Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
EIN 56-1271685 • 501(c)3 • Durham, NC
Profile
The Centers mission is to create and protect ownership for all, especially people of color, women, rural residents and low wealth families and communities.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
82nd percentile
Higher debt load relative to revenue than 82% of similar nonprofits.
Net Margin
78th percentile
Higher net margin than 78% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
95th percentile
Faster revenue growth than 95% of similar nonprofits.
Assets
Up$57,288,052
Up $2,039,917 (+3.7%) from 2023
Liabilities
Up$11,414,105
Up $303,281 (+2.7%) from 2023
Net Assets
Up$45,873,947
Up $1,736,636 (+3.9%) from 2023
Revenue
Up$7,553,705
Up $4,313,206 (+133%) from 2023
Expenses
Up$5,817,069
Up $3,296,627 (+131%) from 2023
Net Income
Up$1,736,636
Up $1,016,579 (+141%) from 2023
Most recent year
2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.
The Centers mission is to create and protect ownership for all, especially people of color, women, rural residents and low wealth families and communities.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $44,411,424 | $46,171,400 | ▲ $1,759,976 |
| Savings and Temporary Cash Investments | $4,617,267 | $5,056,393 | ▲ $439,126 |
| Accounts Receivable | $1,637,202 | $976,249 | ▼ $660,953 |
| Cash and Non-Interest-Bearing Accounts | $239,699 | $279,770 | ▲ $40,071 |
| Prepaid Expenses and Deferred Charges | $35,000 | $30,000 | ▼ $5,000 |
| Land, Buildings, and Equipment, Net | $8,005 | $3,639 | ▼ $4,366 |
| Investments in Publicly Traded Securities | $2,902 | $1,251 | ▼ $1,651 |
| Total Assets | $50,951,499 | $52,606,933 | ▲ $1,655,434 |
| Other Assets Total | - | $88,231 | - |
| Liabilities | |||
| Unsecured Notes Loans Payable | $4,741,005 | $4,750,529 | ▲ $9,524 |
| Accounts Payable and Accrued Expenses | $2,475,211 | $3,095,945 | ▲ $620,734 |
| Grants Payable | $37,500 | $953,555 | ▲ $916,055 |
| Deferred Revenue | - | $300,500 | - |
| Other Liabilities | - | $89,150 | - |
| Total Liabilities | $7,253,716 | $9,189,679 | ▲ $1,935,963 |
| Net Assets / Fund Balance | |||
| Net Assets With Donor Restrictions | $33,761,889 | $34,751,782 | ▲ $989,893 |
| Net Assets Without Donor Restrictions | $9,935,894 | $8,665,472 | ▼ $1,270,422 |
| Total Net Assets Fund Balance | $43,697,783 | $43,417,254 | ▼ $280,529 |
| Total Liabilities and Net Assets / Fund Balance | $50,951,499 | $52,606,933 | ▲ $1,655,434 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $3,640 | $731,827 | $735,467 |
| Other Land Buildings | $-1 | $192,136 | $192,135 |
| Leasehold Improvements | - | $42,089 | $42,089 |
| Investment Program Related Org | $1,006,848 | - | - |
| Name | Title | Other | Total |
|---|---|---|---|
| Marcus Bowen | Treasurer | $130,416 | $130,416 |
| Dave Shumannfang | Secretary | $124,910 | $124,910 |
| Martin Eakes | CEODirector | $124,910 | $124,910 |
| Lily Steponaitis | Director | $120,399 | $120,399 |
| Crystal German | President | $98,102 | $98,102 |
| Name | Title |
|---|---|
| Lewis Myers | ChairDirector |
| David Stein | Director |
| Farad Ali | Director |
| Gene Nichol | Director |
| Joseph A Smith Jr | Director |
| Linda Shaw | Director |
| Melvin Davis | Director |
| Mike Giarla | Director |
| Line Item | Amount |
|---|---|
| Grants and Similar Amounts Paid | $6,440,702 |
| Other Expenses | $826,866 |
| Total Fundraising Expense | $1,062 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Grants to Domestic Orgs | $6,440,702 | - | - | $6,440,702 |
| Fees for Services Other | $278,609 | - | - | $278,609 |
| Other Expenses | $60,737 | $5,271 | $80 | $60,737 |
| Occupancy | $17,041 | $3,204 | $49 | $20,294 |
| Fees for Services Accounting | - | $18,000 | - | $18,000 |
| Fees for Services Lobbying | $17,900 | - | - | $17,900 |
| All Other Expenses | $9,237 | $1,737 | $26 | $11,000 |
| Travel | $9,347 | - | - | $9,347 |
| Depreciation Depletion | $3,667 | $689 | $10 | $4,366 |
| Office Expenses | $1,958 | $368 | $7 | $2,333 |
| Insurance | $462 | $87 | $1 | $550 |
| Total Functional Expenses | $7,178,676 | $87,830 | $1,062 | $7,267,568 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $7,267,568 |
