Civic Intelligence

Center for Community Self-Help

990 • Fiscal year 2023 • EIN 56-1271685

Jan 01, 2023 to Dec 31, 2023 • Filed on Mar 12, 2024

301 W Main StreetDurham, NC 27701-3227

(919) 956-4400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.20x

Higher debt load relative to assets than 43% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Liabilities / Revenue

90th percentile

3.43x

Higher debt load relative to revenue than 90% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Net Margin

81st percentile

22%

Higher net margin than 81% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Top Officer Pay

11th percentile

$136,535

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 4.2% of source-year revenue.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2023

Asset Growth

45th percentile

5.0%

Faster asset growth than 45% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Revenue Growth

5th percentile

-54%

Faster revenue growth than 5% of similar nonprofits.

2023 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Assets

Up

$55,248,135

Up $2,641,202 (+5.0%) from 2022

Net Assets

Up

$44,137,311

Up $720,057 (+1.7%) from 2022

Liabilities

Up

$11,110,824

Up $1,921,145 (+21%) from 2022

Revenue

Down

$3,240,499

Down $3,746,540 (-54%) from 2022

Expenses

Down

$2,520,442

Down $4,747,126 (-65%) from 2022

Net Income

Up

$720,057

Up $1,000,586 (+357%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $22,899,664Liabilities 2010: $4,473,156Net Assets 2010: $18,426,5082010Assets 2011: $22,524,925Liabilities 2011: $4,982,193Net Assets 2011: $17,542,7322011Assets 2012: $21,817,827Liabilities 2012: $4,152,502Net Assets 2012: $17,665,3252012Assets 2013: $23,372,864Liabilities 2013: $4,277,608Net Assets 2013: $19,095,2562013Assets 2014: $22,257,305Liabilities 2014: $3,961,068Net Assets 2014: $18,296,2372014Assets 2015: $23,912,689Liabilities 2015: $4,133,930Net Assets 2015: $19,778,7592015Assets 2016: $23,223,226Liabilities 2016: $4,102,772Net Assets 2016: $19,120,4542016Assets 2017: $26,116,090Liabilities 2017: $4,143,667Net Assets 2017: $21,972,4232017Assets 2018: $35,596,688Liabilities 2018: $4,416,406Net Assets 2018: $31,180,2822018Assets 2019: $35,025,225Liabilities 2019: $4,344,947Net Assets 2019: $30,680,2782019Assets 2020: $45,315,972Liabilities 2020: $4,401,102Net Assets 2020: $40,914,8702020Assets 2021: $50,951,499Liabilities 2021: $7,253,716Net Assets 2021: $43,697,7832021Assets 2022: $52,606,933Liabilities 2022: $9,189,679Net Assets 2022: $43,417,2542022Assets 2023: $55,248,135Liabilities 2023: $11,110,824Net Assets 2023: $44,137,3112023Assets 2024: $57,288,052Liabilities 2024: $11,414,105Net Assets 2024: $45,873,9472024

Highlighted filing

2023

Assets$55,248,135
Liabilities$11,110,824
Net Assets$44,137,311

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $4,694,9202010Expenses 2011: $9,472,4572011Expenses 2012: $2,494,4102012Revenue 2013: $6,654,830Expenses 2013: $5,224,899Net Income 2013: $1,429,9312013Revenue 2014: $2,403,420Expenses 2014: $3,202,439Net Income 2014: -$799,0192014Revenue 2015: $3,532,736Expenses 2015: $2,050,214Net Income 2015: $1,482,5222015Revenue 2016: $1,040,835Expenses 2016: $1,699,140Net Income 2016: -$658,3052016Revenue 2017: $5,272,712Expenses 2017: $2,420,743Net Income 2017: $2,851,9692017Revenue 2018: $11,489,153Expenses 2018: $2,281,294Net Income 2018: $9,207,8592018Revenue 2019: $2,371,521Expenses 2019: $2,871,525Net Income 2019: -$500,0042019Revenue 2020: $14,619,141Expenses 2020: $4,384,549Net Income 2020: $10,234,5922020Revenue 2021: $5,300,422Expenses 2021: $2,517,509Net Income 2021: $2,782,9132021Revenue 2022: $6,987,039Expenses 2022: $7,267,568Net Income 2022: -$280,5292022Revenue 2023: $3,240,499Expenses 2023: $2,520,442Net Income 2023: $720,0572023Revenue 2024: $7,553,705Expenses 2024: $5,817,069Net Income 2024: $1,736,6362024

