Civic Intelligence

Marble Community Water System

990EZ • Fiscal year 2023 • EIN 56-0947358

Jul 01, 2022 to Jun 30, 2023 • Filed on Oct 05, 2023

Organization ProfileN/A
PO Box 274Marble, NC 28905

(828) 361-5871

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.01x

Higher debt load relative to assets than 74% of similar nonprofits.

2023 filings • NTEE W • <$500k nonprofits • Source year 2023

Liabilities / Revenue

77th percentile

0.02x

Higher debt load relative to revenue than 77% of similar nonprofits.

2023 filings • NTEE W • <$500k nonprofits • Source year 2023

Net Margin

31st percentile

-0.6%

Higher net margin than 31% of similar nonprofits.

2023 filings • NTEE W • <$500k nonprofits • Source year 2023

Top Officer Pay

88th percentile

$0

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • NTEE W • <$500k nonprofits • Source year 2023

Asset Growth

48th percentile

0.3%

Faster asset growth than 48% of similar nonprofits.

2023 filings • NTEE W • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

51st percentile

2.9%

Faster revenue growth than 51% of similar nonprofits.

2023 filings • NTEE W • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$197,776

Up $627 (+0.3%) from 2022

Net Assets

Down

$195,185

Down $725 (-0.4%) from 2022

Liabilities

Up

$2,591

Up $1,352 (+109%) from 2022

Revenue And Expenses
Liabilities / Revenue77th percentileNet Margin31st percentile

Revenue

Up

$111,787

Up $3,186 (+2.9%) from 2022

Expenses

Up

$112,512

Up $27,461 (+32%) from 2022

Net Income

Down

-$725

Down $24,275 (-103%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth48th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2012: $1,078,116Liabilities 2012: $66,209Net Assets 2012: $1,011,9072012Assets 2013: $1,085,094Liabilities 2013: $57,323Net Assets 2013: $1,027,7712013Assets 2014: $1,083,383Liabilities 2014: $38,599Net Assets 2014: $1,044,7842014Assets 2015: $1,100,640Liabilities 2015: $24,708Net Assets 2015: $1,075,9322015Assets 2016: $1,106,968Liabilities 2016: $0Net Assets 2016: $1,106,9682016Assets 2017: $1,127,965Liabilities 2017: $0Net Assets 2017: $1,127,9652017Assets 2018: $113,557Liabilities 2018: $1,244Net Assets 2018: $112,3132018Assets 2019: $127,552Liabilities 2019: $1,2442019Assets 2020: $144,611Liabilities 2020: $1,2402020Assets 2021: $173,600Liabilities 2021: $1,2402021Assets 2022: $197,149Liabilities 2022: $1,239Net Assets 2022: $195,9102022Assets 2023: $197,776Liabilities 2023: $2,591Net Assets 2023: $195,1852023Assets 2024: $209,460Liabilities 2024: $2,674Net Assets 2024: $206,7862024Assets 2025: $193,857Liabilities 2025: $3,405Net Assets 2025: $190,4522025

Highlighted filing

2023

Assets$197,776
Liabilities$2,591
Net Assets$195,185
Open 2023 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $90,855Expenses 2012: $88,321Net Income 2012: $2,5342012Revenue 2013: $97,864Expenses 2013: $82,000Net Income 2013: $15,8642013Revenue 2014: $99,907Expenses 2014: $82,894Net Income 2014: $17,0132014Revenue 2015: $108,171Expenses 2015: $77,023Net Income 2015: $31,1482015Revenue 2016: $111,826Expenses 2016: $80,790Net Income 2016: $31,0362016Revenue 2017: $113,846Expenses 2017: $92,849Net Income 2017: $20,9972017Revenue 2018: $113,019Expenses 2018: $77,322Net Income 2018: $35,6972018Revenue 2019: $105,678Expenses 2019: $91,683Net Income 2019: $13,9952019Revenue 2020: $108,852Expenses 2020: $91,789Net Income 2020: $17,0632020Revenue 2021: $103,262Expenses 2021: $74,273Net Income 2021: $28,9892021Revenue 2022: $108,601Expenses 2022: $85,051Net Income 2022: $23,5502022Revenue 2023: $111,787Expenses 2023: $112,512Net Income 2023: -$7252023Revenue 2024: $114,101Expenses 2024: $102,500Net Income 2024: $11,6012024Revenue 2025: $103,538Expenses 2025: $119,872Net Income 2025: -$16,3342025

Highlighted filing

2023

Revenue$111,787
Expenses$112,512
Net Income-$725
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2022 to Jun 30, 2023
Signed
Oct 5, 2023
Return Version
2022v5.0
Gross Receipts
$111,787
Mission and Program Overview

Mission

Provide water service to a rural communi

Program Services

DescriptionGrantsExpenses
PROVIDES WATER SERVICE TO RESIDENTS OF A SMALL RURAL COMMUNITY WHICH HAS NO ACCESS TO A MUNICIPAL WATER SYSTEM. MANY OF THESE RESIDENTS ARE ELDERLY OR ECONOMICALLY DISADVANTAGED.-$112,513
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KEITH LOVINPresidentPT$0--
JEFFREY LEDFORDVice President-$0--
BRENDA GIBBYSecretary-$0--
JERRY HUGHESBoard Member-$0--
SANDY HEADBookkeeperPT$0--
STACY LOVINGOODBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Marble Community Water System
EIN
56-0947358
Address
PO BOX 274, MARBLE, NC 28905

Signing Officer

Name
Keith Lovin
Title
President
Phone
8283615871
Signed
2023-10-05
Discuss with paid preparer
Yes

