Civic Intelligence

Clearpoint Financial Solutions Inc

990 • Fiscal year 2010 • EIN 54-1125309

Jan 01, 2010 to Dec 31, 2010 • Filed on Aug 11, 2011

Organization ProfileWWW.CLEARPOINTFINANCIALSOLUTIONS.ORG

View Organization Page

8000 Franklin Farms Dr23229-5004
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

27th percentile

0.09x

Higher debt load relative to assets than 27% of similar nonprofits.

2010 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets27th percentile

Assets

$17,739,573

No earlier filing loaded for comparison.

Net Assets

$16,072,516

No earlier filing loaded for comparison.

Liabilities

$1,667,057

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$18,756,475

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $17,739,573Liabilities 2010: $1,667,057Net Assets 2010: $16,072,5162010Assets 2011: $25,008,686Liabilities 2011: $2,603,537Net Assets 2011: $22,405,1492011Assets 2012: $24,889,069Liabilities 2012: $2,455,565Net Assets 2012: $22,433,5042012Assets 2013: $0Liabilities 2013: $0Net Assets 2013: $02013

Highlighted filing

2010

Assets$17,739,573
Liabilities$1,667,057
Net Assets$16,072,516
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $18,756,4752010Revenue 2011: $20,431,356Expenses 2011: $18,302,977Net Income 2011: $2,128,3792011Expenses 2012: $20,062,4452012Revenue 2013: $16,657,625Expenses 2013: $19,489,573Net Income 2013: -$2,831,9482013

Highlighted filing

2010

Revenue-
Expenses$18,756,475
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Aug 11, 2011
Return Version
2010v3.2
Gross Receipts
$19,936,976
Mission and Program Overview

Mission

Provide clients individualized assistance with debt management, credit counseling and credit education programs. Conduct community presentations to provide community members with information on avoiding and solving financial problems.

Major Activities

Activity 2
Community presentations - clearpoint conducted 1000 presentations with nearly 21,000 attendees during 2010. In addition, clearpoint employees participated in nearly 3,000 community events. Reaching out to groups in the communities we serve, clearpoint helps clients identify and avoid potential financial problems and provides guidance on how best to handle these issues.
Activity 3
Bankruptcy counseling - as required by congress, clearpoint is authorized by the executive office of us trustees (eoust) to provide counseling to those seeking bankruptcy protection. Only those non-profit agencies which qualify and pass the rigorous standards of eoust are given this authority. During 2010, clearpoint provided nearly 9,100 bankruptcy counseling sessions.
Filing and Contact Details

Filer

EIN
54-1125309
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IRS990/Activity2/Description0COMMUNITY PRESENTATIONS - CLEARPOINT CONDUCTED 1000 PRESENTATIONS WITH NEARLY 21,000 ATTENDEES DURING 2010. IN ADDITION, CLEARPOINT EMPLOYEES PARTICIPATED IN NEARLY 3,000 COMMUNITY EVENTS. REACHING OUT TO GROUPS IN THE COMMUNITIES WE SERVE, CLEARPOINT HELPS CLIENTS IDENTIFY AND AVOID POTENTIAL FINANCIAL PROBLEMS AND PROVIDES GUIDANCE ON HOW BEST TO HANDLE THESE ISSUES.
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IRS990/Activity3/Description0BANKRUPTCY COUNSELING - AS REQUIRED BY CONGRESS, CLEARPOINT IS AUTHORIZED BY THE EXECUTIVE OFFICE OF US TRUSTEES (EOUST) TO PROVIDE COUNSELING TO THOSE SEEKING BANKRUPTCY PROTECTION. ONLY THOSE NON-PROFIT AGENCIES WHICH QUALIFY AND PASS THE RIGOROUS STANDARDS OF EOUST ARE GIVEN THIS AUTHORITY. DURING 2010, CLEARPOINT PROVIDED NEARLY 9,100 BANKRUPTCY COUNSELING SESSIONS.
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IRS990/Description0FINANCIAL COUNSELING - DURING 2010, CLEARPOINT, THROUGH ITS BRANCH NETWORK OF FINANCIAL SPECIALISTS, CONDUCTED OVER 66,000 COUNSELING SESSIONS. THESE NO-COST COUNSELING SESSIONS WERE CONDUCTED IN PERSON, BY TELEPHONE, AND VIA THE INTERNET AND ARE OFFERED TO ANY PERSON IN NEED OF FINANCIAL ASSISTANCE. WHILE WE ARE CONSTANTLY ATTEMPTING TO IMPROVE OUR COUNSELING SERVICES, THE QUALITY OF THESE SESSIONS IS SUPPORTED BY A 98% CLIENT SATISFACTION RATE IN OUR CLIENT SURVEYS.
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$17,739,573
Liabilities
$1,667,057
Net assets
$16,072,516
Revenue
-
Expenses
$18,756,475
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$16.7$19.5$2.83
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.9$2.46$22.4$20.1
2011Summary only. Only limited summary data is available for this year.$25.0$2.60$22.4$20.4$18.3$2.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.7$1.67$16.1$18.8
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2010 filings • 501(c)3 • $10M-$25M nonprofits