Highlighted filing

2023

Revenue$3,240,499
Expenses$2,520,442
Net Income$720,057
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Mar 12, 2024
Return Version
2023v5.1
Gross Receipts
$3,240,499
Mission and Program Overview

Mission

The Centers mission is to create and protect ownership for all, especially people of color, women, rural residents and low wealth families and communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$46,171,400$46,283,050▲ $111,650
Savings and Temporary Cash Investments$5,056,393$7,736,960▲ $2,680,567
Accounts Receivable$976,249$797,598▼ $178,651
Cash and Non-Interest-Bearing Accounts$279,770$292,050▲ $12,280
Land, Buildings, and Equipment, Net$3,639$49,484▲ $45,845
Prepaid Expenses and Deferred Charges$30,000$30,000→ $0
Investments in Publicly Traded Securities$1,251$3,787▲ $2,536
Total Assets$52,606,933$55,248,135▲ $2,641,202
Other Assets Total$88,231$55,206▼ $33,025
Liabilities
Unsecured Notes Loans Payable$4,750,529$4,779,519▲ $28,990
Accounts Payable and Accrued Expenses$3,095,945$2,881,098▼ $214,847
Deferred Revenue$300,500$2,500,000▲ $2,199,500
Grants Payable$953,555$895,001▼ $58,554
Other Liabilities$89,150$55,206▼ $33,944
Total Liabilities$9,189,679$11,110,824▲ $1,921,145
Net Assets / Fund Balance
Net Assets With Donor Restrictions$34,751,782$38,733,246▲ $3,981,464
Net Assets Without Donor Restrictions$8,665,472$5,404,065▼ $3,261,407
Total Net Assets Fund Balance$43,417,254$44,137,311▲ $720,057
Total Liabilities and Net Assets / Fund Balance$52,606,933$55,248,135▲ $2,641,202

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$735,467$735,467
Other Land Buildings$49,484$196,634$246,118
Leasehold Improvements-$42,089$42,089
Investment Program Related Org$9,771--
Compensation and Service Providers

Employees

NameTitleOtherTotal
Marcus BowenTreasurer$136,535$136,535
David S BeckPolicy & Media Director$134,192$134,192
Dave ShumannfangSecretary$131,432$131,432
Martin EakesCEODirector$131,432$131,432
Crystal GermanPresident$107,383$107,383
Ashley SmithDirector$98,220$98,220
Mike BaudersDirector$94,848$94,848

Board Members and Trustees

NameTitle
Lewis MyersChairDirector
Anna TefftDirector
David SteinDirector
Farad AliDirector
Gene NicholDirector
Joseph A Smith JrDirector
Linda ShawDirector
Melvin DavisDirector
Mike GiarlaDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$1,643,963
Program Service Revenue
$1,229,710
Investment Income
$243,872
Other Revenue
$122,954
All Other Contributions
$1,399,837
Change in Net Assets
$720,057

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,240,499
Total Revenue per Audited Statements
$3,240,499
Total Revenue per Form 990
$3,240,499
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$1,903,689
Other Expenses$616,753
Total Fundraising Expense$1,189
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$1,903,689--$1,903,689
Fees for Services Other$178,283--$178,283
Other Expenses$36,677$10,158$154$36,677
Fees for Services Accounting-$18,000-$18,000
Occupancy$12,060$3,276$50$15,386
Fees for Services Lobbying$9,087--$9,087
Depreciation Depletion$6,379$1,732$26$8,137
Travel$7,694--$7,694
Office Expenses$1,351$367$6$1,724
Insurance$466$126$2$594
All Other Expenses$-1,497$-288$-5$-1,790
Total Functional Expenses$2,423,023$96,230$1,189$2,520,442

