28.0$3.88$0.86$0.73$0.13
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.9$28.2$3.77$0.87$0.72$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.6$27.9$3.62$1.06$0.85$0.21
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.3$25.9$3.41$0.89$0.83$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.4$23.1$3.36$0.95$0.85$0.09
2018Summary only. Only limited summary data is available for this year.$26.3$23.1$3.26$0.96$0.82$0.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.4$23.3$3.13$0.91$0.87$0.04
2016Summary only. Only limited summary data is available for this year.$26.1$23.0$3.09$0.84$0.79$0.04
2015Detailed filing. Detailed filing data is available for this year.$24.2$21.1$3.06$0.85$0.81$0.05
2014Detailed filing. Detailed filing data is available for this year.$23.6$20.6$3.02$0.91$0.79$0.12
2013Detailed filing. Detailed filing data is available for this year.$22.9$20.0$2.91$0.84$0.80$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.7$17.9$2.78$0.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.1$17.4$2.68$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.6$16.0$2.52$0.83
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 11, 2025
Return Version
2024v5.2
Gross Receipts
$921,555
Mission and Program Overview

Mission

The organization is a state chartered credit union that provides loan savings and related financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$19,317,689$19,145,476▼ $172,213
Other Notes and Loans Receivable, Net$11,207,930$9,581,717▼ $1,626,213
Savings and Temporary Cash Investments-$843,041-
Cash and Non-Interest-Bearing Accounts$307,624$325,493▲ $17,869
Receivables From Officers Etc$192,703$186,823▼ $5,880
Land, Buildings, and Equipment, Net$2,665--
Total Assets$31,829,729$30,867,766▼ $961,963
Other Assets Total$801,118$785,216▼ $15,902
Liabilities
Other Liabilities$27,799,001$26,670,792▼ $1,128,209
Accounts Payable and Accrued Expenses$155,505$167,278▲ $11,773
Total Liabilities$27,954,506$26,838,070▼ $1,116,436
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,875,223$4,029,696▲ $154,473
Total Net Assets Fund Balance$3,875,223$4,029,696▲ $154,473
Total Liabilities and Net Assets / Fund Balance$31,829,729$30,867,766▼ $961,963

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$348,423-
Other Securities$1,134,598--
Compensation and Service Providers
Top Officer Pay54th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kristy Drew-gabioudManager Board MemberFT$87,888$16,097$103,985

Board Members and Trustees

NameTitle
Barbara YoungChair
Paul OwensVice Chair
Anthony HouseBoard Member
Linda WalkerBoard Member
Robin HicksBoard Member
Walter SienkiewiczBoard Member
David KindaSecretary
Joseph SurdykTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$584,117
Investment Income
$337,438
Other Revenue
$0
Change in Net Assets
$154,473
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$415,137
Salaries, Compensation, and Employee Benefits$351,945
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$191,180--$191,180
All Other Expenses$126,219--$126,219
Current Officers, Directors, Trustees, and Key Employees-$87,888-$87,888
Office Expenses$69,228--$69,228
Fees for Services Other$47,288--$47,288
Other Employee Benefits$31,113$9,388-$40,501
Occupancy$37,752--$37,752
Insurance$20,887--$20,887
Payroll Taxes$13,565$7,023-$20,588
Travel$1,383$11,344-$12,727
Pension Plan Contributions$5,079$6,709-$11,788
Information Technology$10,470--$10,470
Other Expenses$10,291--$10,291
Interest$6,322--$6,322
Advertising$4,893--$4,893
Depreciation Depletion$2,665--$2,665
Total Functional Expenses$644,730$122,352$0$767,082
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$192,703$186,823▼ $5,880
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$26,670,792
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Each credit union member has purchased a share in the credit union that allows them to receive services”

Member election for additional members Part VI line 7A

“An annual meeting is held at which board of directors candidates are elected”

Governing body decisions Part VI line 7B

“Minutes of the board of directors monthly and special meetings are prepared by the secretary and approved at the subsequent meeting”

Form 990 governing body review Part VI line 11

“A copy of form 990 is presented to the board for their review before filing”

Conflict of interest policy compliance Part VI line 12C

“Board members are required to sign a confilct of interest policy on an annual basis”

CEO executive director top management comp Part VI line 15A

“An annual review of the manager is performed. The salary committee receives the annual review and proposes salary adjustments that are approved by the board of directors”

Governing documents etc available to public Part VI line 19

“Documents are available at the credit union office”

Filing and Contact Details

Filer

Filer Name
Erie County Employees Credit Union
EIN
16-0769914
In Care Of
% JOSEPH SURDYK
Phone
7168586245
Address
95 FRANKLIN STREET STE 111, BUFFALO, NY 14202

Signing Officer

Name
Joseph Surdyk
Title
Treasurer
Phone
7168586245
Signed
2025-08-11
Discuss with paid preparer
No

Organization Details

Formed
1940
Legal Domicile
Ny
Voting Board Members
9
Independent Board Members
8
Employees
5

Preparer

Firm
Philip A Bleier CPA
Address
22 Union Square, Batavia, NY 14020
Preparer
Philip a Bleier CPA
Phone
5852300188
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Schedule xi line 9 implemention of asc 326 on january 1 2023 -$27,000”

