Civic Intelligence

Entrust Financial Credit Union

990 • Fiscal year 2016 • EIN 54-1040653

Jan 01, 2016 to Dec 31, 2016 • Filed on May 02, 2017

Organization ProfileWWW.ENTRUSTFCU.ORG

View Organization Page

PO Box 6882Richmond, VA 23230

(804) 353-8012

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.92x

Higher debt load relative to assets than 94% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

47th percentile

18.79x

Higher debt load relative to revenue than 47% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

13th percentile

-0.0%

Higher net margin than 13% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

68th percentile

$159,999

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 4.1% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

3rd percentile

-5.9%

Faster asset growth than 3% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

11th percentile

-2.2%

Faster revenue growth than 11% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$78,577,683

Down $4,887,541 (-5.9%) from 2015

Net Assets

Up

$6,049,977

Up $3,763 (+0.1%) from 2015

Liabilities

Down

$72,527,706

Down $4,891,304 (-6.3%) from 2015

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin13th percentile

Revenue

Down

$3,860,826

Down $86,851 (-2.2%) from 2015

Expenses

Up

$3,861,964

Up $66,736 (+1.8%) from 2015

Net Income

Down

-$1,138

Down $153,587 (-101%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth3rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2011: $67,045,994Liabilities 2011: $61,840,839Net Assets 2011: $5,205,1552011Assets 2014: $72,304,143Liabilities 2014: $66,424,875Net Assets 2014: $5,879,2682014Assets 2015: $83,465,224Liabilities 2015: $77,419,010Net Assets 2015: $6,046,2142015Assets 2016: $78,577,683Liabilities 2016: $72,527,706Net Assets 2016: $6,049,9772016Assets 2017: $74,275,418Liabilities 2017: $68,111,587Net Assets 2017: $6,163,8312017Assets 2018: $74,599,111Liabilities 2018: $68,297,624Net Assets 2018: $6,301,4872018

Highlighted filing

2016

Assets$78,577,683
Liabilities$72,527,706
Net Assets$6,049,977
Open 2016 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $4,177,497Expenses 2011: $4,334,345Net Income 2011: -$156,8482011Revenue 2014: $3,844,588Expenses 2014: $3,580,274Net Income 2014: $264,3142014Revenue 2015: $3,947,677Expenses 2015: $3,795,228Net Income 2015: $152,4492015Revenue 2016: $3,860,826Expenses 2016: $3,861,964Net Income 2016: -$1,1382016Revenue 2017: $3,866,149Expenses 2017: $3,753,882Net Income 2017: $112,2672017Revenue 2018: $4,148,038Expenses 2018: $4,011,045Net Income 2018: $136,9932018

Highlighted filing

2016

Revenue$3,860,826
Expenses$3,861,964
Net Income-$1,138
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 2, 2017
Return Version
2016v3.0
Gross Receipts
$3,860,826
Mission and Program Overview

Mission

Entrust financial credit union's primary exempt purpose is to provide superior service and solutions that meet their members' ever-changing needs. Entrust credit union is a not-for-profit, financially secure cooperative that is owned and controlled by its members.

The entrust financial credit union is a not-for-profit, financially secure cooperative that is owned and controlled by its members. Our mission is to be our members' trusted partner, known by the membership for providing superior service and solutions that meet our members' ever-changing needs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,149,710$38,253,723▼ $2,895,987
Investments Program Related$15,969,817$23,243,064▲ $7,273,247
Cash and Non-Interest-Bearing Accounts$15,909,014$9,996,904▼ $5,912,110
Rtn Earn Endowment Incm Other Fnds$6,046,214$6,049,977▲ $3,763
Investments Other Securities$7,566,633$4,228,743▼ $3,337,890
Land, Buildings, and Equipment, Net$1,064,963$968,233▼ $96,730
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$83,465,224$78,577,683▼ $4,887,541
Other Assets Total$1,805,087$1,887,016▲ $81,929
Liabilities
Other Liabilities$77,078,809$72,217,112▼ $4,861,697
Accounts Payable and Accrued Expenses$340,201$310,594▼ $29,607
Total Liabilities$77,419,010$72,527,706▼ $4,891,304
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,046,214$6,049,977▲ $3,763
Total Liabilities and Net Assets / Fund Balance$83,465,224$78,577,683▼ $4,887,541

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$705,877$894,415$1,600,292
Equipment$68,388$1,193,764$1,262,152
Land$193,968-$193,968
Investment Program Related Org$23,243,064--
Other Securities$3,237,265--
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa LambrechtPresident/CEOFT$141,005$18,994$159,999

Board Members and Trustees

NameTitle
Cheri SpenceChairperson
John Upton JrVice Chairman
Dewey ReynoldsMember of Board of Directo
H Lindsey ClemMember of Board of Directo
James WhiteMember of Board of Directo
Paige PeakSecretary
Timothy HoltzTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,110,878
Investment Income
$358,839
Other Revenue
$1,391,109
Change in Net Assets
$-1,138