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,520,442
Total Expenses per Audited Statements$2,520,442
Total Expenses per Form 990$2,520,442
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Self-Help CommDevelopCorpDurham, NC501c3Affordable Housing$493,750
Center for Responsible LendingDurham, NC501c3Research & Innovation$300,000
Self-Help Ventures FundDurham, NC501c3Charitable Lending$266,500
Self-Help Federal CUDurham, NC501c1Charitable Lending$230,500
Northwest Side CDCMilwaukee, WI501c3Charitable Lending$100,000
Wisconsin Womens BusInitative CorpMilwaukee, WI501c3Charitable Lending$100,000
Lawndale Christian Development CorpChicago, IL501c3Homeownership Assistance$92,500
The Resurrection ProjectChicago, IL501c3Homeownership Assistance$92,500
Self-Help Credit UnionDurham, NC501c14Charitable Lending$77,000
Richmond Heritage FCURichmond, VA501c1Charitable Lending$50,000
United for A Fair EconomyBoston, MA501c3Raising Wages Program$14,124
Jax Microfinance Fund LLCJacksonville, FL501c3Operating Assistance$12,015
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$55,206
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

Form 990, Part VI, Section A, Line 6,7a: The organization has two classes of members, each of which elects a representative to the board of directors.

Member election for additional members Part VI line 7A

Form 990, Part VI, Section A, Line 6,7a: The organization has two classes of members, each of which elects a representative to the board of directors.

Form 990 governing body review Part VI line 11

Form 990, Part VI, Section A, Line 11b: The Form 990 is prepared by staff accountants. The Chief Financial Officer, the Controller, and in-house counsel review multiple drafts and verify all answers before the form is provided to the Chief Executive Officer and board of directors for further review and comment prior to submission.

Conflict of interest policy compliance Part VI line 12C

Form 990, Part VI, Section B, Line 12c: The organizations Conflict of Interest Policy covers its officers, directors or trustees, all employees of the organization or any related organization, and family members of persons in these categories. All covered persons are required under the policy to disclose actual or potential conflicts as soon as they arise and the directors of the organization and related organizations confirm annually that there are no existing conflicts of interest. Persons with actual conflicts are prohibited from participating in any decisions relevant to the situation where the conflict exists. Most conflicts are clearly delineated by the policy; situations that are no so clear-cut are reviewed by in-house counsel, the CEO, or the Board, as appropriate.

CEO executive director top management comp Part VI line 15A

Form 990, Part VI, Section B, Line 15a: The organization pays its highest paid workers including the CEO, top management officials and other officers, in accordance with a salary ceiling that is confirmed annually by the board, and was last confirmed in February 2023. This ceiling is subject to adjustment for increased costs of living associated with the geographical areas in which workers are working, but is well below the average market salary for workers with comparable levels of expertise and experience.

Other officer or key employee compensation Part VI line 15B

Form 990, Part VI, B, 15b: The organization pays its highest paid workers including theCEO, top management officials and other officers, in accordance with a salary ceiling that is confirmed annually by the board, and was last confirmed in November 2023. This ceiling subject to adjustment for increased costs of living associated with the geographical areas in which workers are working, but is well below the average market salary for workers with comparable levels of expertise and experience.

Governing documents etc available to public Part VI line 19

Form 990, Part VI, Section C, Line 19: No documents available to the public.

Part VII response or note to any other line in Part VII

Form 990, Part VII, A, 1a: No director or officer receives compensation for their work as a director, officer or trustee; instead, the amounts listed in columns (E) & (F) arecompensation paid to employees of the related organization who work 30-40 hours per weekby Self-Help Services Corporation, which serves as the employer for all of the filingorganizations workers.

Filing and Contact Details

Filer

Filer Name
Center for Community Self-Help
EIN
56-1271685
Address
301 W Main Street, Durham, NC 27701-3227

Signing Officer

Name
Crystal German
Title
President
Phone
9199564400
Signed
2024-03-12

Organization Details

Principal Officer
Crystal German
Formed
1980
Legal Domicile
Nc
Voting Board Members
10
Independent Board Members
8
Employees
0
Supplemental Narrative

Additional Explanations

Part III response or note to any other line in Part III

Form 990, Part III, Line 4d: RESPONSIBLE LENDING POLICY AND RESEARCH: Together withsupporting organization Center for Responsible Lending, conducted research & providededucation & technical assistance regarding predatory lending & other abusive financialpractices. Published 57 research reports, and made 49 presentations. Taken together, theactivities noted above had approximately 89,216 beneficiaries.COMMUNITY DEVELOPMENT LENDING: Primarily through Self-Help Ventures Fund, originated andpurchased loans primarily to low income, rural, and minority communities enabling home ownership and fostering small business development. Created or maintained jobs, childcare facilities,and schools. Approximately 58,374 beneficiaries.

