Civic Intelligence

Peoples Mutual Fire Insurance Co of Wv

EIN 55-0372473 • 501(c)15 • Berkeley Springs, WV

Profile

Mutual fire insurance copmany

P O Box 618Berkeley Springs, WV 25411
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

52nd percentile

0.03x

Higher debt load relative to assets than 52% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

0.26x

Higher debt load relative to revenue than 75% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Net Margin

78th percentile

30%

Higher net margin than 78% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Top Officer Pay

48th percentile

$3,124

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

41st percentile

0.5%

Faster asset growth than 41% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

48th percentile

7.6%

Faster revenue growth than 48% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$1,323,868

Up $6,380 (+0.5%) from 2023

Liabilities

Down

$34,806

Down $17,130 (-33%) from 2023

Net Assets

Up

$1,289,062

Up $23,510 (+1.9%) from 2023

Operations
Liabilities / Revenue75th percentileNet Margin78th percentile

Revenue

Up

$136,233

Up $9,568 (+7.6%) from 2023

Expenses

Down

$95,390

Down $39,777 (-29%) from 2023

Net Income

Up

$40,843

Up $49,345 (+580%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0-$500KAssets 2010: $1,147,905Liabilities 2010: $111,342Net Assets 2010: $1,036,5632010Assets 2011: $1,164,380Liabilities 2011: $111,342Net Assets 2011: $1,053,0382011Assets 2012: $1,161,811Liabilities 2012: $111,342Net Assets 2012: $1,050,4692012Assets 2013: $1,205,198Liabilities 2013: $111,341Net Assets 2013: $1,093,8572013Assets 2014: $1,223,985Liabilities 2014: $108,959Net Assets 2014: $1,115,0262014Assets 2015: $1,222,122Liabilities 2015: $107,830Net Assets 2015: $1,114,2922015Assets 2016: $1,301,789Liabilities 2016: $218,168Net Assets 2016: $1,083,6212016Assets 2017: $1,195,295Liabilities 2017: $100,916Net Assets 2017: $1,094,3792017Assets 2018: $1,246,005Liabilities 2018: $25,444Net Assets 2018: $1,220,5612018Assets 2019: $1,279,192Liabilities 2019: $28,759Net Assets 2019: $1,250,4332019Assets 2020: $1,315,286Liabilities 2020: $37,486Net Assets 2020: $1,277,8002020Assets 2021: $1,252,296Liabilities 2021: -$51,079Net Assets 2021: $1,303,3752021Assets 2022: $1,374,145Liabilities 2022: $52,076Net Assets 2022: $1,322,0692022Assets 2023: $1,317,488Liabilities 2023: $51,936Net Assets 2023: $1,265,5522023Assets 2024: $1,323,868Liabilities 2024: $34,806Net Assets 2024: $1,289,0622024

Highlighted filing

2024

Assets$1,323,868
Liabilities$34,806
Net Assets$1,289,062
Open 2024 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $111,8152010Expenses 2011: $128,7502011Revenue 2012: $115,274Expenses 2012: $117,843Net Income 2012: -$2,5692012Revenue 2013: $146,968Expenses 2013: $108,839Net Income 2013: $38,1292013Revenue 2014: $134,090Expenses 2014: $112,231Net Income 2014: $21,8592014Revenue 2015: $124,089Expenses 2015: $116,128Net Income 2015: $7,9612015Revenue 2016: $98,506Expenses 2016: $117,163Net Income 2016: -$18,6572016Revenue 2017: $113,969Expenses 2017: $105,555Net Income 2017: $8,4142017Revenue 2018: $86,530Expenses 2018: $97,752Net Income 2018: -$11,2222018Revenue 2019: $113,058Expenses 2019: $91,729Net Income 2019: $21,3292019Revenue 2020: $117,447Expenses 2020: $94,684Net Income 2020: $22,7632020Revenue 2021: $143,261Expenses 2021: $117,686Net Income 2021: $25,5752021Revenue 2022: $114,644Expenses 2022: $97,862Net Income 2022: $16,7822022Revenue 2023: $126,665Expenses 2023: $135,167Net Income 2023: -$8,5022023Revenue 2024: $136,233Expenses 2024: $95,390Net Income 2024: $40,8432024

