Civic Intelligence

Entrust Financial Credit Union

990 • Fiscal year 2014 • EIN 54-1040653

Jan 01, 2014 to Dec 31, 2014 • Filed on Jul 08, 2015

Organization ProfileWWW.ENTRUSTFCU.ORG

View Organization Page

PO Box 6882Richmond, VA 23230

(804) 353-8012

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

38th percentile

17.28x

Higher debt load relative to revenue than 38% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

34th percentile

6.9%

Higher net margin than 34% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

63rd percentile

$141,273

Higher top officer pay than 63% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

49th percentile

2.5%

Faster asset growth than 49% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2011 to 2014

Revenue Growth

30th percentile

-2.7%

Faster revenue growth than 30% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2011 to 2014

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$72,304,143

Up $5,258,149 (+7.8%) from 2011

Net Assets

Up

$5,879,268

Up $674,113 (+13%) from 2011

Liabilities

Up

$66,424,875

Up $4,584,036 (+7.4%) from 2011

Revenue And Expenses
Liabilities / Revenue38th percentileNet Margin34th percentile

Revenue

Down

$3,844,588

Down $332,909 (-8.0%) from 2011

Expenses

Down

$3,580,274

Down $754,071 (-17%) from 2011

Net Income

Up

$264,314

Up $421,162 (+269%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth49th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2011: $67,045,994Liabilities 2011: $61,840,839Net Assets 2011: $5,205,1552011Assets 2014: $72,304,143Liabilities 2014: $66,424,875Net Assets 2014: $5,879,2682014Assets 2015: $83,465,224Liabilities 2015: $77,419,010Net Assets 2015: $6,046,2142015Assets 2016: $78,577,683Liabilities 2016: $72,527,706Net Assets 2016: $6,049,9772016Assets 2017: $74,275,418Liabilities 2017: $68,111,587Net Assets 2017: $6,163,8312017Assets 2018: $74,599,111Liabilities 2018: $68,297,624Net Assets 2018: $6,301,4872018

Highlighted filing

2014

Assets$72,304,143
Liabilities$66,424,875
Net Assets$5,879,268
Open 2014 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $4,177,497Expenses 2011: $4,334,345Net Income 2011: -$156,8482011Revenue 2014: $3,844,588Expenses 2014: $3,580,274Net Income 2014: $264,3142014Revenue 2015: $3,947,677Expenses 2015: $3,795,228Net Income 2015: $152,4492015Revenue 2016: $3,860,826Expenses 2016: $3,861,964Net Income 2016: -$1,1382016Revenue 2017: $3,866,149Expenses 2017: $3,753,882Net Income 2017: $112,2672017Revenue 2018: $4,148,038Expenses 2018: $4,011,045Net Income 2018: $136,9932018

Highlighted filing

2014

Revenue$3,844,588
Expenses$3,580,274
Net Income$264,314
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jul 8, 2015
Return Version
2014v5.0
Gross Receipts
$3,844,588
Mission and Program Overview

Mission

Entrust financial credit union's primary exempt purpose is to provide superior service and solutions that meet their members' ever-changing needs. Entrust credit union is a not-for-profit, financially secure cooperative that is owned and controlled by its members.

The entrust financial credit union is a not-for-profit, financially secure cooperative that is owned and controlled by its members. Our mission is to be our members' trusted partner, known by the membership for providing superior service and solutions that meet our members' ever-changing needs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,103,243$35,106,537▲ $2,003,294
Investments Program Related$15,051,166$17,725,588▲ $2,674,422
Investments Other Securities$14,060,530$11,361,007▼ $2,699,523
Rtn Earn Endowment Incm Other Fnds$5,551,638$5,879,268▲ $327,630
Cash and Non-Interest-Bearing Accounts$7,452,746$5,286,196▼ $2,166,550
Land, Buildings, and Equipment, Net$1,159,545$1,096,964▼ $62,581
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$72,416,892$72,304,143▼ $112,749
Other Assets Total$1,589,662$1,727,851▲ $138,189
Liabilities
Other Liabilities$66,376,674$66,043,416▼ $333,258
Accounts Payable and Accrued Expenses$488,580$381,459▼ $107,121
Total Liabilities$66,865,254$66,424,875▼ $440,379
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,551,638$5,879,268▲ $327,630
Total Liabilities and Net Assets / Fund Balance$72,416,892$72,304,143▼ $112,749