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,860,826
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$4,901
Total Revenue per Audited Statements
$3,865,727
Total Revenue per Form 990
$3,860,826
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,498,953
Salaries, Compensation, and Employee Benefits$1,363,011
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$946,542
All Other Expenses---$641,658
Other Employee Benefits---$275,464
Current Officers, Directors, Trustees, and Key Employees---$141,005
Other Expenses---$130,932
Interest---$118,363
Depreciation Depletion---$110,288
Occupancy---$87,921
Advertising---$78,910
Insurance---$49,939
Fees for Services Accounting---$32,664
Conferences and Meetings---$28,125
Office Expenses---$15,907
Fees for Services Legal---$6,605
Total Functional Expenses$0$0$0$3,861,964

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,861,964
Total Expenses per Audited Statements$3,861,964
Total Expenses per Form 990$3,861,964
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$72,217,112
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization does have members. Members elect the governing body.”

Form 990, Part VI, Section A, Line 7A

“Members of the organization have the power to elect members of the governing body (board of directors).”

Form 990, Part VI, Section A, Line 7B

“The members vote on significant decisions such as mergers and charter changes.”

Form 990, Part VI, Section B, Line 11B

“The organization will provide a complete copy of the form 990 to members of the governing body only upon request. The president/ceo will review the form 990.”

Form 990, Part VI, Section B, Line 12C

“All board members complete and signoff on a conflict of interest disclosure and any potential conflicts are documented/explained if needed.”

Form 990, Part VI, Section B, Line 15A

“Ceo compensation package is reviewed annually by the personnel committee (consists of board members) and is compared to ceo compensation of credit unions within same peer group by a third party.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Entrust Financial Credit Union
EIN
54-1040653
Phone
8043538012
Address
PO BOX 6882, RICHMOND, VA 23230

Signing Officer

Name
Lisa M Lambrecht
Title
President/CEO
Phone
8043538012
Signed
2017-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa M Lambrecht
Formed
1970
Legal Domicile
Va
Voting Board Members
7
Independent Board Members
7
Employees
25
Volunteers
11

Preparer

Firm
Brown Edwards & Company Llp
Address
2102 LANGHORNE ROAD SUITE 200, LYNCHBURG, VA 24501-1121
Preparer
Susan Ackley
Phone
4349489000
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Plastics fraud 93,020. Internet and mobile bank 70,423. Shared branch expense 66,355. Mortgage 52,366. Miscellaneous expenses 46,194. Forms 44,063. Postage expense 30,862. Outside services 29,609. Bill payment expense 29,259. Bank service charges 28,506. Collection expense 25,113. Consulting services 23,775. Association fees/dues 20,280. Development 19,500. Services 13,371. Charitable contributions 10,504. Cudl expense 10,369. Federal operating fee expense 9,550. Equipment maint and contracts 7,440. Share drafts/checking 6,647. Ods charge-off non odp 4,452.”

Form 990, Part XII, Line 2C, Financial Statements and Reporting

“The supervisory committee is charged with hiring the audit firm and that is to whom the firm directly reports. This process has not changed.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt by statute from federal and state income taxes except for net taxable income from certain products and services involving nonmember transactions, which have been deemed by the internal revenue service to be unrelated to the credit union's exempt purpose, and thus subject to income taxes under the unrelated business income tax (ubit) regulations. The credit union expects any tax payable as of december 31, 2016 to be immaterial.”

