Civic Intelligence

Self-Help Credit Union

990 • Fiscal year 2017 • EIN 56-1382971

Jan 01, 2017 to Dec 31, 2017

Durham, NC
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.86x

Higher debt load relative to assets than 14% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

36th percentile

16.65x

Higher debt load relative to revenue than 36% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

96th percentile

28%

Higher net margin than 96% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2017

Asset Growth

96th percentile

20%

Faster asset growth than 96% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

86th percentile

15%

Faster revenue growth than 86% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Assets

Up

$894,630,122

Up $149,491,662 (+20%) from 2016

Net Assets

Up

$128,861,232

Up $29,408,409 (+30%) from 2016

Liabilities

Up

$765,768,890

Up $120,083,253 (+19%) from 2016

Revenue

Up

$45,979,441

Up $5,891,683 (+15%) from 2016

Expenses

Up

$32,971,984

Up $1,976,299 (+6.4%) from 2016

Net Income

Up

$13,007,457

Up $3,915,384 (+43%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $540,280,328Liabilities 2010: $490,335,746Net Assets 2010: $49,944,5822010Assets 2011: $564,926,667Liabilities 2011: $519,677,976Net Assets 2011: $45,248,6912011Assets 2012: $579,883,449Liabilities 2012: $529,471,058Net Assets 2012: $50,412,3912012Assets 2013: $645,697,982Liabilities 2013: $576,376,865Net Assets 2013: $69,321,1172013Assets 2014: $673,352,669Liabilities 2014: $596,244,853Net Assets 2014: $77,107,8162014Assets 2015: $714,921,461Liabilities 2015: $627,361,465Net Assets 2015: $87,559,9962015Assets 2016: $745,138,460Liabilities 2016: $645,685,637Net Assets 2016: $99,452,8232016Assets 2017: $894,630,122Liabilities 2017: $765,768,890Net Assets 2017: $128,861,2322017Assets 2018: $1,011,155,892Liabilities 2018: $858,919,445Net Assets 2018: $152,236,4472018Assets 2019: $1,100,074,054Liabilities 2019: $937,527,148Net Assets 2019: $162,546,9062019Assets 2020: $1,280,395,686Liabilities 2020: $1,101,659,479Net Assets 2020: $178,736,2072020Assets 2021: $1,341,389,804Liabilities 2021: $1,143,399,993Net Assets 2021: $197,989,8112021Assets 2022: $1,812,435,213Liabilities 2022: $1,564,642,091Net Assets 2022: $247,793,1222022Assets 2023: $1,759,689,863Liabilities 2023: $1,520,426,660Net Assets 2023: $239,263,2032023Assets 2024: $1,979,006,644Liabilities 2024: $1,716,112,628Net Assets 2024: $262,894,0162024

Highlighted filing

2017

Assets$894,630,122
Liabilities$765,768,890
Net Assets$128,861,232

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Expenses 2010: $31,505,4482010Expenses 2011: $30,932,8932011Expenses 2012: $26,900,4792012Revenue 2013: $29,989,171Expenses 2013: $25,211,643Net Income 2013: $4,777,5282013Revenue 2014: $35,796,381Expenses 2014: $29,012,667Net Income 2014: $6,783,7142014Revenue 2015: $36,298,449Expenses 2015: $27,846,357Net Income 2015: $8,452,0922015Revenue 2016: $40,087,758Expenses 2016: $30,995,685Net Income 2016: $9,092,0732016Revenue 2017: $45,979,441Expenses 2017: $32,971,984Net Income 2017: $13,007,4572017Revenue 2018: $51,060,936Expenses 2018: $35,341,463Net Income 2018: $15,719,4732018Revenue 2019: $58,486,696Expenses 2019: $41,124,933Net Income 2019: $17,361,7632019Revenue 2020: $56,753,400Expenses 2020: $50,964,953Net Income 2020: $5,788,4472020Revenue 2021: $52,319,101Expenses 2021: $40,972,922Net Income 2021: $11,346,1792021Revenue 2022: $77,946,111Expenses 2022: $49,710,208Net Income 2022: $28,235,9032022Revenue 2023: $92,846,991Expenses 2023: $63,096,264Net Income 2023: $29,750,7272023Revenue 2024: $102,180,876Expenses 2024: $77,223,875Net Income 2024: $24,957,0012024

Highlighted filing

2017

Revenue$45,979,441
Expenses$32,971,984
Net Income$13,007,457
Filing Detail Status

This 2017 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Mission and Program Overview

Mission

Our mission is to create ownership and economic opportunities for all, especially people of color, women, rural residents,low-wealth families and communities. We provided loans to members at reasonable rates and pay competitive rates of interest to members.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,979$1,716$263$102$77.2$25.0
2023Summary only. Only limited summary data is available for this year.$1,760$1,520$239$92.8$63.1$29.8
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,812$1,565$248$77.9$49.7$28.2
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,341$1,143$198$52.3$41.0$11.3
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,280$1,102$179$56.8$51.0$5.79
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,100$938$163$58.5$41.1$17.4
2018Summary only. Only limited summary data is available for this year.$1,011$859$152$51.1$35.3$15.7
2017Summary only. Only limited summary data is available for this year.$895$766$129$46.0$33.0$13.0
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$745$646$99.5$40.1$31.0$9.09
2015Detailed filing. Detailed filing data is available for this year.$715$627$87.6$36.3$27.8$8.45
2014Detailed filing. Detailed filing data is available for this year.$673$596$77.1$35.8$29.0$6.78
2013Detailed filing. Detailed filing data is available for this year.$646$576$69.3$30.0$25.2$4.78
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$580$529$50.4$26.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$565$520$45.2$30.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$540$490$49.9$31.5