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$821,420$773,352$1,594,772
Equipment$81,576$1,099,492$1,181,068
Land$193,968-$193,968
Investment Program Related Org$17,725,588--
Other Securities$5,007,843--
Compensation and Service Providers
Top Officer Pay63rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa LambrechtPresident/CEOFT$124,037$17,236$141,273

Board Members and Trustees

NameTitle
Cheri SpenceChairperson
John Upton JrVice Chairman
Dewey ReynoldsMember of Board of Directo
H Lindsey ClemMember of Board of Directo
James WhiteMember of Board of Directo
Paige PeakSecretary
Timothy HoltzTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,861,903
Investment Income
$347,112
Other Revenue
$1,635,573
Change in Net Assets
$264,314

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,844,588
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$63,316
Total Revenue per Audited Statements
$3,907,904
Total Revenue per Form 990
$3,844,588
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,368,442
Salaries, Compensation, and Employee Benefits$1,211,832
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$832,802
All Other Expenses---$505,702
Other Employee Benefits---$254,993
Depreciation Depletion---$137,206
Current Officers, Directors, Trustees, and Key Employees---$124,037
Interest---$119,736
Occupancy---$102,324
Other Expenses---$97,971
Advertising---$81,737
Insurance---$49,194
Fees for Services Accounting---$32,118
Conferences and Meetings---$29,506
Office Expenses---$16,521
Fees for Services Legal---$8,603
Total Functional Expenses$0$0$0$3,580,274

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,580,274
Total Expenses per Audited Statements$3,580,274
Total Expenses per Form 990$3,580,274
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$66,043,416
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

“The organization changed its field of membership in its bylaws. The organization is now community based instead of seg based.”

Form 990, Part VI, Section A, Line 6

“The organization does have members. Members elect the governing body.”

Form 990, Part VI, Section A, Line 7A

“Members of the organization have the power to elect members of the governing body (board of directors).”

Form 990, Part VI, Section A, Line 7B

“The members vote on significant decisions such as mergers and charter changes.”

Form 990, Part VI, Section B, Line 11

“The organization will provide a complete copy of the form 990 to members of the governing body only upon request. The president/ceo will review the form 990.”

Form 990, Part VI, Section B, Line 12C

“All board members complete and signoff on a conflict of interest disclosure and any potential conflicts are documented/explained if needed.”

Form 990, Part VI, Section B, Line 15A

“Ceo compensation package is reviewed annually by the personnel committee (consists of board members) and is compared to ceo compensation of credit unions within same peer group by a third party.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Entrust Financial Credit Union
EIN
54-1040653
Phone
8043538012
Address
PO BOX 6882, RICHMOND, VA 23230

Signing Officer

Name
Lisa M Lambrecht
Title
President/CEO
Phone
8043538012
Signed
2015-07-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa M Lambrecht
Formed
1970
Legal Domicile
Va
Voting Board Members
7
Independent Board Members
7
Employees
23
Volunteers
0

Preparer

Firm
Brown Edwards & Company Llp
Address
PO BOX 10189, LYNCHBURG, VA 24506-0189
Preparer
Susan Ackley
Phone
4349489000
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Miscellaneous expenses 72,687. Shared branch expense 67,451. Plastics fraud 63,849. Mortgage 60,075. Outside services 36,805. Bill payment expense 36,183. Postage expense 31,597. Forms 22,711. Equipment maint and contracts 18,569. Consulting services 18,488. Association fees/dues 18,126. Bank service charges 18,090. Federal operating fee expense 17,191. Charitable contributions 13,302. Collection expense 5,704. Newsletter and member communications 4,874.”