| Total Expenses per Audited Statements | $7,267,568 |
| Total Expenses per Form 990 | $7,267,568 |
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| Self-Help Ventures Fund | Durham, NC | 501c3 | Charitable Lending | $5,259,171 |
| Self-Help Federal CU | Durham, NC | 501c1 | Charitable Lending | $430,500 |
| Self-Help Credit Union | Durham, NC | 501c14 | Charitable Lending | $324,935 |
| Self-Help CommDevelopCorp | Durham, NC | 501c3 | Affordable Housing | $212,500 |
| Richmond Heritage FCU | Richmond, VA | 501c1 | Charitable Lending | $50,436 |
| Northwest Side CDC | Milwaukee, WI | 501c3 | Charitable Lending | $50,000 |
| Wisconsin Womens BusInitative Corp | Milwaukee, WI | 501c3 | Charitable Lending | $50,000 |
| McNaught & Clements PLLC | Charlotte, NC | Law Firm | Down Payment Assistance | $7,500 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Operating Lease Liability | $89,150 |
“Form 990, Part VI, Section A, Line 6,7a: The organization has two classes of members, each of which elects a representative to the board of directors.”
“Form 990, Part VI, Section A, Line 6,7a: The organization has two classes of members, each of which elects a representative to the board of directors.”
“Form 990, Part VI, Section A, Line 11b: The Form 990 is prepared by staff accountants. The Chief Financial Officer, the Controller, and in-house counsel review multiple drafts and verify all answers before the form is provided to the Chief Executive Officer and board of directors for further review and comment prior to submission.”
“Form 990, Part VI, Section B, Line 12c: The organizations Conflict of Interest Policy covers its officers, directors or trustees, all employees of the organization or any related organization, and family members of persons in these categories. All covered persons are required under the policy to disclose actual or potential conflicts as soon as they arise and the directors of the organization and related organizations confirm annually that there are no existing conflicts of interest. Persons with actual conflicts are prohibited from participating in any decisions relevant to the situation where the conflict exists. Most conflicts are clearly delineated by the policy; situations that are no so clear-cut are reviewed by in-house counsel, the CEO, or the Board, as appropriate.”
“Form 990, Part VI, Section B, Line 15b: The organization pays its highest paid workers including the CEO, top management officials and other officers, in accordance with a salary ceiling that is confirmed annually by the board, and was last confirmed in February 2022. This ceiling is subject to adjustment for increased costs of living associated with the geographical areas in which workers are working, but is well below the average market salary for workers with comparable levels of expertise and experience.”
“Form 990, Part VII, Section A, Line 1a: No director or officer receives compensation for their work as a director, officer or trustee; instead, the amounts listed in columns (E) and (F) are compensation paid to employees of the related organization who work 30-40 hours per week by Self-Help Services Corporation, which serves as the employer for all of the filing organizations workers.”
“Form 990, Part VI, Section C, Line 19: No documents available to the public.”
“Form 990, Part VII, Section A, Line 1a: No director or officer receives compensation for their work as a director, officer or trustee; instead, the amounts listed in columns (E) and (F) are compensation paid to employees of the related organization who work 30-40 hours per week by Self-Help Services Corporation, which serves as the employer for all of the filing organizations workers.”
“Form 990, Part III, Line 4d: RESPONSIBLE LENDING POLICY AND RESEARCH: Together with supporting organization Center for Responsible Lending, conducted research & provided education & technical assistance regarding predatory lending & other abusive financial practices. Published 80 research reports, and made 38 presentations. Taken together, the activities noted above had approximately 90,695 beneficiaries.”
