Clearpoint Financial Solutions Inc
990 • Fiscal year 2011 • EIN 54-1125309
Siviq Scores
Scores are not available for this record yet.
Balance Sheet
Assets
Flat$25,008,686
Flat from 2011
Net Assets
Flat$22,405,149
Flat from 2011
Liabilities
Flat$2,603,537
Flat from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$18,302,977
Flat from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2011 to Dec 31, 2011
- Signed
- Aug 2, 2012
- Return Version
- 2011v1.2
- Gross Receipts
- $20,457,354
Mission and Program Overview
Mission
Provide clients individualized assistance with debt management, credit counseling and credit education programs. Conduct community presentations to provide community members with information on avoiding and solving financial problems.
Major Activities
- Activity 2
- Community presentations - clearpoint conducted nearly 1,200 presentations with over 23,000 attendees during 2011. In addition, clearpoint employees participated in over 3,500 community events. Reaching out to groups in the communities we serve, clearpoint helps clients identify and avoid potential financial problems and provides guidance on how best to handle these issues.
- Activity 3
- Bankruptcy counseling - as required by congress, clearpoint is authorized by the executive office of us trustees (eoust) to provide counseling to those seeking bankruptcy protection. Only those non-profit agencies which qualify and pass the rigorous standards of eoust are given this authority. During 2011, clearpoint provided nearly 6,200 bankruptcy counseling sessions.
Filing and Contact Details
Filer
- EIN
- 54-1125309
Raw XML AppendixShowing 400 of 706 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsReceivable/EOY | 0 | 20806 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | COMMUNITY PRESENTATIONS - CLEARPOINT CONDUCTED NEARLY 1,200 PRESENTATIONS WITH OVER 23,000 ATTENDEES DURING 2011. IN ADDITION, CLEARPOINT EMPLOYEES PARTICIPATED IN OVER 3,500 COMMUNITY EVENTS. REACHING OUT TO GROUPS IN THE COMMUNITIES WE SERVE, CLEARPOINT HELPS CLIENTS IDENTIFY AND AVOID POTENTIAL FINANCIAL PROBLEMS AND PROVIDES GUIDANCE ON HOW BEST TO HANDLE THESE ISSUES. |
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| IRS990/Activity3/Description | 0 | BANKRUPTCY COUNSELING - AS REQUIRED BY CONGRESS, CLEARPOINT IS AUTHORIZED BY THE EXECUTIVE OFFICE OF US TRUSTEES (EOUST) TO PROVIDE COUNSELING TO THOSE SEEKING BANKRUPTCY PROTECTION. ONLY THOSE NON-PROFIT AGENCIES WHICH QUALIFY AND PASS THE RIGOROUS STANDARDS OF EOUST ARE GIVEN THIS AUTHORITY. DURING 2011, CLEARPOINT PROVIDED NEARLY 6,200 BANKRUPTCY COUNSELING SESSIONS. |
| IRS990/Activity3/Expense | 0 | 270000 |
| IRS990/Activity3/Revenue | 0 | 269791 |
| IRS990/ActivityOrMissionDescription | 0 | CLEARPOINT'S MISSION IS TO PROVIDE CONSUMER HEALTH THROUGH FINANCIAL EDUCATION. |
| IRS990/ActivityOther/Description | 0 | HOUSING COUNSELING - CLEARPOINT OFFERS HOUSING COUNSELING TO THOSE WHO WERE CONSIDERING PURCHASING HOMES, THOSE WHO WERE AT RISK OF LOSING THEIR EXISTING HOMES DUE TO FORECLOSURE, AND THOSE SEEKING REVERSE MORTGAGE LOANS. THESE COUNSELING SERVICES PROVIDE VALUABLE INFORMATION TO THOSE WHO SEEK GUIDANCE IN UNDERSTANDING THE MANY OPTIONS ASSOCIATED WITH PURCHASING OR KEEPING THEIR HOMES. DURING 2011, CLEARPOINT CONDUCTED NEARLY 27,000 HOUSING COUNSELING SESSIONS. |
| IRS990/ActivityOther/Description | 1 | BBBTIPS - CLEARPOINT MAINTAINS A STRONG, REPUTABLE AND POSITIVE RELATIONSHIP WITH THE BETTER BUSINESS BUREAU AND IS THE FIRST NONPROFIT ORGANIZATION TO QUALIFY FOR SYSTEM-WIDE MEMBERSHIP WITH BBB. DURING 2011, CLEARPOINT CONTINUED ITS SPONSORSHIP OF BBBTIPS ON CREDIT, A SERIES OF ARTICLES AND RADIO PUBLIC SERVICE ANNOUNCEMENTS WHICH CAN BE FOUND ON BBB'S WEBSITE. CLEARPOINT ALSO WORKED WITH THE BBB TO PRODUCE VIDEO CLIPS AS WELL AS SEGMENTS SPECIFICALLY AIMED AT COLLEGE STUDENTS, ON A RANGE OF TOPICS RELATED TO BUDGETING, CREDIT AND HOUSING. THESE CLIPS ARE NOW AVAILABLE AT WWW.US.BBB.ORG/FINANCIALTIPS OR WWW.CLEARPOINTCCS.ORG. |