Form 990, Part XII, Line 2C, Financial Statements and Reporting

“The supervisory committee is charged with hiring the audit firm and that is to whom the firm directly reports. This process has not changed.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is exempt by statute from federal and state income taxes except for net taxable income from certain products and services involving nonmember transactions, which have been deemed by the internal revenue service to be unrelated to the credit union's exempt purpose, and thus subject to income taxes under the unrelated business income tax (ubit) regulations. Prior to being state-chartered,the credit union was not subject to ubit. The credit union filed its initial tax return as of december 31, 2011, and no tax was due. The credit union expects any tax payable as of december 31, 2014 to be immaterial. The credit union's federal income tax return for tax years 2013 and 2012 are subject to examination by the internal revenue service, generally for three years after they are filed.”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0434988
IRS990/PYOtherExpensesAmt02573700
IRS990/PYOtherRevenueAmt01811148
IRS990/PYProgramServiceRevenueAmt01847659
IRS990/PYRevenuesLessExpensesAmt0259490
IRS990/PYSalariesCompEmpBnftPaidAmt01260605
IRS990/PYTotalExpensesAmt03834305
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04093795
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0264314
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt03836554
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05551638
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05879268
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0821420
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0773352
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01594772
IRS990ScheduleD/EquipmentGrp/BookValueAmt081576
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01099492
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01181068
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03580274
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt017725588
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATES OF DEPOSITS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0193968
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0193968
IRS990ScheduleD/NetUnrealizedGainsInvstAmt063316
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt066043416
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt05978396
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1374768
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt25007843
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INVESTMENTS AVAILABLE-FOR-SALE
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2INVESTMENTS HELD-TO MATURITY
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueNotReportedAmt063316
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03844588
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL AND STATE INCOME TAXES EXCEPT FOR NET TAXABLE INCOME FROM CERTAIN PRODUCTS AND SERVICES INVOLVING NONMEMBER TRANSACTIONS, WHICH HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE, AND THUS SUBJECT TO INCOME TAXES UNDER THE UNRELATED BUSINESS INCOME TAX (UBIT) REGULATIONS. PRIOR TO BEING STATE-CHARTERED,THE CREDIT UNION WAS NOT SUBJECT TO UBIT. THE CREDIT UNION FILED ITS INITIAL TAX RETURN AS OF DECEMBER 31, 2011, AND NO TAX WAS DUE. THE CREDIT UNION EXPECTS ANY TAX PAYABLE AS OF DECEMBER 31, 2014 TO BE IMMATERIAL. THE CREDIT UNION'S FEDERAL INCOME TAX RETURN FOR TAX YEARS 2013 AND 2012 ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE, GENERALLY FOR THREE YEARS AFTER THEY ARE FILED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01096964
IRS990ScheduleD/TotalBookValueProgramRltdAmt017725588
IRS990ScheduleD/TotalBookValueSecuritiesAmt011361007
IRS990ScheduleD/TotalExpensesPerForm990Amt03580274
IRS990ScheduleD/TotalLiabilityAmt066043416
IRS990ScheduleD/TotalRevenuePerForm990Amt03844588
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03907904
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03580274