Highlighted filing

2024

Revenue$136,233
Expenses$95,390
Net Income$40,843
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,323,868
Liabilities
$34,806
Net assets
$1,289,062
Revenue
$136,233
Expenses
$95,390
Net income
$40,843
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.32$0.03$1.29$0.14$0.10$0.04
2023Summary only. Only limited summary data is available for this year.$1.32$0.05$1.27$0.13$0.14$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.37$0.05$1.32$0.11$0.10$0.02
2021Summary only. Only limited summary data is available for this year.$1.25$0.05$1.30$0.14$0.12$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.32$0.04$1.28$0.12$0.09$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.28$0.03$1.25$0.11$0.09$0.02
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.25$0.03$1.22$0.09$0.10$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.20$0.10$1.09$0.11$0.11$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.30$0.22$1.08$0.10$0.12$0.02
2015Detailed filing. Detailed filing data is available for this year.$1.22$0.11$1.11$0.12$0.12$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.22$0.11$1.12$0.13$0.11$0.02
2013Summary only. Only limited summary data is available for this year.$1.21$0.11$1.09$0.15$0.11$0.04
2012Summary only. Only limited summary data is available for this year.$1.16$0.11$1.05$0.12$0.12$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.16$0.11$1.05$0.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.15$0.11$1.04$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 14, 2025
Return Version
2024v5.1
Gross Receipts
$136,233
Mission and Program Overview

Mission

Mutual fire insurance copmany

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,265,552$1,289,062▲ $23,510
Investments in Publicly Traded Securities$851,390$788,278▼ $63,112
Cash and Non-Interest-Bearing Accounts$400,833$525,325▲ $124,492
Investments Other Securities$10,265$10,265→ $0
Total Assets$1,317,488$1,323,868▲ $6,380
Other Assets Total$55,000--
Liabilities
Other Liabilities$51,936$34,806▼ $17,130
Total Liabilities$51,936$34,806▼ $17,130
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,265,552$1,289,062▲ $23,510
Total Liabilities and Net Assets / Fund Balance$1,317,488$1,323,868▲ $6,380
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Scott SwaimPresidentPT$3,124$3,124
Aaron T CloseVice PresPT$2,800$2,800
Timothy B CloseSectreasPT$1,500$1,500
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$77,530
Investment Income
$58,703
Other Revenue
$0
Change in Net Assets
$40,843
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$71,568
Salaries, Compensation, and Employee Benefits$23,822
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$20,898-$20,898
Fees for Services Management$6,000$6,000-$12,000
Insurance$8,781--$8,781
Other Expenses$7,964--$7,964
Occupancy$3,960--$3,960
Other Salaries and Wages$2,924--$2,924
Fees for Services Accounting-$2,600-$2,600
Information Technology$2,203--$2,203
Office Expenses$1,575--$1,575
Advertising$1,400--$1,400
Travel$1,113--$1,113
Total Functional Expenses$65,892$29,498$0$95,390
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Premium$29,806
Ibnr Loss Reserve$5,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“Form 990 was reviewed by the peoples mutual board of directors before filing”

Conflict of interest policy compliance Part VI line 12C

“Board of directors developed and administers the organizatin`s conflict of interest policy”

CEO executive director top management comp Part VI line 15A

“Top compensation approved by the board of directors : aaron close 30000”

Other officer or key employee compensation Part VI line 15B

“President board of directors scott swaim 2024 fees = 3,124”

Governing documents etc available to public Part VI line 19

“Form 990 is available to the public for review upon request”

Filing and Contact Details

Filer

Filer Name
Peoples Mutual Fire Insurance Co of Wv
EIN
55-0372473
In Care Of
% AARON T CLOSE
Phone
3042581466
Address
P O BOX 618, BERKELEY SPRINGS, WV 25411

Signing Officer

Name
Aaron T Close
Title
Treasurer
Phone
3042583900
Signed
2025-03-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Swaim
Formed
1900
Legal Domicile
Wv
Voting Board Members
8
Independent Board Members
8
Employees
0

Preparer

Firm
Bradley Thomas Matthew Close CPA
Address
PO Box 636, Berkeley Springs, WV 25411
Preparer
Thomas a Close CPA
Phone
3042584742
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Part xi line 9 other changes in net assets or fund balance - adjustment surplus =-17,333”