| IRS990/ActivityOther/Description | 2 | EDUCATION INITIATIVES - CLEARPOINT IS HEAVILY FOCUSED ON PROVIDING QUALITY EDUCATIONAL MATERIALS AND TO MAKING THEM AS ACCESSIBLE AS POSSIBLE TO THOSE WHO CAN BENEFIT. THIS MATERIAL IS CREATED AND DISTRIBUTED VIA VARIOUS MEDIA INCLUDING PRINT, INTERNET, AND VERBAL COMMUNICATIONS. IN 2011, OVER 775,000 CONSUMERS VISITED CLEARPOINT WEBSITES FOR THE FIRST TIME IN 2011, SPENDING AN AVERAGE OF FOUR MINUTES READING ARTICLES AND BLOGS, WATCHING VIDEO, OR USING ONLINE TOOLS AND CALCULATORS. IN ADDITION, CLEARPOINT PRINTED AND DISTRIBUTED 157,170 EDUCATIONAL BROCHURES, BOOKLETS AND BUCSLIPS IN 2011 THROUGH COUNSELING SESSIONS, COMMUNITY EVENTS, WORKSHOPS AND OUTREACH. SINCE CLEARPOINT IS WIDELY CONSIDERED AN EXPERT IN THE INDUSTRY, STAFF MEMBERS ARE CONTINOUSLY CALLED UPON BY MEDIA TO CONDUCT INTERVIEWS ON VARIOUS TOPICS. DURING 2011, 2,300 TELEVISION, RADIO AND PRINT INTERVIEWS WERE CONDUCTED AND PUBLISHED, MANY OF WHICH WERE REPRODUCED ON THE INTERNET. |
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| IRS990/Description | 0 | FINANCIAL COUNSELING - DURING 2011, CLEARPOINT, THROUGH ITS BRANCH NETWORK OF FINANCIAL SPECIALISTS, CONDUCTED 38,000 COUNSELING SESSIONS. THESE NO-COST COUNSELING SESSIONS WERE CONDUCTED IN PERSON, BY TELEPHONE, AND VIA THE INTERNET AND ARE OFFERED TO ANY PERSON IN NEED OF FINANCIAL ASSISTANCE. WHILE WE ARE CONSTANTLY ATTEMPTING TO IMPROVE OUR COUNSELING SERVICES, THE QUALITY OF THESE SESSIONS IS SUPPORTED BY A 98% CLIENT SATISFACTION RATE IN OUR CLIENT SURVEYS. |
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| IRS990/Interest/Total | 0 | 32593 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 641314 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 493419 |
| IRS990/InvestmentIncomePriorYear | 0 | 1116351 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 493419 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 12018423 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 17216912 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 6307426 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 9309187 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 2816536 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 3001761 |
| IRS990/LessCostOthBasisSalesExpenses/Securities | 0 | 0 |
| IRS990/LessRentalExpenses/Real | 0 | 25998 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LobbyingActivities | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 0 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | PROVIDE CLIENTS INDIVIDUALIZED ASSISTANCE WITH DEBT MANAGMENT, CREDIT COUNSELING AND CREDIT EDUCATION PROGRAMS. CONDUCT COMMUNITY PRESENTATIONS TO PROVIDE COMMUNITY MEMBERS WITH INFORMATION ON AVOIDING AND SOLVING FINANCIAL PROBLEMS. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | CHRISTOPHER HONENBERGER |
| IRS990/NbrIndependentVotingMembers | 0 | 11 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 11 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 11 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 16072516 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 22405149 |
| IRS990/NetGainOrLossInvestments/ExclusionAmount | 0 | 147895 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 147895 |
| IRS990/NetRentalIncomeOrLoss/ExclusionAmount | 0 | 90952 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 90952 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 60 |
| IRS990/NumberIndependentVotingMembers | 0 | 11 |