Financial Statement Notes

Footnote for uncertain tax position under FIN 48 (Part X)

Part X Line 2: The Center has determined that all tax positions taken for the current year ended December 31, 2023 and all years open under the statute of limitations are highly certain. Therefore, the Center has determined that no unrecognized tax liability exists.

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IRS990/Desc0COMMUNITY DEVELOPMENT REAL ESTATE PROJECTS: Primarily through its supporting organizations, Self-Help Ventures Fund and Self-Help Community Development Corp., The Center engages in economic development through the renovation of historic buildings, construction of new buildings in distressed communities; as well as provides quality affordable retail spaces, community facilities, and commercial rental spaces to revitalize and stabilize distressed communities. Approximately 7,200 beneficiaries.
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IRS990/Form990PartVIISectionAGrp/PersonNm12Lewis Myers
IRS990/Form990PartVIISectionAGrp/PersonNm13David Stein
IRS990/Form990PartVIISectionAGrp/PersonNm14Linda Shaw
IRS990/Form990PartVIISectionAGrp/PersonNm15Gene Nichol
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt099998
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1100713
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt297699
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt3101449
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt469403
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt560807
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt676021
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Policy & Media Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2CEODirector
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4President
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12ChairDirector
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
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IRS990/FormationYr01980
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GovernmentGrantsAmt0212500
IRS990/GrantAmt0540250
IRS990/GrantsPayableGrp/BOYAmt0953555
IRS990/GrantsPayableGrp/EOYAmt0895001
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt01903689
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0true
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03240499
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IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0true
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IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIIInd0X
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IRS990/InsuranceGrp/FundraisingAmt02
IRS990/InsuranceGrp/ManagementAndGeneralAmt0126
IRS990/InsuranceGrp/ProgramServicesAmt0466
IRS990/InsuranceGrp/TotalAmt0594
IRS990/InvestmentIncomeGrp/ExclusionAmt0243872
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0243872
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt046171400
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IRS990/InvestmentsPubTradedSecGrp/BOYAmt01251
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IRS990/IRPDocumentCnt039
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IRS990/LandBldgEquipAccumDeprecAmt0974190
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03639
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IRS990/LandBldgEquipCostOrOtherBssAmt01023674
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd0false
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IRS990/LocalChaptersInd0false
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IRS990/MembershipDuesAmt031626
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0The Centers mission is to create and protect ownership for all, especially people of color, women, rural residents and low wealth families and communities.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt043417254
IRS990/NetAssetsOrFundBalancesEOYAmt044137311
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt08665472
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt05404065
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt050
IRS990/OccupancyGrp/ManagementAndGeneralAmt03276
IRS990/OccupancyGrp/ProgramServicesAmt012060
IRS990/OccupancyGrp/TotalAmt015386
IRS990/OfficeExpensesGrp/FundraisingAmt06
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0367
IRS990/OfficeExpensesGrp/ProgramServicesAmt01351
IRS990/OfficeExpensesGrp/TotalAmt01724
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt088231
IRS990/OtherAssetsTotalGrp/EOYAmt055206
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Staffing Reimb to SHSC
IRS990/OtherExpensesGrp/Desc1Sales Tax Expense
IRS990/OtherExpensesGrp/Desc2Loan Charges-off
IRS990/OtherExpensesGrp/FundraisingAmt0956
IRS990/OtherExpensesGrp/FundraisingAmt1154
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt062859
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt110158
IRS990/OtherExpensesGrp/ProgramServicesAmt0231435
IRS990/OtherExpensesGrp/ProgramServicesAmt137399
IRS990/OtherExpensesGrp/ProgramServicesAmt236677
IRS990/OtherExpensesGrp/TotalAmt0295250
IRS990/OtherExpensesGrp/TotalAmt147711
IRS990/OtherExpensesGrp/TotalAmt236677
IRS990/OtherLiabilitiesGrp/BOYAmt089150
IRS990/OtherLiabilitiesGrp/EOYAmt055206
IRS990/OtherRevenueMiscGrp/BusinessCd0541900
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0Technical Assist Rev
IRS990/OtherRevenueMiscGrp/Desc1Sales Tax Refund
IRS990/OtherRevenueMiscGrp/Desc2Other Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt022629
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt142083
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt258242
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt022629
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt142083
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt258242
IRS990/OtherRevenueTotalAmt0122954
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt030000
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt030000
IRS990/PrincipalOfficerNm0Crystal German
