Civic Intelligence

Marble Community Water System

EIN 56-0947358 • 501(c)12 • Marble, NC

Profile

Provide water service to a rural communi

PO Box 274Marble, NC 28905

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.02x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

0.03x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Net Margin

24th percentile

-16%

Higher net margin than 24% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)12 • <$500k nonprofits • Source year 2025

Asset Growth

29th percentile

-7.4%

Faster asset growth than 29% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

23rd percentile

-9.3%

Faster revenue growth than 23% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets57th percentile

Assets

Down

$193,857

Down $15,603 (-7.4%) from 2024

Liabilities

Up

$3,405

Up $731 (+27%) from 2024

Net Assets

Down

$190,452

Down $16,334 (-7.9%) from 2024

Operations
Liabilities / Revenue56th percentileNet Margin24th percentile

Revenue

Down

$103,538

Down $10,563 (-9.3%) from 2024

Expenses

Up

$119,872

Up $17,372 (+17%) from 2024

Net Income

Down

-$16,334

Down $27,935 (-241%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth29th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2012: $1,078,116Liabilities 2012: $66,209Net Assets 2012: $1,011,9072012Assets 2013: $1,085,094Liabilities 2013: $57,323Net Assets 2013: $1,027,7712013Assets 2014: $1,083,383Liabilities 2014: $38,599Net Assets 2014: $1,044,7842014Assets 2015: $1,100,640Liabilities 2015: $24,708Net Assets 2015: $1,075,9322015Assets 2016: $1,106,968Liabilities 2016: $0Net Assets 2016: $1,106,9682016Assets 2017: $1,127,965Liabilities 2017: $0Net Assets 2017: $1,127,9652017Assets 2018: $113,557Liabilities 2018: $1,244Net Assets 2018: $112,3132018Assets 2019: $127,552Liabilities 2019: $1,2442019Assets 2020: $144,611Liabilities 2020: $1,2402020Assets 2021: $173,600Liabilities 2021: $1,2402021Assets 2022: $197,149Liabilities 2022: $1,239Net Assets 2022: $195,9102022Assets 2023: $197,776Liabilities 2023: $2,591Net Assets 2023: $195,1852023Assets 2024: $209,460Liabilities 2024: $2,674Net Assets 2024: $206,7862024Assets 2025: $193,857Liabilities 2025: $3,405Net Assets 2025: $190,4522025

Highlighted filing

2025

Assets$193,857
Liabilities$3,405
Net Assets$190,452
Open 2025 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $90,855Expenses 2012: $88,321Net Income 2012: $2,5342012Revenue 2013: $97,864Expenses 2013: $82,000Net Income 2013: $15,8642013Revenue 2014: $99,907Expenses 2014: $82,894Net Income 2014: $17,0132014Revenue 2015: $108,171Expenses 2015: $77,023Net Income 2015: $31,1482015Revenue 2016: $111,826Expenses 2016: $80,790Net Income 2016: $31,0362016Revenue 2017: $113,846Expenses 2017: $92,849Net Income 2017: $20,9972017Revenue 2018: $113,019Expenses 2018: $77,322Net Income 2018: $35,6972018Revenue 2019: $105,678Expenses 2019: $91,683Net Income 2019: $13,9952019Revenue 2020: $108,852Expenses 2020: $91,789Net Income 2020: $17,0632020Revenue 2021: $103,262Expenses 2021: $74,273Net Income 2021: $28,9892021Revenue 2022: $108,601Expenses 2022: $85,051Net Income 2022: $23,5502022Revenue 2023: $111,787Expenses 2023: $112,512Net Income 2023: -$7252023Revenue 2024: $114,101Expenses 2024: $102,500Net Income 2024: $11,6012024Revenue 2025: $103,538Expenses 2025: $119,872Net Income 2025: -$16,3342025

Highlighted filing

2025

Revenue$103,538
Expenses$119,872
Net Income-$16,334
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$193,857
Liabilities
$3,405
Net assets
$190,452
Revenue
$103,538
Expenses
$119,872
Net income
-$16,334
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.10$0.12$0.02
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.21$0.00$0.21$0.11$0.10$0.01
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.20$0.00$0.20$0.11$0.11$0.00
2022Detailed filing. Detailed filing data is available for this year.$0.20$0.00$0.20$0.11$0.09$0.02
2021Summary only. Only limited summary data is available for this year.$0.17$0.00$0.10$0.07$0.03
2020Summary only. Only limited summary data is available for this year.$0.14$0.00$0.11$0.09$0.02
2019Summary only. Only limited summary data is available for this year.$0.13$0.00$0.11$0.09$0.01
2018Summary only. Only limited summary data is available for this year.$0.11$0.00$0.11$0.11$0.08$0.04
2017Summary only. Only limited summary data is available for this year.$1.13$0.00$1.13$0.11$0.09$0.02
2016Summary only. Only limited summary data is available for this year.$1.11$0.00$1.11$0.11$0.08$0.03
2015Summary only. Only limited summary data is available for this year.$1.10$0.02$1.08$0.11$0.08$0.03
2014Summary only. Only limited summary data is available for this year.$1.08$0.04$1.04$0.10$0.08$0.02
2013Summary only. Only limited summary data is available for this year.$1.09$0.06$1.03$0.10$0.08$0.02
2012Summary only. Only limited summary data is available for this year.$1.08$0.07$1.01$0.09$0.09$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 13, 2025
Return Version
2024v5.2
Gross Receipts
$103,538
Mission and Program Overview