| IRS990/NumberIndividualsGT100K | 0 | 6 |
| IRS990/NumberOfContractorsGT100K | 0 | 6 |
| IRS990/NumberOfEmployees | 0 | 271 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ManagementAndGeneral | 0 | 41006 |
| IRS990/Occupancy/ProgramServices | 0 | 1118370 |
| IRS990/Occupancy/Total | 0 | 1159376 |
| IRS990/OfficeExpenses/ManagementAndGeneral | 0 | 18416 |
| IRS990/OfficeExpenses/ProgramServices | 0 | 156461 |
| IRS990/OfficeExpenses/Total | 0 | 174877 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c3 | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 93184 |
| IRS990/OtherAssetsTotal/EOY | 0 | 137535 |
| IRS990/OtherEmployeeBenefits/ManagementAndGeneral | 0 | 71507 |
| IRS990/OtherEmployeeBenefits/ProgramServices | 0 | 672502 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 744009 |
| IRS990/OtherExpensePriorYear | 0 | 7988414 |
| IRS990/OtherExpensesCurrentYear | 0 | 7671509 |
| IRS990/OtherExpenses/Description | 0 | TELEPHONE |
| IRS990/OtherExpenses/Description | 1 | EDUCATION |
| IRS990/OtherExpenses/Description | 2 | DUES/SUBSCRIPTIONS |
| IRS990/OtherExpenses/Description | 3 | POSTAGE |
| IRS990/OtherExpenses/ManagementAndGeneral | 0 | 99061 |
| IRS990/OtherExpenses/ManagementAndGeneral | 1 | 39086 |
| IRS990/OtherExpenses/ManagementAndGeneral | 2 | 72679 |
| IRS990/OtherExpenses/ManagementAndGeneral | 3 | 4692 |
| IRS990/OtherExpenses/ProgramServices | 0 | 1079861 |
| IRS990/OtherExpenses/ProgramServices | 1 | 992826 |
| IRS990/OtherExpenses/ProgramServices | 2 | 347873 |
| IRS990/OtherExpenses/ProgramServices | 3 | 358236 |
| IRS990/OtherExpenses/Total | 0 | 1178922 |
| IRS990/OtherExpenses/Total | 1 | 1031912 |
| IRS990/OtherExpenses/Total | 2 | 420552 |
| IRS990/OtherExpenses/Total | 3 | 362928 |
| IRS990/OtherLiabilities/BOY | 0 | 748351 |
| IRS990/OtherLiabilities/EOY | 0 | 606685 |
| IRS990/OtherRevenueCurrentYear | 0 | 100639 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 900099 |
| IRS990/OtherRevenueMisc/Description | 0 | OTHER REVENUE |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 9687 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 9687 |
| IRS990/OtherRevenuePriorYear | 0 | 69891 |
| IRS990/OtherSalariesAndWages/ManagementAndGeneral | 0 | 829542 |
| IRS990/OtherSalariesAndWages/ProgramServices | 0 | 6644275 |
| IRS990/OtherSalariesAndWages/Total | 0 | 7473817 |
| IRS990/OtherWebsite | 0 | X |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/ManagementAndGeneral | 0 | 144945 |
| IRS990/PayrollTaxes/ProgramServices | 0 | 547544 |
| IRS990/PayrollTaxes/Total | 0 | 692489 |
| IRS990/PensionPlanContributions/ManagementAndGeneral | 0 | 78011 |
| IRS990/PensionPlanContributions/ProgramServices | 0 | 447183 |
| IRS990/PensionPlanContributions/Total | 0 | 525194 |
| IRS990/PledgesAndGrantsReceivable/BOY | 0 | 341870 |
| IRS990/PledgesAndGrantsReceivable/EOY | 0 | 1310280 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 417881 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 351599 |
| IRS990/PriorExcessBenefitTransaction | 0 | 0 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 541900 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 541900 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 541900 |
| IRS990/ProgramServiceRevenueCY | 0 | 15695179 |
| IRS990/ProgramServiceRevenue/Description | 0 | DEBT MANAGEMENT PROGRA |
| IRS990/ProgramServiceRevenue/Description | 1 | CLIENT FEES |
| IRS990/ProgramServiceRevenue/Description | 2 | OTHER CLIENT SERVICES |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 15887958 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $25,008,686
- Liabilities
- $2,603,537
- Net assets
- $22,405,149
- Revenue
- -
- Expenses
- $18,302,977
- Net income
- -