Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
EIN 62-0804169 • 501(c)14 • Nashville, TN
Profile
Credit union - to provide services for approximately 2,909 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
14th percentile
Higher debt load relative to assets than 14% of similar nonprofits.
Liabilities / Revenue
21st percentile
Higher debt load relative to revenue than 21% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 8.6% of source-year revenue.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
46th percentile
Faster revenue growth than 46% of similar nonprofits.
Assets
Down$30,721,736
Down $262,237 (-0.8%) from 2023
Liabilities
Down$24,763,783
Down $369,438 (-1.5%) from 2023
Net Assets
Up$5,957,953
Up $107,201 (+1.8%) from 2023
Revenue
Up$1,851,938
Up $275,896 (+18%) from 2023
Expenses
Up$1,744,737
Up $382,909 (+28%) from 2023
Net Income
Down$107,201
Down $107,013 (-50%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit union - to provide services for approximately 2,951 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $14,712,380 | $13,924,429 | ▼ $787,951 |
| Savings and Temporary Cash Investments | $11,731,000 | $10,988,000 | ▼ $743,000 |
| Rtn Earn Endowment Incm Other Fnds | $5,850,752 | $5,957,953 | ▲ $107,201 |
| Cash and Non-Interest-Bearing Accounts | $3,711,821 | $4,732,610 | ▲ $1,020,789 |
| Prepaid Expenses and Deferred Charges | $241,443 | $505,490 | ▲ $264,047 |
| Investments Other Securities | $209,139 | $209,139 | → $0 |
| Land, Buildings, and Equipment, Net | $76,562 | $57,768 | ▼ $18,794 |
| Total Assets | $30,983,973 | $30,721,736 | ▼ $262,237 |
| Other Assets Total | $301,628 | $304,300 | ▲ $2,672 |
| Liabilities | |||
| Other Liabilities | $24,853,486 | $24,675,574 | ▼ $177,912 |
| Accounts Payable and Accrued Expenses | $279,735 | $88,209 | ▼ $191,526 |
| Total Liabilities | $25,133,221 | $24,763,783 | ▼ $369,438 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,850,752 | $5,957,953 | ▲ $107,201 |
| Total Liabilities and Net Assets / Fund Balance | $30,983,973 | $30,721,736 | ▼ $262,237 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $56,818 | $237,932 | $294,750 |
| Leasehold Improvements | $950 | $2,050 | $3,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tricia Cunningham | CEO | FT | $135,204 | $20,321 | $155,525 |
| Malinda Warchus | VP | FT | $86,250 | $1,216 | $87,466 |
| Name | Title |
|---|---|
| Darlene Stringfellow | Board Member |
| Joselyn Jones-settles | Board Member |
| Bishakha Vanvoris | Board Presid |
| Andrew Nielson | Board Secret |
| Eddie Chisholm | Board Treasu |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,120,323 |
| Salaries, Compensation, and Employee Benefits | $624,414 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $503,925 | - | $503,925 |
| Interest | - | $178,182 | - | $178,182 |
| Office Expenses | - | $169,446 | - | $169,446 |
| Occupancy | - | $74,599 | - | $74,599 |
| Other Employee Benefits | - | $59,675 | - | $59,675 |
| Payroll Taxes | - | $38,396 | - | $38,396 |
| Pension Plan Contributions | - | $22,418 | - | $22,418 |
| All Other Expenses | - | $11,265 | - | $11,265 |
| Other Expenses | - | $9,024 | - | $9,024 |
| Conferences and Meetings | - | $2,250 | - | $2,250 |
| Total Functional Expenses | $0 | $1,744,737 | $0 | $1,744,737 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $13,196,117 |
| All Other Shares | $7,013,521 |
| Share Drafts | $4,465,936 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“The board of directors use a comparison of credit union compensation.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Annual agreed upon procedures are performed by an independent auditor.”
“Hours of service are related to duties of the board of directors and supervisory committee without compensation.”
“The credit union had no unrelated business income.”
“Due to rounding 0 reserves to alll - for cecl 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 279735 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 88209 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 14712380 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 13924429 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 11265 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 11265 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | TRICIA CUNNINGHAM |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6153135585 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | P O BOX 198617 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NASHVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 372198617 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3711821 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 4732610 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 2250 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2250 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 494955 |
| IRS990/CYOtherExpensesAmt | 0 | 1120323 |
| IRS990/CYOtherRevenueAmt | 0 | 23716 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1333267 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 107201 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 624414 |
| IRS990/CYTotalExpensesAmt | 0 | 1744737 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1851938 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 178182 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 20321 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 1216 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TRICIA CUNNINGHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MALINDA WARCHUS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BISHAKHA VANVORIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANDREW NIELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DARLENE STRINGFELLOW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | EDDIE CHISHOLM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOSELYN JONES-SETTLES |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 135204 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 86250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD PRESID |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1969 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1851938 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 178182 |
| IRS990/InterestGrp/TotalAmt | 0 | 178182 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 494955 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 494955 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 209139 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 209139 |
| IRS990/IRPDocumentCnt | 0 | 344 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 239982 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 76562 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 57768 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 297750 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 2,899 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5850752 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5957953 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 74599 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 74599 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 169446 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 169446 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 301628 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 304300 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 59675 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 59675 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | MISC OPERATING EXP |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 382206 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 189089 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 104262 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 9024 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 382206 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 189089 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 104262 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 9024 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 24853486 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 24675574 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTEHR OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | DISPOSITION OF FIXED ASSET |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 23803 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | -87 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 23803 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | -87 |
| IRS990/OtherRevenueTotalAmt | 0 | 23716 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 503925 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 503925 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 38396 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 38396 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 22418 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 22418 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 241443 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 505490 |
| IRS990/PrincipalOfficerNm | 0 | TRICIA CUNNINGHAM |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 949207 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 384060 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 949207 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 384060 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 1566555 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 264726 |
| IRS990/PYOtherExpensesAmt | 0 | 956430 |
| IRS990/PYOtherRevenueAmt | 0 | 25157 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1286159 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 214214 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 405398 |
| IRS990/PYTotalExpensesAmt | 0 | 1361828 |
| IRS990/PYTotalRevenueAmt | 0 | 1576042 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 107201 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5850752 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5957953 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 11731000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 10988000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 56818 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 237932 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 294750 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 950 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 2050 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 3000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 13196117 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 7013521 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 4465936 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 57768 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 24675574 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 135204 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 20321 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | TRICIA CUNNINGHAM |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 155525 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | DUE TO ROUNDING 0 RESERVES TO ALLL - FOR CECL 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART VII |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 30983973 |
| IRS990/TotalAssetsEOYAmt | 0 | 30721736 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 30983973 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 30721736 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 1744737 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1744737 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 25133221 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 24763783 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25133221 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 24763783 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5850752 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5957953 |
| IRS990/TotalOtherCompensationAmt | 0 | 21537 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1744737 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1333267 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 221454 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1851938 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1851938 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 30983973 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 30721736 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | P O BOX 198617 |
| IRS990/USAddress/CityNm | 0 | NASHVILLE |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 372198617 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.TNECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TRICIA CUNNINGHAM |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6153135585 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-03-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TENNESSEE EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TENN |
| ReturnHeader/Filer/EIN | 0 | 620804169 |
| ReturnHeader/Filer/PhoneNum | 0 | 6153135585 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | P O BOX 198617 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | NASHVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 372198617 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202711127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CU AUDIT & COMPLIANCE GROUP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372176 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-03-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMANDA ONKST |
| ReturnHeader/ReturnTs | 0 | 2025-03-31T09:24:24-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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