List of other expenses Part IX line 24E

“Atm expenses $143,219provision for loan losses $-17,000”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/NetAssetsOrFundBalancesEOYAmt04029696
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03875223
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IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt037752
IRS990/OccupancyGrp/TotalAmt037752
IRS990/OfficeExpensesGrp/ProgramServicesAmt069228
IRS990/OfficeExpensesGrp/TotalAmt069228
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0801118
IRS990/OtherAssetsTotalGrp/EOYAmt0785216
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt09388
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt031113
IRS990/OtherEmployeeBenefitsGrp/TotalAmt040501
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc1ASSOCIATION FEES
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3STATE EXAMINATION FEES
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IRS990/OtherExpensesGrp/ProgramServicesAmt14762
IRS990/OtherExpensesGrp/ProgramServicesAmt214966
IRS990/OtherExpensesGrp/ProgramServicesAmt310291
IRS990/OtherExpensesGrp/TotalAmt046667
IRS990/OtherExpensesGrp/TotalAmt14762
IRS990/OtherExpensesGrp/TotalAmt214966
IRS990/OtherExpensesGrp/TotalAmt310291
IRS990/OtherLiabilitiesGrp/BOYAmt027799001
IRS990/OtherLiabilitiesGrp/EOYAmt026670792
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0191180
IRS990/OtherSalariesAndWagesGrp/TotalAmt0191180
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt011207930
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt09581717
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt07023
IRS990/PayrollTaxesGrp/ProgramServicesAmt013565
IRS990/PayrollTaxesGrp/TotalAmt020588
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt06709
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt05079
IRS990/PensionPlanContributionsGrp/TotalAmt011788
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0584117
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0584117
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0281606
IRS990/PYOtherExpensesAmt0394219
IRS990/PYProgramServiceRevenueAmt0579155
IRS990/PYRevenuesLessExpensesAmt0132845
IRS990/PYSalariesCompEmpBnftPaidAmt0333697
IRS990/PYTotalExpensesAmt0727916
IRS990/PYTotalRevenueAmt0860761
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0186823
IRS990/ReconcilationRevenueExpnssAmt0154473
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IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0584117
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0843041
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0348423
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0348423
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026670792
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt030878
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt117980000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt21134598
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CORPORATE CREDIT UNION PERPETUAL CA
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FEDERAL SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueSecuritiesAmt019145476
IRS990ScheduleD/TotalLiabilityAmt026670792
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04513
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1182310
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0UNSECURED LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt09000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1194000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0BARBARA YOUNG
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1KRISTY DREW-GABIOUD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0VICE CHAIR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1MANAGER BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/TotalBalanceDueAmt0186823
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH CREDIT UNION MEMBER HAS PURCHASED A SHARE IN THE CREDIT UNION THAT ALLOWS THEM TO RECEIVE SERVICES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AN ANNUAL MEETING IS HELD AT WHICH BOARD OF DIRECTORS CANDIDATES ARE ELECTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MINUTES OF THE BOARD OF DIRECTORS MONTHLY AND SPECIAL MEETINGS ARE PREPARED BY THE SECRETARY AND APPROVED AT THE SUBSEQUENT MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF FORM 990 IS PRESENTED TO THE BOARD FOR THEIR REVIEW BEFORE FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BOARD MEMBERS ARE REQUIRED TO SIGN A CONFILCT OF INTEREST POLICY ON AN ANNUAL BASIS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AN ANNUAL REVIEW OF THE MANAGER IS PERFORMED. THE SALARY COMMITTEE RECEIVES THE ANNUAL REVIEW AND PROPOSES SALARY ADJUSTMENTS THAT ARE APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DOCUMENTS ARE AVAILABLE AT THE CREDIT UNION OFFICE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SCHEDULE XI LINE 9 IMPLEMENTION OF ASC 326 ON JANUARY 1 2023 -$27,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ATM EXPENSES $143,219PROVISION FOR LOAN LOSSES $-17,000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Explanation of other changes in net assets or fund balances Part XI line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8List of other expenses Part IX line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt031829729
IRS990/TotalAssetsEOYAmt030867766
IRS990/TotalAssetsGrp/BOYAmt031829729
IRS990/TotalAssetsGrp/EOYAmt030867766
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0122352
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0644730
IRS990/TotalFunctionalExpensesGrp/TotalAmt0767082
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt027954506
IRS990/TotalLiabilitiesEOYAmt026838070
IRS990/TotalLiabilitiesGrp/BOYAmt027954506
IRS990/TotalLiabilitiesGrp/EOYAmt026838070
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03875223
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04029696
IRS990/TotalOtherCompensationAmt016097
IRS990/TotalProgramServiceExpensesAmt0644730
IRS990/TotalProgramServiceRevenueAmt0584117
IRS990/TotalReportableCompFromOrgAmt087888
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0921555
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0921555
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt031829729
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt030867766
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ManagementAndGeneralAmt011344
IRS990/TravelGrp/ProgramServicesAmt01383
IRS990/TravelGrp/TotalAmt012727
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0ERIECOUNTYCREDITUNION.NET
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JOSEPH SURDYK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07168586245
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ERIE COUNTY EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ERIE
ReturnHeader/Filer/EIN0160769914
ReturnHeader/Filer/InCareOfNm0% JOSEPH SURDYK
ReturnHeader/Filer/PhoneNum07168586245
ReturnHeader/Filer/USAddress/AddressLine1Txt095 FRANKLIN STREET STE 111
ReturnHeader/Filer/USAddress/CityNm0BUFFALO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd014202
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Philip A Bleier CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt022 Union Square
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Batavia
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd014020
ReturnHeader/PreparerPersonGrp/PhoneNum05852300188
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PHILIP A BLEIER CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-08-13T16:41:19-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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