Preparer

Firm
Turner & Company CPAs PA
Address
31 Peachtree Street, Murphy, NC 28906
Preparer
Lawrence C Turner CPA
Phone
8288378188
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountbank charges 57dues & subscriptions 385fuel & truck expenses 2,846insurance 5,108water testing 2,578licenses & permits 1,520materials & supplies 2,725”

Description of total liabilities Part II line 26

“Category beginning of year end of yearpayroll tax liabilities 1,239 2,591”

Raw XML Appendix161 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0KEITH LOVIN
CompensationExplanation/CompensationExplanationGrp/PersonNm1SANDY HEAD
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0ROBERT D PALMER IS AN EMPLOYEE OF THE WATER DEPARTMENT. HE IS IN CHARGE OF MANAGEMENT AND MAINTAINING THE EQUIPMENT.
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt1DIANNE CHASTAIN IS IN CHARGE OF BILLING AND ACCOUNTS PAYABLE INCLUDING PREPARING PAYROLL.
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SANDY HEAD
IRS990EZ/BooksInCareOfDetail/PhoneNum08283615871
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 274
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MARBLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028905
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0180282
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0181876
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-725
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt011628
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0197149
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0197776
IRS990EZ/GrossReceiptsAmt0111787
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0141
IRS990EZ/LandAndBuildingsGrp/BOYAmt016867
IRS990EZ/LandAndBuildingsGrp/EOYAmt015900
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0195910
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0195185
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0195910
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0195185
IRS990EZ/OccupancyRentUtltsAndMaintAmt037156
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt030.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt420.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KEITH LOVIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JEFFREY LEDFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BRENDA GIBBY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JERRY HUGHES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SANDY HEAD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5STACY LOVINGOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOOKKEEPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt015219
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE WATER SERVICE TO A RURAL COMMUNI
IRS990EZ/PrintingPublicationsPostageAmt02837
IRS990EZ/ProgramServiceRevenueAmt0111646
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDES WATER SERVICE TO RESIDENTS OF A SMALL RURAL COMMUNITY WHICH HAS NO ACCESS TO A MUNICIPAL WATER SYSTEM. MANY OF THESE RESIDENTS ARE ELDERLY OR ECONOMICALLY DISADVANTAGED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0112513
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt045672
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NC
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01239
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02591
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0112512
IRS990EZ/TotalProgramServiceExpensesAmt0112513
IRS990EZ/TotalRevenueAmt0111787
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0111646
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0108573
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0103123
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0108660
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0105435
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0537437
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0141
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt028
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt024
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt020
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt018
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0231
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0225
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0225
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99920
IRS990ScheduleA/PublicSupportPY170Pct00.99930
IRS990ScheduleA/PublicSupportTotal170Amt0537437
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0111646
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0108573
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0103123
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0108660
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0105435
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0537437
IRS990ScheduleA/TotalSupportAmt0537893
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTBANK CHARGES 57DUES & SUBSCRIPTIONS 385FUEL & TRUCK EXPENSES 2,846INSURANCE 5,108WATER TESTING 2,578LICENSES & PERMITS 1,520MATERIALS & SUPPLIES 2,725
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL TAX LIABILITIES 1,239 2,591
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KEITH LOVIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08283615871
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-10-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MARBLE COMMUNITY WATER SYSTEM
ReturnHeader/Filer/BusinessNameControlTxt0MARB
ReturnHeader/Filer/EIN0560947358
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 274
ReturnHeader/Filer/USAddress/CityNm0MARBLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028905
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0561225077
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Turner & Company CPAs PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt031 Peachtree Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Murphy
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd028906
ReturnHeader/PreparerPersonGrp/PhoneNum08288378188
ReturnHeader/PreparerPersonGrp/PreparationDt02023-10-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LAWRENCE C TURNER CPA
ReturnHeader/ReturnTs02023-10-05T14:27:58-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0KEITH
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0LOVIN
ReturnHeader/TaxPeriodBeginDt02022-07-01
ReturnHeader/TaxPeriodEndDt02023-06-30
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$197,776
Liabilities
$2,591
Net assets
$195,185
Revenue
$111,787
Expenses
$112,512
Net income
-$725
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.10$0.12$0.02
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.21$0.00$0.21$0.11$0.10$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.20$0.00$0.20$0.11$0.11$0.00
2022Detailed filing. Detailed filing data is available for this year.$0.20$0.00$0.20$0.11$0.09$0.02
2021Summary only. Only limited summary data is available for this year.$0.17$0.00$0.10$0.07$0.03
2020Summary only. Only limited summary data is available for this year.$0.14$0.00$0.11$0.09$0.02
2019Summary only. Only limited summary data is available for this year.$0.13$0.00$0.11$0.09$0.01
2018Summary only. Only limited summary data is available for this year.$0.11$0.00$0.11$0.11$0.08$0.04
2017Summary only. Only limited summary data is available for this year.$1.13$0.00$1.13$0.11$0.09$0.02
2016Summary only. Only limited summary data is available for this year.$1.11$0.00$1.11$0.11$0.08$0.03
2015Summary only. Only limited summary data is available for this year.$1.10$0.02$1.08$0.11$0.08$0.03
2014Summary only. Only limited summary data is available for this year.$1.08$0.04$1.04$0.10$0.08$0.02
2013Summary only. Only limited summary data is available for this year.$1.09$0.06$1.03$0.10$0.08$0.02
2012Summary only. Only limited summary data is available for this year.$1.08$0.07$1.01$0.09$0.09$0.00