“Part X Line 2: The Center has determined that all tax positions taken for the current year ended December 31, 2022 and all years open under the statute of limitations are highly certain. Therefore, the Center has determined that no unrecognized tax liability exists.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2475211 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 3095945 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1637202 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 976249 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | The Centers mission is to create and protect ownership for all, especially people of color, women, rural residents and low wealth families and communities. |
| IRS990/AllOtherContributionsAmt | 0 | 6169607 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 26 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 1737 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 9237 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 11000 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Marcus Bowen |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9199564400 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 301 W Main Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Durham |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 277013227 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 239699 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 279770 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 6557067 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 6440702 |
| IRS990/CYInvestmentIncomeAmt | 0 | 65838 |
| IRS990/CYOtherExpensesAmt | 0 | 826866 |
| IRS990/CYOtherRevenueAmt | 0 | 35538 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 328596 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -280529 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/CYTotalExpensesAmt | 0 | 7267568 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 1062 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6987039 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 300500 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 10 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 689 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 3667 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4366 |
| IRS990/Desc | 0 | COMMUNITY DEVELOPMENT REAL ESTATE PROJECTS: Primarily through its supporting organizations, Self-Help Ventures Fund and Self-Help Community Development Corp., The Center engages in economic development through the renovation of historic buildings, construction of new buildings in distressed communities; as well as provides quality affordable retail spaces, community facilities, and commercial rental spaces to revitalize and stabilize distressed communities. Approximately 4,662 beneficiaries. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 33761889 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 34751782 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 6207606 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditPerformedInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | true |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 18000 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18000 |
| IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt | 0 | 17900 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 17900 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 278609 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 278609 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 39201 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 34556 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 30256 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 16992 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 28425 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Marcus Bowen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Martin Eakes |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Dave Shumannfang |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Lily Steponaitis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Crystal German |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | David Stein |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Joseph A Smith Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Mike Giarla |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Melvin Davis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Farad Ali |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Linda Shaw |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Gene Nichol |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Lewis Myers |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 91215 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 90354 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 94654 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 103407 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 69677 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CEODirector |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | ChairDirector |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1980 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GovernmentGrantsAmt | 0 | 362500 |
| IRS990/GrantAmt | 0 | 4974841 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 37500 |
| IRS990/GrantsPayableGrp/EOYAmt | 0 | 953555 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 6440702 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 6440702 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | true |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 6987039 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 1 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 87 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 462 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 550 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 65838 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 65838 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 44411424 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 46171400 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2902 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1251 |
| IRS990/IRPDocumentCnt | 0 | 36 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 966052 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 8005 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3639 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 969691 |
| IRS990/LegalDomicileStateCd | 0 | NC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembershipDuesAmt | 0 | 24960 |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | The Centers mission is to create and protect ownership for all, especially people of color, women, rural residents and low wealth families and communities. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 43697783 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 43417254 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 9935894 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 8665472 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 49 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 3204 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 17041 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 20294 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 7 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 368 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1958 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2333 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 88231 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Staffing Reimb to SHSC |