Mission

Provide water service to a rural communi

Program Services

DescriptionGrantsExpenses
PROVIDES WATER SERVICE TO RESIDENTS OF A SMALL RURAL COMMUNITY WHICH HAS NO ACCESS TO A MUNICIPAL WATER SYSTEM. MANY OF THESE RESIDENTS ARE ELDERLY OR ECONOMICALLY DISADVANTAGED.-$119,872
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CB MCKINNONPresident-$0--
JASON PALMERVice President-$0--
RHONDA TRANTHAMBoard Member-$0--
JERRY HUGHESBoard Member-$0--
SANDY HEADBookkeeperPT$0--
ADAM SUTTONBoard Member-$0--
ROBERT D PALMEREmployeePT$0--
Filing and Contact Details

Filer

Filer Name
Marble Community Water System
EIN
56-0947358
In Care Of
% CB MCKINNON
Phone
8283615871
Address
PO BOX 274, MARBLE, NC 28905

Signing Officer

Name
Cb Mckinnon
Title
President
Phone
8283615871
Signed
2025-10-13
Discuss with paid preparer
Yes

Preparer

Firm
Turner & Company CPAs PA
Address
31 Peachtree Street, Murphy, NC 28906
Preparer
Leah P Hooper
Phone
8288378188
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountBANK CHARGES 90DUES & SUBSCRIPTIONS 315FUEL & TRUCK EXPENSES 1,771INSURANCE 4,921WATER TESTING 620LICENSES & PERMITS 1,355MATERIALS & SUPPLIES 8,100ADVERTISING 76”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearPAYROLL TAX LIABILITIES 2,674 3,405”

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0SANDY HEAD
CompensationExplanation/CompensationExplanationGrp/PersonNm1ROBERT D PALMER
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0SANDY HEAD IS IN CHARGE OF BILLING AND ACCOUNTS PAYABLE INCLUDING PREPARING PAYROLL.
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt1ROBERT D PALMER IS AN EMPLOYEE OF THE WATER DEPARTMENT. HE IS IN CHARGE OF MANAGEMENT AND MAINTAINING THE EQUIPMENT.
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SANDY HEAD
IRS990EZ/BooksInCareOfDetail/PhoneNum08283615871
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 274
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MARBLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028905
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0193560
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0177957
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-16334
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt011479
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0209460
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0193857
IRS990EZ/GrossReceiptsAmt0103538
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0260
IRS990EZ/LandAndBuildingsGrp/BOYAmt015900
IRS990EZ/LandAndBuildingsGrp/EOYAmt015900
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0206786
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0190452
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0206786
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0190452
IRS990EZ/OccupancyRentUtltsAndMaintAmt047063
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt420.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt630.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CB MCKINNON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JASON PALMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RHONDA TRANTHAM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JERRY HUGHES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SANDY HEAD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ADAM SUTTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6ROBERT D PALMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOOKKEEPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6EMPLOYEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt017248
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE WATER SERVICE TO A RURAL COMMUNI
IRS990EZ/PrintingPublicationsPostageAmt02892
IRS990EZ/ProgramServiceRevenueAmt0103278
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDES WATER SERVICE TO RESIDENTS OF A SMALL RURAL COMMUNITY WHICH HAS NO ACCESS TO A MUNICIPAL WATER SYSTEM. MANY OF THESE RESIDENTS ARE ELDERLY OR ECONOMICALLY DISADVANTAGED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0119872
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt041190
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NC
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02674
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03405
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0119872
IRS990EZ/TotalProgramServiceExpensesAmt0119872
IRS990EZ/TotalRevenueAmt0103538
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0103278
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0113823
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0111646
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0108573
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0103123
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0540443
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0261
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0278
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0141
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt028
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt024
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0732
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99860
IRS990ScheduleA/PublicSupportPY170Pct00.99910
IRS990ScheduleA/PublicSupportTotal170Amt0540443
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0103278
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0113823
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0111646
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0108573
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0103123
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0540443
IRS990ScheduleA/TotalSupportAmt0541175
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountBANK CHARGES 90DUES & SUBSCRIPTIONS 315FUEL & TRUCK EXPENSES 1,771INSURANCE 4,921WATER TESTING 620LICENSES & PERMITS 1,355MATERIALS & SUPPLIES 8,100ADVERTISING 76
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearPAYROLL TAX LIABILITIES 2,674 3,405
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CB MCKINNON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08283615871
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-13
ReturnHeader/DisasterReliefTxt0DR-4827-NC: TROPICAL STORM HELENE IN NORTH CAROLINA SEPT 2024
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MARBLE COMMUNITY WATER SYSTEM
ReturnHeader/Filer/BusinessNameControlTxt0MARB
ReturnHeader/Filer/EIN0560947358
ReturnHeader/Filer/InCareOfNm0% CB MCKINNON
ReturnHeader/Filer/PhoneNum08283615871
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 274
ReturnHeader/Filer/USAddress/CityNm0MARBLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028905
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0561225077
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Turner & Company CPAs PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt031 Peachtree Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Murphy
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd028906
ReturnHeader/PreparerPersonGrp/PhoneNum08288378188
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LEAH P HOOPER
ReturnHeader/ReturnTs02025-10-13T13:51:20-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.