Civic Intelligence

Representative Financial Services Inc

990EZ • Fiscal year 2020 • EIN 54-2193142

Jan 01, 2020 to Dec 31, 2020 • Filed on May 14, 2021

PO Box BRhinelander, WI 54501

(715) 493-3167

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

1.05x

Higher debt load relative to assets than 94% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

78th percentile

0.12x

Higher debt load relative to revenue than 78% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

39th percentile

-0.4%

Higher net margin than 39% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

80th percentile

$8,400

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 13.5% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

6th percentile

-66%

Faster asset growth than 6% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

65th percentile

0.5%

Faster revenue growth than 65% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Down

$7,191

Down $13,756 (-66%) from 2019

Net Assets

-$374

No earlier filing loaded for comparison.

Liabilities

Down

$7,565

Down $20,078 (-73%) from 2019

Revenue

Up

$62,432

Up $288 (+0.5%) from 2019

Expenses

Down

$62,703

Down $2,091 (-3.2%) from 2019

Net Income

Up

-$271

Up $2,379 (+90%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30K$20K$10K$0-$10KAssets 2010: $1,794Liabilities 2010: $3,1872010Assets 2011: $2,800Liabilities 2011: $3,644Net Assets 2011: -$8442011Assets 2012: $4,092Liabilities 2012: $3,8442012Assets 2013: $1,781Liabilities 2013: $3,8732013Assets 2017: $20,655Liabilities 2017: $23,2872017Assets 2018: $18,007Liabilities 2018: $22,0532018Assets 2019: $20,947Liabilities 2019: $27,6432019Assets 2020: $7,191Liabilities 2020: $7,565Net Assets 2020: -$3742020Assets 2021: $14,911Liabilities 2021: $8,390Net Assets 2021: $6,5212021Assets 2022: $11,443Liabilities 2022: $1,845Net Assets 2022: $9,5982022Assets 2023: $9,562Liabilities 2023: $858Net Assets 2023: $8,7042023Assets 2024: $10,152Liabilities 2024: $1,440Net Assets 2024: $8,7122024

Highlighted filing

2020

Assets$7,191
Liabilities$7,565
Net Assets-$374

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2010: $69,760Expenses 2010: $70,598Net Income 2010: -$8382010Revenue 2011: $78,729Expenses 2011: $78,180Net Income 2011: $5492011Revenue 2012: $81,219Expenses 2012: $80,126Net Income 2012: $1,0932012Revenue 2013: $78,721Expenses 2013: $81,063Net Income 2013: -$2,3422013Revenue 2017: $65,081Expenses 2017: $66,027Net Income 2017: -$9462017Revenue 2018: $65,736Expenses 2018: $67,150Net Income 2018: -$1,4142018Revenue 2019: $62,144Expenses 2019: $64,794Net Income 2019: -$2,6502019Revenue 2020: $62,432Expenses 2020: $62,703Net Income 2020: -$2712020Revenue 2021: $65,457Expenses 2021: $50,940Net Income 2021: $14,5172021Revenue 2022: $68,661Expenses 2022: $65,584Net Income 2022: $3,0772022Revenue 2023: $67,504Expenses 2023: $68,398Net Income 2023: -$8942023Revenue 2024: $66,633Expenses 2024: $66,625Net Income 2024: $82024

Highlighted filing

2020

Revenue$62,432
Expenses$62,703
Net Income-$271
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 14, 2021
Return Version
2020v4.1
Gross Receipts
$62,432
Mission and Program Overview

Mission

The SS Administration requires our agency to be a non-profit corp to act as representative payee for our clients receiving SSA benefits who need our insured professional financial management due to disability or advanced age

The SS Administration requires our agency to be a non-profit corp to act as representative payee for out clients receiving SSA benefits who need our insured professional financial management due to disability or advanced age

Program Services

DescriptionGrantsExpenses
RFS has provided safe, insured financial managementservices to individuals needing these services$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
KATHLEEN BAKERTreasurer/ Key EmployeePT$8,400-$8,400
BONNIE WITTROCKPresident/Key EmployeePT$4,900-$4,900
SHELLEY EADESSecretaryPT$3,600-$3,600
JEREMY BAKERVice-Pres-$0--
Filing and Contact Details