| IRS990/OtherExpensesGrp/Desc | 1 | Sales Tax Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Charges-off |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 889 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 80 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 58474 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 5271 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 310982 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 28034 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 60737 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 370345 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 33385 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 60737 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 89150 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 541900 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 900099 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Technical Assist Rev |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Sales Tax Refund |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | Other Income |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2000 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 33385 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 153 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 2000 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 33385 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 153 |
| IRS990/OtherRevenueTotalAmt | 0 | 35538 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 35000 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 30000 |
| IRS990/PrincipalOfficerNm | 0 | Crystal German |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522200 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Charitable Credit |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Enhancement |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 328596 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 328596 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | COMMUNITY DEVELOPMENT SECONDARY MARKET PROGRAMS: Facilitation of a secondary market operated by Self-Help Ventures Fund for home mortgages of low-income buyers in distressed communities to make homeownership more widely available to these families. Approximately 20,757 beneficiaries. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 831261 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 820451 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 153 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | EDUCATIONAL AND TECHNICAL ASSISTANCE: Together with supporting organizations Self-Help Ventures Fund and Self-Help Community Development Corporation, conducted general programs, educational and job-saving activities, and development of support groups and community-based organizations that help low-income people. Approximately 15,220 beneficiaries. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 139809 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 56150 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 2000 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | RESPONSIBLE LENDING POLICY AND RESEARCH: Together with supporting organization Center for Responsible Lending, engaged in education & technical assistance on abusive financial practices that deplete the wealth of low-income & minority families & communities. Published 80 research reports, made 38 presentations, testimony, conferences, and analysis for comment letters to educate the general public and inform the regulatory process. Taken together, the activities noted above had approximately 90,695 beneficiaries. |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 1 | COMMUNITY DEVELOPMENT LENDING: Primarily through Self-Help Ventures Fund, originated and purchased loans primarily to low income, rural, and minority communities enabling home ownership and fostering small business development. Created or maintained jobs, childcare facilities, and schools. Approximately 58,625 beneficiaries. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 5119812 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1691475 |
| IRS990/PYInvestmentIncomeAmt | 0 | 3384 |
| IRS990/PYOtherExpensesAmt | 0 | 826034 |
| IRS990/PYOtherRevenueAmt | 0 | 56579 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 120647 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2782913 |
| IRS990/PYTotalExpensesAmt | 0 | 2517509 |
| IRS990/PYTotalRevenueAmt | 0 | 5300422 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -280529 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | true |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4617267 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5056393 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 0 | Contributions reported on Schedule A, Part II, line 1 match with contribution revenue reported on the 990, Part VIII, line 1h. CCSH recognizes the grant money received as revenue when the performance obligations have been met. |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 0 | Contributions not reported as revenue Part II or Part III line 1 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 6557067 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 5119812 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 14308372 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1852370 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 11371991 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 39209612 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 65838 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 3384 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 7017 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 23123 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 23128 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 122490 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 1734373 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.73940 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.81000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 29080696 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 10128916 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 6557067 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 5119812 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 14308372 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1852370 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 11371991 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 39209612 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 39332102 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | true |
| IRS990ScheduleC/AvgGrassrootsLobbyingExpendGrp/CurrentYearMinus1Amt | 0 | 20809 |
| IRS990ScheduleC/AvgGrassrootsLobbyingExpendGrp/CurrentYearMinus3Amt | 0 | 6913 |
| IRS990ScheduleC/AvgGrassrootsLobbyingExpendGrp/TotalAmt | 0 | 27722 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearAmt | 0 | 250000 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus1Amt | 0 | 250000 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus2Amt | 0 | 250000 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus3Amt | 0 | 250000 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/TotalAmt | 0 | 1000000 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearAmt | 0 | 1000000 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus1Amt | 0 | 1000000 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus2Amt | 0 | 1000000 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus3Amt | 0 | 1000000 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/TotalAmt | 0 | 4000000 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearAmt | 0 | 331773 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearMinus1Amt | 0 | 355595 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearMinus2Amt | 0 | 353380 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearMinus3Amt | 0 | 371663 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/TotalAmt | 0 | 1412411 |
| IRS990ScheduleC/GrassrootsCeilingAmt | 0 | 1500000 |
| IRS990ScheduleC/GrassrootsNontaxableGrp/AffiliatedGroupTotalAmt | 0 | 250000 |
| IRS990ScheduleC/GrassrootsNontaxableGrp/FilingOrganizationsTotalAmt | 0 | 128345 |
| IRS990ScheduleC/LobbyingCeilingAmt | 0 | 6000000 |
| IRS990ScheduleC/LobbyingNontaxableAmountGrp/AffiliatedGroupTotalAmt | 0 | 1000000 |
| IRS990ScheduleC/LobbyingNontaxableAmountGrp/FilingOrganizationsTotalAmt | 0 | 513378 |
| IRS990ScheduleC/OrganizationBelongsAffltGrpInd | 0 | X |
| IRS990ScheduleC/OtherExemptPurposeExpendGrp/AffiliatedGroupTotalAmt | 0 | 105441127 |
No mirrored PDF or thumbnail assets are attached yet.