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0CEO COMPENSATION PACKAGE IS REVIEWED ANNUALLY BY THE PERSONNEL COMMITTEE (CONSISTS OF BOARD MEMBERS) AND IS COMPARED TO CEO COMPENSATION OF CREDIT UNIONS WITHIN SAME PEER GROUP BY A THIRD PARTY.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CHANGED ITS FIELD OF MEMBERSHIP IN ITS BYLAWS. THE ORGANIZATION IS NOW COMMUNITY BASED INSTEAD OF SEG BASED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION DOES HAVE MEMBERS. MEMBERS ELECT THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE ORGANIZATION HAVE THE POWER TO ELECT MEMBERS OF THE GOVERNING BODY (BOARD OF DIRECTORS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE MEMBERS VOTE ON SIGNIFICANT DECISIONS SUCH AS MERGERS AND CHARTER CHANGES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION WILL PROVIDE A COMPLETE COPY OF THE FORM 990 TO MEMBERS OF THE GOVERNING BODY ONLY UPON REQUEST. THE PRESIDENT/CEO WILL REVIEW THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ALL BOARD MEMBERS COMPLETE AND SIGNOFF ON A CONFLICT OF INTEREST DISCLOSURE AND ANY POTENTIAL CONFLICTS ARE DOCUMENTED/EXPLAINED IF NEEDED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CEO COMPENSATION PACKAGE IS REVIEWED ANNUALLY BY THE PERSONNEL COMMITTEE (CONSISTS OF BOARD MEMBERS) AND IS COMPARED TO CEO COMPENSATION OF CREDIT UNIONS WITHIN SAME PEER GROUP BY A THIRD PARTY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MISCELLANEOUS EXPENSES 72,687. SHARED BRANCH EXPENSE 67,451. PLASTICS FRAUD 63,849. MORTGAGE 60,075. OUTSIDE SERVICES 36,805. BILL PAYMENT EXPENSE 36,183. POSTAGE EXPENSE 31,597. FORMS 22,711. EQUIPMENT MAINT AND CONTRACTS 18,569. CONSULTING SERVICES 18,488. ASSOCIATION FEES/DUES 18,126. BANK SERVICE CHARGES 18,090. FEDERAL OPERATING FEE EXPENSE 17,191. CHARITABLE CONTRIBUTIONS 13,302. COLLECTION EXPENSE 5,704. NEWSLETTER AND MEMBER COMMUNICATIONS 4,874.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THE SUPERVISORY COMMITTEE IS CHARGED WITH HIRING THE AUDIT FIRM AND THAT IS TO WHOM THE FIRM DIRECTLY REPORTS. THIS PROCESS HAS NOT CHANGED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART IX, LINE 24E
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XII, LINE 2C, FINANCIAL STATEMENTS AND REPORTING
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0VA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt072416892
IRS990/TotalAssetsEOYAmt072304143
IRS990/TotalAssetsGrp/BOYAmt072416892
IRS990/TotalAssetsGrp/EOYAmt072304143
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/TotalAmt03580274
IRS990/TotalGrossUBIAmt08034
IRS990/TotalLiabilitiesBOYAmt066865254
IRS990/TotalLiabilitiesEOYAmt066424875
IRS990/TotalLiabilitiesGrp/BOYAmt066865254
IRS990/TotalLiabilitiesGrp/EOYAmt066424875
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05551638
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05879268
IRS990/TotalOtherCompensationAmt017236
IRS990/TotalProgramServiceExpensesAmt03580274
IRS990/TotalProgramServiceRevenueAmt01861903
IRS990/TotalReportableCompFromOrgAmt0124037
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03836554
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03844588
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08034
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt072416892
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt072304143
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O BOX 6882
IRS990/USAddress/CityNm0RICHMOND
IRS990/USAddress/StateAbbreviationCd0VA
IRS990/USAddress/ZIPCd023230
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.ENTRUSTFCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA M LAMBRECHT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08043538012
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-07-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ENTRUST FINANCIAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ENTR
ReturnHeader/Filer/EIN0541040653
ReturnHeader/Filer/PhoneNum08043538012
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 6882
ReturnHeader/Filer/USAddress/CityNm0RICHMOND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd023230
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0540504608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BROWN EDWARDS & COMPANY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 10189
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LYNCHBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0245060189
ReturnHeader/PreparerPersonGrp/PhoneNum04349489000
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SUSAN ACKLEY
ReturnHeader/ReturnTs02015-07-08T08:29:01-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$72,304,143
Liabilities
$66,424,875
Net assets
$5,879,268
Revenue
$3,844,588
Expenses
$3,580,274
Net income
$264,314
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$74.6$68.3$6.30$4.15$4.01$0.14
2017Detailed filing. Detailed filing data is available for this year.$74.3$68.1$6.16$3.87$3.75$0.11
2016Detailed filing. Detailed filing data is available for this year.$78.6$72.5$6.05$3.86$3.86$0.00
2015Detailed filing. Detailed filing data is available for this year.$83.5$77.4$6.05$3.95$3.80$0.15
2014Detailed filing. Detailed filing data is available for this year.$72.3$66.4$5.88$3.84$3.58$0.26
2011Summary only. Only limited summary data is available for this year.$67.0$61.8$5.21$4.18$4.33$0.16