Filer

Filer Name
Representative Financial Services Inc
EIN
54-2193142
Phone
7154933167
Address
PO BOX B, RHINELANDER, WI 54501

Signing Officer

Name
Kathleen Baker
Title
Treasurer
Phone
7154933167
Signed
2021-05-14

Preparer

Firm
Clc Payroll Accounting & Tax Services LLC
Address
1216 EAGLE ST, RHINELANDER, WI 54501
Preparer
Cindy L Carroll
Phone
7153653500
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

Payroll tax expense 2002.

Form 990EZ, Part I, Line 16

INSURANCE 2638.

Form 990EZ, Part I, Line 16

OFFICE SUPPLIES 3587.

Form 990EZ, Part I, Line 16

Auto/mileage expense 316.

Form 990EZ, Part I, Line 16

ADVERTISING 25.

Form 990EZ, Part I, Line 16

LICENSES 725.

Form 990EZ, Part I, Line 16

DUES/SUBSCRIPTIONS 200.

Form 990EZ, Part I, Line 16

INTEREST 3144.

Form 990EZ, Part I, Line 20

Accounts receivables were overstated -10007.

Raw XML Appendix182 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SHELLEY EADES
IRS990EZ/BooksInCareOfDetail/PhoneNum07154933167
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX B
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0RHINELANDER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd054501
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt02637
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt01741
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01802
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-271
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03190
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt018281
IRS990EZ/Form990TotalAssetsGrp/EOYAmt07191
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt062432
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt09904
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-374
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt09904
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-374
IRS990EZ/OccupancyRentUtltsAndMaintAmt020542
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt115.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt220.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt320.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt13600
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt28400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt34900
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JEREMY BAKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHELLEY EADES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KATHLEEN BAKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BONNIE WITTROCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VICE-PRES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER/ KEY EMPLOYEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT/KEY EMPLOYEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt015644
IRS990EZ/OtherAssetsTotalDetail/EOYAmt05450
IRS990EZ/OtherChangesInNetAssetsAmt0-10007
IRS990EZ/OtherExpensesTotalAmt012637
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The SS Administration requires our agency to be a non-profit corp to act as representative payee for out clients receiving SSA benefits who need our insured professional financial management due to disability or advanced age
IRS990EZ/PrintingPublicationsPostageAmt03504
IRS990EZ/ProgramServiceRevenueAmt060630
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0RFS has provided safe, insured financial managementservices to individuals needing these services
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt022830
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt08377
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt07565
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt062703
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt062432
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt01802
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01643
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt04243
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0456
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01349
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt09493
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt060630
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt060501
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt061493
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt064625
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt065323
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0312572
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt0322065
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt062432
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt062144
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt065736
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt065081
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt066672
IRS990ScheduleA/Total509Grp/TotalAmt0322065
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0322065
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PAYROLL TAX EXPENSE 2002.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1INSURANCE 2638.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OFFICE SUPPLIES 3587.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AUTO/MILEAGE EXPENSE 316.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ADVERTISING 25.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5LICENSES 725.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DUES/SUBSCRIPTIONS 200.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7INTEREST 3144.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Accounts receivables were overstated -10007.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 20
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Kathleen Baker
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07154933167
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0REPRESENTATIVE FINANCIAL SERVICES INC
ReturnHeader/Filer/BusinessNameControlTxt0REPR
ReturnHeader/Filer/EIN0542193142
ReturnHeader/Filer/PhoneNum07154933167
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX B
ReturnHeader/Filer/USAddress/CityNm0RHINELANDER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054501
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLC PAYROLL ACCOUNTING & TAX SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01216 EAGLE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RHINELANDER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd054501
ReturnHeader/PreparerPersonGrp/PhoneNum07153653500
ReturnHeader/PreparerPersonGrp/PreparationDt02021-05-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cindy L Carroll
ReturnHeader/ReturnTs02021-05-19T12:54:36-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Kathleen
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Baker
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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Filings