Raw XML AppendixShowing 400 of 421 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02110878
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0305011
IRS990/PYOtherExpensesAmt02468937
IRS990/PYOtherRevenueAmt01509229
IRS990/PYProgramServiceRevenueAmt02133437
IRS990/PYRevenuesLessExpensesAmt0152449
IRS990/PYSalariesCompEmpBnftPaidAmt01326291
IRS990/PYTotalExpensesAmt03795228
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03947677
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-1138
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt03851486
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06046214
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06049977
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0894415
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01600292
IRS990ScheduleD/EquipmentGrp/BookValueAmt068388
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01193764
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01262152
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03861964
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt023243064
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATES OF DEPOSITS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0193968
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0193968
IRS990ScheduleD/NetUnrealizedGainsInvstAmt04901
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt072217112
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0597750
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1393728
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt23237265
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INVESTMENTS AVAILABLE-FOR-SALE
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2INVESTMENTS HELD-TO MATURITY
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueNotReportedAmt04901
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03860826
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL AND STATE INCOME TAXES EXCEPT FOR NET TAXABLE INCOME FROM CERTAIN PRODUCTS AND SERVICES INVOLVING NONMEMBER TRANSACTIONS, WHICH HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE, AND THUS SUBJECT TO INCOME TAXES UNDER THE UNRELATED BUSINESS INCOME TAX (UBIT) REGULATIONS. THE CREDIT UNION EXPECTS ANY TAX PAYABLE AS OF DECEMBER 31, 2016 TO BE IMMATERIAL.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0968233
IRS990ScheduleD/TotalBookValueProgramRltdAmt023243064
IRS990ScheduleD/TotalBookValueSecuritiesAmt04228743
IRS990ScheduleD/TotalExpensesPerForm990Amt03861964
IRS990ScheduleD/TotalLiabilityAmt072217112
IRS990ScheduleD/TotalRevenuePerForm990Amt03860826
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03865727
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03861964
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0141005
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt018994
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LISA LAMBRECHT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0159999
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION DOES HAVE MEMBERS. MEMBERS ELECT THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE ORGANIZATION HAVE THE POWER TO ELECT MEMBERS OF THE GOVERNING BODY (BOARD OF DIRECTORS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS VOTE ON SIGNIFICANT DECISIONS SUCH AS MERGERS AND CHARTER CHANGES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION WILL PROVIDE A COMPLETE COPY OF THE FORM 990 TO MEMBERS OF THE GOVERNING BODY ONLY UPON REQUEST. THE PRESIDENT/CEO WILL REVIEW THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL BOARD MEMBERS COMPLETE AND SIGNOFF ON A CONFLICT OF INTEREST DISCLOSURE AND ANY POTENTIAL CONFLICTS ARE DOCUMENTED/EXPLAINED IF NEEDED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CEO COMPENSATION PACKAGE IS REVIEWED ANNUALLY BY THE PERSONNEL COMMITTEE (CONSISTS OF BOARD MEMBERS) AND IS COMPARED TO CEO COMPENSATION OF CREDIT UNIONS WITHIN SAME PEER GROUP BY A THIRD PARTY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PLASTICS FRAUD 93,020. INTERNET AND MOBILE BANK 70,423. SHARED BRANCH EXPENSE 66,355. MORTGAGE 52,366. MISCELLANEOUS EXPENSES 46,194. FORMS 44,063. POSTAGE EXPENSE 30,862. OUTSIDE SERVICES 29,609. BILL PAYMENT EXPENSE 29,259. BANK SERVICE CHARGES 28,506. COLLECTION EXPENSE 25,113. CONSULTING SERVICES 23,775. ASSOCIATION FEES/DUES 20,280. DEVELOPMENT 19,500. SERVICES 13,371. CHARITABLE CONTRIBUTIONS 10,504. CUDL EXPENSE 10,369. FEDERAL OPERATING FEE EXPENSE 9,550. EQUIPMENT MAINT AND CONTRACTS 7,440. SHARE DRAFTS/CHECKING 6,647. ODS CHARGE-OFF NON ODP 4,452.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE SUPERVISORY COMMITTEE IS CHARGED WITH HIRING THE AUDIT FIRM AND THAT IS TO WHOM THE FIRM DIRECTLY REPORTS. THIS PROCESS HAS NOT CHANGED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 24E
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XII, LINE 2C, FINANCIAL STATEMENTS AND REPORTING
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IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0VA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt083465224
IRS990/TotalAssetsEOYAmt078577683
IRS990/TotalAssetsGrp/BOYAmt083465224
IRS990/TotalAssetsGrp/EOYAmt078577683
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt025
IRS990/TotalFunctionalExpensesGrp/TotalAmt03861964
IRS990/TotalGrossUBIAmt09340
IRS990/TotalLiabilitiesBOYAmt077419010
IRS990/TotalLiabilitiesEOYAmt072527706
IRS990/TotalLiabilitiesGrp/BOYAmt077419010
IRS990/TotalLiabilitiesGrp/EOYAmt072527706
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06046214
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06049977
IRS990/TotalOtherCompensationAmt018994
IRS990/TotalProgramServiceExpensesAmt03861964
IRS990/TotalProgramServiceRevenueAmt02110878
IRS990/TotalReportableCompFromOrgAmt0141005
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03851486
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03860826
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt09340
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt083465224
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt078577683
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O BOX 6882
IRS990/USAddress/CityNm0RICHMOND
IRS990/USAddress/StateAbbreviationCd0VA
IRS990/USAddress/ZIPCd023230
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.ENTRUSTFCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA M LAMBRECHT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08043538012
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ENTRUST FINANCIAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ENTR
ReturnHeader/Filer/EIN0541040653
ReturnHeader/Filer/PhoneNum08043538012
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 6882
ReturnHeader/Filer/USAddress/CityNm0RICHMOND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd023230

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$78,577,683
Liabilities
$72,527,706
Net assets
$6,049,977
Revenue
$3,860,826
Expenses
$3,861,964
Net income
-$1,138
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$74.6$68.3$6.30$4.15$4.01$0.14
2017Detailed filing. Detailed filing data is available for this year.$74.3$68.1$6.16$3.87$3.75$0.11
2016Detailed filing. Detailed filing data is available for this year.$78.6$72.5$6.05$3.86$3.86$0.00
2015Detailed filing. Detailed filing data is available for this year.$83.5$77.4$6.05$3.95$3.80$0.15
2014Detailed filing. Detailed filing data is available for this year.$72.3$66.4$5.88$3.84$3.58$0.26
2011Summary only. Only limited summary data is available for this year.$67.0$61.8$5.21$4.18$4.33$0.16