Raw XML Appendix302 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0MUTUAL FIRE INSURANCE COPMANY
IRS990/AdvertisingGrp/ProgramServicesAmt01400
IRS990/AdvertisingGrp/TotalAmt01400
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0AARON T CLOSE
IRS990/BooksInCareOfDetail/PhoneNum03042581466
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt090 CHICKADEE WAY
IRS990/BooksInCareOfDetail/USAddress/CityNm0BERKELEY SPRINGS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WV
IRS990/BooksInCareOfDetail/USAddress/ZIPCd025411
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0400833
IRS990/CashNonInterestBearingGrp/EOYAmt0525325
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt020898
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt020898
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt058703
IRS990/CYOtherExpensesAmt071568
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt077530
IRS990/CYRevenuesLessExpensesAmt040843
IRS990/CYSalariesCompEmpBnftPaidAmt023822
IRS990/CYTotalExpensesAmt095390
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0136233
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0MUTUAL FIRE INSURANCE COMPANY GROSS RURAL INSURANCE IN FORCE AS OF DECEMBER 31 2024 = $49,000,000
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/ExpenseAmt065892
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt02600
IRS990/FeesForServicesAccountingGrp/TotalAmt02600
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt06000
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt06000
IRS990/FeesForServicesManagementGrp/TotalAmt012000
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0true
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0true
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt06.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt210.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0SCOTT SWAIM
IRS990/Form990PartVIISectionAGrp/PersonNm1AARON T CLOSE
IRS990/Form990PartVIISectionAGrp/PersonNm2TIMOTHY B CLOSE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt03124
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRES
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECTREAS
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01900
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0136233
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt02203
IRS990/InformationTechnologyGrp/TotalAmt02203
IRS990/InsuranceGrp/ProgramServicesAmt08781
IRS990/InsuranceGrp/TotalAmt08781
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt058703
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt058703
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt010265
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt010265
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0851390
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0788278
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0WV
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0MUTUAL FIRE INSURANCE COPMANY
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01265552
IRS990/NetAssetsOrFundBalancesEOYAmt01289062
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt03960
IRS990/OccupancyGrp/TotalAmt03960
IRS990/OfficeExpensesGrp/ProgramServicesAmt01575
IRS990/OfficeExpensesGrp/TotalAmt01575
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt055000
IRS990/OtherChangesInNetAssetsAmt0-17333
IRS990/OtherExpensesGrp/Desc0NET LOSSES PAID
IRS990/OtherExpensesGrp/Desc1UNDERWRITING EXPENSE
IRS990/OtherExpensesGrp/Desc2FEES MEMBERSHIPS LICENSES
IRS990/OtherExpensesGrp/Desc3RETURN PREMIUMS
IRS990/OtherExpensesGrp/ProgramServicesAmt0-1780
IRS990/OtherExpensesGrp/ProgramServicesAmt130000
IRS990/OtherExpensesGrp/ProgramServicesAmt21752
IRS990/OtherExpensesGrp/ProgramServicesAmt37964
IRS990/OtherExpensesGrp/TotalAmt0-1780
IRS990/OtherExpensesGrp/TotalAmt130000
IRS990/OtherExpensesGrp/TotalAmt21752
IRS990/OtherExpensesGrp/TotalAmt37964
IRS990/OtherLiabilitiesGrp/BOYAmt051936
IRS990/OtherLiabilitiesGrp/EOYAmt034806
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02924
IRS990/OtherSalariesAndWagesGrp/TotalAmt02924
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0SCOTT SWAIM
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524298
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/Desc0INSURANCE PREMIUMS-NET
IRS990/ProgramServiceRevenueGrp/Desc1REINSURANCE COMMISSIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt037091
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt140439
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt037091
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt140439
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt040843
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01265552
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01289062
IRS990ScheduleA/PrivateFoundation170Ind0X
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportPY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt029806
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0UNEARNED PREMIUM
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1IBNR LOSS RESERVE
IRS990ScheduleD/TotalLiabilityAmt034806
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 WAS REVIEWED BY THE PEOPLES MUTUAL BOARD OF DIRECTORS BEFORE FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS DEVELOPED AND ADMINISTERS THE ORGANIZATIN`S CONFLICT OF INTEREST POLICY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TOP COMPENSATION APPROVED BY THE BOARD OF DIRECTORS : AARON CLOSE 30000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PRESIDENT BOARD OF DIRECTORS SCOTT SWAIM 2024 FEES = 3,124
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4FORM 990 IS AVAILABLE TO THE PUBLIC FOR REVIEW UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PART XI LINE 9 OTHER CHANGES IN NET ASSETS OR FUND BALANCE - ADJUSTMENT SURPLUS =-17,333
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Explanation of other changes in net assets or fund balances Part XI line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0WV
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01317488
IRS990/TotalAssetsEOYAmt01323868
IRS990/TotalAssetsGrp/BOYAmt01317488
IRS990/TotalAssetsGrp/EOYAmt01323868
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Bradley Thomas Matthew Close CPA
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0THOMAS A CLOSE CPA
ReturnHeader/ReturnTs02025-06-18T16:25:09-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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