Civic Intelligence

Representative Financial Services Inc

EIN 54-2193142 • 501(c)3 • Rhinelander, WI

Profile

The SS Administration requires our agency to be a non-profit corp to act as representative payee for our clients receiving SSA benefits who need our insured professional financial management due to disability or advanced age

PO Box BRhinelander, WI 54501

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.09x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

70th percentile

0.01x

Higher debt load relative to revenue than 70% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

42nd percentile

-1.3%

Higher net margin than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

89th percentile

$10,100

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 15.4% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

33rd percentile

-16%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

49th percentile

-1.7%

Faster revenue growth than 49% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Up

$10,152

Up $590 (+6.2%) from 2023

Liabilities

Up

$1,440

Up $582 (+68%) from 2023

Net Assets

Up

$8,712

Up $8 (+0.1%) from 2023

Revenue

Down

$66,633

Down $871 (-1.3%) from 2023

Expenses

Down

$66,625

Down $1,773 (-2.6%) from 2023

Net Income

Up

$8

Up $902 (+101%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0-$10KAssets 2010: $1,794Liabilities 2010: $3,1872010Assets 2011: $2,800Liabilities 2011: $3,644Net Assets 2011: -$8442011Assets 2012: $4,092Liabilities 2012: $3,8442012Assets 2013: $1,781Liabilities 2013: $3,8732013Assets 2017: $20,655Liabilities 2017: $23,2872017Assets 2018: $18,007Liabilities 2018: $22,0532018Assets 2019: $20,947Liabilities 2019: $27,6432019Assets 2020: $7,191Liabilities 2020: $7,565Net Assets 2020: -$3742020Assets 2021: $14,911Liabilities 2021: $8,390Net Assets 2021: $6,5212021Assets 2022: $11,443Liabilities 2022: $1,845Net Assets 2022: $9,5982022Assets 2023: $9,562Liabilities 2023: $858Net Assets 2023: $8,7042023Assets 2024: $10,152Liabilities 2024: $1,440Net Assets 2024: $8,7122024

Highlighted filing

2024

Assets$10,152
Liabilities$1,440
Net Assets$8,712

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $69,760Expenses 2010: $70,598Net Income 2010: -$8382010Revenue 2011: $78,729Expenses 2011: $78,180Net Income 2011: $5492011Revenue 2012: $81,219Expenses 2012: $80,126Net Income 2012: $1,0932012Revenue 2013: $78,721Expenses 2013: $81,063Net Income 2013: -$2,3422013Revenue 2017: $65,081Expenses 2017: $66,027Net Income 2017: -$9462017Revenue 2018: $65,736Expenses 2018: $67,150Net Income 2018: -$1,4142018Revenue 2019: $62,144Expenses 2019: $64,794Net Income 2019: -$2,6502019Revenue 2020: $62,432Expenses 2020: $62,703Net Income 2020: -$2712020Revenue 2021: $65,457Expenses 2021: $50,940Net Income 2021: $14,5172021Revenue 2022: $68,661Expenses 2022: $65,584Net Income 2022: $3,0772022Revenue 2023: $67,504Expenses 2023: $68,398Net Income 2023: -$8942023Revenue 2024: $66,633Expenses 2024: $66,625Net Income 2024: $82024

Highlighted filing

2024

Revenue$66,633
Expenses$66,625
Net Income$8

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 21, 2025
Return Version
2024v5.0
Gross Receipts
$66,633
Mission and Program Overview

Mission

The SS Administration requires our agency to be a non-profit corp to act as representative payee for out clients receiving SSA benefits who need our insured professional financial management due to disability or advanced age

The SS Administration requires our agency to be a non-profit corp to act as representative payee for our clients receiving SSA benefits who need our insured professional financial management due to disability or advanced age

Program Services

DescriptionGrantsExpenses
RFS has provided safe, insured financial managementservices to individuals needing these services$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
KATHLEEN BAKERTreasurer/ Key EmployeePT$13,000-$13,000
SHELLEY EADESPresidentFT$9,500-$9,500
JEREMY BAKERVice-Pres-$0--
SHARON CLAPPERSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Representative Financial Services Inc
EIN
54-2193142
Phone
7154933167
Address
PO BOX B, RHINELANDER, WI 54501

Signing Officer

Name
Kathleen Baker
Title
Treasurer
Phone
7154933167
Signed
2025-03-21

Preparer

Firm
Clc Payroll Accounting & Tax Services LLC
Address
1216 EAGLE ST, RHINELANDER, WI 54501
Preparer
Cindy L Carroll
Phone
7153653500
Supplemental Narrative

Additional Explanations

Other

Reduced liabilities by reducing credit card debt to zero which resulted in higher bank balance

Form 990EZ, Part I, Line 16

Payroll tax expense 1989.

Form 990EZ, Part I, Line 16

INSURANCE 6284.

Form 990EZ, Part I, Line 16

OFFICE SUPPLIES 2331.

Form 990EZ, Part I, Line 16

Auto/mileage expense 3074.

Form 990EZ, Part I, Line 16

ADVERTISING 204.

Form 990EZ, Part I, Line 16

Business registration fees 25.

Form 990EZ, Part I, Line 16

DUES/SUBSCRIPTIONS 759.

Form 990EZ, Part I, Line 16

DONATIONS 371.

Form 990EZ, Part I, Line 16

BACKGROUND CHECKS 30.

Form 990EZ, Part I, Line 16

Misc board meeting expenses 233.

Raw XML Appendix180 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VICE-PRES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER/ KEY EMPLOYEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt039
IRS990EZ/OtherExpensesTotalAmt015300
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The SS Administration requires our agency to be a non-profit corp to act as representative payee for our clients receiving SSA benefits who need our insured professional financial management due to disability or advanced age
IRS990EZ/PrintingPublicationsPostageAmt03556
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01440
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IRS990EZ/TotalExpensesAmt066625
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt066633
IRS990EZ/TransactionWithControlEntInd0false
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IRS990EZ/TypeOfOrganizationCorpInd0X
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Reduced liabilities by reducing credit card debt to zero which resulted in higher bank balance
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PAYROLL TAX EXPENSE 1989.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2INSURANCE 6284.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICE SUPPLIES 2331.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AUTO/MILEAGE EXPENSE 3074.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ADVERTISING 204.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BUSINESS REGISTRATION FEES 25.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DUES/SUBSCRIPTIONS 759.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DONATIONS 371.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9BACKGROUND CHECKS 30.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10MISC BOARD MEETING EXPENSES 233.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Kathleen Baker
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07154933167
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0REPRESENTATIVE FINANCIAL SERVICES INC
ReturnHeader/Filer/BusinessNameControlTxt0REPR
ReturnHeader/Filer/EIN0542193142
ReturnHeader/Filer/PhoneNum07154933167
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX B
ReturnHeader/Filer/USAddress/CityNm0RHINELANDER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054501
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0821722544
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLC PAYROLL ACCOUNTING & TAX SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01216 EAGLE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RHINELANDER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd054501
ReturnHeader/PreparerPersonGrp/PhoneNum07153653500
ReturnHeader/PreparerPersonGrp/PreparationDt02025-03-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cindy L Carroll
ReturnHeader/ReturnTs02025-03-21T13:40:59-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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