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522200
IRS990/ProgramServiceRevenueGrp/Desc0Charitable Credit
IRS990/ProgramServiceRevenueGrp/Desc1Enhancement
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01229710
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01229710
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY DEVELOPMENT SECONDARY MARKET PROGRAMS: Facilitation of a secondary market operated by Self-Help Ventures Fund for home mortgages of low-income buyers in distressed communities to make homeownership more widely available to these families. Approximately 19,173 beneficiaries.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0840723
IRS990/ProgSrvcAccomActy2Grp/GrantAmt0394800
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt058242
IRS990/ProgSrvcAccomActy3Grp/Desc0EDUCATIONAL AND TECHNICAL ASSISTANCE: Together with supporting organizations Self-Help Ventures Fund and Self-Help Community Development Corporation, conducted general programs, educational and job-saving activities, and development of support groups and community-based organizations that help low-income people. Approximately 15,165 beneficiaries.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0115550
IRS990/ProgSrvcAccomActy3Grp/GrantAmt0708639
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt022629
IRS990/ProgSrvcAccomActyOtherGrp/Desc0RESPONSIBLE LENDING POLICY AND RESEARCH: Together with supporting organization Center for Responsible Lending, engaged in education & technical assistance on abusive financial practices that deplete the wealth of low-income & minority families & communities. Published 57 research reports, made 49 presentations, testimony, conferences, and analysis for comment letters to educate the general public and inform the regulatory process. Taken together, the activities noted above had approximately 89,216 beneficiaries.
IRS990/ProgSrvcAccomActyOtherGrp/Desc1COMMUNITY DEVELOPMENT LENDING: Primarily through Self-Help Ventures Fund, originated and purchased loans primarily to low income, rural, and minority communities enabling home ownership and fostering small business development. Created or maintained jobs, childcare facilities, and schools. Approximately 58,374 beneficiaries.
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt0260000
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt01229710
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt06557067
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt06440702
IRS990/PYInvestmentIncomeAmt065838
IRS990/PYOtherExpensesAmt0826866
IRS990/PYOtherRevenueAmt035538
IRS990/PYProgramServiceRevenueAmt0328596
IRS990/PYRevenuesLessExpensesAmt0-280529
IRS990/PYTotalExpensesAmt07267568
IRS990/PYTotalRevenueAmt06987039
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0720057
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05056393
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07736960
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Contributions reported on Schedule A, Part II, line 1 match with contribution revenue reported on the 990, Part VIII, line 1h. CCSH recognizes the grant money received as revenue when the performance obligations have been met.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Contributions not reported as revenue Part II or Part III line 1
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01643963
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt06557067
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt05119812
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt014308372
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01852370
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt029481584
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0243872
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt065838
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt03384
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt07017
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt023123
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0343234
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt02701468
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.65290
IRS990ScheduleA/PublicSupportPY170Pct00.73940
IRS990ScheduleA/PublicSupportTotal170Amt019472928
IRS990ScheduleA/SubstantialContributorsTotAmt010008656
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01643963
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt06557067
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt05119812
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt014308372
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01852370
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt029481584
IRS990ScheduleA/TotalSupportAmt029824818
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.3$11.4$45.9$7.55$5.82$1.74
2023Detailed filing. Detailed filing data is available for this year.$55.2$11.1$44.1$3.24$2.52$0.72
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.6$9.19$43.4$6.99$7.27$0.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$51.0$7.25$43.7$5.30$2.52$2.78
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.3$4.40$40.9$14.6$4.38$10.2
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.0$4.34$30.7$2.37$2.87$0.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$35.6$4.42$31.2$11.5$2.28$9.21
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.1$4.14$22.0$5.27$2.42$2.85
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.2$4.10$19.1$1.04$1.70$0.66
2015Detailed filing. Detailed filing data is available for this year.$23.9$4.13$19.8$3.53$2.05$1.48
2014Detailed filing. Detailed filing data is available for this year.$22.3$3.96$18.3$2.40$3.20$0.80
2013Detailed filing. Detailed filing data is available for this year.$23.4$4.28$19.1$6.65$5.22$1.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.8$4.15$17.7$2.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.5$4.98$17.5$9.47
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.9$4.47$18.4$4.69